Ireland · Payments & e-money
Payoneer Europe Limited
Payoneer Europe Limited is a private company incorporated in Ireland, based in Dublin. The Central Bank of Ireland has authorised it as an electronic money institution since 23 December 2019. It belongs to the Payoneer group, whose parent Payoneer Global Inc. is listed on Nasdaq. Under the Payoneer brand, it provides multi-currency accounts, cross-border payments and Mastercard cards to businesses in the European Economic Area (EEA). In June 2026, Nuvei agreed to acquire Payoneer Global Inc.
Licences and registrations
Held by Payoneer Europe Limited (LEI 549300Y20X0QOZ0SEA86). 2 entries on 2 of the 22 tracked registers, retrieved 25 September 2026.
| Register | Licence | Number | Jurisdiction | Status | Registered | Ends | Activities | Register entry |
|---|---|---|---|---|---|---|---|---|
| EBA PSD2 RegisterCentral Bank of IrelandLinked by LEI. Matched by Elucidate to GLEIF on name, country and address. | Electronic money institutionE-Money / Stored Value Institution | C189473 | Ireland | Active | 2019-12-23 | — |
|
Search the register ↗ |
| MSB Registrant SearchFinCENLinked by LEI. Matched by Elucidate to GLEIF on name, country and address. | —Prepaid Access / Bill Payment Provider | Not published by the register | United States | Active | 2024-12-13 | — |
|
Search the register ↗ |
Licences and registrations listed here were granted in the United States. This BIC is registered in Ireland.
Trading names on the register: Payoneer (EBA-PSD2)
- Licences belong to the legal entity, not to a BIC.
- Each licence applies in the country of the regulator that granted it.
- Registers are tracked in 37 countries. Licences granted elsewhere are not recorded here.
- The register entries and their trading names were not matched against sanctions lists. The sanctions facts on this page cover the BIC and its LEI only.
European registers
ECB · monetary financial institutions
List as at 2026-09-25
- Category
- Other monetary financial institution
- Minimum reserves
- Not on the ECB reserve list
- Listed as
- Payoneer Europe Limited
- RIAD code
- IECBI00189473
Entries are matched on the LEI. Each register is quoted as its publisher lists it.
Swift network
Swift’s ISO 9362 BIC directory
- BIC
- PAYNIE22XXX head office
- Connection to Swift
- Reverse billingThe institution is connected to Swift. Messages sent to it are billed to the institution, not to the sender. The “2” in the eighth character of PAYNIE22 marks reverse billing.
- Swift GPI
- Not on the member list
- Payment schemes and systems
- No entry in the EPC registers, the ECB T2 and TIPS lists or the SIX Bank Master cites this BIC
- Branch codes
- None: head-office BIC only
- BIC first registered
- 2020-09-05
- Last updated
- 2021-03-18
Overview
Researched 29 Sep 2026 · Sources
Customers
Not published
Employees
Not published
Ownership
Group subsidiary
Firm type
FX and business payments
Trades as Payoneer
- Standing
- On 12 June 2026, the firm's ultimate parent, Payoneer Global Inc., agreed to be acquired by Nuvei. Completion is expected in mid-2027, subject to shareholder and regulatory approvals.
- Ownership
- The firm belongs to the group headed by Payoneer Global Inc., a Delaware corporation listed on Nasdaq, but the firm's direct shareholder has not been confirmed from a primary source.
- Ultimate owner
- Payoneer Global Inc., United States
- Head office
- 6th Floor, 2 Grand Canal Square, D02 E295 Dublin 2, Ireland
- Company register
- Companies Registration Office (Ireland) 638771
Online
- Websites & references
- payoneer.com ↗
payoneer.custhelp.com ↗ customer help centre
investor.payoneer.com ↗ group investor relations site
Wikipedia ↗ group article - Official social accounts
- LinkedIn ↗ · X ↗ · Facebook ↗ · Instagram ↗ · YouTube ↗
- Apps
- App Store ↗ · Google Play ↗
Sources · 11 pages consulted
- registers.centralbank.ie/FirmRegisterDataPage.aspx?firmReferenceNumber=C189473®ister=63
- registers.centralbank.ie/FirmDataPage.aspx?firmReferenceNumber=C189473
- pubs.payoneer.com/legal/PayoneerTermsAndConditionsEU_Aug2025.htm
- payoneer.com/
- sec.gov/Archives/edgar/data/1845815/000110465926020487/payo-20251231x10k.htm
- payoneer.custhelp.com/app/answers/detail/a_id/33855/~/transferring-cards-from-wirecard-to-payoneer-europe-limit
- payoneer.custhelp.com/app/answers/detail/a_id/44777/~/uk-license---faq
- payoneer.com/newsroom/nuvei-to-acquire-payoneer-for-2-75-billion-creating-a-leading-global-platform-fo
- nuvei.com/posts/nuvei-to-acquire-payoneer-for-2-75-billion-creating-a-leading-global-platform-for-l
- investor.payoneer.com/governance/executive-management
- en.wikipedia.org/wiki/Payoneer
Authorisation
Researched 29 Sep 2026 · Sources
- Operates under
- Its own licences
The Central Bank of Ireland authorises the firm as an electronic money institution under Regulation 9 of the European Communities (Electronic Money) Regulations 2011. According to the group's 2025 annual report, it is also an approved Mastercard issuer.
