Sweden · Payments & e-money
Zimpler AB
Zimpler AB is a Swedish limited company based in Stockholm. Finansinspektionen, the Swedish Financial Supervisory Authority, authorises it as a payment institution under the Swedish Payment Services Act. TrueLayer acquired the firm in March 2026, and GLEIF names TrueLayer (Jersey) Limited as its direct parent. It sells pay-by-bank deposits, payouts, account information, identity verification and Swish access to merchants, mainly iGaming operators and investment platforms. In October 2025 Finansinspektionen gave it a remark and an administrative fine of SEK 3 million for breaches of anti-money laundering rules.
Licences and registrations
Held by Zimpler AB (LEI 894500QQ0R50KZ8VOY20). 1 entry on 1 of the 22 tracked registers, retrieved 25 September 2026.
| Register | Licence | Number | Jurisdiction | Status | Registered | Ends | Activities | Register entry |
|---|---|---|---|---|---|---|---|---|
| EBA PSD2 RegisterSwedish Financial Supervisory AuthorityLinked by LEI. Matched by Elucidate to GLEIF on name, country and address. | Payment institutionPayment Institution | 44018 | Sweden | Active | 2019-07-05 | — |
|
Search the register ↗ |
- Licences belong to the legal entity, not to a BIC.
- Each licence applies in the country of the regulator that granted it.
- Registers are tracked in 37 countries. Licences granted elsewhere are not recorded here.
- The register entries and their trading names were not matched against sanctions lists. The sanctions facts on this page cover the BIC and its LEI only.
Swift network
Swift’s ISO 9362 BIC directory
- BIC
- ZIMPSES2XXX head office
- Connection to Swift
- Reverse billingThe institution is connected to Swift. Messages sent to it are billed to the institution, not to the sender. The “2” in the eighth character of ZIMPSES2 marks reverse billing.
- Swift GPI
- Not on the member list
- Payment schemes and systems
- No entry in the EPC registers, the ECB T2 and TIPS lists or the SIX Bank Master cites this BIC
- Branch codes
- None: head-office BIC only
- BIC first registered
- 2019-07-06
- Last updated
- 2025-05-24
Overview
Researched 29 Sep 2026 · Sources
Customers
Not published
Employees
Not published
Ownership
Group subsidiary
TrueLayer (Jersey) Limited
Firm type
Open banking
Trades as Zimpler
- Standing
- TrueLayer completed its acquisition of Zimpler on 3 March 2026 after approval from Finansinspektionen. Zimpler continues to operate under its own Swedish payment institution licence.
- Ownership
- TrueLayer acquired the firm in March 2026, and GLEIF lists TrueLayer (Jersey) Limited as its direct accounting parent.
- Direct parent
- TrueLayer (Jersey) Limited ↗, Jersey
- Head office
- Wallingatan 2, 111 60 Stockholm, Sweden
- Company register
- Bolagsverket 556887-9984
- Founders
- Johan Friis · Kristofer Ekman Sinclair
Online
- Websites & references
- zimpler.com ↗
docs.zimpler.com ↗ developer and API documentation
backoffice.zimpler.net ↗ merchant back office
careers.zimpler.com ↗ careers site - Official social accounts
- LinkedIn ↗ · Facebook ↗
Sources · 12 pages consulted
- zimpler.com
- zimpler.com/terms-conditions/global/
- zimpler.com/about/
- zimpler.com/solutions/swish-zimpler/
- fi.se/en/published/sanctions/financial-firms/2025/zimpler-receives-a-remark-and-an-administrati
- fi.se/sv/publicerat/nyheter/2024/fi-undersoker-betaltjanstforetaget-zimpler/
- zimpler.com/press/truelayer-completes-acquisition-of-zimpler-expanding-pay-by-bank-network-across-the
- truelayer.com/newsroom/announcements/truelayer-completes-acquisition-of-zimpler-following-regulatory-ap
- prnewswire.com/news-releases/truelayer-to-acquire-zimpler-creating-a-european-pay-by-bank-powerhouse-302
- zimpler.com/press/zimpler-receives-official-pix-authorisation-from-the-central-bank-of-brazil/
- fintechfutures.com/m-a/truelayer-buys-swedish-paytech-zimpler
- news.cision.com/zimpler
Authorisation
Researched 29 Sep 2026 · Sources
- Operates under
- Its own licences
Finansinspektionen authorises the firm as a payment institution under the Swedish Payment Services Act. The authorisation covers payment initiation, account information, execution of payment transactions and execution of payment transactions covered by a credit facility. The firm says it may provide cross-border services in the EU/EEA under passporting but does not say how many states.
