France · Payments & e-money
Lyra Collect
Lyra Collect is a French simplified joint-stock company (SAS) based in Labège, near Toulouse. The Autorité de Contrôle Prudentiel et de Résolution (ACPR) authorised it as a payment institution on 21 June 2017. The EBA register lists card acquiring, payment initiation and account information among its authorised services. The firm belongs to the Lyra group, headed by Financière Lyra SAS, and runs on the payment platform of Lyra Network. It gives e-commerce sites, shops and marketplaces a technical payment solution with its own acquiring contract.
Licences and registrations
Held by Lyra Collect (LEI 969500NYI7UYV1Y67N13). 1 entry on 1 of the 22 tracked registers, retrieved 25 September 2026.
| Register | Licence | Number | Jurisdiction | Status | Registered | Ends | Activities | Register entry |
|---|---|---|---|---|---|---|---|---|
| EBA PSD2 RegisterPrudential Supervisory and Resolution AuthorityLinked by LEI. Matched by Elucidate to GLEIF on name, country and address. | Payment institutionPayment Institution | 817491236 | France | Active | 2017-06-21 | — |
|
Search the register ↗ |
- Licences belong to the legal entity, not to a BIC.
- Each licence applies in the country of the regulator that granted it.
- Registers are tracked in 37 countries. Licences granted elsewhere are not recorded here.
- The register entries and their trading names were not matched against sanctions lists. The sanctions facts on this page cover the BIC and its LEI only.
Swift network
Swift’s ISO 9362 BIC directory
- BIC
- LYCOFR21XXX head office
- Connection to Swift
- Passive participant (no connection)This BIC is registered for identification only. The institution has no direct connection to the Swift network. Messages and payments reach it through a correspondent bank. The “1” in the eighth character of LYCOFR21 marks a passive participant.
- Swift GPI
- Not on the member list
- Payment schemes and systems
- SCT · SCT Inst · SDD Core · TIPS
- Branch codes
- None: head-office BIC only
- BIC first registered
- 2017-09-02
- Last updated
- 2017-09-02
Overview
Researched 29 Sep 2026 · Sources
Customers
Not published
Employees
Not published
Ownership
Group subsidiary
Firm type
Merchant acquiring and processing
Trades as Lyra Collect
- Ownership
- The firm has a single shareholder and belongs to the Lyra group, which Financière Lyra SAS (RCS Toulouse 800 222 150) of Labège heads.
- Ultimate owner
- Financière Lyra SAS, France
- Head office
- 209 rue de l'Innovation, 31670 Labège, France
- Company register
- RCS Toulouse 817 491 236
- Incorporated
- 28 Dec 2015
Online
- Websites & references
- lyra.com ↗
docs.lyra.com ↗ developer documentation
support.lyra.com ↗ Lyra Collect help centre
Wikipedia ↗ group article - Official social accounts
- LinkedIn ↗
Authorisation
Researched 29 Sep 2026 · Sources
- Operates under
- Its own licences
The ACPR authorised the firm as a payment institution on 21 June 2017. Its authorisation was extended in 2020 to payment initiation and account information services. The number of EEA states it serves under freedom to provide services has not been published.
| Authority | Licence or registration | Number | Held | Status | Source |
|---|---|---|---|---|---|
| Autorité de Contrôle Prudentiel et de Résolution (ACPR) France | Payment institution (établissement de paiement) | 817491236 | In its own name | Active | lyra.com ↗ |
Licences and registrations the research found, at home and abroad, as the firm and its regulators publish them. The Licences and registrations card shows the entries on the registers the directory tracks.
Products and markets
Researched 29 Sep 2026 · Sources
The firm offers online, payment-link and in-store payment acceptance with an acquiring contract. It also offers marketplace payment flows with seller onboarding. According to Lyra, it supports more than 150 payment methods.
According to the Lyra group, Lyra Collect serves merchants in France and elsewhere in Europe under its French payment institution authorisation.
- Sells to
- Small businesses · Enterprises · Platforms and marketplaces · Public sector
- Serves customers in
- France
Leadership
Researched 29 Sep 2026 · Sources
- Chief executive
- Clothilde Leclerc Présidente (President) of Lyra Collect; CFO of the Lyra group
- Executive
- Rebecca Masse Directrice Générale Adjointe (Deputy Managing Director), Lyra Collect
Recent events
Researched 29 Sep 2026 · Sources
The research found no fines, investigations, security incidents, licence changes or corporate events from the last three years.
Compliance-relevant events of the last three years, newest first: fines and enforcement, investigations, security incidents, licence changes, funding rounds, acquisitions and leadership changes. Each links to its source.
Identifiers
Head-office record
- BIC
- LYCOFR21XXX
- How the BIC breaks down
- LYCOBank
- FRCountry · France
- 21Location · passive
- XXXBranch · head office
- Branch description
- Not recorded in the directory
- LEI
- 969500NYI7UYV1Y67N13
- LEI record
- View on GLEIF ↗
- Licence no. · EBA-PSD2
- 817491236
- How the LEI was matched
- BIC: Mapped to this BIC in the Swift and GLEIF BIC-to-LEI relationship file.Register entry: Matched by Elucidate to GLEIF on name, country and address.
- Register-entry ID
- f92128a7c4c4
- National bank code
- Code interbancaire (CIB) 16828
Profile
- Type
- Payments & e-moneyPayment institutions, e-money and stored-value issuers, and account-information providers. Licensed under payment-services law (e.g. PSD2 in the EU and UK, the Payment Services Act in Singapore). Taken from the licences on the tracked registers.