| Authority | Licence or registration | Number | Held | Status | Source |
|---|---|---|---|---|---|
| Central Bank of Ireland Ireland | E-Money Institutions PSD2 (authorised pursuant to Regulation 9 of the European Communities (Electronic Money) Regulations 2011) | C189473 | In its own name | Active | registers.centralbank.ie ↗ |
| Financial Crimes Enforcement Network (FinCEN) United States | Money services business registration (prepaid access) | — | In its own name | Active | — |
Licences and registrations the research found, at home and abroad, as the firm and its regulators publish them. The Licences and registrations card shows the entries on the registers the directory tracks.
Partners and safeguarding
Researched 29 Sep 2026 · Sources
- Safeguarding
- Segregated safeguarding accountsIn 2020 the firm stated that it holds card funds in safeguarded accounts it manages. It does not name the banks that hold these accounts.
- Payment schemes and card networks
- Mastercard Direct sec.gov ↗
Banks and regulated firms the firm says hold its customers’ money, issue its cards, sponsor its accounts or settle its payments, as it discloses them in its terms and notices.
Products and markets
Researched 29 Sep 2026 · Sources
The firm provides the Payoneer account and cards to EEA business customers, including marketplace sellers and freelancers. It issues the Payoneer Business Premium Debit Mastercard from Ireland.
It serves EEA customers under its Irish authorisation, which the Central Bank of Ireland register shows passported to 29 other EEA states on a freedom-of-services basis.
- Sells to
- Small businesses · Enterprises · Platforms and marketplaces
- Serves customers in 30 countries
- Ireland · Austria · Belgium · Bulgaria · Croatia · Cyprus · Czechia · Denmark · Estonia · Finland · France · Germany · Greece · Hungary · Iceland · Italy · Latvia · Liechtenstein · Lithuania · Luxembourg · Malta · Netherlands · Norway · Poland · Portugal · Romania · Slovakia · Slovenia · Spain · Sweden
Leadership
Researched 29 Sep 2026 · Sources
- Chief executive
- John Caplan Chief Executive Officer, Payoneer Global Inc. (group level)
- Chief financial officer
- Bea Ordonez Chief Financial Officer, Payoneer Global Inc. (group level)
- Compliance / MLRO
- Micheal Sheehy Chief Compliance Officer, Payoneer Global Inc. (group level)
Recent events
Researched 29 Sep 2026 · Sources
-
Merger / acquisition
Nuvei agreed to acquire Payoneer Global Inc., the firm's ultimate parent, for about USD 2.75 billion in cash. Completion is expected in mid-2027.
payoneer.com ↗
Compliance-relevant events of the last three years, newest first: fines and enforcement, investigations, security incidents, licence changes, funding rounds, acquisitions and leadership changes. Each links to its source.
Identifiers
Head-office record
- BIC
- PAYNIE22XXX
- How the BIC breaks down
- PAYNBank
- IECountry · Ireland
- 22Location · reverse billing
- XXXBranch · head office
- Branch description
- Not recorded in the directory
- LEI
- 549300Y20X0QOZ0SEA86
- LEI record
- View on GLEIF ↗
- Licence no. · EBA-PSD2
- C189473
- How the LEI was matched
- BIC: Mapped to this BIC in the Swift and GLEIF BIC-to-LEI relationship file.Register entries: Matched by Elucidate to GLEIF on name, country and address.
