Ireland · Payments & e-money
Western Union Payment Services Ireland Limited
Western Union Payment Services Ireland Limited (WUPSIL) is an Irish private company limited by shares with its head office in Dundrum, Dublin 16. The Central Bank of Ireland authorises it as a payment institution for money remittance under reference C55075. It is a subsidiary of The Western Union Company and provides Western Union money transfers to consumers through authorised retail agents in the EEA. In 2015 the Central Bank of Ireland fined the firm EUR 1.75 million for breaches of anti-money laundering law.
Licences and registrations
Held by Western Union Payment Services Ireland Limited (LEI 2549001KT0ONU8BSTX35). 1 entry on 1 of the 22 tracked registers, retrieved 25 September 2026.
| Register | Licence | Number | Jurisdiction | Status | Registered | Ends | Activities | Register entry |
|---|---|---|---|---|---|---|---|---|
| EBA PSD2 RegisterCentral Bank of Ireland | Payment institutionPayment Institution | C55075 | Ireland | Active | 2018-06-29 | — |
|
Search the register ↗ |
- Each licence applies in the country of the regulator that granted it.
- Registers are tracked in 37 countries. Licences granted elsewhere are not recorded here.
Swift network
Swift’s ISO 9362 BIC directory
Holds no BIC in Swift’s directory.
Its LEI is not mapped to a BIC in the Swift and GLEIF BIC-to-LEI relationship file.
Overview
Researched 29 Sep 2026 · Sources
Customers
Not published
Ownership
Group subsidiary
MT Financial FZ LLC
Firm type
Money remittance
Trades as Western Union
- Ownership
- The Western Union Company owns the firm through MT Financial FZ LLC, which became its immediate parent on 19 September 2025.
- Direct parent
- MT Financial FZ LLC, United Arab Emirates
- Ultimate owner
- The Western Union Company, United States
- Head office
- Level 2, The Loft, Building 13, Pembroke District, Sandyford Road, Dundrum Town Centre, D16 F2K1 Dublin, Ireland
- Company register
- Companies Registration Office (Ireland) 471360
Online
- Websites & references
- westernunion.com ↗
- Official social accounts
- X ↗ · Facebook ↗ · Instagram ↗ · YouTube ↗
Sources · 12 pages consulted
- registers.centralbank.ie/FirmRegisterDataPage.aspx?firmReferenceNumber=C55075®ister=61
- registers.centralbank.ie/FirmDataPage.aspx?firmReferenceNumber=C55075
- find-and-update.company-information.service.gov.uk/company/FC029293/filing-history/MzU0MjE1OTUzMGFkaXF6a2N4/document?format=pdf&download=0
- find-and-update.company-information.service.gov.uk/company/FC029293
- find-and-update.company-information.service.gov.uk/company/FC029293/officers
- find-and-update.company-information.service.gov.uk/company/FC029293/filing-history
- centralbank.ie/docs/default-source/news-and-media/legal-notices/settlement-agreements/western-union-paym
- westernunion.com/ie/en/home.html
- westernunion.com/dk/en/terms-conditions-wupsil.html
- westernunion.com/staticassets/R25-07.03.0/media/Transparency-documentation-EN.pdf
- d18rn0p25nwr6d.cloudfront.net/CIK-0001365135/6d7b74ef-9329-4dcc-b14e-b2271107bf98.pdf
- finance.yahoo.com/markets/stocks/articles/western-union-co-wu-q2-050349836.html
Authorisation
Researched 29 Sep 2026 · Sources
- Operates under
- Its own licences
The Central Bank of Ireland authorises the firm as a payment institution under Regulation 18 of the European Union (Payment Services) Regulations 2018. The Central Bank's register shows its licence passported by freedom of establishment to 28 EEA states, where it provides services through registered agents.
| Authority | Licence or registration | Number | Held | Status | Source |
|---|---|---|---|---|---|
| Central Bank of Ireland Ireland | Payment Services Directive 2 - Institution (authorised payment institution; money remittance) | C55075 | In its own name | Active | registers.centralbank.ie ↗ |
Licences and registrations the research found, at home and abroad, as the firm and its regulators publish them. The Licences and registrations card shows the entries on the registers the directory tracks.
Partners and safeguarding
Researched 29 Sep 2026 · Sources
- Safeguarding
- Insurance or guaranteeAccording to its 2025 accounts, the firm safeguards unpaid transfer liabilities mainly through a USD 230 million surety bond from an unrelated insurer.
Banks and regulated firms the firm says hold its customers’ money, issue its cards, sponsor its accounts or settle its payments, as it discloses them in its terms and notices.
Products and markets
Researched 29 Sep 2026 · Sources
It offers Western Union send and receive money transfers in cash through retail agents, with payout to cash, bank accounts and mobile wallets. Western Union's online and app service in Ireland is offered by a sister company, Western Union International Bank GmbH, not by this firm.
It serves customers in Ireland and 28 other EEA states under its Irish licence. The largest agent networks on the register are in Italy, Spain and France.
