United Kingdom · Payments & e-money
Indigo Fx LTD
Indigo FX Ltd is a private limited company incorporated in England and Wales in 2012 and based in London. The Financial Conduct Authority (FCA) authorises it as an Authorised Payment Institution for money remittance under the Payment Services Regulations 2017. HM Revenue & Customs (HMRC) supervises it for AML as a money service business. Indigo FX Holdings Ltd owns 75% or more of its shares. The firm provides execution-only spot, forward and limit-order foreign exchange and international payments to businesses and individuals, through dealers and its IndigoPay platform. Its terms state that partner payment service providers supply the payment accounts and payment infrastructure, mainly entities of Currency Cloud.
Licences and registrations
Held by Indigo Fx LTD (LEI 254900ND28BV4GYUU140). 2 entries on 2 of the 22 tracked registers, retrieved 25 September 2026.
| Register | Licence | Number | Jurisdiction | Status | Registered | Ends | Activities | Register entry |
|---|---|---|---|---|---|---|---|---|
| FCA Financial Services Register - Payment Institutions & RAISPsFCALinked by LEI. Matched by Elucidate on the UK company number the register gives. | Authorised Payment InstitutionPayment Institution | 594433 | United Kingdom | Active | 2018-06-13 | — |
|
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| HMRC MLR Supervised Business RegisterHMRCLinked by LEI. Matched by Elucidate on the UK company number the register gives. | Money Service BusinessMoney Transmitter / Remittance | XFML00000195816 | United Kingdom | Active | 2024-03-01 | — |
|
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- Licences belong to the legal entity, not to a BIC.
- Each licence applies in the country of the regulator that granted it.
- Registers are tracked in 37 countries. Licences granted elsewhere are not recorded here.
- The register entries and their trading names were not matched against sanctions lists. The sanctions facts on this page cover the BIC and its LEI only.
Swift network
Swift’s ISO 9362 BIC directory
- BIC
- IDDGGB21XXX head office
- Connection to Swift
- Passive participant (no connection)This BIC is registered for identification only. The institution has no direct connection to the Swift network. Messages and payments reach it through a correspondent bank. The “1” in the eighth character of IDDGGB21 marks a passive participant.
- Swift GPI
- Not on the member list
- Payment schemes and systems
- No entry in the EPC registers, the ECB T2 and TIPS lists or the SIX Bank Master cites this BIC
- Branch codes
- None: head-office BIC only
- BIC first registered
- 2019-04-06
- Last updated
- 2019-04-06
Overview
Researched 29 Sep 2026 · Sources
Customers
Not published
Ownership
Group subsidiary
Indigo FX Holdings Ltd
Firm type
FX and business payments
Trades as Indigo FX
- Ownership
- Indigo FX Holdings Ltd (Companies House 12085187) holds 75% or more of the shares and voting rights, and the firm's 2025 accounts name it as the ultimate controlling party.
- Direct parent
- Indigo FX Holdings Ltd, United Kingdom
- Head office
- 9th Floor, One Canada Square, E14 5AA London, United Kingdom
- Company register
- Companies House 08153583
- Incorporated
- 23 Jul 2012
Online
- Websites & references
- indigofx.com ↗
indigopay.com ↗ IndigoPay online trading and payments platform (client login) - Official social accounts
- LinkedIn ↗ · X ↗ · Facebook ↗ · Instagram ↗
Sources · 12 pages consulted
- find-and-update.company-information.service.gov.uk/company/08153583
- find-and-update.company-information.service.gov.uk/company/08153583/officers
- find-and-update.company-information.service.gov.uk/company/08153583/persons-with-significant-control
- find-and-update.company-information.service.gov.uk/company/08153583/filing-history
- find-and-update.company-information.service.gov.uk/company/08153583/filing-history/MzU0NjA0NDAyOGFkaXF6a2N4/document?format=xhtml&download=1
- find-and-update.company-information.service.gov.uk/company/12085187
- indigofx.com/
- indigofx.com/terms-and-condition/
- indigofx.com/terms-and-condition-2/
- indigofx.com/legal/
- indigofx.com/faq/
- register.fca.org.uk/servlet/servlet.FileDownload?file=015b0000006CXC7
Authorisation
Researched 29 Sep 2026 · Sources
- Operates under
- Several models
- Licensed firm it operates under
- The Currency Cloud Limited, United Kingdom Partner payment service provider supplying payment and e-money services, payment accounts and payment infrastructure used for Indigo FX clients
The FCA authorises Indigo FX Ltd as an Authorised Payment Institution for money remittance (FRN 594433). Its terms state that it does not generally provide payment accounts in its own name. Partner payment service providers supply the accounts and scheme access: The Currency Cloud Limited (FCA FRN 900199), CurrencyCloud B.V. for EEA clients and The Currency Cloud Inc. for US clients.
