France · Credit institution
Bpce SA
Legal name in the LEI recordBPCE
BPCE is a French société anonyme with a management board (directoire) and a supervisory board. Its registered office is in Paris. It is the central institution (organe central) of Groupe BPCE. The Banques Populaires and the Caisses d'Epargne hold all of its capital in equal shares. It is licensed as a credit institution and investment services provider, and it holds group subsidiaries including Natixis, Palatine and Oney. On 30 April 2026 BPCE completed the acquisition of 100% of novobanco in Portugal.
Licences and registrations
Matched by LEI on the 22 tracked registers
None matched by LEI in the 22 tracked registers. It is on the ECB list of supervised entities (see Regulatory status): that is banking supervision, not a licence on a tracked register.
- The tracked registers cover payment, e-money, crypto and money-service firms in 37 countries. Bank licences from national supervisors are not tracked.
Regulatory status
FSB · global systemically important banks
2025 list
- G-SIB
- Groupe BPCE
- Relation
- Listed G-SIB entityThe entity the FSB names on its G-SIB list: the group’s holding company, or the bank itself where the group is a single bank.
- Bucket
- 1 of 5 · extra capital buffer 1.0% of risk-weighted assets
- On the list since
- 2018
ECB banking supervision
List of supervised entities as of 2026-07-01
- Classification
- Significant institution
- Supervisor
- European Central Bank (direct supervision)
- Listed as
- BPCE S.A.
- Entity type
- Credit institution
- Supervisory group
- Heads its own group
- Why significant
- Size (Total assets EUR 500-1,000 bn)
European registers
ECB · monetary financial institutions
List as at 2026-09-25
- Category
- Credit institution
- Minimum reserves
- Subject to minimum reserves
- Listed as
- BPCE
- RIAD code
- FR16188
ESMA · MiFID II register
Register as at 2026-09-28
| Entry | Competent authority | Authorised | Services or instruments |
|---|---|---|---|
| Investment services (MiFID II) | Autorité de Contrôle Prudentiel et de Résolution (ACPR) | 2009-07-31 | A1 A3 A4 A5 A7 B1 |
Service codes follow MiFID II Annex I: A for investment services, B for ancillary services. Hover a code for its meaning.
Entries are matched on the LEI. Each register is quoted as its publisher lists it.
Swift network
Swift’s ISO 9362 BIC directory
- BIC
- BPCEFRPPXXX head office
- Connection to Swift
- Connected to SwiftThis BIC is registered as a live address on the Swift network. The institution sends and receives Swift messages under BPCEFRPP directly.
- Swift GPI
- Live member
- Payment schemes and systems
- SCT · SCT Inst · SDD Core · SDD B2B · VOP · T2 · TIPS
- Branch codes
- 2 branch codes
- Other BIC with this LEI
- BFCEVNVX
- BIC first registered
- 2009-05-02
- Last updated
- 2023-02-14
Overview
Researched 29 Sep 2026 · Sources
Total assets
Not published
Ownership
Member-owned
Institution type
Other
Trades as Groupe BPCE
- Ownership
- The 14 Banques Populaires and the 15 Caisses d'Epargne hold 100% of BPCE's capital in equal shares, and their cooperative members own those banks.
- Major shareholders
- Banques Populaires (collectively) 50%
Caisses d'Epargne (collectively) 50% - Head office
- 7, promenade Germaine Sablon, 75013 Paris, France
- Company register
- RCS Paris 493 455 042
Business lines
As central institution, BPCE handles group funding, supervision and central functions. Its subsidiaries provide corporate and investment banking, asset management, insurance, consumer finance and leasing.
