Belgium · Payments & e-money

Mobile Payment Solutions NV

Mobile Payment Solutions NV (MPS) is a Belgian public limited company (naamloze vennootschap) based in Oudenaarde. The National Bank of Belgium (NBB) authorised it as a payment institution in June 2024. Its register entry covers payment services, card acquiring, payment initiation and account information. The firm runs payment accounts and processes payments for merchants and consumers. Its products include the Waow loyalty payment concept, which Waowdeals.be BV distributes to merchants, and Anna, which lets consumers pay through their own banking app.

BICMPSNBE92XXX LEI984500139BA458DB5A06 Licence no.0633921328 Reverse billingThe institution is connected to Swift. Messages sent to it are billed to the institution, not to the sender. The “2” in the eighth character of MPSNBE92 marks reverse billing. Head-office BIC only Claim this profile

Licences and registrations

Held by Mobile Payment Solutions (LEI 984500139BA458DB5A06). 1 entry on 1 of the 22 tracked registers, retrieved 25 September 2026.

RegisterLicenceNumberJurisdictionStatusRegisteredEndsActivitiesRegister entry
EBA PSD2 RegisterNational Bank of BelgiumLinked by LEI. Matched by Elucidate to GLEIF on name, country and address. Payment institutionPayment Institution 0633921328 Belgium Active 2024-06-25 —
  • Payment services
  • Card acquiring
  • Payment initiation
  • Account information
Search the register ↗
  • Licences belong to the legal entity, not to a BIC.
  • Each licence applies in the country of the regulator that granted it.
  • Registers are tracked in 37 countries. Licences granted elsewhere are not recorded here.
  • The register entries and their trading names were not matched against sanctions lists. The sanctions facts on this page cover the BIC and its LEI only.

Swift network

Swift’s ISO 9362 BIC directory

BIC
MPSNBE92XXX head office
Connection to Swift
Reverse billingThe institution is connected to Swift. Messages sent to it are billed to the institution, not to the sender. The “2” in the eighth character of MPSNBE92 marks reverse billing.
Swift GPI
Not on the member list
Payment schemes and systems
No entry in the EPC registers, the ECB T2 and TIPS lists or the SIX Bank Master cites this BIC
Branch codes
None: head-office BIC only
BIC first registered
2025-11-01
Last updated
2025-11-01

Overview

Researched 29 Sep 2026 · Sources

Customers

135,000

users · This entity · 25 Jun 2024 · company statement ↗

Employees

Not published

Ownership

Not published

Firm type

Merchant acquiring and processing

Trades as MPS

Ownership
The firm does not publish its shareholders. It says a EUR 4 million capital increase in January 2022 came from its existing shareholders.
Head office
Meersbloem-Melden 46, 9700 Oudenaarde, Belgium
Company register
Crossroads Bank for Enterprises (KBO/BCE) 0633.921.328

Online

Websites & references
mps-emi.com ↗
my.mps-emi.com ↗ customer login portal
status.mps-emi.com ↗ direct interface status page
Official social accounts
None found
Sources · 9 pages consulted
  1. mps-emi.com/en
  2. mps-emi.com/en/nieuws-vergunning
  3. mps-emi.com/en/saltedge-partnership-1
  4. mps-emi.com/en/blank-1
  5. mps-emi.com/cardacceptance
  6. mps-emi.com/anna
  7. waow.be/en/agv-c
  8. openbankingexpo.com/news/mps-and-salt-edge-partner-to-launch-apis-for-retail-and-corporate-accounts/
  9. financialit.net/news/banking/mps-partners-salt-edge-launch-psd2-compliant-open-banking-apis-retail-and-co

Authorisation

Researched 29 Sep 2026 · Sources

Operates under
Its own licences

The National Bank of Belgium authorises the firm as a payment institution under the Belgian law of 11 March 2018. Before June 2024 it operated under an exemption regime. Waowdeals.be BV distributes payment terminals that use MPS services.

AuthorityLicence or registrationNumberHeldStatusSource
National Bank of Belgium Belgium Payment institution (payment services, card acquiring, payment initiation, account information) 0633921328 In its own name Active mps-emi.com ↗

Licences and registrations the research found, at home and abroad, as the firm and its regulators publish them. The Licences and registrations card shows the entries on the registers the directory tracks.