| Authority | Licence or registration | Number | Held | Status | Source |
|---|---|---|---|---|---|
| Financial Conduct Authority United Kingdom | Authorised Payment Institution | 594433 | In its own name | Active | indigofx.com ↗ |
| HM Revenue & Customs United Kingdom | Money Service Business (Money Transmitter / Remittance; currency exchange) | XFML00000195816 | In its own name | Active | — |
Licences and registrations the research found, at home and abroad, as the firm and its regulators publish them. The Licences and registrations card shows the entries on the registers the directory tracks.
Partners and safeguarding
Researched 29 Sep 2026 · Sources
- Safeguarding
- Segregated safeguarding accountsThe firm states that it holds safeguarded customer funds apart from its own funds, in designated safeguarding accounts with regulated institutions. It also states that margin deposits on forward contracts are not safeguarded.
- Settlement bank · Partner
- The Currency Cloud Limited United Kingdom
- Settlement bank · Partner
- CurrencyCloud B.V. Netherlands
- Settlement bank · Partner
- The Currency Cloud Inc. United States
- Sponsor bank
- Community Federal Savings Bank United States
Banks and regulated firms the firm says hold its customers’ money, issue its cards, sponsor its accounts or settle its payments, as it discloses them in its terms and notices.
Products and markets
Researched 29 Sep 2026 · Sources
The firm offers spot and forward foreign exchange, limit orders and international payments in more than 60 currencies, by telephone dealing or through its IndigoPay platform. Partner payment service providers supply the receiving accounts in US dollars and euros.
The firm serves customers from the United Kingdom. Its business terms state that CurrencyCloud B.V. provides payment services to clients in the EEA and The Currency Cloud Inc. to clients in the United States.
- Sells to
- Small businesses · Enterprises · Consumers
- Serves customers in
- United Kingdom
Leadership
Researched 29 Sep 2026 · Sources
- Executive
- Karpal Singh Ubhoo Director
Recent events
Researched 29 Sep 2026 · Sources
-
Other
The firm moved its registered office from 30 Crown Place, London EC2A 4EB to 1 Canada Square, London E14 5AA on 25 November 2025.
find-and-update.company-information.service.gov.uk ↗
Compliance-relevant events of the last three years, newest first: fines and enforcement, investigations, security incidents, licence changes, funding rounds, acquisitions and leadership changes. Each links to its source.
Identifiers
Head-office record
- BIC
- IDDGGB21XXX
- How the BIC breaks down
- IDDGBank
- GBCountry · United Kingdom
- 21Location · passive
- XXXBranch · head office
- Branch description
- Not recorded in the directory
- LEI
- 254900ND28BV4GYUU140
- LEI record
- View on GLEIF ↗
- Licence no. · FCA-PSD
- 594433
- Licence no. · HMRC-MLR
- XFML00000195816
- How the LEI was matched
- BIC: Mapped to this BIC in the Swift and GLEIF BIC-to-LEI relationship file.Register entries: Matched by Elucidate on the UK company number the register gives.
- Register-entry ID
- bf6c7d5b58e0
Profile
- Type
- Payments & e-money · Money service businessPayment institutions, e-money and stored-value issuers, and account-information providers. Licensed under payment-services law (e.g. PSD2 in the EU and UK, the Payment Services Act in Singapore). Taken from the licences on the tracked registers.
