United Kingdom · Payments & e-money
Kbr Foreign Exchange Limited
KBR Foreign Exchange Limited is a private limited company registered in England and Wales, with its office in Tilbury, Essex. The FCA authorises the firm as an authorised payment institution under reference 504575. HMRC supervises it for anti-money laundering purposes as a money service business. Its directors Jeffrey Bye and Vikroam Rampersad each hold more than 25% but not more than 50% of the shares. It trades as KBRFX and offers spot and forward currency contracts and international payments to businesses and private individuals. The firm was re-registered from KBR Foreign Exchange PLC as a private company in March 2015.
Licences and registrations
Held by Kbr Foreign Exchange Limited (LEI 21380099IEX9PVCH4523). 2 entries on 2 of the 22 tracked registers, retrieved 25 September 2026.
| Register | Licence | Number | Jurisdiction | Status | Registered | Ends | Activities | Register entry |
|---|---|---|---|---|---|---|---|---|
| FCA Financial Services Register - Payment Institutions & RAISPsFCALinked by LEI. Matched by Elucidate on the UK company number the register gives. | Authorised Payment InstitutionPayment Institution | 504575 | United Kingdom | Active | 2018-05-04 | — |
|
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| HMRC MLR Supervised Business RegisterHMRCLinked by LEI. Matched by Elucidate on the UK company number the register gives. | Money Service BusinessMoney Transmitter / Remittance | XNML00000124760 | United Kingdom | Active | 2007-02-12 | — |
|
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- Licences belong to the legal entity, not to a BIC.
- Each licence applies in the country of the regulator that granted it.
- Registers are tracked in 37 countries. Licences granted elsewhere are not recorded here.
- The register entries and their trading names were not matched against sanctions lists. The sanctions facts on this page cover the BIC and its LEI only.
Swift network
Swift’s ISO 9362 BIC directory
- BIC
- KBRFGB22XXX head office
- Connection to Swift
- Reverse billingThe institution is connected to Swift. Messages sent to it are billed to the institution, not to the sender. The “2” in the eighth character of KBRFGB22 marks reverse billing.
- Swift GPI
- Not on the member list
- Payment schemes and systems
- No entry in the EPC registers, the ECB T2 and TIPS lists or the SIX Bank Master cites this BIC
- Branch codes
- None: head-office BIC only
- BIC first registered
- 2022-08-06
- Last updated
- 2022-08-06
Overview
Researched 29 Sep 2026 · Sources
Customers
Not published
Ownership
Privately held
Firm type
FX and business payments
Trades as KBRFX
- Ownership
- Directors Jeffrey Bye and Vikroam Rampersad each hold more than 25% but not more than 50% of the shares and voting rights, according to Companies House.
- Major shareholders
- Jeffrey Bye
Vikroam Rampersad - Head office
- Riverside Business Centre, Fort Road, RM18 7ND Tilbury, United Kingdom
- Company register
- Companies House 05424125
- Incorporated
- 14 Apr 2005
- Former names
- KBR FOREIGN EXCHANGE PLC · GENEVA INTERNATIONAL MARKETING LTD
Online
- Websites & references
- kbrfx.com ↗
- Official social accounts
- None found
Sources · 10 pages consulted
- find-and-update.company-information.service.gov.uk/company/05424125
- find-and-update.company-information.service.gov.uk/company/05424125/officers
- find-and-update.company-information.service.gov.uk/company/05424125/persons-with-significant-control
- find-and-update.company-information.service.gov.uk/company/05424125/filing-history
- find-and-update.company-information.service.gov.uk/company/05424125/filing-history/MzUwOTY0Nzg1NmFkaXF6a2N4/document?format=pdf&download=0
- kbrfx.com/
- kbrfx.com/about-us/
- kbrfx.com/general-information/customers-funds-safeguarding/
- kbrfx.com/general-information/legal/
- kbrfx.com/general-information/our-business-partners/
Authorisation
Researched 29 Sep 2026 · Sources
- Operates under
- Its own licences
The FCA authorises the firm as an authorised payment institution (reference 504575). HMRC registers it as a money service business for money remittance and currency exchange.
| Authority | Licence or registration | Number | Held | Status | Source |
|---|---|---|---|---|---|
| Financial Conduct Authority United Kingdom | Authorised Payment Institution | 504575 | In its own name | Active | kbrfx.com ↗ |
| HM Revenue & Customs United Kingdom | Money Service Business (Money Transmitter / Remittance; currency exchange) | XNML00000124760 | In its own name | Active | — |
Licences and registrations the research found, at home and abroad, as the firm and its regulators publish them. The Licences and registrations card shows the entries on the registers the directory tracks.
Partners and safeguarding
Researched 29 Sep 2026 · Sources
- Safeguarding
- Segregated safeguarding accountsThe firm says it safeguards relevant funds by segregation. Funds still held at the end of the business day after receipt are kept in a separate safeguarding account at Barclays Bank PLC.
- Safeguarding bank
- Barclays Bank PLC United Kingdom
Banks and regulated firms the firm says hold its customers’ money, issue its cards, sponsor its accounts or settle its payments, as it discloses them in its terms and notices.
Products and markets
Researched 29 Sep 2026 · Sources
It offers spot and forward currency contracts and same-day or next-day international payments, and says it trades over 50 currencies with a dedicated account manager for each client.
It serves UK businesses and private individuals and sends payments abroad under its UK authorisation.
