United Kingdom · Payments & e-money
Harlands Services LTD
Harlands Services Ltd is a private limited company registered in England and Wales, with its registered office in Newcastle upon Tyne. The FCA authorises it as a payment institution under the Payment Services Regulations 2017, reference 779275. Its sole shareholder is Harlands Group Ltd. The group sits under Xplor Technologies, and the firm's 2025 accounts name Advent International Corporation as the ultimate controlling party. The firm collects Direct Debit membership payments for gyms, leisure centres and entertainment providers in the UK, and it manages those memberships for them. According to its 2025 accounts, it has no staff of its own: they are employed by a fellow subsidiary, Debit Finance Collections PLC.
Licences and registrations
Held by Harlands Services LTD (LEI 984500C7991EB1B3E947). 1 entry on 1 of the 22 tracked registers, retrieved 25 September 2026.
| Register | Licence | Number | Jurisdiction | Status | Registered | Ends | Activities | Register entry |
|---|---|---|---|---|---|---|---|---|
| FCA Financial Services Register - Payment Institutions & RAISPsFCALinked by LEI. Matched by Elucidate on the UK company number the register gives. | Authorised Payment InstitutionPayment Institution | 779275 | United Kingdom | Active | 2018-02-26 | — |
|
Search the register ↗ |
Trading names on the register: Xplor (FCA-PSD), Harlands Group (FCA-PSD)
- Licences belong to the legal entity, not to a BIC.
- Each licence applies in the country of the regulator that granted it.
- Registers are tracked in 37 countries. Licences granted elsewhere are not recorded here.
- The register entries and their trading names were not matched against sanctions lists. The sanctions facts on this page cover the BIC and its LEI only.
Swift network
Swift’s ISO 9362 BIC directory
- BIC
- HASVGB22XXX head office
- Connection to Swift
- Reverse billingThe institution is connected to Swift. Messages sent to it are billed to the institution, not to the sender. The “2” in the eighth character of HASVGB22 marks reverse billing.
- Swift GPI
- Not on the member list
- Payment schemes and systems
- No entry in the EPC registers, the ECB T2 and TIPS lists or the SIX Bank Master cites this BIC
- Branch codes
- None: head-office BIC only
- BIC first registered
- 2023-01-07
- Last updated
- 2023-01-07
Overview
Researched 29 Sep 2026 · Sources
Customers
Not published
Employees
Not published
Ownership
Group subsidiary
100% Harlands Group Ltd
Firm type
Payment infrastructure
Trades as Harlands Group
- Ownership
- Harlands Group Ltd owns 100% of the firm. The firm belongs to the Xplor Technologies group, whose intermediate UK parent is AI Sky UK Holdco Limited. Its ultimate parent is AI Sky UK (Cayman) Limited, which is owned by investment funds managed by Advent International Corporation.
- Direct parent
- Harlands Group Ltd, United Kingdom 100%
- Ultimate owner
- AI Sky UK (Cayman) Limited (funds managed by Advent International Corporation), Cayman Islands
- Head office
- 1st Floor, Central Square South, Orchard Street, NE1 3AZ Newcastle upon Tyne, United Kingdom
- Company register
- Companies House 02982925
- Incorporated
- 25 Oct 1994
- Former names
- CREDIT RESOLUTION SERVICES LTD · DIRECT INSURANCE ADVICE LINE LIMITED
Online
- Websites & references
- harlandsgroup.co.uk ↗
harlands-cloud.co.uk ↗ Payflex self-service portal for members (linked from the site header)
harlandsgroup.co.uk/client-login ↗ client login - Official social accounts
- None found
Sources · 11 pages consulted
- harlandsgroup.co.uk/legal/
- harlandsgroup.co.uk/
- harlandsgroup.co.uk/about-us/
- find-and-update.company-information.service.gov.uk/company/02982925
- find-and-update.company-information.service.gov.uk/company/02982925/officers
- find-and-update.company-information.service.gov.uk/company/02982925/persons-with-significant-control
- find-and-update.company-information.service.gov.uk/company/02982925/filing-history
- find-and-update.company-information.service.gov.uk/company/02982925/filing-history/MzU0NjAyOTI5NmFkaXF6a2N4/document?format=pdf&download=0
- harlandsgroup.co.uk/what-we-do/
- harlandsgroup.co.uk/members/
- weil.com/articles/weil-advises-advent-international-and-xplor-technologies-in-merger-with-clubesse
Authorisation
Researched 29 Sep 2026 · Sources
- Operates under
- Its own licences
The FCA authorises the firm as a payment institution under the Payment Services Regulations 2017, reference 779275, for the provision of payment services.