Online
- Websites & references
- groupebpce.com ↗
newsroom.groupebpce.fr ↗ press newsroom (French)
newsroom-en.groupebpce.fr ↗ press newsroom (English)
Wikidata Q806941 ↗ - Official social accounts
- LinkedIn ↗ · X ↗ · YouTube ↗ · TikTok ↗
Sources · 13 pages consulted
- groupebpce.com/mentions-legales/mentions-reglementaires/
- groupebpce.com/
- groupebpce.com/le-groupe/gouvernance/le-comite-de-direction-generale/
- groupebpce.com/le-groupe/gouvernance/le-conseil-de-surveillance/
- groupebpce.com/le-groupe/organisation/
- groupebpce.com/le-groupe/profil/
- groupebpce.com/investisseurs/resultats-et-publications/performance-en-bref/
- newsroom.groupebpce.fr/actualites/le-conseil-de-surveillance-de-bpce-renouvelle-a-l-unanimite-nicolas-namias-a-l
- newsroom.groupebpce.fr/actualites/eric-fougere-elu-president-du-conseil-de-surveillance-du-groupe-bpce-8660-7b70
- newsroom-en.groupebpce.fr/news/bpce-finalizes-the-acquisition-of-novobanco-and-takes-a-decisive-step-in-its-europea
- novobanco.com/content/dam/novobanco-com/investors/cmvm/2026/informa%C3%A7%C3%B5es-relevantes-para-os-me
- globenewswire.com/news-release/2026/08/04/3338615/0/fr/bpce-r%C3%A9sultats-du-2e-trimestre-et-du-1er-semest
- newsroom-en.groupebpce.fr/news/bpce-signs-a-memorandum-of-understanding-to-acquire-novobanco-portugals-fourth-large
Leadership
Researched 29 Sep 2026 · Sources
- Chief executive
-
Nicolas Namias
Président du directoire (Chairman of the Management Board)
- Chair
-
Eric Fougère
Président du conseil de surveillance (Chairman of the Supervisory Board)
- Chief financial officer
-
Jérôme Terpereau
Membre du directoire, directeur général Finances
- Executive
-
Franck Leroy
Membre du directoire, directeur général Risques et Conformité (appointment subject to regulatory approval)
- Executive
-
Béatrice Lafaurie
Membre du directoire, directrice générale Ressources Humaines
Supervisors & regulators
Researched 29 Sep 2026 · Sources
- European Union
- European Central Bank Prudential supervisor
- France
- Autorité de contrôle prudentiel et de résolution (ACPR) Prudential supervisorAML supervisorResolution
- France
- Autorité des marchés financiers (AMF) SecuritiesConduct
- European Union
- Single Resolution Board Resolution
Recent events
Researched 29 Sep 2026 · Sources
-
Leadership
The supervisory board reappointed Nicolas Namias as chairman of the management board and named a new board for four years.
newsroom.groupebpce.fr ↗ -
Merger / acquisition
BPCE completed the acquisition of 100% of novobanco from Lone Star Funds, the Portuguese State and the Resolution Fund for EUR 6.7 billion.
newsroom-en.groupebpce.fr ↗ -
Merger / acquisition
BPCE signed a memorandum of understanding to acquire a 75% stake in novobanco from Lone Star Funds.
newsroom-en.groupebpce.fr ↗ -
Leadership
The supervisory board elected Eric Fougère as its chairman, replacing Thierry Cahn.
newsroom.groupebpce.fr ↗
Compliance-relevant events of the last three years, newest first: fines and enforcement, investigations, incidents, leadership changes, mergers and licence changes. Each links to its source.
Identifiers
Head-office record
- BIC
- BPCEFRPPXXX
- How the BIC breaks down
- BPCEBank
- FRCountry · France
- PPLocation
- XXXBranch · head office
- Branch description
- Not recorded in the directory
- LEI
- 9695005MSX1OYEMGDF46
- LEI record
- View on GLEIF ↗
- How the LEI was matched
- BIC: Mapped to this BIC in the Swift and GLEIF BIC-to-LEI relationship file.
- National bank code
- Code interbancaire (CIB) 16188
- Branches with their own LEI
- 1
Profile
- Type
- Credit institutionListed as a credit institution, or a branch of one, on the ECB’s list of supervised entities, or named as a bank on the Financial Stability Board’s G-SIB list, directly or as a G-SIB’s main operating bank. These are the only bank lists the directory tracks so far.