- Regulation
- Prudential licenceAuthorised with capital, safeguarding and conduct requirements, e.g. an authorised payment or e-money institution in the EU or UK, a major payment institution in Singapore, or a MiCA crypto-asset service provider.
- Register licences
- 1 entry on 1 register
- Activities
- Payment services
- Card acquiring
- Payment initiation
- Account information
- Licensed in
- France
- Country · region
- France · Europe & Central Asia
- Banking supervision
- Not on the ECB's list of supervised entities as of 2026-07-01
- Trading venues (MIC)
- No MIC registered under this LEI list of 2026-09-17
- OFAC sanctions
- No listing cites this BIC
- EU sanctions
- No listing matched this BIC or its LEI
- Country sanctions
- No country programme
Types come from Swift’s BIC classification, the licences on the 22 tracked registers, and the ECB and FSB bank lists. Most banks outside the euro area appear as financial institutions, because their supervisors’ registers are not tracked yet.
Ownership and group
GLEIF relationship records
GLEIF’s relationship records name no parent for this LEI, and no group page is published for it.
Addresses
- Registered address
- 109 RUE DE L'INNOVATION LABEGE 31670 FRANCE
- Operational address
- 109 RUE DE L'INNOVATION LABEGE 31670 LABEGE FRANCE
ISO 20022 identification
As an agent in a Swift cross-border payment message (CBPR+)
A CBPR+ message identifies this institution by its BIC, and may add its LEI or a clearing code. CBPR+ does not allow a name and postal address next to a BIC.
- Identified by
- BIC, with its LEI
- Roles in CBPR+
- Debtor agent, creditor agent or an intermediary agent
CBPR+
For cross-border payments on Swift: the BIC, with the LEI and clearing code where known
<FinInstnId>
<BICFI>LYCOFR21XXX</BICFI>
<LEI>969500NYI7UYV1Y67N13</LEI>
</FinInstnId>Full record
Every ISO 20022 element the directory holds. Base ISO 20022 allows them together. CBPR+ does not allow a name and address next to a BIC
<FinInstnId>
<BICFI>LYCOFR21XXX</BICFI>
<LEI>969500NYI7UYV1Y67N13</LEI>
<Nm>LYRA COLLECT</Nm>
<PstlAdr>
<TwnNm>LABEGE</TwnNm>
<Ctry>FR</Ctry>
<AdrLine>109 RUE DE L'INNOVATION LABEGE 31670</AdrLine>
</PstlAdr>
</FinInstnId>This BIC is not connected to Swift. Messages reach the institution through a correspondent bank, so it cannot be the instructing or instructed agent.
The BIC, name and address are as published in Swift’s BIC directory. The LEI comes from the Swift and GLEIF BIC-to-LEI file. Check them against your own records before use.
Payment schemes and systems
EPC registers of 2026-09-11 · ECB T2 list of 2026-07-02 · ECB TIPS list of 2026-09-01 · SIX Bank Master valid on 2026-09-28
| Scheme or system | Since | Registered with | Note |
|---|---|---|---|
| SEPA Credit TransferISO 20022 messages | 2020-10-05 | Head office | — |
| SEPA Instant Credit TransferISO 20022 messages | 2025-10-05 | Head office | — |
| SEPA Direct Debit CoreISO 20022 messages | 2020-10-05 | Head office | — |
| TIPS (TARGET Instant Payment Settlement)ISO 20022 messages | — | Head office | — |
SEPA dates are when the institution became ready for the scheme. TIPS entries have no joining date.
An institution missing from T2 may still be reachable through an indirect participant. The ECB’s TIPS list does not separate participants from reachable parties. It includes institutions reachable in Swedish kronor as well as in euro.
“ISO 20022 messages” marks a scheme or system whose rulebook or operator specifies ISO 20022 for messages between participants.
National bank codes
Code interbancaire (CIB) · France
1 code
| Code | Routes to BIC | Name in the national file | City |
|---|---|---|---|
| 16828 | LYCOFR21XXX | LYRA COLLECT | LABEGE |
Each code shows the name in the national file. Smaller banks often route through a central institution’s BIC. A code can therefore belong to a different bank than the one on this page.
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Sources & method
Every value comes from a public source, such as Swift’s ISO 9362 BIC directory, GLEIF or the OFAC and EU sanctions lists. Most sources are matched on a BIC or an LEI, not on a name.
Swift GPI membership is matched on names and is indicative. A missing sanctions match does not mean that no listing applies. Always screen against the official lists.
Register entries are not screened against sanctions lists. The sanctions facts on this page cover the BIC and its LEI only.
An institution is one entry in the directory: a BIC8 in Swift’s directory, or a firm on a tracked register that holds no BIC. Licences held by an institution with a BIC are shown on its page.
Read the methodology →Credits for this page
- Payment schemes and systems—Source: European Payments Council (EPC) Registers of Participants; matched to BICs by Elucidate. Source: European Central Bank, List of TIPS participants and reachable parties.
- National bank codes—France (Source: ACPR – REGAFI).
- EBA PSD2 Register—European Banking Authority (EBA) · register ↗ as at 25 September 2026
- Overview, authorisation, partners, products, leadership and events—researched per institution by an AI model with web search, from the firm's own website, terms and filings, regulators' registers and notices, company registers and news. Licences, partners, figures, people and events link to their source, and each card shows the research date. AI research can be wrong or out of date, so check key facts at the source.
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