United Kingdom · Payments & e-money
Geoswift UK Limited
Geoswift UK Limited is a private limited company incorporated in England and Wales and based in London. The Financial Conduct Authority (FCA) authorises it as an authorised payment institution under firm reference number 747393. It is wholly owned by Geoswift Digital Group Limited of the Cayman Islands. According to its 2024 accounts, Raymond Qu is its ultimate controlling party. The firm is the UK entity of the Geoswift group, which describes itself as a cross-border payment technology company headquartered in Vancouver, Canada. It offers business-to-business cross-border collection and settlement services, focused on payments between the UK and China.
Licences and registrations
Held by Geoswift UK Limited (LEI 984500976E15EF04F015). 1 entry on 1 of the 22 tracked registers, retrieved 25 September 2026.
| Register | Licence | Number | Jurisdiction | Status | Registered | Ends | Activities | Register entry |
|---|---|---|---|---|---|---|---|---|
| FCA Financial Services Register - Payment Institutions & RAISPsFCALinked by LEI. Matched by Elucidate on the UK company number the register gives. | Authorised Payment InstitutionPayment Institution | 747393 | United Kingdom | Active | 2018-05-22 | — |
|
Search the register ↗ |
Trading names on the register: Geoswift (FCA-PSD)
- Licences belong to the legal entity, not to a BIC.
- Each licence applies in the country of the regulator that granted it.
- Registers are tracked in 37 countries. Licences granted elsewhere are not recorded here.
- The register entries and their trading names were not matched against sanctions lists. The sanctions facts on this page cover the BIC and its LEI only.
Swift network
Swift’s ISO 9362 BIC directory
- BIC
- GEOWGB22XXX head office
- Connection to Swift
- Reverse billingThe institution is connected to Swift. Messages sent to it are billed to the institution, not to the sender. The “2” in the eighth character of GEOWGB22 marks reverse billing.
- Swift GPI
- Not on the member list
- Payment schemes and systems
- No entry in the EPC registers, the ECB T2 and TIPS lists or the SIX Bank Master cites this BIC
- Branch codes
- None: head-office BIC only
- BIC first registered
- 2020-08-01
- Last updated
- 2021-03-18
Overview
Researched 29 Sep 2026 · Sources
Customers
Not published
Ownership
Group subsidiary
100% Geoswift Digital Group Limited
Firm type
FX and business payments
Trades as Geoswift
- Standing
- Companies House lists the company as active and its last confirmation statement is dated 13 August 2026. The GLEIF record shows its LEI registration as lapsed.
- Ownership
- Geoswift Digital Group Limited (Cayman Islands) owns 100% of the firm, and Raymond Qu controls the group through his 100% holding in Geoswift Digital Limited (British Virgin Islands).
- Direct parent
- Geoswift Digital Group Limited, Cayman Islands 100%
- Ultimate owner
- Geoswift Digital Limited, British Virgin Islands
- Head office
- Birchin Court, 20 Birchin Lane, EC3V 9DU London, United Kingdom
- Company register
- Companies House 07743004
- Incorporated
- 17 Aug 2011
- Founder
- Raymond Qu
Online
- Websites & references
- geoswift.com ↗
- Official social accounts
- None found
Sources · 11 pages consulted
- find-and-update.company-information.service.gov.uk/company/07743004
- find-and-update.company-information.service.gov.uk/company/07743004/officers
- find-and-update.company-information.service.gov.uk/company/07743004/persons-with-significant-control
- find-and-update.company-information.service.gov.uk/company/07743004/filing-history
- find-and-update.company-information.service.gov.uk/company/07743004/filing-history/MzUxMzYyOTA0M2FkaXF6a2N4/document?format=pdf&download=0
- fsc.gi/regulated-entity/geoswift-uk-limited-23643
- register.fca.org.uk/servlet/servlet.FileDownload?file=015b0000006CXC7
- finextra.com/pressarticle/67682/geoswift-wins-fca-authorisation
- businesswire.com/news/home/20251024721293/en/Geoswift-Integrates-with-Circle-Payments-Network-to-Offer-Sta
- businesswire.com/news/home/20260629944598/en/Geoswift-and-SKUx-Announce-Strategic-Partnership-to-Develop-a
- geoswift.com/payment-licenses
Authorisation
Researched 29 Sep 2026 · Sources
- Operates under
- Its own licences
The FCA authorises the firm as an authorised payment institution under the Payment Services Regulations 2017, firm reference number 747393. The Gibraltar Financial Services Commission register lists it with incoming permissions from the UK for executing payment transactions, issuing and acquiring payment instruments and money remittance.
