Ireland · Payments & e-money
Paysend Eu Designated Activity Company
Paysend EU Designated Activity Company (Paysend EU DAC) is an Irish designated activity company based in Dublin. The Central Bank of Ireland has authorised it as an electronic money institution under reference C443739 since 20 December 2022. It is a subsidiary of Paysend Group Limited, a company incorporated in Scotland. It provides the Paysend app's international money transfers, e-money balance and Mastercard-branded Paysend Card to consumers living in the European Economic Area.
Licences and registrations
Held by Paysend Eu Designated Activity Company (LEI 8945000T3J4BOQWA5X05). 1 entry on 1 of the 22 tracked registers, retrieved 25 September 2026.
| Register | Licence | Number | Jurisdiction | Status | Registered | Ends | Activities | Register entry |
|---|---|---|---|---|---|---|---|---|
| EBA PSD2 RegisterCentral Bank of IrelandLinked by LEI. Matched by Elucidate to GLEIF on name, country and address. | Electronic money institutionE-Money / Stored Value Institution | C443739 | Ireland | Active | 2022-12-20 | — |
|
Search the register ↗ |
- Licences belong to the legal entity, not to a BIC.
- Each licence applies in the country of the regulator that granted it.
- Registers are tracked in 37 countries. Licences granted elsewhere are not recorded here.
- The register entries and their trading names were not matched against sanctions lists. The sanctions facts on this page cover the BIC and its LEI only.
European registers
ECB · monetary financial institutions
List as at 2026-09-25
- Category
- Other monetary financial institution
- Minimum reserves
- Not on the ECB reserve list
- Listed as
- PAYSEND EU DESIGNATED ACTIVITY COMPANY
- RIAD code
- IECBI00443739
Entries are matched on the LEI. Each register is quoted as its publisher lists it.
Swift network
Swift’s ISO 9362 BIC directory
- BIC
- PAEDIE22XXX head office
- Connection to Swift
- Reverse billingThe institution is connected to Swift. Messages sent to it are billed to the institution, not to the sender. The “2” in the eighth character of PAEDIE22 marks reverse billing.
- Swift GPI
- Not on the member list
- Payment schemes and systems
- No entry in the EPC registers, the ECB T2 and TIPS lists or the SIX Bank Master cites this BIC
- Branch codes
- None: head-office BIC only
- BIC first registered
- 2024-01-06
- Last updated
- 2024-04-10
Overview
Researched 29 Sep 2026 · Sources
Employees
Not published
Ownership
Group subsidiary
PAYSEND GROUP LIMITED
Firm type
Money remittance
Trades as Paysend
- Ownership
- Paysend Group Limited, a company incorporated in Scotland (company number SC562529), is the direct and ultimate parent according to the entity's LEI record.
- Direct parent
- PAYSEND GROUP LIMITED ↗, United Kingdom
- Head office
- 6th Floor, South Bank House, Barrow Street, Dublin 4 Dublin, Ireland
- Company register
- CRO 678642
- Founders
- Abdul Abdulkerimov · Ronald Millar
Online
- Websites & references
- paysend.com ↗
developer.paysend.com ↗ API documentation (group)
help.paysend.com ↗ help centre (group) - Official social accounts
- LinkedIn ↗ · X ↗ · Facebook ↗ · Instagram ↗ · YouTube ↗ · TikTok ↗
Sources · 11 pages consulted
- registers.centralbank.ie/FirmRegisterDataPage.aspx?firmReferenceNumber=C443739®ister=63
- paysend.com/eu-ie/
- cloud.paysend.com/web/docs/paysend_uk_eea_transfers_term_en.pdf
- paysend.com/rules
- paysend.com/about-us
- paysend.com/en-us/news/paysend-secures-65-million-in-latest-investment-round-with-strategic%20backing
- paysend.com/en-ca/news/paysend-appoints-ben-chisell-group-ceo
- paysend.com/en-be/news/article-paysend-launches-new-european-hub-in-dublin
- fintechfutures.com/venture-capital-funding/paysend-lands-25m-from-claret-capital-partners
- fintechfutures.com/job-cuts-new-hires/paysend-promotes-president-ben-chisell-to-ceo
- finovate.com/global-money-transfer-firm-paysend-secures-25-million-in-funding/
Authorisation
Researched 29 Sep 2026 · Sources
- Operates under
- Its own licences
The Central Bank of Ireland authorises the firm as an electronic money institution under the European Communities (Electronic Money) Regulations 2011. The authorisation covers money remittance, card issuing and acquiring, credit transfers, direct debits, payment initiation and account information services. It is passported on a freedom-of-services basis to 29 other EEA states.
