United Kingdom · Payments & e-money
Noveba Limited
Noveba Limited is a private limited company registered in England and Wales, with its registered office in London. The FCA authorises it as an electronic money institution under the Electronic Money Regulations 2011, with Firm Reference Number 900924. According to Companies House, Panagiotis Georgiou holds more than 50% of its shares and Maris Lasmanis holds more than 25%. It provides e-money accounts with dedicated IBANs, SEPA, Swift and Faster Payments transfers, currency exchange and Mastercard debit cards to businesses and individuals.
Licences and registrations
Held by Noveba Limited (LEI 254900LWXLJJY25RT629). 1 entry on 1 of the 22 tracked registers, retrieved 25 September 2026.
| Register | Licence | Number | Jurisdiction | Status | Registered | Ends | Activities | Register entry |
|---|---|---|---|---|---|---|---|---|
| FCA Financial Services Register - E-Money InstitutionsFCALinked by LEI. Matched by Elucidate on the UK company number the register gives. | Authorised E-Money InstitutionE-Money / Stored Value Institution | 900924 | United Kingdom | Active | 2019-08-16 | — |
|
Search the register ↗ |
- Licences belong to the legal entity, not to a BIC.
- Each licence applies in the country of the regulator that granted it.
- Registers are tracked in 37 countries. Licences granted elsewhere are not recorded here.
- The register entries and their trading names were not matched against sanctions lists. The sanctions facts on this page cover the BIC and its LEI only.
Swift network
Swift’s ISO 9362 BIC directory
- BIC
- VEBAGB2LXXX head office
- Connection to Swift
- Connected to SwiftThis BIC is registered as a live address on the Swift network. The institution sends and receives Swift messages under VEBAGB2L directly.
- Swift GPI
- Not on the member list
- Payment schemes and systems
- SCT · SCT Inst
- Branch codes
- 1 branch code
- BIC first registered
- 2019-12-14
- Last updated
- 2024-02-16
Overview
Researched 29 Sep 2026 · Sources
Customers
Not published
Ownership
Privately held
Firm type
E-money and accounts
Trades as Noveba
- Ownership
- Two individuals control the firm: according to Companies House, Panagiotis Georgiou holds more than 50% but less than 75% of the shares and Maris Lasmanis holds more than 25% but not more than 50%.
- Major shareholders
- Panagiotis Georgiou
Maris Lasmanis - Head office
- 71-75 Shelton Street, Covent Garden, WC2H 9JQ London, United Kingdom
- Company register
- Companies House 11610200
- Incorporated
- 8 Oct 2018
Online
- Websites & references
- noveba.com ↗
bank.noveba.com ↗ online banking login - Official social accounts
- LinkedIn ↗ · YouTube ↗
- Apps
- App Store ↗ · Google Play ↗
Sources · 10 pages consulted
- noveba.com/
- noveba.com/legal-terms/legal-information/
- noveba.com/legal-terms/legal-information/terms-conditions/
- noveba.com/compliants/
- noveba.com/contact-us/
- find-and-update.company-information.service.gov.uk/company/11610200/officers
- find-and-update.company-information.service.gov.uk/company/11610200/persons-with-significant-control
- find-and-update.company-information.service.gov.uk/company/11610200/filing-history
- find-and-update.company-information.service.gov.uk/company/11610200/filing-history/MzQ5Mzc0ODE3N2FkaXF6a2N4/document?format=pdf&download=0
- prnewswire.com/news-releases/noveba-brings-apple-pay-to-customers-302569377.html
Authorisation
Researched 29 Sep 2026 · Sources
- Operates under
- Several models
- Licensed firm it operates under
- DECTA Limited, United Kingdom issuer of Noveba cards (FCA-authorised electronic money institution, Visa and Mastercard principal member)
The FCA authorises the firm as an electronic money institution (FRN 900924) to issue e-money and provide payment services. Its own regulatory page repeats the FCA register notice that requirements or restrictions apply to its permissions. DECTA Limited issues its cards. Its terms name Clear Junction Limited and Contomobile UAB as e-money issuers for some products.
| Authority | Licence or registration | Number | Held | Status | Source |
|---|---|---|---|---|---|
| Financial Conduct Authority United Kingdom | Authorised Electronic Money Institution | 900924 | In its own name | Active | register.fca.org.uk ↗ |
Licences and registrations the research found, at home and abroad, as the firm and its regulators publish them. The Licences and registrations card shows the entries on the registers the directory tracks.
Partners and safeguarding
Researched 29 Sep 2026 · Sources
- Safeguarding
- Segregated safeguarding accountsThe firm states that customer funds are held in one or more segregated bank accounts with a regulated third-party credit institution under the Electronic Money Regulations 2011, and it does not name the bank.