- Regulation
- Prudential licenceAuthorised with capital, safeguarding and conduct requirements, e.g. an authorised payment or e-money institution in the EU or UK, a major payment institution in Singapore, or a MiCA crypto-asset service provider.
- Register licences
- 2 entries on 2 registers
- Activities
- Payment services
- Money remittance
- Currency exchange
- Licensed in
- United Kingdom
- Country · region
- United Kingdom · Europe & Central Asia
- Trading venues (MIC)
- No MIC registered under this LEI list of 2026-09-17
- OFAC sanctions
- No listing cites this BIC
- EU sanctions
- No listing matched this BIC or its LEI
- Country sanctions
- No country programme
Types come from Swift’s BIC classification, the licences on the 22 tracked registers, and the ECB and FSB bank lists. Most banks outside the euro area appear as financial institutions, because their supervisors’ registers are not tracked yet.
Ownership and group
GLEIF relationship records
GLEIF’s relationship records name no parent for this LEI, and no group page is published for it.
Addresses
- Registered address
- 30 CROWN PLACE FLOOR 12 LONDON EC2A 4EB UNITED KINGDOM
- Operational address
- 30 CROWN PLACE FLOOR 12 LONDON LONDON EC2A 4EB UNITED KINGDOM
ISO 20022 identification
As an agent in a Swift cross-border payment message (CBPR+)
A CBPR+ message identifies this institution by its BIC, and may add its LEI or a clearing code. CBPR+ does not allow a name and postal address next to a BIC.
- Identified by
- BIC, with its LEI
- Roles in CBPR+
- Debtor agent, creditor agent or an intermediary agent
CBPR+
For cross-border payments on Swift: the BIC, with the LEI and clearing code where known
<FinInstnId>
<BICFI>IDDGGB21XXX</BICFI>
<LEI>254900ND28BV4GYUU140</LEI>
</FinInstnId>Full record
Every ISO 20022 element the directory holds. Base ISO 20022 allows them together. CBPR+ does not allow a name and address next to a BIC
<FinInstnId>
<BICFI>IDDGGB21XXX</BICFI>
<LEI>254900ND28BV4GYUU140</LEI>
<Nm>INDIGO FX LTD</Nm>
<PstlAdr>
<TwnNm>LONDON</TwnNm>
<Ctry>GB</Ctry>
<AdrLine>30 CROWN PLACE FLOOR 12 LONDON EC2A 4EB</AdrLine>
</PstlAdr>
</FinInstnId>This BIC is not connected to Swift. Messages reach the institution through a correspondent bank, so it cannot be the instructing or instructed agent.
The BIC, name and address are as published in Swift’s BIC directory. The LEI comes from the Swift and GLEIF BIC-to-LEI file. Check them against your own records before use.
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Sources & method
Every value comes from a public source, such as Swift’s ISO 9362 BIC directory, GLEIF or the OFAC and EU sanctions lists. Most sources are matched on a BIC or an LEI, not on a name.
Swift GPI membership is matched on names and is indicative. A missing sanctions match does not mean that no listing applies. Always screen against the official lists.
Register entries are not screened against sanctions lists. The sanctions facts on this page cover the BIC and its LEI only.
An institution is one entry in the directory: a BIC8 in Swift’s directory, or a firm on a tracked register that holds no BIC. Licences held by an institution with a BIC are shown on its page.
Read the methodology →Credits for this page
- FCA Financial Services Register - Payment Institutions & RAISPs—Financial Conduct Authority (FCA) · register ↗ as at 25 September 2026
- HMRC MLR Supervised Business Register—HM Revenue & Customs (HMRC) · register ↗ as at 24 September 2026
- Overview, authorisation, partners, products, leadership and events—researched per institution by an AI model with web search, from the firm's own website, terms and filings, regulators' registers and notices, company registers and news. Licences, partners, figures, people and events link to their source, and each card shows the research date. AI research can be wrong or out of date, so check key facts at the source.
- Images—logos and photos from Wikimedia Commons (credited with their author and licence) or from the institution's own website, where Wikimedia has none. Elucidate keeps a copy of each; the links lead to the source and the original image. Logo: indigofx.com (official website) · original.
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