United Kingdom · Payments & e-money
Convera UK Limited
Convera UK Limited is a London-based private limited company that the Financial Conduct Authority (FCA) authorises as a payment institution under the Payment Services Regulations 2017. It belongs to the Convera group, which Goldfinch Partners and The Baupost Group acquired from The Western Union Company in March 2022. It provides cross-border payments and currency exchange to business clients and acts as the settlement, hedging and treasury hub for other Convera companies. It traded as Custom House Financial (UK) Ltd until July 2023.
Licences and registrations
Held by Convera UK Limited (LEI 549300ZDHJL1XXIM5E64). 3 entries on 3 of the 22 tracked registers, retrieved 25 September 2026.
| Register | Licence | Number | Jurisdiction | Status | Registered | Ends | Activities | Register entry |
|---|---|---|---|---|---|---|---|---|
| FCA Financial Services Register - Payment Institutions & RAISPsFCALinked by LEI. Matched by Elucidate on the UK company number the register gives. | Authorised Payment InstitutionPayment Institution | 517165 | United Kingdom | Active | 2018-05-16 | — |
|
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| Money Services Business RegistryFINTRACLinked by LEI. Matched by Elucidate to GLEIF on name, country and address. | MSBMoney Transmitter / Remittance | M16951694 | Canada | Active | 2016-07-06 | Renews 2027-03-13 |
|
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| MSB Registrant SearchFinCENLinked by LEI. Matched by Elucidate to GLEIF on name, country and address. | —Money Transmitter / Remittance | Not published by the register | United States | Active | 2026-09-08 | — |
|
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Licences and registrations listed here were granted in Canada, the United States. This BIC is registered in the United Kingdom.
- Licences belong to the legal entity, not to a BIC.
- Each licence applies in the country of the regulator that granted it.
- Registers are tracked in 37 countries. Licences granted elsewhere are not recorded here.
- The register entries and their trading names were not matched against sanctions lists. The sanctions facts on this page cover the BIC and its LEI only.
Other register entries with this LEI
Shown for reference: they share the LEI but are not merged into this page
Swift network
Swift’s ISO 9362 BIC directory
- BIC
- CHFXGB3LXXX head office
- Connection to Swift
- Connected to SwiftThis BIC is registered as a live address on the Swift network. The institution sends and receives Swift messages under CHFXGB3L directly.
- Swift GPI
- Member, not yet live
- Payment schemes and systems
- No entry in the EPC registers, the ECB T2 and TIPS lists or the SIX Bank Master cites this BIC
- Branch codes
- None: head-office BIC only
- BIC first registered
- 2015-03-07
- Last updated
- 2025-04-29
Overview
Researched 29 Sep 2026 · Sources
Ownership
Group subsidiary
Convera International Holdings Limited
Firm type
FX and business payments
Trades as Convera
- Standing
- The firm changed its name from Custom House Financial (UK) Ltd on 27 July 2023. The Western Union Company ceased to control it on 1 March 2022, when the firm passed to the Convera group.
- Ownership
- Convera International Holdings Limited, a Jersey company, is the direct parent. Convera Topco Limited heads the group, which Goldfinch Partners and The Baupost Group own.
- Direct parent
- Convera International Holdings Limited, Jersey
- Ultimate owner
- Convera Topco Limited
- Head office
- Alphabeta Building, 14-18 Finsbury Square, EC2A 1AH London, United Kingdom
- Company register
- Companies House 04380026
- Incorporated
- 22 Feb 2002
- Former names
- CUSTOM HOUSE FINANCIAL (UK) LTD · CUSTOM HOUSE CURRENCY EXCHANGE (UK) LIMITED · ALNERY NO.2245 LIMITED
Online
- Websites & references
- convera.com ↗
convera.com/en-gb ↗ UK country site
convera.readme.io ↗ developer docs
status.convera.com ↗ status page - Official social accounts
- LinkedIn ↗ · Instagram ↗ · YouTube ↗
Sources · 12 pages consulted
- find-and-update.company-information.service.gov.uk/company/04380026
- find-and-update.company-information.service.gov.uk/company/04380026/officers
- find-and-update.company-information.service.gov.uk/company/04380026/persons-with-significant-control
- find-and-update.company-information.service.gov.uk/company/04380026/filing-history
- find-and-update.company-information.service.gov.uk/company/04380026/filing-history/MzQ4NDg1ODkxMGFkaXF6a2N4/document?format=pdf&download=0
- register.fca.org.uk/s/firm?id=001b000000NMT2HAAX
- convera.com/en-gb/
- convera.com/compliance-legal/licenses-and-regulatory-information/
- convera.com/docs/convera-cukl-terms-and-conditions.pdf
- convera.com/about-us/leadership/
- businesswire.com/news/home/20230710685281/en/Convera-Announces-Final-Closing-of-Western-Union-Business-Sol
- businesswire.com/news/home/20260331576971/en/Convera-Joins-Forces-with-Ripple-to-Empower-Stablecoin-Enable
Authorisation
Researched 29 Sep 2026 · Sources
- Operates under
- Its own licences
The FCA authorises the firm as a payment institution (reference 517165). HM Revenue & Customs registers it as a money service business. In Canada, FINTRAC registers it as a money services business and Revenu Québec licenses it.