- Card issuer
- DECTA Limited United Kingdom
- Card issuer · Partner
- PayrNet Ltd United Kingdom
- Payment schemes and card networks
- Faster Payments Access not stated noveba.com ↗
SEPA Credit Transfer Access not stated noveba.com ↗
SEPA Instant Credit Transfer Access not stated noveba.com ↗
Swift Direct
TARGET2 Access not stated prnewswire.com ↗
CHAPS Access not stated prnewswire.com ↗
Bacs Access not stated prnewswire.com ↗
Mastercard Through a partner noveba.com ↗
Banks and regulated firms the firm says hold its customers’ money, issue its cards, sponsor its accounts or settle its payments, as it discloses them in its terms and notices.
Products and markets
Researched 29 Sep 2026 · Sources
It offers multi-currency e-money accounts with dedicated IBANs, SEPA, Swift and Faster Payments transfers, FX in EUR, USD and CHF, Mastercard debit cards and Apple Pay and Google Pay. It also markets payment acquiring through partners and banking-as-a-service and white-label products.
Its terms require business customers to be registered in the United Kingdom, and it accepts entities registered elsewhere case by case.
- Revenue
- GBP 48,186
- Sells to
- Small businesses · Enterprises · Consumers
- Serves customers in
- United Kingdom
Leadership
Researched 29 Sep 2026 · Sources
- Executive
- Maris Lasmanis Director
- Executive
- Genadijs Marjevskis Director
- Executive
- Patrick Joseph Swint Non-executive director
- Executive
- Serhiy Yahnych Non-executive director
Recent events
Researched 29 Sep 2026 · Sources
-
Leadership
The firm appointed Patrick Joseph Swint and Serhiy Yahnych as non-executive directors on 10 October 2025.
find-and-update.company-information.service.gov.uk ↗ -
Other
Digitaledge Strategies OÜ ceased to be a person with significant control on 10 July 2025, according to Companies House.
find-and-update.company-information.service.gov.uk ↗ -
Other
Panagiotis Georgiou and Digitaledge Strategies OÜ became persons with significant control on 27 August 2024.
find-and-update.company-information.service.gov.uk ↗
Compliance-relevant events of the last three years, newest first: fines and enforcement, investigations, security incidents, licence changes, funding rounds, acquisitions and leadership changes. Each links to its source.
Identifiers
Head-office record
- BIC
- VEBAGB2LXXX
- How the BIC breaks down
- VEBABank
- GBCountry · United Kingdom
- 2LLocation
- XXXBranch · head office
- Branch description
- Not recorded in the directory
- LEI
- 254900LWXLJJY25RT629
- LEI record
- View on GLEIF ↗
- Licence no. · FCA-EMI
- 900924
- How the LEI was matched
- BIC: Mapped to this BIC in the Swift and GLEIF BIC-to-LEI relationship file.Register entry: Matched by Elucidate on the UK company number the register gives.
- Register-entry ID
- 8ab42dcb50b7
- Companies House no.
- 11610200 ↗
Profile
- Type
- Payments & e-moneyPayment institutions, e-money and stored-value issuers, and account-information providers. Licensed under payment-services law (e.g. PSD2 in the EU and UK, the Payment Services Act in Singapore). Taken from the licences on the tracked registers.
- Regulation
- Prudential licenceAuthorised with capital, safeguarding and conduct requirements, e.g. an authorised payment or e-money institution in the EU or UK, a major payment institution in Singapore, or a MiCA crypto-asset service provider.
- Register licences
- 1 entry on 1 register
- Activities
- Payment services
- E-money / stored value
- Licensed in
- United Kingdom
- Website (register)
- www.noveba.com ↗
- Country · region
- United Kingdom · Europe & Central Asia
- Trading venues (MIC)
- No MIC registered under this LEI list of 2026-09-17
- OFAC sanctions
- No listing cites this BIC
- EU sanctions
- No listing matched this BIC or its LEI
- Country sanctions
- No country programme
Types come from Swift’s BIC classification, the licences on the 22 tracked registers, and the ECB and FSB bank lists. Most banks outside the euro area appear as financial institutions, because their supervisors’ registers are not tracked yet.
Ownership and group
GLEIF relationship records
GLEIF’s relationship records name no parent for this LEI, and no group page is published for it.
Persons with significant control
Companies House · company 11610200 ↗ · as at 9 October 2026
Companies House lists 2 persons with significant control for Noveba Limited: 2 individuals.
| Name | Type | Nature of control | Notified |
|---|---|---|---|
| Maris Lasmanis | Individual | 25–50% of shares · 25–50% of votes · Can appoint or remove directors | 8 October 2018 |
| Panagiotis Georgiou | Individual | 50–75% of shares · 50–75% of votes | 27 August 2024 |
Companies report persons with significant control to Companies House. Elucidate has not verified them.
