Ireland · Payments & e-money
Navro Payments Europe Limited
Navro Payments Europe Limited is an Irish company based in Dublin. The Central Bank of Ireland authorises it as an electronic money institution under reference C504018. Navro Group Limited, a London-based group formerly named Paytrix Group Limited, owns 100% of the firm indirectly. It issues e-money wallets and provides foreign exchange and cross-border payouts to business clients registered in the EEA. It does not serve consumers.
Licences and registrations
Held by Navro Payments Europe Limited (LEI 984500F4X4MF39CE4626). 1 entry on 1 of the 22 tracked registers, retrieved 25 September 2026.
| Register | Licence | Number | Jurisdiction | Status | Registered | Ends | Activities | Register entry |
|---|---|---|---|---|---|---|---|---|
| EBA PSD2 RegisterCentral Bank of IrelandLinked by LEI. Matched by Elucidate to GLEIF on name and country only. | Electronic money institutionE-Money / Stored Value Institution | C504018 | Ireland | Active | 2024-02-02 | — |
|
Search the register ↗ |
- Licences belong to the legal entity, not to a BIC.
- Each licence applies in the country of the regulator that granted it.
- Registers are tracked in 37 countries. Licences granted elsewhere are not recorded here.
- The register entries and their trading names were not matched against sanctions lists. The sanctions facts on this page cover the BIC and its LEI only.
European registers
ECB · monetary financial institutions
List as at 2026-09-25
- Category
- Other monetary financial institution
- Minimum reserves
- Not on the ECB reserve list
- Listed as
- Navro Payments Europe Limited
- RIAD code
- IECBI00504018
Entries are matched on the LEI. Each register is quoted as its publisher lists it.
Swift network
Swift’s ISO 9362 BIC directory
- BIC
- NPEUIE22XXX head office
- Connection to Swift
- Reverse billingThe institution is connected to Swift. Messages sent to it are billed to the institution, not to the sender. The “2” in the eighth character of NPEUIE22 marks reverse billing.
- Swift GPI
- Not on the member list
- Payment schemes and systems
- No entry in the EPC registers, the ECB T2 and TIPS lists or the SIX Bank Master cites this BIC
- Branch codes
- None: head-office BIC only
- BIC first registered
- 2024-06-01
- Last updated
- 2024-06-01
Overview
Researched 29 Sep 2026 · Sources
Customers
Not published
Ownership
Group subsidiary
100% Navro Group Limited
Firm type
FX and business payments
Trades as Navro
- Ownership
- Navro Group Limited, a company registered in England and Wales, holds 100% of the firm indirectly, according to its 2025 group accounts.
- Direct parent
- Navro Group Limited, United Kingdom 100%
- Head office
- Block A, George's Quay Plaza, George's Quay, D02 E440 Dublin, Ireland
- Company register
- Companies Registration Office (Ireland) 726727
- Founders
- Aran Brown · Eddie Harrison
Online
- Websites & references
- navro.com ↗
trust.navro.com ↗ security and trust centre (linked from the footer) - Official social accounts
- LinkedIn ↗ · X ↗
Sources · 11 pages consulted
- navro.com/regulations
- navro.com/
- navro.com/about
- navro.com/news/navro-europe-promotes-tracey-gernon-to-ceo-to-drive-international-expansion
- navro.com/news/navro-formerly-paytrix-authorised-by-central-bank-of-ireland-to-provide-eu-regulated
- find-and-update.company-information.service.gov.uk/company/13854323/filing-history/MzU0NTIwODc3NGFkaXF6a2N4/document?format=xhtml&download=1
- find-and-update.company-information.service.gov.uk/company/13854323
- find-and-update.company-information.service.gov.uk/company/13854323/filing-history
- lb.lt/en/sfi-financial-market-participants/navro-payments-europe-limited
- finextra.com/newsarticle/45897/london-fintech-navro-raises-41-million
- fintechfutures.com/venture-capital-funding/uk-paytech-navro-bags-41m-series-b-to-drive-global-expansion
Authorisation
Researched 29 Sep 2026 · Sources
- Operates under
- Its own licences
The Central Bank of Ireland authorises the firm as an electronic money institution under the European Communities (Electronic Money) Regulations 2011, reference C504018. It provides services cross-border in other EEA states under this authorisation.
| Authority | Licence or registration | Number | Held | Status | Source |
|---|---|---|---|---|---|
| Central Bank of Ireland Ireland | Electronic Money Institution | C504018 | In its own name | Active | navro.com ↗ |
Licences and registrations the research found, at home and abroad, as the firm and its regulators publish them. The Licences and registrations card shows the entries on the registers the directory tracks.
