United Kingdom · Payments & e-money
Minas Center Limited
Minas Center Limited is a private limited company incorporated in England in 2005, with its office in Willesden, London. The Financial Conduct Authority (FCA) authorises it as a payment institution under the Payment Services Regulations 2017 (FRN 574477). HM Revenue & Customs (HMRC) supervises it for anti-money laundering purposes as a money service business. According to Companies House, Laercio Ribeiro Da Silva holds 75% or more of its shares. Under the brands Minas Transfer and MinasPay, it offers international money transfers to individuals and businesses on selected currency corridors.
Licences and registrations
Held by Minas Center Limited (LEI 2549009DU8VPDL0I3693). 3 entries on 2 of the 22 tracked registers, retrieved 25 September 2026.
| Register | Licence | Number | Jurisdiction | Status | Registered | Ends | Activities | Register entry |
|---|---|---|---|---|---|---|---|---|
| FCA Financial Services Register - Payment Institutions & RAISPsFCALinked by LEI. Matched by Elucidate on the UK company number the register gives. | Authorised Payment InstitutionPayment Institution | 574477 | United Kingdom | Active | 2018-06-01 | — |
|
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| HMRC MLR Supervised Business RegisterHMRCLinked by LEI. Matched by Elucidate on the UK company number the register gives. | Money Service BusinessMoney Transmitter / Remittance | XLML00000143291 | United Kingdom | Active | 2021-05-14 | — |
|
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| FCA Financial Services Register - Payment Institutions & RAISPsFCALinked by LEI. Matched by Elucidate on the UK company number the register gives. | Small Payment InstitutionPayment Institution | 504252 | United Kingdom | Cancelled - Small PI | — | Ended 2012-06-01 |
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Trading names on the register: Minas Transfer (FCA-PSD, HMRC-MLR), Minas International Payment Institution (MIPI) (FCA-PSD, HMRC-MLR)
- Licences belong to the legal entity, not to a BIC.
- Each licence applies in the country of the regulator that granted it.
- Registers are tracked in 37 countries. Licences granted elsewhere are not recorded here.
- The register entries and their trading names were not matched against sanctions lists. The sanctions facts on this page cover the BIC and its LEI only.
Swift network
Swift’s ISO 9362 BIC directory
- BIC
- MINRGB22XXX head office
- Connection to Swift
- Reverse billingThe institution is connected to Swift. Messages sent to it are billed to the institution, not to the sender. The “2” in the eighth character of MINRGB22 marks reverse billing.
- Swift GPI
- Not on the member list
- Payment schemes and systems
- No entry in the EPC registers, the ECB T2 and TIPS lists or the SIX Bank Master cites this BIC
- Branch codes
- None: head-office BIC only
- BIC first registered
- 2025-11-01
- Last updated
- 2025-11-01
Overview
Researched 29 Sep 2026 · Sources
Customers
Not published
Ownership
Privately held
Firm type
Money remittance
Trades as MinasPay
- Ownership
- According to Companies House, Laercio Ribeiro Da Silva has held 75% or more of the firm's shares, as a person with significant control, since April 2016.
- Major shareholder
- Laercio Ribeiro Da Silva
- Head office
- 59 Station Road, Unit 4, NW10 4UX London, United Kingdom
- Company register
- Companies House 05436127
- Incorporated
- 26 Apr 2005
Online
- Websites & references
- minaspay.co.uk ↗
site.minaspay.com ↗ MinasPay website, labelled as a working copy under update, carrying the regulatory, safeguarding and terms pages
minaspay.com ↗ domain the firm names as its website on its credentials page (not fetched) - Official social accounts
- None found
Sources · 11 pages consulted
- site.minaspay.com/regulatory
- site.minaspay.com/
- minaspay.co.uk/
- site.minaspay.com/safeguarding
- site.minaspay.com/terms
- find-and-update.company-information.service.gov.uk/company/05436127
- find-and-update.company-information.service.gov.uk/company/05436127/officers
- find-and-update.company-information.service.gov.uk/company/05436127/persons-with-significant-control
- find-and-update.company-information.service.gov.uk/company/05436127/filing-history
- find-and-update.company-information.service.gov.uk/company/05436127/filing-history/MzU0NjA3NTMwNmFkaXF6a2N4/document?format=pdf&download=0
- fca.org.uk/publication/foi/foi5424-information-provided.pdf
Authorisation
Researched 29 Sep 2026 · Sources
- Operates under
- Its own licences
The FCA authorises the firm as an authorised payment institution under the Payment Services Regulations 2017 (FRN 574477). HMRC supervises it under the Money Laundering Regulations as a money service business for money remittance and currency exchange.