- Register-entry IDs
- b399abf9c3e7 · 211ef65a8c36
Profile
- Type
- Payments & e-money · Money service businessPayment institutions, e-money and stored-value issuers, and account-information providers. Licensed under payment-services law (e.g. PSD2 in the EU and UK, the Payment Services Act in Singapore). Taken from the licences on the tracked registers.
- Regulation
- Prudential licenceAuthorised with capital, safeguarding and conduct requirements, e.g. an authorised payment or e-money institution in the EU or UK, a major payment institution in Singapore, or a MiCA crypto-asset service provider.
- Register licences
- 2 entries on 2 registers
- Activities
- Payment services
- Card acquiring
- E-money / stored value
- Prepaid access
- Licensed in
- Ireland · United States
- Country · region
- Ireland · Europe & Central Asia
- Banking supervision
- Not on the ECB's list of supervised entities as of 2026-07-01
- Trading venues (MIC)
- No MIC registered under this LEI list of 2026-09-17
- OFAC sanctions
- No listing cites this BIC
- EU sanctions
- No listing matched this BIC or its LEI
- Country sanctions
- No country programme
Types come from Swift’s BIC classification, the licences on the 22 tracked registers, and the ECB and FSB bank lists. Most banks outside the euro area appear as financial institutions, because their supervisors’ registers are not tracked yet.
Ownership and group
GLEIF relationship records
GLEIF’s relationship records name no parent for this LEI, and no group page is published for it.
Addresses
- Registered address
- 2 GRAND CANAL SQUARE FLOOR 6 DUBLIN IRELAND
- Operational address
- 2 GRAND CANAL SQUARE FLOOR 6 DUBLIN DUBLIN IRELAND
ISO 20022 identification
As an agent in a Swift cross-border payment message (CBPR+)
A CBPR+ message identifies this institution by its BIC, and may add its LEI or a clearing code. CBPR+ does not allow a name and postal address next to a BIC.
- Identified by
- BIC, with its LEI
- Roles in CBPR+
- Any agent, including the instructing and instructed agents
CBPR+
For cross-border payments on Swift: the BIC, with the LEI and clearing code where known
<FinInstnId>
<BICFI>PAYNIE22XXX</BICFI>
<LEI>549300Y20X0QOZ0SEA86</LEI>
</FinInstnId>Full record
Every ISO 20022 element the directory holds. Base ISO 20022 allows them together. CBPR+ does not allow a name and address next to a BIC
<FinInstnId>
<BICFI>PAYNIE22XXX</BICFI>
<LEI>549300Y20X0QOZ0SEA86</LEI>
<Nm>PAYONEER EUROPE LIMITED</Nm>
<PstlAdr>
<TwnNm>DUBLIN</TwnNm>
<Ctry>IE</Ctry>
<AdrLine>2 GRAND CANAL SQUARE FLOOR 6 DUBLIN</AdrLine>
</PstlAdr>
</FinInstnId>The BIC, name and address are as published in Swift’s BIC directory. The LEI comes from the Swift and GLEIF BIC-to-LEI file. Check them against your own records before use.
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Sources & method
Every value comes from a public source, such as Swift’s ISO 9362 BIC directory, GLEIF or the OFAC and EU sanctions lists. Most sources are matched on a BIC or an LEI, not on a name.
Swift GPI membership is matched on names and is indicative. A missing sanctions match does not mean that no listing applies. Always screen against the official lists.
Register entries are not screened against sanctions lists. The sanctions facts on this page cover the BIC and its LEI only.
An institution is one entry in the directory: a BIC8 in Swift’s directory, or a firm on a tracked register that holds no BIC. Licences held by an institution with a BIC are shown on its page.
Read the methodology →Credits for this page
- EBA PSD2 Register—European Banking Authority (EBA) · register ↗ as at 25 September 2026
- MSB Registrant Search—Financial Crimes Enforcement Network (FinCEN) · register ↗ as at 24 September 2026
- Overview, authorisation, partners, products, leadership and events—researched per institution by an AI model with web search, from the firm's own website, terms and filings, regulators' registers and notices, company registers and news. Licences, partners, figures, people and events link to their source, and each card shows the research date. AI research can be wrong or out of date, so check key facts at the source.
- European registers—Source: European Central Bank (ECB), list of monetary financial institutions and list of institutions subject to minimum reserves. Matched on LEI by Elucidate.
- Images—logos and photos from Wikimedia Commons (credited with their author and licence) or from the institution's own website, where Wikimedia has none. Elucidate keeps a copy of each; the links lead to the source and the original image. Logo: payoneer.com (official website) · original.
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