| Authority | Licence or registration | Number | Held | Status | Source |
|---|---|---|---|---|---|
| Finansinspektionen (Swedish Financial Supervisory Authority) Sweden | Payment institution (Payment Services Act 2010:751) | 44018 | In its own name | Active | zimpler.com ↗ |
Licences and registrations the research found, at home and abroad, as the firm and its regulators publish them. The Licences and registrations card shows the entries on the registers the directory tracks.
Partners and safeguarding
Researched 29 Sep 2026 · Sources
- Safeguarding
- Not disclosedThe firm settles merchants' client funds in EUR, DKK or SEK, but its published pages do not say how these funds are safeguarded.
- Payment schemes and card networks
- Swish Direct zimpler.com ↗
Banks and regulated firms the firm says hold its customers’ money, issue its cards, sponsor its accounts or settle its payments, as it discloses them in its terms and notices.
Products and markets
Researched 29 Sep 2026 · Sources
It sells account-to-account deposits, instant and cross-border payouts, account information, identity verification (Zimpler ID+) and direct Swish access, mainly to iGaming operators and investment platforms.
Its core markets are Sweden and Finland. It may provide cross-border services in the EU/EEA under the passporting provisions of the Swedish Payment Services Act, and it says it reaches more than 25 markets.
- Sells to
- Enterprises · Platforms and marketplaces
- Serves customers in 6 countries
- Sweden · Finland · Norway · Estonia · Latvia · Lithuania
Leadership
Researched 29 Sep 2026 · Sources
- Chief executive
-
Johan Strand
Chief Executive Officer
- Compliance / MLRO
- Petra Schück Head of Legal & Compliance
- Executive
- Vlad Popovici Head of Finance & Analytics
- Executive
- Daniel Strömberg Chief Operating Officer
- Executive
- Mikael Brandin Chief Technical Officer
- Founder
- Kristofer Ekman Sinclair Co-founder and Strategic Initiatives
Recent events 2 enforcement or investigation items
Researched 29 Sep 2026 · Sources
-
Merger / acquisition
TrueLayer completed its acquisition of Zimpler after approval from Finansinspektionen.
zimpler.com ↗ -
Merger / acquisition
TrueLayer signed an agreement to acquire Zimpler, subject to Finansinspektionen's approval of the change in control.
prnewswire.com ↗ -
Enforcement
Finansinspektionen gave the firm a remark and an administrative fine of SEK 3 million for breaches of anti-money laundering rules.
fi.se ↗ -
Other
The firm connected directly to Sweden's Swish system as a non-bank payment provider.
fintechfutures.com ↗ -
Investigation
Finansinspektionen opened an investigation into the firm's compliance with anti-money laundering rules, citing its exposure to gambling.
fi.se ↗
Compliance-relevant events of the last three years, newest first: fines and enforcement, investigations, security incidents, licence changes, funding rounds, acquisitions and leadership changes. Each links to its source.
Identifiers
Head-office record
- BIC
- ZIMPSES2XXX
- How the BIC breaks down
- ZIMPBank
- SECountry · Sweden
- S2Location · reverse billing
- XXXBranch · head office
- Branch description
- Not recorded in the directory
- LEI
- 894500QQ0R50KZ8VOY20
- LEI record
- View on GLEIF ↗
- Licence no. · EBA-PSD2
- 44018
- How the LEI was matched
- BIC: Mapped to this BIC in the Swift and GLEIF BIC-to-LEI relationship file.Register entry: Matched by Elucidate to GLEIF on name, country and address.
- Register-entry ID
- ff32c3e18ffe
- National bank code
- Clearingnummer 2130-2139
Profile
- Type
- Payments & e-moneyPayment institutions, e-money and stored-value issuers, and account-information providers. Licensed under payment-services law (e.g. PSD2 in the EU and UK, the Payment Services Act in Singapore). Taken from the licences on the tracked registers.
- Regulation
- Prudential licenceAuthorised with capital, safeguarding and conduct requirements, e.g. an authorised payment or e-money institution in the EU or UK, a major payment institution in Singapore, or a MiCA crypto-asset service provider.