| Authority | Licence or registration | Number | Held | Status | Source |
|---|---|---|---|---|---|
| Financial Conduct Authority United Kingdom | Authorised Payment Institution | 747393 | In its own name | Active | register.fca.org.uk ↗ |
Licences and registrations the research found, at home and abroad, as the firm and its regulators publish them. The Licences and registrations card shows the entries on the registers the directory tracks.
Partners and safeguarding
Researched 29 Sep 2026 · Sources
- Safeguarding
- Segregated safeguarding accountsAccording to its 2024 accounts, the firm holds client funds in segregated accounts with authorised credit institutions under its safeguarding policy.
Banks and regulated firms the firm says hold its customers’ money, issue its cards, sponsor its accounts or settle its payments, as it discloses them in its terms and notices.
Products and markets
Researched 29 Sep 2026 · Sources
When the FCA authorised it in 2017, the firm said it would offer business-to-business cross-border collection and settlement between the UK and China, mainly for the education, e-commerce and travel sectors.
The firm serves business clients from the UK under its FCA authorisation, focused on the UK–China payment corridor. The Gibraltar Financial Services Commission lists it as permitted to provide payment services into Gibraltar from the UK.
- Sells to
- Enterprises · Platforms and marketplaces · Financial institutions
- Serves customers in
- United Kingdom
Leadership
Researched 29 Sep 2026 · Sources
- Chief executive
- Raymond Qu Director; Group CEO and founder of Geoswift
- Executive
- Jing Huo Director
Recent events
Researched 29 Sep 2026 · Sources
-
Other
Companies House published a first Gazette notice for compulsory strike-off on 4 March 2025 and discontinued the action on 5 March 2025.
find-and-update.company-information.service.gov.uk ↗ -
Merger / acquisition
During 2024 a group reorganisation made the firm a wholly owned subsidiary of Geoswift Digital Group Limited, replacing Geoswift Limited (Hong Kong) as parent.
find-and-update.company-information.service.gov.uk ↗ -
Other
The firm moved its registered office from 123 Buckingham Palace Road to Birchin Court, 20 Birchin Lane, London, on 29 April 2024.
find-and-update.company-information.service.gov.uk ↗ -
Leadership
Director Hui Huang left the board on 1 March 2024.
find-and-update.company-information.service.gov.uk ↗ -
Leadership
The firm appointed Raymond Qu and Jing Huo as directors on 1 March 2023, after directors Ao Jie and Runsen Liu left in February 2023.
find-and-update.company-information.service.gov.uk ↗
Compliance-relevant events of the last three years, newest first: fines and enforcement, investigations, security incidents, licence changes, funding rounds, acquisitions and leadership changes. Each links to its source.
Identifiers
Head-office record
- BIC
- GEOWGB22XXX
- How the BIC breaks down
- GEOWBank
- GBCountry · United Kingdom
- 22Location · reverse billing
- XXXBranch · head office
- Branch description
- Not recorded in the directory
- LEI
- 984500976E15EF04F015
- LEI record
- View on GLEIF ↗
- Licence no. · FCA-PSD
- 747393
- How the LEI was matched
- BIC: Mapped to this BIC in the Swift and GLEIF BIC-to-LEI relationship file.Register entry: Matched by Elucidate on the UK company number the register gives.