- Regulation
- Prudentially supervised (ECB list)Prudentially supervised, according to the ECB list of supervised entities (as at 2026-07-01). This is banking supervision, not a licence on a tracked register.
- Register licences
- None matched by LEI in the 22 tracked registersThe tracked registers cover payment, e-money, crypto and money-service firms in 37 countries. Bank licences from national supervisors are not tracked.
- Country · region
- France · Europe & Central Asia
- FSB G-SIB list
- Bucket 1 of 5 list of 2025
- Banking supervision
- Significant · supervised by the ECB as of 2026-07-01
- Trading venues (MIC)
- No MIC registered under this LEI list of 2026-09-17
- OFAC sanctions
- No listing cites this BIC
- EU sanctions
- No listing matched this BIC or its LEI
- Country sanctions
- No country programme
- Founded
- 2006
Types come from Swift’s BIC classification, the licences on the 22 tracked registers, and the ECB and FSB bank lists. Most banks outside the euro area appear as financial institutions, because their supervisors’ registers are not tracked yet.
Ownership and group
GLEIF relationship records
- FSB G-SIB list
- Listed G-SIB entity · Groupe BPCE bucket 1 · 2025 listThe entity the FSB names on its G-SIB list: the group’s holding company, or the bank itself where the group is a single bank.
The Bpce group has 100 institutions in the directory, in 28 countries: 98 hold a BIC and 2 do not.
Including Natixis SA, Bred Banque Populaire, Credit Foncier de France, Natixis Corporate and Investment Banking Luxembourg, Compagnie de Financement Foncier.
See the Bpce group →Group membership follows the accounting-consolidation relationships reported to GLEIF. It does not show ownership shares or control.
Addresses
- Registered address
- 7 PROMENADE GERMAINE SABLON PARIS 75013 FRANCE
- Operational address
- 7 PROMENADE GERMAINE SABLON PARIS 75013 PARIS FRANCE
ISO 20022 identification
As an agent in a Swift cross-border payment message (CBPR+)
A CBPR+ message identifies this institution by its BIC, and may add its LEI or a clearing code. CBPR+ does not allow a name and postal address next to a BIC.
- Identified by
- BIC, with its LEI
- Roles in CBPR+
- Any agent, including the instructing and instructed agents
CBPR+
For cross-border payments on Swift: the BIC, with the LEI and clearing code where known
<FinInstnId>
<BICFI>BPCEFRPPXXX</BICFI>
<LEI>9695005MSX1OYEMGDF46</LEI>
</FinInstnId>Full record
Every ISO 20022 element the directory holds. Base ISO 20022 allows them together. CBPR+ does not allow a name and address next to a BIC
<FinInstnId>
<BICFI>BPCEFRPPXXX</BICFI>
<LEI>9695005MSX1OYEMGDF46</LEI>
<Nm>BPCE SA</Nm>
<PstlAdr>
<TwnNm>PARIS</TwnNm>
<Ctry>FR</Ctry>
<AdrLine>7 PROMENADE GERMAINE SABLON PARIS 75013</AdrLine>
</PstlAdr>
</FinInstnId>The BIC, name and address are as published in Swift’s BIC directory. The LEI comes from the Swift and GLEIF BIC-to-LEI file. Check them against your own records before use.
Payment schemes and systems
EPC registers of 2026-09-11 · ECB T2 list of 2026-07-02 · ECB TIPS list of 2026-09-01 · SIX Bank Master valid on 2026-09-28
| Scheme or system | Since | Registered with | Note |
|---|---|---|---|
| SEPA Credit TransferISO 20022 messages | 2009-11-16 | Head office | — |
| SEPA Instant Credit TransferISO 20022 messages | 2018-04-03 | Head office | — |
| SEPA Direct Debit CoreISO 20022 messages | 2010-11-01 | Head office | — |
| SEPA Direct Debit Business-to-BusinessISO 20022 messages | 2012-03-05 | Head office | — |
| Verification of Payee | 2025-12-19 | Head office | — |
| T2 (Eurosystem real-time gross settlement)ISO 20022 messages | — | Head office | — |
| TIPS (TARGET Instant Payment Settlement)ISO 20022 messages | — | Head office | — |
SEPA dates are when the institution became ready for the scheme. The T2 list names direct participants only and gives no joining date. TIPS entries have no joining date.