- Register licences
- 1 entry on 1 register
- Activities
- Payment services
- Payment initiation
- Account information
- Licensed in
- Sweden
- Country · region
- Sweden · Europe & Central Asia
- Trading venues (MIC)
- No MIC registered under this LEI list of 2026-09-17
- OFAC sanctions
- No listing cites this BIC
- EU sanctions
- No listing matched this BIC or its LEI
- Country sanctions
- No country programme
Types come from Swift’s BIC classification, the licences on the 22 tracked registers, and the ECB and FSB bank lists. Most banks outside the euro area appear as financial institutions, because their supervisors’ registers are not tracked yet.
Ownership and group
GLEIF relationship records
- Direct parent
- Truelayer (Jersey) Limited · Jersey984500F4D9FQ98DC1C70 ↗
Group membership follows the accounting-consolidation relationships reported to GLEIF. It does not show ownership shares or control.
Addresses
- Registered address
- WALLINGATAN 2 STOCKHOLM 111 60 SWEDEN
- Operational address
- WALLINGATAN 2 STOCKHOLM 111 60 STOCKHOLM SWEDEN
ISO 20022 identification
As an agent in a Swift cross-border payment message (CBPR+)
A CBPR+ message identifies this institution by its BIC, and may add its LEI or a clearing code. CBPR+ does not allow a name and postal address next to a BIC.
- Identified by
- BIC, with its LEI
- Roles in CBPR+
- Any agent, including the instructing and instructed agents
CBPR+
For cross-border payments on Swift: the BIC, with the LEI and clearing code where known
<FinInstnId>
<BICFI>ZIMPSES2XXX</BICFI>
<LEI>894500QQ0R50KZ8VOY20</LEI>
</FinInstnId>Full record
Every ISO 20022 element the directory holds. Base ISO 20022 allows them together. CBPR+ does not allow a name and address next to a BIC
<FinInstnId>
<BICFI>ZIMPSES2XXX</BICFI>
<LEI>894500QQ0R50KZ8VOY20</LEI>
<Nm>ZIMPLER AB</Nm>
<PstlAdr>
<TwnNm>STOCKHOLM</TwnNm>
<Ctry>SE</Ctry>
<AdrLine>WALLINGATAN 2 STOCKHOLM 111 60</AdrLine>
</PstlAdr>
</FinInstnId>The BIC, name and address are as published in Swift’s BIC directory. The LEI comes from the Swift and GLEIF BIC-to-LEI file. Check them against your own records before use.
National bank codes
Clearingnummer · Sweden
1 code file of 2026-08-06 · ISO 20022 clearing system code SESBA
| Code | Routes to BIC | Name in the national file |
|---|---|---|
| 2130-2139 | ZIMPSES2 | Zimpler AB |
Each code shows the name in the national file. Smaller banks often route through a central institution’s BIC. A code can therefore belong to a different bank than the one on this page.
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Sources & method
Every value comes from a public source, such as Swift’s ISO 9362 BIC directory, GLEIF or the OFAC and EU sanctions lists. Most sources are matched on a BIC or an LEI, not on a name.
Swift GPI membership is matched on names and is indicative. A missing sanctions match does not mean that no listing applies. Always screen against the official lists.
Register entries are not screened against sanctions lists. The sanctions facts on this page cover the BIC and its LEI only.
An institution is one entry in the directory: a BIC8 in Swift’s directory, or a firm on a tracked register that holds no BIC. Licences held by an institution with a BIC are shown on its page.
Read the methodology →Credits for this page
- National bank codes—Sweden (Source: Bankinfrastruktur i Sverige AB (BSAB)).
- EBA PSD2 Register—European Banking Authority (EBA) · register ↗ as at 25 September 2026
- Ownership and group—GLEIF Level 2 relationship records (accounting consolidation), matched by LEI.
- Overview, authorisation, partners, products, leadership and events—researched per institution by an AI model with web search, from the firm's own website, terms and filings, regulators' registers and notices, company registers and news. Licences, partners, figures, people and events link to their source, and each card shows the research date. AI research can be wrong or out of date, so check key facts at the source.
- Images—logos and photos from Wikimedia Commons (credited with their author and licence) or from the institution's own website, where Wikimedia has none. Elucidate keeps a copy of each; the links lead to the source and the original image. Logo: zimpler.com (official website) · original; Johan Strand: zimpler.com (official website) · original.
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