A person with significant control holds more than 25% of the shares or votes, can appoint or remove the board, or has significant influence or control. Dates of birth and addresses are not shown.
Matched on the Companies House number that the FCA register gives for this firm.
See the register at Companies House ↗Addresses
- Registered address
- 71-75 SHELTON STREET, CONVENT GARDEN LONDON WC2H 9JQ UNITED KINGDOM
- Operational address
- 25 CANADA SQUARE FLOOR 33 LONDON LONDON E14 5LB UNITED KINGDOM
ISO 20022 identification
As an agent in a Swift cross-border payment message (CBPR+)
A CBPR+ message identifies this institution by its BIC, and may add its LEI or a clearing code. CBPR+ does not allow a name and postal address next to a BIC.
- Identified by
- BIC, with its LEI
- Roles in CBPR+
- Any agent, including the instructing and instructed agents
CBPR+
For cross-border payments on Swift: the BIC, with the LEI and clearing code where known
<FinInstnId>
<BICFI>VEBAGB2LXXX</BICFI>
<LEI>254900LWXLJJY25RT629</LEI>
</FinInstnId>Full record
Every ISO 20022 element the directory holds. Base ISO 20022 allows them together. CBPR+ does not allow a name and address next to a BIC
<FinInstnId>
<BICFI>VEBAGB2LXXX</BICFI>
<LEI>254900LWXLJJY25RT629</LEI>
<Nm>NOVEBA LIMITED</Nm>
<PstlAdr>
<TwnNm>LONDON</TwnNm>
<Ctry>GB</Ctry>
<AdrLine>71-75 SHELTON STREET, CONVENT GARDEN LONDON WC2H 9JQ</AdrLine>
</PstlAdr>
</FinInstnId>The BIC, name and address are as published in Swift’s BIC directory. The LEI comes from the Swift and GLEIF BIC-to-LEI file. Check them against your own records before use.
Payment schemes and systems
EPC registers of 2026-09-11 · ECB T2 list of 2026-07-02 · ECB TIPS list of 2026-09-01 · SIX Bank Master valid on 2026-09-28
| Scheme or system | Since | Registered with | Note |
|---|---|---|---|
| SEPA Credit TransferISO 20022 messages | 2023-06-15 | Head office | — |
| SEPA Instant Credit TransferISO 20022 messages | 2023-06-15 | Head office | — |
SEPA dates are when the institution became ready for the scheme.
An institution missing from T2 may still be reachable through an indirect participant.
“ISO 20022 messages” marks a scheme or system whose rulebook or operator specifies ISO 20022 for messages between participants.
Network
Branch codes
| BIC | Branch | City | Address | LEI | Updated |
|---|---|---|---|---|---|
| VEBAGB2LML7 | — | London | SHELTON STREET, COVENT GARDEN 71-75 LONDON LONDON WC2H 9JQ UNITED KINGDOM | 254900LWXLJJY25RT629 | 2023-09-02 |
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Sources & method
Every value comes from a public source, such as Swift’s ISO 9362 BIC directory, GLEIF or the OFAC and EU sanctions lists. Most sources are matched on a BIC or an LEI, not on a name.
Swift GPI membership is matched on names and is indicative. A missing sanctions match does not mean that no listing applies. Always screen against the official lists.
Register entries are not screened against sanctions lists. The sanctions facts on this page cover the BIC and its LEI only.
An institution is one entry in the directory: a BIC8 in Swift’s directory, or a firm on a tracked register that holds no BIC. Licences held by an institution with a BIC are shown on its page.
Read the methodology →Credits for this page
- Payment schemes and systems—Source: European Payments Council (EPC) Registers of Participants; matched to BICs by Elucidate.
- FCA Financial Services Register - E-Money Institutions—Financial Conduct Authority (FCA) · register ↗ as at 25 September 2026
- Persons with significant control—Companies House · source ↗ as at 9 October 2026
- Overview, authorisation, partners, products, leadership and events—researched per institution by an AI model with web search, from the firm's own website, terms and filings, regulators' registers and notices, company registers and news. Licences, partners, figures, people and events link to their source, and each card shows the research date. AI research can be wrong or out of date, so check key facts at the source.
- Images—logos and photos from Wikimedia Commons (credited with their author and licence) or from the institution's own website, where Wikimedia has none. Elucidate keeps a copy of each; the links lead to the source and the original image. Logo: noveba.com (official website) · original.
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