Partners and safeguarding

Researched 29 Sep 2026 · Sources

Safeguarding
Not disclosedThe firm's published pages do not state how it safeguards customer funds.
Payment schemes and card networks
Visa Access not stated mps-emi.com ↗
Mastercard Access not stated mps-emi.com ↗
Bancontact Access not stated mps-emi.com ↗
SEPA Direct Debit Access not stated waow.be ↗

Banks and regulated firms the firm says hold its customers’ money, issue its cards, sponsor its accounts or settle its payments, as it discloses them in its terms and notices.

Products and markets

Researched 29 Sep 2026 · Sources

  • Merchant acquiring
  • Domestic payments
  • Payment initiation (open banking)
  • Account information (open banking)

MPS combines payment processing for merchants with loyalty features such as the Waow cashback terminals. In June 2024 it said these terminals were in use at more than 600 merchants.

The firm serves merchants and consumers mainly in Belgium. It says its PSD2 open banking interfaces went live first in the Netherlands and France, with a wider EEA rollout planned.

Sells to
Small businesses · Consumers · Platforms and marketplaces
Serves customers in
Belgium
Latest funding round
first capital round (internal) · EUR 4m Jan 2022mps-emi.com ↗
Total raised
EUR 5.5m to Jan 2022 · mps-emi.com ↗

Leadership

Researched 29 Sep 2026 · Sources

Chair & chief executive
Jan Harboort CEO & Chairman of the board Confirmed 29 Sep 2026 · mps-emi.com ↗
Chief financial officer
Bruno Claeys Bruno Claeys Chief Finance Confirmed 29 Sep 2026 · mps-emi.com ↗
Compliance / MLRO
Gerald Goedhart Risk & Compliance Officer Confirmed 29 Sep 2026 · mps-emi.com ↗
Compliance / MLRO
Sabrina Parewijck Sabrina Parewijck Chief Development & AML/CFT Confirmed 29 Sep 2026 · mps-emi.com ↗
Executive
Dorine Van de Velde Dorine Van de Velde Chief Administration & HR Confirmed 29 Sep 2026 · mps-emi.com ↗
Executive
Saskia Monseur Saskia Monseur DPO & Corporate Housekeeping Confirmed 29 Sep 2026 · mps-emi.com ↗

Recent events

Researched 29 Sep 2026 · Sources

  1. Other

    The firm announced that it had achieved PCI DSS v4.0.1 Level 1 certification after an audit by 7Security GmbH.

    mps-emi.com ↗
  2. Other

    The firm launched PSD2 open banking interfaces for retail and corporate accounts with Salt Edge, starting in the Netherlands and France.

    openbankingexpo.com ↗
  3. Licence

    The National Bank of Belgium authorised the firm as a payment institution on 25 June 2024.

    mps-emi.com ↗

Compliance-relevant events of the last three years, newest first: fines and enforcement, investigations, security incidents, licence changes, funding rounds, acquisitions and leadership changes. Each links to its source.

Identifiers

Head-office record

BIC
MPSNBE92XXX
How the BIC breaks down
  1. MPSNBank
  2. BECountry · Belgium
  3. 92Location · reverse billing
  4. XXXBranch · head office
Branch description
Not recorded in the directory
LEI
984500139BA458DB5A06
LEI record
View on GLEIF ↗
Licence no. · EBA-PSD2
0633921328
How the LEI was matched
BIC: Mapped to this BIC in the Swift and GLEIF BIC-to-LEI relationship file.Register entry: Matched by Elucidate to GLEIF on name, country and address.
Register-entry ID
0145c5af70c3
National bank code
Bank identification code 128

Profile

Type
Payments & e-moneyPayment institutions, e-money and stored-value issuers, and account-information providers. Licensed under payment-services law (e.g. PSD2 in the EU and UK, the Payment Services Act in Singapore). Taken from the licences on the tracked registers.
Regulation
Prudential licenceAuthorised with capital, safeguarding and conduct requirements, e.g. an authorised payment or e-money institution in the EU or UK, a major payment institution in Singapore, or a MiCA crypto-asset service provider.
Register licences
1 entry on 1 register
Activities
  • Payment services
  • Card acquiring
  • Payment initiation
  • Account information
Licensed in
Belgium
Country · region
Belgium · Europe & Central Asia
Banking supervision
Not on the ECB's list of supervised entities as of 2026-07-01
Trading venues (MIC)
No MIC registered under this LEI list of 2026-09-17
OFAC sanctions
No listing cites this BIC
EU sanctions
No listing matched this BIC or its LEI
Country sanctions
No country programme

Types come from Swift’s BIC classification, the licences on the 22 tracked registers, and the ECB and FSB bank lists. Most banks outside the euro area appear as financial institutions, because their supervisors’ registers are not tracked yet.

