Spain · Payments & e-money
Paymatico Payment Institution S.L.
Paymatico Payment Institution S.L. is a Spanish limited company based in Madrid. The Banco de España authorises it as a payment institution, and it is entered in the Banco de España register under number 6861. Trading as Paymático, it offers businesses card acceptance through physical terminals and online checkout, payment accounts, transfers and payouts. It serves multi-site networks, franchises, marketplaces and software firms. It also lets white-label partners offer payments under its licence.
Licences and registrations
Held by Paymatico Payment Institution S.L. (LEI 959800HRCF66XSHN8R37). 1 entry on 1 of the 22 tracked registers, retrieved 25 September 2026.
| Register | Licence | Number | Jurisdiction | Status | Registered | Ends | Activities | Register entry |
|---|---|---|---|---|---|---|---|---|
| EBA PSD2 RegisterBank of SpainLinked by LEI. Matched by Elucidate to GLEIF on name, country and address. | Payment institutionPayment Institution | 6861 | Spain | Active | 2019-03-22 | — |
|
Search the register ↗ |
- Licences belong to the legal entity, not to a BIC.
- Each licence applies in the country of the regulator that granted it.
- Registers are tracked in 37 countries. Licences granted elsewhere are not recorded here.
- The register entries and their trading names were not matched against sanctions lists. The sanctions facts on this page cover the BIC and its LEI only.
Swift network
Swift’s ISO 9362 BIC directory
- BIC
- PPAIESMMXXX head office
- Connection to Swift
- Connected to SwiftThis BIC is registered as a live address on the Swift network. The institution sends and receives Swift messages under PPAIESMM directly.
- Swift GPI
- Not on the member list
- Payment schemes and systems
- No entry in the EPC registers, the ECB T2 and TIPS lists or the SIX Bank Master cites this BIC
- Branch codes
- None: head-office BIC only
- BIC first registered
- 2019-10-26
- Last updated
- 2025-11-22
Overview
Researched 29 Sep 2026 · Sources
Customers
Not published
Employees
Not published
Ownership
Not published
Firm type
Merchant acquiring and processing
Trades as Paymático
- Head office
- Calle Marqués de la Ensenada 14, Primero 10, 28004 Madrid, Spain
- Company register
- Registro Mercantil de Madrid, Hoja M-563360 (NIF B86733698)
- Incorporated
- 2013
Online
- Websites & references
- paymatico.com ↗
dashboard.paymatico.com ↗ customer dashboard login - Official social accounts
- LinkedIn ↗
Authorisation
Researched 29 Sep 2026 · Sources
- Operates under
- Its own licences
The Banco de España authorises the firm as a payment institution, register number 6861. It offers partners, including software firms and white-label resellers, the option to provide payment services under this licence.
| Authority | Licence or registration | Number | Held | Status | Source |
|---|---|---|---|---|---|
| Banco de España Spain | Entidad de pago (payment institution) | 6861 | In its own name | Active | paymatico.com ↗ |
Licences and registrations the research found, at home and abroad, as the firm and its regulators publish them. The Licences and registrations card shows the entries on the registers the directory tracks.
Partners and safeguarding
Researched 29 Sep 2026 · Sources
- Safeguarding
- Segregated safeguarding accountsThe firm states that it keeps payment service users' funds in segregated accounts. Funds not paid out by the end of the next business day are placed in a separate account at a credit institution or invested in safe, liquid, low-risk assets.
- Acquirer / processor
- Credorax Bank, Ltd Malta
- Acquirer / processor
- Banco de Sabadell, S.A. Spain
- Payment schemes and card networks
- SEPA Access not stated paymatico.com ↗
Bizum Access not stated paymatico.com ↗
Banks and regulated firms the firm says hold its customers’ money, issue its cards, sponsor its accounts or settle its payments, as it discloses them in its terms and notices.
Products and markets
Researched 29 Sep 2026 · Sources
It offers card-present and online card acceptance, payment links, Bizum and SEPA collections, payment accounts with programmable rules, payouts and international transfers, with white-label terminals and gateways for multi-site networks and software platforms.
It markets its services to businesses in Spain under its Banco de España authorisation. The firm does not say whether the licence is passported to other EEA states.
- Sells to
- Enterprises · Platforms and marketplaces
- Serves customers in
- Spain
Recent events
Researched 29 Sep 2026 · Sources
The research found no fines, investigations, security incidents, licence changes or corporate events from the last three years.
Compliance-relevant events of the last three years, newest first: fines and enforcement, investigations, security incidents, licence changes, funding rounds, acquisitions and leadership changes. Each links to its source.
Identifiers
Head-office record
- BIC
- PPAIESMMXXX
- How the BIC breaks down
- PPAIBank
- ESCountry · Spain
- MMLocation
- XXXBranch · head office
- Branch description
- Not recorded in the directory
- LEI
- 959800HRCF66XSHN8R37
- LEI record
- View on GLEIF ↗
- Licence no. · EBA-PSD2
- 6861
- How the LEI was matched
- BIC: Mapped to this BIC in the Swift and GLEIF BIC-to-LEI relationship file.Register entry: Matched by Elucidate to GLEIF on name, country and address.