An institution missing from T2 may still be reachable through an indirect participant. The ECB’s TIPS list does not separate participants from reachable parties. It includes institutions reachable in Swedish kronor as well as in euro.
“ISO 20022 messages” marks a scheme or system whose rulebook or operator specifies ISO 20022 for messages between participants.
National bank codes
Code interbancaire (CIB) · France
1 code
| Code | Routes to BIC | Name in the national file | City |
|---|---|---|---|
| 16188 | BPCEFRPPXXX | BPCE | PARIS |
Each code shows the name in the national file. Smaller banks often route through a central institution’s BIC. A code can therefore belong to a different bank than the one on this page.
Network
Branch network
All 2 branch BICs connect to the head office. They are all in Paris, and no function or registration year splits them further.
Hover over a branch or group to see its details
Branch codes
| BIC | Branch | City | Address | LEI | Updated |
|---|---|---|---|---|---|
| BPCEFRPPSCD | BPCE ASSURANCES | Paris | 7 PROMENADE GERMAINE SABLON PARIS 75013 PARIS FRANCE | — | 2024-02-26 |
| BPCEFRPPSFH | BPCE SFH | Paris | 7 PROMENADE GERMAINE SABLON PARIS 75013 PARIS FRANCE | 969500T1UBNNTYVWOS04Bpce Sfh | 2023-02-14 |
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Sources & method
Every value comes from a public source, such as Swift’s ISO 9362 BIC directory, GLEIF or the OFAC and EU sanctions lists. Most sources are matched on a BIC or an LEI, not on a name.
Swift GPI membership is matched on names and is indicative. A missing sanctions match does not mean that no listing applies. Always screen against the official lists.
The sanctions facts on this page cover the BIC and its LEI only.
An institution is one entry in the directory: a BIC8 in Swift’s directory, or a firm on a tracked register that holds no BIC. Licences held by an institution with a BIC are shown on its page.
Read the methodology →Credits for this page
- Payment schemes and systems—Source: European Payments Council (EPC) Registers of Participants; matched to BICs by Elucidate. Source: European Central Bank, List of T2 participants. Source: European Central Bank, List of TIPS participants and reachable parties.
- Banking supervision—Source: European Central Bank, list of supervised entities.
- Wikidata—CC0, matched on the BIC or LEI recorded in Wikidata. It is community-edited, so check key facts.
- National bank codes—France (Source: ACPR – REGAFI).
- Ownership and group—GLEIF Level 2 relationship records (accounting consolidation), matched by LEI.
- Overview, leadership, regulators and events—researched per institution by an AI model with web search, from the institution's own website and reports, regulators, company registers and news. Figures, people and events link to their source, and each card shows the research date. AI research can be wrong or out of date, so check key facts at the source.
- European registers—Source: European Central Bank (ECB), list of monetary financial institutions and list of institutions subject to minimum reserves. Source: European Securities and Markets Authority (ESMA), MiFID II/MiFIR register (investment firms, trading venues, systematic internalisers, data reporting services providers). Matched on LEI by Elucidate.
- Images—logos and photos from Wikimedia Commons (credited with their author and licence) or from the institution's own website, where Wikimedia has none. Elucidate keeps a copy of each; the links lead to the source and the original image. Logo: groupebpce.com (official website) · original; Nicolas Namias: groupebpce.com (official website) · original; Eric Fougère: groupebpce.com (official website) · original; Jérôme Terpereau: groupebpce.com (official website) · original; Franck Leroy: groupebpce.com (official website) · original; Béatrice Lafaurie: groupebpce.com (official website) · original.
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