| Authority | Licence or registration | Number | Held | Status | Source |
|---|---|---|---|---|---|
| Financial Conduct Authority (FCA) United Kingdom | Authorised Payment Institution | 517165 | In its own name | Active | register.fca.org.uk ↗ |
| HM Revenue & Customs United Kingdom | Money Service Business registration | 12140130 | In its own name | Active | convera.com ↗ |
| Financial Transactions and Reports Analysis Centre of Canada (FINTRAC) Canada | Money Services Business registration | M16951694 | In its own name | Active | — |
| Revenu Québec Canada | Money services business licence | CUKL – 0000000000010995 | In its own name | Active | convera.com ↗ |
| Financial Crimes Enforcement Network (FinCEN) United States | Money Services Business registration | — | In its own name | Active | — |
Licences and registrations the research found, at home and abroad, as the firm and its regulators publish them. The Licences and registrations card shows the entries on the registers the directory tracks.
Partners and safeguarding
Researched 29 Sep 2026 · Sources
- Safeguarding
- Segregated safeguarding accountsThe firm's terms state that it holds relevant client funds in a designated client account, separate from its own funds, under the Payment Services Regulations 2017.
- Payment schemes and card networks
- Swift Direct
Banks and regulated firms the firm says hold its customers’ money, issue its cards, sponsor its accounts or settle its payments, as it discloses them in its terms and notices.
Products and markets
Researched 29 Sep 2026 · Sources
The firm offers business payments and currency exchange to UK clients. According to its 2024 accounts, its main activity is cash settlement, hedging and treasury services for other Convera companies.
The firm serves business clients in the United Kingdom under its FCA authorisation. It also holds money services business registrations in Canada and the United States.
- Revenue
- USD 186.4m
- Payment volume
- USD 190bnturnover (group, stated as USD 190B+)
- Sells to
- Small businesses · Enterprises · Financial institutions · Other
- Serves customers in 2 countries
- United Kingdom · Canada
Leadership
Researched 29 Sep 2026 · Sources
- Executive
- Tyson Victor Wright Director
- Executive
- Kevin Patrick Clark Director
- Executive
- Trevor Watson Director; Vice President of Operations (Convera group)
- Chief executive
- Patrick Gauthier Chief Executive Officer (Convera group)
- Chief financial officer
- Michael Bourque Chief Financial Officer (Convera group)
Recent events
Researched 29 Sep 2026 · Sources
-
Leadership
The firm appointed Trevor Watson and Kevin Patrick Clark as directors on 30 June 2026, when Fedde Tristan Van Der Vijver stepped down.
find-and-update.company-information.service.gov.uk ↗ -
Other
The Convera group announced a partnership with Ripple to offer stablecoin-enabled cross-border payment and treasury services to businesses.
businesswire.com ↗ -
Leadership
David Picton Swann stepped down as a director of the firm on 9 July 2024.
find-and-update.company-information.service.gov.uk ↗
Compliance-relevant events of the last three years, newest first: fines and enforcement, investigations, security incidents, licence changes, funding rounds, acquisitions and leadership changes. Each links to its source.
Identifiers
Head-office record
- BIC
- CHFXGB3LXXX
- How the BIC breaks down
- CHFXBank
- GBCountry · United Kingdom
- 3LLocation
- XXXBranch · head office
- Branch description
- Not recorded in the directory
- LEI
- 549300ZDHJL1XXIM5E64
- LEI record
- View on GLEIF ↗
- Licence no. · FCA-PSD
- 517165
- Licence no. · FINTRAC-MSB
- M16951694
- How the LEI was matched
- BIC: Mapped to this BIC in the Swift and GLEIF BIC-to-LEI relationship file.Register entry: Matched by Elucidate on the UK company number the register gives.Register entries: Matched by Elucidate to GLEIF on name, country and address.
- Register-entry IDs
- a4952e6bc5b4 · d84624570258 · 3348434ebe50
Profile
- Type
- Payments & e-money · Money service businessPayment institutions, e-money and stored-value issuers, and account-information providers. Licensed under payment-services law (e.g. PSD2 in the EU and UK, the Payment Services Act in Singapore). Taken from the licences on the tracked registers.