| Authority | Licence or registration | Number | Held | Status | Source |
|---|---|---|---|---|---|
| Financial Conduct Authority United Kingdom | Authorised Payment Institution | 779275 | In its own name | Active | harlandsgroup.co.uk ↗ |
Licences and registrations the research found, at home and abroad, as the firm and its regulators publish them. The Licences and registrations card shows the entries on the registers the directory tracks.
Partners and safeguarding
Researched 29 Sep 2026 · Sources
- Safeguarding
- Segregated safeguarding accountsThe firm states that it keeps clients' balances in a safeguarded bank account in its own name and reconciles client accounts daily.
- Payment schemes and card networks
- Bacs Direct Debit Access not stated harlandsgroup.co.uk ↗
Banks and regulated firms the firm says hold its customers’ money, issue its cards, sponsor its accounts or settle its payments, as it discloses them in its terms and notices.
Products and markets
Researched 29 Sep 2026 · Sources
The firm collects Direct Debits and runs membership billing, credit control and a member services centre for UK health, fitness, leisure and entertainment operators. It pays the collected funds on to its clients twice a month.
The firm serves operators and their members in the United Kingdom. Its 2025 accounts state that all revenue was earned in the UK.
- Revenue
- GBP 5.99m
- Sells to
- Small businesses · Enterprises · Public sector
- Serves customers in
- United Kingdom
Leadership
Researched 29 Sep 2026 · Sources
- Executive
- Anthony Carabin Director
- Executive
- Nicola Dorothy McGuiness-Brown Director
Recent events
Researched 29 Sep 2026 · Sources
-
Leadership
Pamela Ann Joseph resigned as a director of the firm on 18 November 2025.
find-and-update.company-information.service.gov.uk ↗ -
Merger / acquisition
Xplor Technologies, the firm's group, agreed to merge with Clubessential Holdings. Advent International remains the majority owner of the combined group.
weil.com ↗ -
Leadership
The firm appointed Nicola Dorothy McGuiness-Brown as a director on 19 October 2023.
find-and-update.company-information.service.gov.uk ↗
Compliance-relevant events of the last three years, newest first: fines and enforcement, investigations, security incidents, licence changes, funding rounds, acquisitions and leadership changes. Each links to its source.
Identifiers
Head-office record
- BIC
- HASVGB22XXX
- How the BIC breaks down
- HASVBank
- GBCountry · United Kingdom
- 22Location · reverse billing
- XXXBranch · head office
- Branch description
- Not recorded in the directory
- LEI
- 984500C7991EB1B3E947
- LEI record
- View on GLEIF ↗
- Licence no. · FCA-PSD
- 779275
- How the LEI was matched
- BIC: Mapped to this BIC in the Swift and GLEIF BIC-to-LEI relationship file.Register entry: Matched by Elucidate on the UK company number the register gives.
- Register-entry ID
- 82fe20ed8e83
Profile
- Type
- Payments & e-moneyPayment institutions, e-money and stored-value issuers, and account-information providers. Licensed under payment-services law (e.g. PSD2 in the EU and UK, the Payment Services Act in Singapore). Taken from the licences on the tracked registers.
- Regulation
- Prudential licenceAuthorised with capital, safeguarding and conduct requirements, e.g. an authorised payment or e-money institution in the EU or UK, a major payment institution in Singapore, or a MiCA crypto-asset service provider.
- Register licences
- 1 entry on 1 register
- Activities
- Payment services
- Licensed in
- United Kingdom
- Website (register)
- www.harlandsgroup.co.uk ↗
- Country · region
- United Kingdom · Europe & Central Asia
- Trading venues (MIC)
- No MIC registered under this LEI list of 2026-09-17
- OFAC sanctions
- No listing cites this BIC
- EU sanctions
- No listing matched this BIC or its LEI
- Country sanctions
- No country programme
Types come from Swift’s BIC classification, the licences on the 22 tracked registers, and the ECB and FSB bank lists. Most banks outside the euro area appear as financial institutions, because their supervisors’ registers are not tracked yet.