| Authority | Licence or registration | Number | Held | Status | Source |
|---|---|---|---|---|---|
| Financial Conduct Authority United Kingdom | Authorised Payment Institution | 574477 | In its own name | Active | site.minaspay.com ↗ |
| HM Revenue & Customs United Kingdom | Money Service Business (Money Transmitter / Remittance) under the Money Laundering Regulations | XLML00000143291 | In its own name | Active | site.minaspay.com ↗ |
| Financial Conduct Authority United Kingdom | Small Payment Institution | 504252 | In its own name | Withdrawn or expired | — |
Licences and registrations the research found, at home and abroad, as the firm and its regulators publish them. The Licences and registrations card shows the entries on the registers the directory tracks.
Products and markets
Researched 29 Sep 2026 · Sources
The firm lists its corridors as GBP to EUR, USD to ZAR, EUR to USD and GBP to BRL. It describes Brazil as a specialist market, and its earlier Minas Transfer site addressed migrant workers in the UK.
The firm serves customers from the United Kingdom under its FCA authorisation. Its website names the UK, Europe, the USA, Brazil and South Africa as regions its payment routes cover.
- Sells to
- Consumers · Small businesses
- Serves customers in
- United Kingdom
Leadership
Researched 29 Sep 2026 · Sources
- Executive
- Robson Goncalves Lopes Director
- Executive
- Laercio Da Silva Company Secretary
Recent events
Researched 29 Sep 2026 · Sources
-
Other
The firm moved its registered office to 59 Station Road, Unit 4, London NW10 4UX and obtained BIC MINRGB22.
find-and-update.company-information.service.gov.uk ↗
Compliance-relevant events of the last three years, newest first: fines and enforcement, investigations, security incidents, licence changes, funding rounds, acquisitions and leadership changes. Each links to its source.
Identifiers
Head-office record
- BIC
- MINRGB22XXX
- How the BIC breaks down
- MINRBank
- GBCountry · United Kingdom
- 22Location · reverse billing
- XXXBranch · head office
- Branch description
- Not recorded in the directory
- LEI
- 2549009DU8VPDL0I3693
- LEI record
- View on GLEIF ↗
- Licence no. · FCA-PSD
- 574477
- Licence no. · HMRC-MLR
- XLML00000143291
- Licence no. · FCA-PSD
- 504252
- How the LEI was matched
- BIC: Mapped to this BIC in the Swift and GLEIF BIC-to-LEI relationship file.Register entries: Matched by Elucidate on the UK company number the register gives.
- Register-entry ID
- b9844b3d75d3
Profile
- Type
- Payments & e-money · Money service businessPayment institutions, e-money and stored-value issuers, and account-information providers. Licensed under payment-services law (e.g. PSD2 in the EU and UK, the Payment Services Act in Singapore). Taken from the licences on the tracked registers.
- Regulation
- Prudential licenceAuthorised with capital, safeguarding and conduct requirements, e.g. an authorised payment or e-money institution in the EU or UK, a major payment institution in Singapore, or a MiCA crypto-asset service provider.