- Regulation
- Prudential licenceAuthorised with capital, safeguarding and conduct requirements, e.g. an authorised payment or e-money institution in the EU or UK, a major payment institution in Singapore, or a MiCA crypto-asset service provider.
- Register licences
- 3 entries on 3 registers
- Activities
- Payment services
- Money remittance
- Currency exchange
- Licensed in
- United Kingdom · Canada · United States
- Website (register)
- convera.com/en-gb ↗
- Country · region
- United Kingdom · Europe & Central Asia
- Trading venues (MIC)
- No MIC registered under this LEI list of 2026-09-17
- OFAC sanctions
- No listing cites this BIC
- EU sanctions
- No listing matched this BIC or its LEI
- Country sanctions
- No country programme
Types come from Swift’s BIC classification, the licences on the 22 tracked registers, and the ECB and FSB bank lists. Most banks outside the euro area appear as financial institutions, because their supervisors’ registers are not tracked yet.
Ownership and group
GLEIF relationship records
- Direct parent
- The Western Union Company · United States28ID94QU1140NC23S047 ↗
The The Western Union Company group has 17 institutions in the directory, in 13 countries: 11 hold a BIC and 6 do not.
Including Western Union International Bank GMBH - French Branch, Convera Malta Financial Limited, Western Union International Bank, Western Union International Bank GMBH, Western Union International Bank GMBH - Italian Branch.
See the The Western Union Company group →Group membership follows the accounting-consolidation relationships reported to GLEIF. It does not show ownership shares or control.
Addresses
- Registered address
- ALPHABETA BUILDING 14-18 FINSBURY SQUARE LONDON EC2A 1AH UNITED KINGDOM
- Operational address
- ALPHABETA BUILDING 14-18 FINSBURY SQUARE LONDON LONDON EC2A 1AH UNITED KINGDOM
ISO 20022 identification
As an agent in a Swift cross-border payment message (CBPR+)
A CBPR+ message identifies this institution by its BIC, and may add its LEI or a clearing code. CBPR+ does not allow a name and postal address next to a BIC.
- Identified by
- BIC, with its LEI
- Roles in CBPR+
- Any agent, including the instructing and instructed agents
CBPR+
For cross-border payments on Swift: the BIC, with the LEI and clearing code where known
<FinInstnId>
<BICFI>CHFXGB3LXXX</BICFI>
<LEI>549300ZDHJL1XXIM5E64</LEI>
</FinInstnId>Full record
Every ISO 20022 element the directory holds. Base ISO 20022 allows them together. CBPR+ does not allow a name and address next to a BIC
<FinInstnId>
<BICFI>CHFXGB3LXXX</BICFI>
<LEI>549300ZDHJL1XXIM5E64</LEI>
<Nm>CONVERA UK LIMITED</Nm>
<PstlAdr>
<TwnNm>LONDON</TwnNm>
<Ctry>GB</Ctry>
<AdrLine>ALPHABETA BUILDING 14-18 FINSBURY SQUARE LONDON EC2A 1AH</AdrLine>
</PstlAdr>
</FinInstnId>The BIC, name and address are as published in Swift’s BIC directory. The LEI comes from the Swift and GLEIF BIC-to-LEI file. Check them against your own records before use.
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Sources & method
Every value comes from a public source, such as Swift’s ISO 9362 BIC directory, GLEIF or the OFAC and EU sanctions lists. Most sources are matched on a BIC or an LEI, not on a name.
Swift GPI membership is matched on names and is indicative. A missing sanctions match does not mean that no listing applies. Always screen against the official lists.
Register entries are not screened against sanctions lists. The sanctions facts on this page cover the BIC and its LEI only.
An institution is one entry in the directory: a BIC8 in Swift’s directory, or a firm on a tracked register that holds no BIC. Licences held by an institution with a BIC are shown on its page.
Read the methodology →Credits for this page
- FCA Financial Services Register - Payment Institutions & RAISPs—Financial Conduct Authority (FCA) · register ↗ as at 25 September 2026
- Money Services Business Registry—Financial Transactions and Reports Analysis Centre of Canada (FINTRAC) · register ↗ as at 25 September 2026
- MSB Registrant Search—Financial Crimes Enforcement Network (FinCEN) · register ↗ as at 24 September 2026
- Ownership and group—GLEIF Level 2 relationship records (accounting consolidation), matched by LEI.
- Overview, authorisation, partners, products, leadership and events—researched per institution by an AI model with web search, from the firm's own website, terms and filings, regulators' registers and notices, company registers and news. Licences, partners, figures, people and events link to their source, and each card shows the research date. AI research can be wrong or out of date, so check key facts at the source.
- Images—logos and photos from Wikimedia Commons (credited with their author and licence) or from the institution's own website, where Wikimedia has none. Elucidate keeps a copy of each; the links lead to the source and the original image. Logo: convera.com (official website) · original.
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