| Authority | Licence or registration | Number | Held | Status | Source |
|---|---|---|---|---|---|
| Central Bank of Ireland Ireland | Electronic Money Institution authorised under Regulation 9 of the European Communities (Electronic Money) Regulations 2011 | C443739 | In its own name | Active | registers.centralbank.ie ↗ |
Licences and registrations the research found, at home and abroad, as the firm and its regulators publish them. The Licences and registrations card shows the entries on the registers the directory tracks.
Partners and safeguarding
Researched 29 Sep 2026 · Sources
- Safeguarding
- Segregated safeguarding accountsThe firm states that it safeguards customer funds with financial institution partners, which hold them separately from its own funds, and that e-money balances are not covered by the Irish Deposit Guarantee Scheme.
- Payment schemes and card networks
- Mastercard Access not stated cloud.paysend.com ↗
Visa Access not stated cloud.paysend.com ↗
Banks and regulated firms the firm says hold its customers’ money, issue its cards, sponsor its accounts or settle its payments, as it discloses them in its terms and notices.
Products and markets
Researched 29 Sep 2026 · Sources
It offers EEA residents international transfers to cards, bank accounts, wallets and cash pick-up in more than 170 countries. It also offers an e-money balance and a virtual or physical Paysend debit card, which it issues on Mastercard.
It serves customers living in the EEA under its Irish licence. The Central Bank of Ireland register lists freedom-of-services passports for the 29 other EEA states.
- Sells to
- Consumers
- Serves customers in 30 countries
- Ireland · Austria · Belgium · Bulgaria · Croatia · Cyprus · Czechia · Denmark · Estonia · Finland · France · Germany · Greece · Hungary · Iceland · Italy · Latvia · Liechtenstein · Lithuania · Luxembourg · Malta · Netherlands · Norway · Poland · Portugal · Romania · Slovakia · Slovenia · Spain · Sweden
- Latest funding round
- investment round · USD 65m
Leadership
Researched 29 Sep 2026 · Sources
- Chief executive
- Ben Chisell Group CEO (Paysend group)
- Chair
- Abdul Abdulkerimov Executive Chairman & Co-Founder (Paysend group)
- Chief financial officer
- Wilhelm Rohde Chief Financial Officer (Paysend group)
- Founder
- Ronald Millar Co-Founder & Founder's Office (Paysend group)
Recent events
Researched 29 Sep 2026 · Sources
-
Funding
Claret Capital Partners provided the Paysend group with USD 25 million in follow-on capital.
fintechfutures.com ↗ -
Leadership
The Paysend group appointed Ben Chisell as Group CEO, succeeding co-founder Ronald Millar.
paysend.com ↗
Compliance-relevant events of the last three years, newest first: fines and enforcement, investigations, security incidents, licence changes, funding rounds, acquisitions and leadership changes. Each links to its source.
Identifiers
Head-office record
- BIC
- PAEDIE22XXX
- How the BIC breaks down
- PAEDBank
- IECountry · Ireland
- 22Location · reverse billing
- XXXBranch · head office
- Branch description
- Not recorded in the directory
- LEI
- 8945000T3J4BOQWA5X05
- LEI record
- View on GLEIF ↗
- Licence no. · EBA-PSD2
- C443739
- How the LEI was matched
- BIC: Mapped to this BIC in the Swift and GLEIF BIC-to-LEI relationship file.Register entry: Matched by Elucidate to GLEIF on name, country and address.
- Register-entry ID
- bdacafd55576
Profile
- Type
- Payments & e-moneyPayment institutions, e-money and stored-value issuers, and account-information providers. Licensed under payment-services law (e.g. PSD2 in the EU and UK, the Payment Services Act in Singapore). Taken from the licences on the tracked registers.
- Regulation
- Prudential licenceAuthorised with capital, safeguarding and conduct requirements, e.g. an authorised payment or e-money institution in the EU or UK, a major payment institution in Singapore, or a MiCA crypto-asset service provider.