- Register-entry ID
- dd6609b6505a
Profile
- Type
- Payments & e-moneyPayment institutions, e-money and stored-value issuers, and account-information providers. Licensed under payment-services law (e.g. PSD2 in the EU and UK, the Payment Services Act in Singapore). Taken from the licences on the tracked registers.
- Regulation
- Prudential licenceAuthorised with capital, safeguarding and conduct requirements, e.g. an authorised payment or e-money institution in the EU or UK, a major payment institution in Singapore, or a MiCA crypto-asset service provider.
- Register licences
- 1 entry on 1 register
- Activities
- Payment services
- Licensed in
- United Kingdom
- Website (register)
- www.geoswift.com ↗
- Country · region
- United Kingdom · Europe & Central Asia
- Trading venues (MIC)
- No MIC registered under this LEI list of 2026-09-17
- OFAC sanctions
- No listing cites this BIC
- EU sanctions
- No listing matched this BIC or its LEI
- Country sanctions
- No country programme
Types come from Swift’s BIC classification, the licences on the 22 tracked registers, and the ECB and FSB bank lists. Most banks outside the euro area appear as financial institutions, because their supervisors’ registers are not tracked yet.
Ownership and group
GLEIF relationship records
GLEIF’s relationship records name no parent for this LEI, and no group page is published for it.
Addresses
- Registered address
- 123 BUCKINGHAM PALACE ROAD LONDON SW1W 9SH UNITED KINGDOM
- Operational address
- 123 BUCKINGHAM PALACE ROAD LONDON LONDON SW1W 9SH UNITED KINGDOM
ISO 20022 identification
As an agent in a Swift cross-border payment message (CBPR+)
A CBPR+ message identifies this institution by its BIC, and may add its LEI or a clearing code. CBPR+ does not allow a name and postal address next to a BIC.
- Identified by
- BIC, with its LEI
- Roles in CBPR+
- Any agent, including the instructing and instructed agents
CBPR+
For cross-border payments on Swift: the BIC, with the LEI and clearing code where known
<FinInstnId>
<BICFI>GEOWGB22XXX</BICFI>
<LEI>984500976E15EF04F015</LEI>
</FinInstnId>Full record
Every ISO 20022 element the directory holds. Base ISO 20022 allows them together. CBPR+ does not allow a name and address next to a BIC
<FinInstnId>
<BICFI>GEOWGB22XXX</BICFI>
<LEI>984500976E15EF04F015</LEI>
<Nm>GEOSWIFT UK LIMITED</Nm>
<PstlAdr>
<TwnNm>LONDON</TwnNm>
<Ctry>GB</Ctry>
<AdrLine>123 BUCKINGHAM PALACE ROAD LONDON SW1W 9SH</AdrLine>
</PstlAdr>
</FinInstnId>The BIC, name and address are as published in Swift’s BIC directory. The LEI comes from the Swift and GLEIF BIC-to-LEI file. Check them against your own records before use.
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Sources & method
Every value comes from a public source, such as Swift’s ISO 9362 BIC directory, GLEIF or the OFAC and EU sanctions lists. Most sources are matched on a BIC or an LEI, not on a name.
Swift GPI membership is matched on names and is indicative. A missing sanctions match does not mean that no listing applies. Always screen against the official lists.
Register entries are not screened against sanctions lists. The sanctions facts on this page cover the BIC and its LEI only.
An institution is one entry in the directory: a BIC8 in Swift’s directory, or a firm on a tracked register that holds no BIC. Licences held by an institution with a BIC are shown on its page.
Read the methodology →Credits for this page
- FCA Financial Services Register - Payment Institutions & RAISPs—Financial Conduct Authority (FCA) · register ↗ as at 25 September 2026
- Overview, authorisation, partners, products, leadership and events—researched per institution by an AI model with web search, from the firm's own website, terms and filings, regulators' registers and notices, company registers and news. Licences, partners, figures, people and events link to their source, and each card shows the research date. AI research can be wrong or out of date, so check key facts at the source.
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