United Kingdom · Payments & e-money
Affiniture Cards Limited
Affiniture Cards Limited is a private limited company registered in England and Wales, with its office in Wrexham. The Financial Conduct Authority (FCA) authorises it as an Authorised Payment Institution (FRN 578474) and as a consumer credit firm (FRN 723770). It trades as Diners Club International and has issued Diners Club products in the UK since August 2012. It offers business statement accounts, including a Trainline business account, and B2B statement accounts. Since September 2025 it has belonged to Moka United, a Turkish payments group backed by İşbank.
Licences and registrations
Held by Affiniture Cards Limited (LEI 894500SHGDHVP4KWP767). 1 entry on 1 of the 22 tracked registers, retrieved 25 September 2026.
| Register | Licence | Number | Jurisdiction | Status | Registered | Ends | Activities | Register entry |
|---|---|---|---|---|---|---|---|---|
| FCA Financial Services Register - Payment Institutions & RAISPsFCALinked by LEI. Matched by Elucidate on the UK company number the register gives. | Authorised Payment InstitutionPayment Institution | 578474 | United Kingdom | Active | 2018-03-27 | — |
|
Search the register ↗ |
Trading names on the register: Diners Club International (FCA-PSD), Diners Club (FCA-PSD)
- Licences belong to the legal entity, not to a BIC.
- Each licence applies in the country of the regulator that granted it.
- Registers are tracked in 37 countries. Licences granted elsewhere are not recorded here.
- The register entries and their trading names were not matched against sanctions lists. The sanctions facts on this page cover the BIC and its LEI only.
Swift network
Swift’s ISO 9362 BIC directory
- BIC
- AFCSGB22XXX head office
- Connection to Swift
- Reverse billingThe institution is connected to Swift. Messages sent to it are billed to the institution, not to the sender. The “2” in the eighth character of AFCSGB22 marks reverse billing.
- Swift GPI
- Not on the member list
- Payment schemes and systems
- No entry in the EPC registers, the ECB T2 and TIPS lists or the SIX Bank Master cites this BIC
- Branch codes
- None: head-office BIC only
- BIC first registered
- 2024-08-03
- Last updated
- 2024-08-03
Overview
Researched 29 Sep 2026 · Sources
Customers
Not published
Employees
Not published
Ownership
Group subsidiary
Affiniture Group Limited
Firm type
Other
Trades as Diners Club International
- Standing
- Moka United, a Turkish payments group, completed its acquisition of the firm in September 2025 after the FCA approved it. Since 1 September 2025 the firm has been held through Is United Payment Systems Limited.
- Ownership
- Affiniture Group Limited holds 75% or more of the firm and is itself held by Is United Payment Systems Limited, the UK holding company through which Moka United of Türkiye acquired the firm in September 2025.
- Direct parent
- Affiniture Group Limited, United Kingdom
- Ultimate owner
- Moka United, Türkiye
- Head office
- Unit 8 Wilkinson Business Park, Clywedog Road South, LL13 9AE Wrexham, United Kingdom
- Company register
- Companies House 07885531
- Incorporated
- 19 Dec 2011
Online
- Websites & references
- dinersclub.co.uk ↗
customer-centre.dinersclub.co.uk ↗ Affiniture Customer Centre, online account portal for Diners Club members - Official social accounts
- None found
Sources · 12 pages consulted
- dinersclub.co.uk/legal/terms-of-website-use/
- dinersclub.co.uk/
- dinersclub.co.uk/faqs/
- dinersclub.co.uk/products/business-statement-accounts/
- dinersclub.co.uk/history/
- find-and-update.company-information.service.gov.uk/company/07885531/officers
- find-and-update.company-information.service.gov.uk/company/07885531/persons-with-significant-control
- find-and-update.company-information.service.gov.uk/company/07885531/filing-history
- find-and-update.company-information.service.gov.uk/company/13583533/persons-with-significant-control
- herald.wales/north-wales/wrexham-north-wales/moka-united-completes-acquisition-of-affiniture-cards-lim
- fintechfutures.com/m-a/moka-united-expands-ruut-uk-presence-with-affiniture-cards-acquisition
- forbes.com.tr/ekonomi/moka-united-unicorn-un-ici-bosaltildi
Authorisation
Researched 29 Sep 2026 · Sources
- Operates under
- Its own licences
The FCA authorises the firm as an Authorised Payment Institution (FRN 578474) and as a consumer credit firm (FRN 723770). It issues Diners Club products under a franchise from Diners Club International.
| Authority | Licence or registration | Number | Held | Status | Source |
|---|---|---|---|---|---|
| Financial Conduct Authority United Kingdom | Authorised Payment Institution | 578474 | In its own name | Active | dinersclub.co.uk ↗ |
| Financial Conduct Authority United Kingdom | Consumer Credit Firm | 723770 | In its own name | Active | dinersclub.co.uk ↗ |
Licences and registrations the research found, at home and abroad, as the firm and its regulators publish them. The Licences and registrations card shows the entries on the registers the directory tracks.