- Register licences
- 3 entries on 2 registers
- Activities
- Payment services
- Money remittance
- Currency exchange
- Licensed in
- United Kingdom
- Website (register)
- www.minastransfer.eu ↗
- Country · region
- United Kingdom · Europe & Central Asia
- Trading venues (MIC)
- No MIC registered under this LEI list of 2026-09-17
- OFAC sanctions
- No listing cites this BIC
- EU sanctions
- No listing matched this BIC or its LEI
- Country sanctions
- No country programme
Types come from Swift’s BIC classification, the licences on the 22 tracked registers, and the ECB and FSB bank lists. Most banks outside the euro area appear as financial institutions, because their supervisors’ registers are not tracked yet.
Ownership and group
GLEIF relationship records
GLEIF’s relationship records name no parent for this LEI, and no group page is published for it.
Addresses
- Registered address
- UNIT 4 MINAS TRAN STATION OFFICES STATION ROAD LONDON NW10 4XA UNITED KINGDOM
- Operational address
- UNIT 4 MINAS TRAN STATION OFFICES STATION ROAD LONDON LONDON NW10 4XA UNITED
ISO 20022 identification
As an agent in a Swift cross-border payment message (CBPR+)
A CBPR+ message identifies this institution by its BIC, and may add its LEI or a clearing code. CBPR+ does not allow a name and postal address next to a BIC.
- Identified by
- BIC, with its LEI
- Roles in CBPR+
- Any agent, including the instructing and instructed agents
CBPR+
For cross-border payments on Swift: the BIC, with the LEI and clearing code where known
<FinInstnId>
<BICFI>MINRGB22XXX</BICFI>
<LEI>2549009DU8VPDL0I3693</LEI>
</FinInstnId>Full record
Every ISO 20022 element the directory holds. Base ISO 20022 allows them together. CBPR+ does not allow a name and address next to a BIC
<FinInstnId>
<BICFI>MINRGB22XXX</BICFI>
<LEI>2549009DU8VPDL0I3693</LEI>
<Nm>MINAS CENTER LIMITED</Nm>
<PstlAdr>
<TwnNm>LONDON</TwnNm>
<Ctry>GB</Ctry>
<AdrLine>UNIT 4 MINAS TRAN STATION OFFICES STATION ROAD LONDON NW10 4XA</AdrLine>
</PstlAdr>
</FinInstnId>The BIC, name and address are as published in Swift’s BIC directory. The LEI comes from the Swift and GLEIF BIC-to-LEI file. Check them against your own records before use.
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Sources & method
Every value comes from a public source, such as Swift’s ISO 9362 BIC directory, GLEIF or the OFAC and EU sanctions lists. Most sources are matched on a BIC or an LEI, not on a name.
Swift GPI membership is matched on names and is indicative. A missing sanctions match does not mean that no listing applies. Always screen against the official lists.
Register entries are not screened against sanctions lists. The sanctions facts on this page cover the BIC and its LEI only.
An institution is one entry in the directory: a BIC8 in Swift’s directory, or a firm on a tracked register that holds no BIC. Licences held by an institution with a BIC are shown on its page.
Read the methodology →Credits for this page
- FCA Financial Services Register - Payment Institutions & RAISPs—Financial Conduct Authority (FCA) · register ↗ as at 25 September 2026
- HMRC MLR Supervised Business Register—HM Revenue & Customs (HMRC) · register ↗ as at 24 September 2026
- Overview, authorisation, partners, products, leadership and events—researched per institution by an AI model with web search, from the firm's own website, terms and filings, regulators' registers and notices, company registers and news. Licences, partners, figures, people and events link to their source, and each card shows the research date. AI research can be wrong or out of date, so check key facts at the source.
- Images—logos and photos from Wikimedia Commons (credited with their author and licence) or from the institution's own website, where Wikimedia has none. Elucidate keeps a copy of each; the links lead to the source and the original image. Logo: site.minaspay.com (official website) · original.
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