Ownership and group
GLEIF relationship records
GLEIF’s relationship records name no parent for this LEI, and no group page is published for it.
Addresses
- Registered address
- 1ST FLOOR CENTRAL SQUARE SOUTH ORCHARD STREET NEWCASTLE UPON TYNE NE1 3AZ UNITED KINGDOM
- Operational address
- CENTRAL SQUARE SOUTH ORCHARD STREET FLOOR 1ST NEWCASTLE UPON TYNE NEWCASTLE UPON TYNE NE1 3AZ UNITED KINGDOM
ISO 20022 identification
As an agent in a Swift cross-border payment message (CBPR+)
A CBPR+ message identifies this institution by its BIC, and may add its LEI or a clearing code. CBPR+ does not allow a name and postal address next to a BIC.
- Identified by
- BIC, with its LEI
- Roles in CBPR+
- Any agent, including the instructing and instructed agents
CBPR+
For cross-border payments on Swift: the BIC, with the LEI and clearing code where known
<FinInstnId>
<BICFI>HASVGB22XXX</BICFI>
<LEI>984500C7991EB1B3E947</LEI>
</FinInstnId>Full record
Every ISO 20022 element the directory holds. Base ISO 20022 allows them together. CBPR+ does not allow a name and address next to a BIC
<FinInstnId>
<BICFI>HASVGB22XXX</BICFI>
<LEI>984500C7991EB1B3E947</LEI>
<Nm>HARLANDS SERVICES LTD</Nm>
<PstlAdr>
<TwnNm>NEWCASTLE UPON TYNE</TwnNm>
<Ctry>GB</Ctry>
<AdrLine>1ST FLOOR CENTRAL SQUARE SOUTH ORCHARD STREET NEWCASTLE UPON TYNE NE1</AdrLine>
<AdrLine>3AZ</AdrLine>
</PstlAdr>
</FinInstnId>The BIC, name and address are as published in Swift’s BIC directory. The LEI comes from the Swift and GLEIF BIC-to-LEI file. Check them against your own records before use.
Claim this profile
Work at Harlands Services LTD?
Claim this page to have it marked as verified by the bank, and to send us corrections. We verify every claim before anything changes on the page.
- 01Submit Tell us who you are, using your work email.
- 02We verify We check the email domain and confirm your role with the bank. This usually takes up to five business days.
- 03Profile claimed The page is marked as claimed and verified. You can send us corrections at any time.
Claim received
Thank you. We will email your work address once the claim is verified. Until then, the page stays unclaimed.
The claim was not sent. Try again, or email contact@elucidate.co.
Sources & method
Every value comes from a public source, such as Swift’s ISO 9362 BIC directory, GLEIF or the OFAC and EU sanctions lists. Most sources are matched on a BIC or an LEI, not on a name.
Swift GPI membership is matched on names and is indicative. A missing sanctions match does not mean that no listing applies. Always screen against the official lists.
Register entries are not screened against sanctions lists. The sanctions facts on this page cover the BIC and its LEI only.
An institution is one entry in the directory: a BIC8 in Swift’s directory, or a firm on a tracked register that holds no BIC. Licences held by an institution with a BIC are shown on its page.
Read the methodology →Credits for this page
- FCA Financial Services Register - Payment Institutions & RAISPs—Financial Conduct Authority (FCA) · register ↗ as at 25 September 2026
- Overview, authorisation, partners, products, leadership and events—researched per institution by an AI model with web search, from the firm's own website, terms and filings, regulators' registers and notices, company registers and news. Licences, partners, figures, people and events link to their source, and each card shows the research date. AI research can be wrong or out of date, so check key facts at the source.
- Images—logos and photos from Wikimedia Commons (credited with their author and licence) or from the institution's own website, where Wikimedia has none. Elucidate keeps a copy of each; the links lead to the source and the original image. Logo: harlandsgroup.co.uk (official website) · original.
Assess the financial crime risk behind a BIC
A BIC identifies an institution; it does not assess it. The Elucidate FinCrime Index (EFI) is an independent score of the financial crime risk of banks, built for correspondent banking and counterparty due diligence.
Book a demo