Partners and safeguarding
Researched 29 Sep 2026 · Sources
- Safeguarding
- Segregated safeguarding accountsThe firm states that it holds an amount equal to clients' e-money in a designated safeguarded account with an authorised credit institution, separate from its own funds.
Banks and regulated firms the firm says hold its customers’ money, issue its cards, sponsor its accounts or settle its payments, as it discloses them in its terms and notices.
Products and markets
Researched 29 Sep 2026 · Sources
It provides an API and portal for cross-border payouts, collections, foreign exchange and e-money wallets, aimed at payroll, pension, employer-of-record and marketplace businesses.
Its terms say it serves clients registered in a member state of the European Economic Area, and the Bank of Lithuania lists it as providing services without a branch in 28 other member states.
- Revenue
- GBP 969,228
- Sells to
- Enterprises · Platforms and marketplaces · Other
- Serves customers in
- Ireland
- Latest funding round
- Series B · USD 41m Apr 2025Led by Jump Capital
Leadership
Researched 29 Sep 2026 · Sources
- Chief executive
- Tracey Gernon CEO Navro Europe
- Founder
-
Aran Brown
Chief Executive Officer (Navro group)
- Executive
-
Anna Andreeva
Chief Financial Officer (Navro group)
- Executive
-
Mike Southgate
Chief Compliance Officer (Navro group)
- Founder
-
Eddie Harrison
Chief Growth Officer (Navro group)
Recent events
Researched 29 Sep 2026 · Sources
-
Leadership
Navro appointed Tracey Gernon, previously Chief Risk Officer, as CEO of Navro Europe, succeeding Joe Redmond.
navro.com ↗ -
Funding
The parent, Navro Group Limited, completed an equity fundraise of GBP 9.3 million, according to its 2025 accounts.
find-and-update.company-information.service.gov.uk ↗ -
Funding
The Navro group raised USD 41 million in a Series B round led by Jump Capital.
finextra.com ↗ -
Licence
The Central Bank of Ireland authorised the firm as an electronic money institution under reference C504018.
navro.com ↗ -
Funding
Existing investors in the group contributed USD 14 million in an internal round, and the group rebranded from Paytrix to Navro.
navro.com ↗
Compliance-relevant events of the last three years, newest first: fines and enforcement, investigations, security incidents, licence changes, funding rounds, acquisitions and leadership changes. Each links to its source.
Identifiers
Head-office record
- BIC
- NPEUIE22XXX
- How the BIC breaks down
- NPEUBank
- IECountry · Ireland
- 22Location · reverse billing
- XXXBranch · head office
- Branch description
- Not recorded in the directory
- LEI
- 984500F4X4MF39CE4626
- LEI record
- View on GLEIF ↗
- Licence no. · EBA-PSD2
- C504018
- How the LEI was matched
- BIC: Mapped to this BIC in the Swift and GLEIF BIC-to-LEI relationship file.Register entry: Matched by Elucidate to GLEIF on name and country only.
- Register-entry ID
- 9567fc14e73d
Profile
- Type
- Payments & e-moneyPayment institutions, e-money and stored-value issuers, and account-information providers. Licensed under payment-services law (e.g. PSD2 in the EU and UK, the Payment Services Act in Singapore). Taken from the licences on the tracked registers.
- Regulation
- Prudential licenceAuthorised with capital, safeguarding and conduct requirements, e.g. an authorised payment or e-money institution in the EU or UK, a major payment institution in Singapore, or a MiCA crypto-asset service provider.