- Register-entry ID
- 0d1a0f557894
Profile
- Type
- Payments & e-moneyPayment institutions, e-money and stored-value issuers, and account-information providers. Licensed under payment-services law (e.g. PSD2 in the EU and UK, the Payment Services Act in Singapore). Taken from the licences on the tracked registers.
- Regulation
- Prudential licenceAuthorised with capital, safeguarding and conduct requirements, e.g. an authorised payment or e-money institution in the EU or UK, a major payment institution in Singapore, or a MiCA crypto-asset service provider.
- Register licences
- 1 entry on 1 register
- Activities
- Payment services
- Card acquiring
- Licensed in
- Spain
- Country · region
- Spain · Europe & Central Asia
- Banking supervision
- Not on the ECB's list of supervised entities as of 2026-07-01
- Trading venues (MIC)
- No MIC registered under this LEI list of 2026-09-17
- OFAC sanctions
- No listing cites this BIC
- EU sanctions
- No listing matched this BIC or its LEI
- Country sanctions
- No country programme
Types come from Swift’s BIC classification, the licences on the 22 tracked registers, and the ECB and FSB bank lists. Most banks outside the euro area appear as financial institutions, because their supervisors’ registers are not tracked yet.
Ownership and group
GLEIF relationship records
GLEIF’s relationship records name no parent for this LEI, and no group page is published for it.
Addresses
- Registered address
- CL MARQUES DE LA ENSENADA 14 MADRID 28004 SPAIN
- Operational address
- CALLE MARQUES DE LA ENSENADA 14 MADRID 28004 MADRID SPAIN
ISO 20022 identification
As an agent in a Swift cross-border payment message (CBPR+)
A CBPR+ message identifies this institution by its BIC, and may add its LEI or a clearing code. CBPR+ does not allow a name and postal address next to a BIC.
- Identified by
- BIC, with its LEI
- Roles in CBPR+
- Any agent, including the instructing and instructed agents
CBPR+
For cross-border payments on Swift: the BIC, with the LEI and clearing code where known
<FinInstnId>
<BICFI>PPAIESMMXXX</BICFI>
<LEI>959800HRCF66XSHN8R37</LEI>
</FinInstnId>Full record
Every ISO 20022 element the directory holds. Base ISO 20022 allows them together. CBPR+ does not allow a name and address next to a BIC
<FinInstnId>
<BICFI>PPAIESMMXXX</BICFI>
<LEI>959800HRCF66XSHN8R37</LEI>
<Nm>PAYMATICO PAYMENT INSTITUTION S.L.</Nm>
<PstlAdr>
<TwnNm>MADRID</TwnNm>
<Ctry>ES</Ctry>
<AdrLine>CL MARQUES DE LA ENSENADA 14 MADRID 28004</AdrLine>
</PstlAdr>
</FinInstnId>The BIC, name and address are as published in Swift’s BIC directory. The LEI comes from the Swift and GLEIF BIC-to-LEI file. Check them against your own records before use.
Claim this profile
Work at Paymatico Payment Institution S.L.?
Claim this page to have it marked as verified by the bank, and to send us corrections. We verify every claim before anything changes on the page.
- 01Submit Tell us who you are, using your work email.
- 02We verify We check the email domain and confirm your role with the bank. This usually takes up to five business days.
- 03Profile claimed The page is marked as claimed and verified. You can send us corrections at any time.
Claim received
Thank you. We will email your work address once the claim is verified. Until then, the page stays unclaimed.
The claim was not sent. Try again, or email contact@elucidate.co.
Sources & method
Every value comes from a public source, such as Swift’s ISO 9362 BIC directory, GLEIF or the OFAC and EU sanctions lists. Most sources are matched on a BIC or an LEI, not on a name.
Swift GPI membership is matched on names and is indicative. A missing sanctions match does not mean that no listing applies. Always screen against the official lists.
Register entries are not screened against sanctions lists. The sanctions facts on this page cover the BIC and its LEI only.
An institution is one entry in the directory: a BIC8 in Swift’s directory, or a firm on a tracked register that holds no BIC. Licences held by an institution with a BIC are shown on its page.
Read the methodology →Credits for this page
- EBA PSD2 Register—European Banking Authority (EBA) · register ↗ as at 25 September 2026
- Overview, authorisation, partners, products, leadership and events—researched per institution by an AI model with web search, from the firm's own website, terms and filings, regulators' registers and notices, company registers and news. Licences, partners, figures, people and events link to their source, and each card shows the research date. AI research can be wrong or out of date, so check key facts at the source.
- Images—logos and photos from Wikimedia Commons (credited with their author and licence) or from the institution's own website, where Wikimedia has none. Elucidate keeps a copy of each; the links lead to the source and the original image. Logo: paymatico.com (official website) · original.
Assess the financial crime risk behind a BIC
A BIC identifies an institution; it does not assess it. The Elucidate FinCrime Index (EFI) is an independent score of the financial crime risk of banks, built for correspondent banking and counterparty due diligence.
Book a demo