Ownership and group

GLEIF relationship records

GLEIF’s relationship records name no parent for this LEI, and no group page is published for it.

Addresses

Registered address
MEERSBLOEM- MELDEN 46 OUDENAARDE 9700 BELGIUM
Operational address
MEERSBLOEM- MELDEN 46 NAZARETH 9700 NAZARETH BELGIUM

ISO 20022 identification

As an agent in a Swift cross-border payment message (CBPR+)

A CBPR+ message identifies this institution by its BIC, and may add its LEI or a clearing code. CBPR+ does not allow a name and postal address next to a BIC.

Identified by
BIC, with its LEI
Roles in CBPR+
Any agent, including the instructing and instructed agents

CBPR+

For cross-border payments on Swift: the BIC, with the LEI and clearing code where known

<FinInstnId>
  <BICFI>MPSNBE92XXX</BICFI>
  <LEI>984500139BA458DB5A06</LEI>
</FinInstnId>

Full record

Every ISO 20022 element the directory holds. Base ISO 20022 allows them together. CBPR+ does not allow a name and address next to a BIC

<FinInstnId>
  <BICFI>MPSNBE92XXX</BICFI>
  <LEI>984500139BA458DB5A06</LEI>
  <Nm>MOBILE PAYMENT SOLUTIONS NV</Nm>
  <PstlAdr>
    <Ctry>BE</Ctry>
    <AdrLine>MEERSBLOEM- MELDEN 46 OUDENAARDE 9700</AdrLine>
  </PstlAdr>
</FinInstnId>

Swift’s two address fields do not agree on a town, so the full record gives the address as address lines only.

The BIC, name and address are as published in Swift’s BIC directory. The LEI comes from the Swift and GLEIF BIC-to-LEI file. Check them against your own records before use.

National bank codes

Bank identification code · Belgium

1 code file of 2026-09-01

CodeRoutes to BICName in the national file
128 MPSNBE92 Mobile Payment Solutions nv

Each code shows the name in the national file. Smaller banks often route through a central institution’s BIC. A code can therefore belong to a different bank than the one on this page.

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Sources & method

Every value comes from a public source, such as Swift’s ISO 9362 BIC directory, GLEIF or the OFAC and EU sanctions lists. Most sources are matched on a BIC or an LEI, not on a name.

Swift GPI membership is matched on names and is indicative. A missing sanctions match does not mean that no listing applies. Always screen against the official lists.

Register entries are not screened against sanctions lists. The sanctions facts on this page cover the BIC and its LEI only.

An institution is one entry in the directory: a BIC8 in Swift’s directory, or a firm on a tracked register that holds no BIC. Licences held by an institution with a BIC are shown on its page.

Read the methodology →

Credits for this page

  • National bank codes—Belgium (Source: National Bank of Belgium).
  • EBA PSD2 Register—European Banking Authority (EBA) · register ↗ as at 25 September 2026
  • Overview, authorisation, partners, products, leadership and events—researched per institution by an AI model with web search, from the firm's own website, terms and filings, regulators' registers and notices, company registers and news. Licences, partners, figures, people and events link to their source, and each card shows the research date. AI research can be wrong or out of date, so check key facts at the source.
  • Images—logos and photos from Wikimedia Commons (credited with their author and licence) or from the institution's own website, where Wikimedia has none. Elucidate keeps a copy of each; the links lead to the source and the original image. Bruno Claeys: mps-emi.com (official website) · original; Sabrina Parewijck: mps-emi.com (official website) · original; Dorine Van de Velde: mps-emi.com (official website) · original; Saskia Monseur: mps-emi.com (official website) · original.

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