- Register licences
- 1 entry on 1 register
- Activities
- Payment services
- E-money / stored value
- Licensed in
- Ireland
- Country · region
- Ireland · Europe & Central Asia
- Banking supervision
- Not on the ECB's list of supervised entities as of 2026-07-01
- Trading venues (MIC)
- No MIC registered under this LEI list of 2026-09-17
- OFAC sanctions
- No listing cites this BIC
- EU sanctions
- No listing matched this BIC or its LEI
- Country sanctions
- No country programme
Types come from Swift’s BIC classification, the licences on the 22 tracked registers, and the ECB and FSB bank lists. Most banks outside the euro area appear as financial institutions, because their supervisors’ registers are not tracked yet.
Ownership and group
GLEIF relationship records
GLEIF’s relationship records name no parent for this LEI, and no group page is published for it.
Addresses
- Registered address
- BLOCK A GEORGES QUAY PLAZA GEORGES QUAY DUBLIN D02 E440 IRELAND
- Operational address
- BLOCK A GEORGES QUAY PLAZA GEORGES QUAY DUBLIN DUBLIN D02 E440 IRELAND
ISO 20022 identification
As an agent in a Swift cross-border payment message (CBPR+)
A CBPR+ message identifies this institution by its BIC, and may add its LEI or a clearing code. CBPR+ does not allow a name and postal address next to a BIC.
- Identified by
- BIC, with its LEI
- Roles in CBPR+
- Any agent, including the instructing and instructed agents
CBPR+
For cross-border payments on Swift: the BIC, with the LEI and clearing code where known
<FinInstnId>
<BICFI>NPEUIE22XXX</BICFI>
<LEI>984500F4X4MF39CE4626</LEI>
</FinInstnId>Full record
Every ISO 20022 element the directory holds. Base ISO 20022 allows them together. CBPR+ does not allow a name and address next to a BIC
<FinInstnId>
<BICFI>NPEUIE22XXX</BICFI>
<LEI>984500F4X4MF39CE4626</LEI>
<Nm>NAVRO PAYMENTS EUROPE LIMITED</Nm>
<PstlAdr>
<TwnNm>DUBLIN</TwnNm>
<Ctry>IE</Ctry>
<AdrLine>BLOCK A GEORGES QUAY PLAZA GEORGES QUAY DUBLIN D02 E440</AdrLine>
</PstlAdr>
</FinInstnId>The BIC, name and address are as published in Swift’s BIC directory. The LEI comes from the Swift and GLEIF BIC-to-LEI file. Check them against your own records before use.
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Sources & method
Every value comes from a public source, such as Swift’s ISO 9362 BIC directory, GLEIF or the OFAC and EU sanctions lists. Most sources are matched on a BIC or an LEI, not on a name.
Swift GPI membership is matched on names and is indicative. A missing sanctions match does not mean that no listing applies. Always screen against the official lists.
Register entries are not screened against sanctions lists. The sanctions facts on this page cover the BIC and its LEI only.
An institution is one entry in the directory: a BIC8 in Swift’s directory, or a firm on a tracked register that holds no BIC. Licences held by an institution with a BIC are shown on its page.
Read the methodology →Credits for this page
- EBA PSD2 Register—European Banking Authority (EBA) · register ↗ as at 25 September 2026
- Overview, authorisation, partners, products, leadership and events—researched per institution by an AI model with web search, from the firm's own website, terms and filings, regulators' registers and notices, company registers and news. Licences, partners, figures, people and events link to their source, and each card shows the research date. AI research can be wrong or out of date, so check key facts at the source.
- European registers—Source: European Central Bank (ECB), list of monetary financial institutions and list of institutions subject to minimum reserves. Matched on LEI by Elucidate.
- Images—logos and photos from Wikimedia Commons (credited with their author and licence) or from the institution's own website, where Wikimedia has none. Elucidate keeps a copy of each; the links lead to the source and the original image. Logo: navro.com (official website) · original; Aran Brown: navro.com (official website) · original; Anna Andreeva: navro.com (official website) · original; Mike Southgate: navro.com (official website) · original; Eddie Harrison: navro.com (official website) · original.
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