- Register licences
- 1 entry on 1 register
- Activities
- Money remittance
- Payment services
- Card acquiring
- Payment initiation
- Account information
- E-money / stored value
- Licensed in
- Ireland
- Country · region
- Ireland · Europe & Central Asia
- Banking supervision
- Not on the ECB's list of supervised entities as of 2026-07-01
- Trading venues (MIC)
- No MIC registered under this LEI list of 2026-09-17
- OFAC sanctions
- No listing cites this BIC
- EU sanctions
- No listing matched this BIC or its LEI
- Country sanctions
- No country programme
Types come from Swift’s BIC classification, the licences on the 22 tracked registers, and the ECB and FSB bank lists. Most banks outside the euro area appear as financial institutions, because their supervisors’ registers are not tracked yet.
Ownership and group
GLEIF relationship records
- Direct parent
- Paysend Group Limited · United Kingdom635400ZL83VTRYH8ML13 ↗
The Paysend Group Limited group has 4 institutions in the directory, in 3 countries: 3 hold a BIC and 1 does not.
Including Paysend PLC, Paysend CA Limited, Paysend PLC.
See the Paysend Group Limited group →Group membership follows the accounting-consolidation relationships reported to GLEIF. It does not show ownership shares or control.
Addresses
- Registered address
- SOUTH BANK HOUSE 6TH FLOOR BARROW STREET DUBLIN D04 IRELAND
- Operational address
- SOUTH BANK HOUSE 6TH FLOOR BARROW STREET DUBLIN DUBLIN D04 IRELAND
ISO 20022 identification
As an agent in a Swift cross-border payment message (CBPR+)
A CBPR+ message identifies this institution by its BIC, and may add its LEI or a clearing code. CBPR+ does not allow a name and postal address next to a BIC.
- Identified by
- BIC, with its LEI
- Roles in CBPR+
- Any agent, including the instructing and instructed agents
CBPR+
For cross-border payments on Swift: the BIC, with the LEI and clearing code where known
<FinInstnId>
<BICFI>PAEDIE22XXX</BICFI>
<LEI>8945000T3J4BOQWA5X05</LEI>
</FinInstnId>Full record
Every ISO 20022 element the directory holds. Base ISO 20022 allows them together. CBPR+ does not allow a name and address next to a BIC
<FinInstnId>
<BICFI>PAEDIE22XXX</BICFI>
<LEI>8945000T3J4BOQWA5X05</LEI>
<Nm>PAYSEND EU DESIGNATED ACTIVITY COMPANY</Nm>
<PstlAdr>
<TwnNm>DUBLIN</TwnNm>
<Ctry>IE</Ctry>
<AdrLine>SOUTH BANK HOUSE 6TH FLOOR BARROW STREET DUBLIN D04</AdrLine>
</PstlAdr>
</FinInstnId>The BIC, name and address are as published in Swift’s BIC directory. The LEI comes from the Swift and GLEIF BIC-to-LEI file. Check them against your own records before use.
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Sources & method
Every value comes from a public source, such as Swift’s ISO 9362 BIC directory, GLEIF or the OFAC and EU sanctions lists. Most sources are matched on a BIC or an LEI, not on a name.
Swift GPI membership is matched on names and is indicative. A missing sanctions match does not mean that no listing applies. Always screen against the official lists.
Register entries are not screened against sanctions lists. The sanctions facts on this page cover the BIC and its LEI only.
An institution is one entry in the directory: a BIC8 in Swift’s directory, or a firm on a tracked register that holds no BIC. Licences held by an institution with a BIC are shown on its page.
Read the methodology →Credits for this page
- EBA PSD2 Register—European Banking Authority (EBA) · register ↗ as at 25 September 2026
- Ownership and group—GLEIF Level 2 relationship records (accounting consolidation), matched by LEI.
- Overview, authorisation, partners, products, leadership and events—researched per institution by an AI model with web search, from the firm's own website, terms and filings, regulators' registers and notices, company registers and news. Licences, partners, figures, people and events link to their source, and each card shows the research date. AI research can be wrong or out of date, so check key facts at the source.
- European registers—Source: European Central Bank (ECB), list of monetary financial institutions and list of institutions subject to minimum reserves. Matched on LEI by Elucidate.
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