- Revenue
- USD 627.7m
- Sells to
- Consumers
- Serves customers in 29 countries
- Ireland · Austria · Belgium · Bulgaria · Croatia · Cyprus · Czechia · Denmark · Estonia · Finland · France · Germany · Hungary · Iceland · Italy · Latvia · Liechtenstein · Lithuania · Luxembourg · Malta · Netherlands · Norway · Poland · Portugal · Romania · Slovakia · Slovenia · Spain · Sweden
Leadership
Researched 29 Sep 2026 · Sources
- Executive
- Massimiliano Alvisini Director
- Executive
- Mary Brennan Director
- Executive
- Peter Gerard Nolan Director
- Executive
- Matthew Cagwin Director (Chief Financial Officer of The Western Union Company)
- Executive
- Joseph Havekost Director
- Executive
- Laura Dunne Company Secretary
Recent events
Researched 29 Sep 2026 · Sources
-
Leadership
Cherie Axelrod resigned as a director of the firm on 31 July 2026.
find-and-update.company-information.service.gov.uk ↗ -
Leadership
Gordon Markell Fluckiger resigned as a director of the firm on 1 October 2025.
find-and-update.company-information.service.gov.uk ↗ -
Other
Western Union Financial Holdings LLC, the immediate parent, was dissolved and MT Financial FZ LLC became the immediate parent.
find-and-update.company-information.service.gov.uk ↗ -
Leadership
The firm appointed Joseph Havekost as a director on 2 July 2024.
find-and-update.company-information.service.gov.uk ↗ -
Leadership
The firm appointed Cherie Axelrod as a director on 16 May 2024.
find-and-update.company-information.service.gov.uk ↗
Compliance-relevant events of the last three years, newest first: fines and enforcement, investigations, security incidents, licence changes, funding rounds, acquisitions and leadership changes. Each links to its source.
Identifiers
- Licence no. · EBA-PSD2
- C55075
- BIC
- Holds no BIC in Swift’s directory
- How the LEI was matched
- Matched by Elucidate to GLEIF on name and country only
- Elucidate firm ID
- 6d0f5d1b2d00
Profile
- Type
- Payments & e-moneyPayment institutions, e-money and stored-value issuers, and account-information providers. Licensed under payment-services law (e.g. PSD2 in the EU and UK, the Payment Services Act in Singapore). Taken from the licences on the tracked registers.
- Regulation
- Prudential licenceAuthorised with capital, safeguarding and conduct requirements, e.g. an authorised payment or e-money institution in the EU or UK, a major payment institution in Singapore, or a MiCA crypto-asset service provider.
- Main licence class
- Payment Institution
- Activities
- Money remittance
- Payment services
- Licensed in
- Ireland · Europe & Central Asia
- First registered
- 2018-06-29
Types come from Swift’s BIC classification, the licences on the 22 tracked registers, and the ECB and FSB bank lists. Most banks outside the euro area appear as financial institutions, because their supervisors’ registers are not tracked yet.
Ownership and group
GLEIF relationship records
- Ultimate parent
- The Western Union Company · United States28ID94QU1140NC23S047 ↗
The The Western Union Company group has 17 institutions in the directory, in 13 countries: 11 hold a BIC and 6 do not.
Including Western Union International Bank GMBH - French Branch, Convera Malta Financial Limited, Convera UK Limited, Western Union International Bank, Western Union International Bank GMBH.
See the The Western Union Company group →Group membership follows the accounting-consolidation relationships reported to GLEIF. It does not show ownership shares or control.
Addresses
- Address on the register
- Level 2, The Loft, Building 13, Pembroke District, Sandyford Road, Dundrum Town Centre, D16X4K7
- Country
- Ireland
ISO 20022 identification
As an agent in a Swift cross-border payment message (CBPR+)
This institution holds no BIC. A CBPR+ message identifies it by name and postal address, and may add its LEI or a clearing code.
- Identified by
- Name and postal address, with its LEI
- Postal address
- Hybrid: town, postcode and country in their own elements, the rest in two address lines
<FinInstnId>
<LEI>2549001KT0ONU8BSTX35</LEI>
<Nm>Western Union Payment Services Ireland Limited</Nm>
<PstlAdr>
<PstCd>D16X4K7</PstCd>
<TwnNm>Dundrum Town Centre</TwnNm>
<Ctry>IE</Ctry>
<AdrLine>Level 2, The Loft, Building 13</AdrLine>
<AdrLine>Pembroke District, Sandyford Road</AdrLine>
</PstlAdr>
</FinInstnId>CBPR+ identifies the instructing and instructed agents by BIC only. An institution without a BIC can be the debtor, creditor or an intermediary agent.
The values are as published by the register. Check them against your own records before use.
Sources & method
Register entries come from the public registers of financial regulators, standardised into one taxonomy. LEIs are matched through GLEIF, and a BIC is linked only through a shared LEI.
An institution missing from these registers is not necessarily unregulated.
Register entries are not matched against the OFAC or EU sanctions lists. Where the legal entity also holds a BIC, the matches for that BIC are on its page. Always screen against the official lists.
An institution is one entry in the directory: a BIC8 in Swift’s directory, or a firm on a tracked register that holds no BIC. Licences held by an institution with a BIC are shown on its page.
Read the methodology →Register for this page
- EBA PSD2 Register—European Banking Authority (EBA) · source ↗ as at 25 September 2026
- Ownership and group—GLEIF Level 2 relationship records (accounting consolidation), matched by LEI.
- Overview, authorisation, partners, products, leadership and events—researched per institution by an AI model with web search, from the firm's own website, terms and filings, regulators' registers and notices, company registers and news. Licences, partners, figures, people and events link to their source, and each card shows the research date. AI research can be wrong or out of date, so check key facts at the source.
Assess the financial crime risk behind a licence
A licence records what an institution is authorised to do; it does not assess it. The Elucidate FinCrime Index (EFI) is an independent score of the financial crime risk of banks and payment institutions.
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