- Sells to
- Small businesses · Enterprises · Consumers
- Serves customers in
- United Kingdom
Leadership
Researched 29 Sep 2026 · Sources
- Executive
- Vikroam Rampersad Director and Company Secretary
- Executive
- Jeffrey Bye Director
Recent events
Researched 29 Sep 2026 · Sources
The research found no fines, investigations, security incidents, licence changes or corporate events from the last three years.
Compliance-relevant events of the last three years, newest first: fines and enforcement, investigations, security incidents, licence changes, funding rounds, acquisitions and leadership changes. Each links to its source.
Identifiers
Head-office record
- BIC
- KBRFGB22XXX
- How the BIC breaks down
- KBRFBank
- GBCountry · United Kingdom
- 22Location · reverse billing
- XXXBranch · head office
- Branch description
- Not recorded in the directory
- LEI
- 21380099IEX9PVCH4523
- LEI record
- View on GLEIF ↗
- Licence no. · FCA-PSD
- 504575
- Licence no. · HMRC-MLR
- XNML00000124760
- How the LEI was matched
- BIC: Mapped to this BIC in the Swift and GLEIF BIC-to-LEI relationship file.Register entries: Matched by Elucidate on the UK company number the register gives.
- Register-entry ID
- b24bbec15580
Profile
- Type
- Payments & e-money · Money service businessPayment institutions, e-money and stored-value issuers, and account-information providers. Licensed under payment-services law (e.g. PSD2 in the EU and UK, the Payment Services Act in Singapore). Taken from the licences on the tracked registers.
- Regulation
- Prudential licenceAuthorised with capital, safeguarding and conduct requirements, e.g. an authorised payment or e-money institution in the EU or UK, a major payment institution in Singapore, or a MiCA crypto-asset service provider.
- Register licences
- 2 entries on 2 registers
- Activities
- Payment services
- Money remittance
- Currency exchange
- Licensed in
- United Kingdom
- Country · region
- United Kingdom · Europe & Central Asia
- Trading venues (MIC)
- No MIC registered under this LEI list of 2026-09-17
- OFAC sanctions
- No listing cites this BIC
- EU sanctions
- No listing matched this BIC or its LEI
- Country sanctions
- No country programme
Types come from Swift’s BIC classification, the licences on the 22 tracked registers, and the ECB and FSB bank lists. Most banks outside the euro area appear as financial institutions, because their supervisors’ registers are not tracked yet.
Ownership and group
GLEIF relationship records
GLEIF’s relationship records name no parent for this LEI, and no group page is published for it.
Addresses
- Registered address
- RIVERSIDE BUSINESS CENTRE FORT ROAD TILBURY RM18 7ND UNITED KINGDOM
- Operational address
- RIVERSIDE BUSINESS CENTRE FORT ROAD TILBURY TILBURY RM18 7ND UNITED KINGDOM
ISO 20022 identification
As an agent in a Swift cross-border payment message (CBPR+)
A CBPR+ message identifies this institution by its BIC, and may add its LEI or a clearing code. CBPR+ does not allow a name and postal address next to a BIC.
- Identified by
- BIC, with its LEI
- Roles in CBPR+
- Any agent, including the instructing and instructed agents
CBPR+
For cross-border payments on Swift: the BIC, with the LEI and clearing code where known
<FinInstnId>
<BICFI>KBRFGB22XXX</BICFI>
<LEI>21380099IEX9PVCH4523</LEI>
</FinInstnId>Full record
Every ISO 20022 element the directory holds. Base ISO 20022 allows them together. CBPR+ does not allow a name and address next to a BIC
<FinInstnId>
<BICFI>KBRFGB22XXX</BICFI>
<LEI>21380099IEX9PVCH4523</LEI>
<Nm>KBR FOREIGN EXCHANGE LIMITED</Nm>
<PstlAdr>
<TwnNm>TILBURY</TwnNm>
<Ctry>GB</Ctry>
<AdrLine>RIVERSIDE BUSINESS CENTRE FORT ROAD TILBURY RM18 7ND</AdrLine>
</PstlAdr>
</FinInstnId>The BIC, name and address are as published in Swift’s BIC directory. The LEI comes from the Swift and GLEIF BIC-to-LEI file. Check them against your own records before use.
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Sources & method
Every value comes from a public source, such as Swift’s ISO 9362 BIC directory, GLEIF or the OFAC and EU sanctions lists. Most sources are matched on a BIC or an LEI, not on a name.
Swift GPI membership is matched on names and is indicative. A missing sanctions match does not mean that no listing applies. Always screen against the official lists.
Register entries are not screened against sanctions lists. The sanctions facts on this page cover the BIC and its LEI only.
An institution is one entry in the directory: a BIC8 in Swift’s directory, or a firm on a tracked register that holds no BIC. Licences held by an institution with a BIC are shown on its page.
Read the methodology →Credits for this page
- FCA Financial Services Register - Payment Institutions & RAISPs—Financial Conduct Authority (FCA) · register ↗ as at 25 September 2026
- HMRC MLR Supervised Business Register—HM Revenue & Customs (HMRC) · register ↗ as at 24 September 2026
- Overview, authorisation, partners, products, leadership and events—researched per institution by an AI model with web search, from the firm's own website, terms and filings, regulators' registers and notices, company registers and news. Licences, partners, figures, people and events link to their source, and each card shows the research date. AI research can be wrong or out of date, so check key facts at the source.
- Images—logos and photos from Wikimedia Commons (credited with their author and licence) or from the institution's own website, where Wikimedia has none. Elucidate keeps a copy of each; the links lead to the source and the original image. Logo: kbrfx.com (official website) · original.
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