United Kingdom · Payments & e-money

Seachange Financial Services Limited

BICNo BIC LEI6488R5073SH8XQW19X96 Licence no.900647

Licences and registrations

Held by Seachange Financial Services Limited (LEI 6488R5073SH8XQW19X96). 1 entry on 1 of the 22 tracked registers, retrieved 25 September 2026.

Register	Licence	Number	Jurisdiction	Status	Registered	Ends	Activities	Register entry
FCA Financial Services Register - E-Money InstitutionsFCA	Authorised E-Money InstitutionE-Money / Stored Value Institution	900647	United Kingdom	Active	2018-03-16	—	Payment services E-money / stored value	Search the register ↗

Each licence applies in the country of the regulator that granted it.
Registers are tracked in 37 countries. Licences granted elsewhere are not recorded here.

Swift network

Swift’s ISO 9362 BIC directory

Holds no BIC in Swift’s directory.

Its LEI is not mapped to a BIC in the Swift and GLEIF BIC-to-LEI relationship file.

Identifiers

Licence no. · FCA-EMI: 900647
BIC: Holds no BIC in Swift’s directory
LEI: 6488R5073SH8XQW19X96 ↗
How the LEI was matched: Matched by Elucidate on the UK company number the register gives
Companies House no.: 10137848 ↗
Elucidate firm ID: ca3ba45cec46

Profile

Type: Payments & e-money
Regulation: Prudential licence
Main licence class: E-Money / Stored Value Institution
Activities: Payment services
E-money / stored value
Licensed in: United Kingdom · Europe & Central Asia
First registered: 2018-03-16

Types come from Swift’s BIC classification, the licences on the 22 tracked registers, and the ECB and FSB bank lists. Most banks outside the euro area appear as financial institutions, because their supervisors’ registers are not tracked yet.

Ownership and group

GLEIF relationship records

GLEIF’s relationship records name no parent for this LEI, and no group page is published for it.

Persons with significant control

Companies House · company 10137848 ↗ · as at 9 October 2026

Companies House lists 3 persons with significant control for Seachange Financial Services Limited: 3 individuals.

Name	Type	Nature of control	Notified
Xuemei Yu	Individual	25–50% of shares as a firm member · 25–50% of votes as a firm member	4 November 2025
Kangda Rao	Individual	25–50% of shares as a firm member · 25–50% of votes as a firm member	4 November 2025
Yingnan Lu	Individual	25–50% of shares as a firm member · 25–50% of votes as a firm member	4 November 2025

Companies report persons with significant control to Companies House. Elucidate has not verified them.

A person with significant control holds more than 25% of the shares or votes, can appoint or remove the board, or has significant influence or control. Dates of birth and addresses are not shown.

Matched on the Companies House number that the FCA register gives for this firm.

See the register at Companies House ↗

Addresses

Address on the register: Office 3.03 1, Cornhill, London, EC3V 3ND
Country: United Kingdom

ISO 20022 identification

As an agent in a Swift cross-border payment message (CBPR+)

This institution holds no BIC. A CBPR+ message identifies it by name and postal address, and may add its LEI or a clearing code.

Identified by: Name and postal address, with its LEI
Postal address: Hybrid: town, postcode and country in their own elements, the rest in one address line

<FinInstnId>
  <LEI>6488R5073SH8XQW19X96</LEI>
  <Nm>SEACHANGE FINANCIAL SERVICES LIMITED</Nm>
  <PstlAdr>
    <PstCd>EC3V 3ND</PstCd>
    <TwnNm>London</TwnNm>
    <Ctry>GB</Ctry>
    <AdrLine>Office 3.03 1, Cornhill</AdrLine>
  </PstlAdr>
</FinInstnId>

CBPR+ identifies the instructing and instructed agents by BIC only. An institution without a BIC can be the debtor, creditor or an intermediary agent.

The values are as published by the register. Check them against your own records before use.

Sources & method

Register entries come from the public registers of financial regulators, standardised into one taxonomy. LEIs are matched through GLEIF, and a BIC is linked only through a shared LEI.

An institution missing from these registers is not necessarily unregulated.

Register entries are not matched against the OFAC or EU sanctions lists. Where the legal entity also holds a BIC, the matches for that BIC are on its page. Always screen against the official lists.

An institution is one entry in the directory: a BIC8 in Swift’s directory, or a firm on a tracked register that holds no BIC. Licences held by an institution with a BIC are shown on its page.

Read the methodology →

FCA Financial Services Register - E-Money Institutions—Financial Conduct Authority (FCA) · source ↗ as at 25 September 2026
Persons with significant control—Companies House · source ↗ as at 9 October 2026

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A licence records what an institution is authorised to do; it does not assess it. The Elucidate FinCrime Index (EFI) is an independent score of the financial crime risk of banks and payment institutions.

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