Partners and safeguarding
Researched 29 Sep 2026 · Sources
- Safeguarding
- Not disclosedThe firm's website does not describe how it safeguards customers' funds.
- Payment schemes and card networks
- Diners Club International Direct dinersclub.co.uk ↗
Banks and regulated firms the firm says hold its customers’ money, issue its cards, sponsor its accounts or settle its payments, as it discloses them in its terms and notices.
Products and markets
Researched 29 Sep 2026 · Sources
It issues Diners Club International products in the UK and offers business credit statement accounts, including a Trainline business account, and B2B statement accounts.
Its website terms say it supplies services or credit to individuals only if they live in the United Kingdom or the Republic of Ireland.
- Sells to
- Enterprises · Small businesses
- Serves customers in 2 countries
- United Kingdom · Ireland
Leadership
Researched 29 Sep 2026 · Sources
- Chief executive
- Jonathan David Back Chief Executive Officer; director
- Executive
- Halim Memiş Director (CEO of Moka United)
- Executive
- Reza Satongar Director
- Executive
- Asli Odabasi Director
- Executive
- Doruk Yurtkuran Director
Recent events
Researched 29 Sep 2026 · Sources
-
Leadership
Gulsum Merve Bickes resigned as a director of the firm on 20 January 2026.
find-and-update.company-information.service.gov.uk ↗ -
Merger / acquisition
Moka United completed its acquisition of the firm after FCA approval. The terms were not disclosed.
herald.wales ↗ -
Leadership
Halim Memiş, Asli Odabasi and Doruk Yurtkuran joined the board on 1 September 2025. Joseph Edward Hurley resigned as a director the same day.
find-and-update.company-information.service.gov.uk ↗ -
Other
According to the firm's chief executive, Diners Club International approved Moka United's acquisition of the firm in September 2024.
herald.wales ↗
Compliance-relevant events of the last three years, newest first: fines and enforcement, investigations, security incidents, licence changes, funding rounds, acquisitions and leadership changes. Each links to its source.
Identifiers
Head-office record
- BIC
- AFCSGB22XXX
- How the BIC breaks down
- AFCSBank
- GBCountry · United Kingdom
- 22Location · reverse billing
- XXXBranch · head office
- Branch description
- Not recorded in the directory
- LEI
- 894500SHGDHVP4KWP767
- LEI record
- View on GLEIF ↗
- Licence no. · FCA-PSD
- 578474
- How the LEI was matched
- BIC: Mapped to this BIC in the Swift and GLEIF BIC-to-LEI relationship file.Register entry: Matched by Elucidate on the UK company number the register gives.
- Register-entry ID
- 686acf1811bb
Profile
- Type
- Payments & e-moneyPayment institutions, e-money and stored-value issuers, and account-information providers. Licensed under payment-services law (e.g. PSD2 in the EU and UK, the Payment Services Act in Singapore). Taken from the licences on the tracked registers.
- Regulation
- Prudential licenceAuthorised with capital, safeguarding and conduct requirements, e.g. an authorised payment or e-money institution in the EU or UK, a major payment institution in Singapore, or a MiCA crypto-asset service provider.
- Register licences
- 1 entry on 1 register
- Activities
- Payment services
- Licensed in
- United Kingdom
- Website (register)
- www.dinersclub.co.uk ↗
- Country · region
- United Kingdom · Europe & Central Asia
- Trading venues (MIC)
- No MIC registered under this LEI list of 2026-09-17
- OFAC sanctions
- No listing cites this BIC
- EU sanctions
- No listing matched this BIC or its LEI
- Country sanctions
- No country programme
Types come from Swift’s BIC classification, the licences on the 22 tracked registers, and the ECB and FSB bank lists. Most banks outside the euro area appear as financial institutions, because their supervisors’ registers are not tracked yet.
Ownership and group
GLEIF relationship records
GLEIF’s relationship records name no parent for this LEI, and no group page is published for it.
Addresses
- Registered address
- AFFINITURE CARDS LIMITED FLOOR FIRST 8 WILKINSON COURT WILKINSON BUSINESS PARK WREXHAM LL13 9AE UNITED KINGDOM
- Operational address
- AFFINITURE CARDS LIMITED FLOOR FIRST 8 WILKINSON COURT WILKINSON BUSINESS PARK WREXHAM WREXHAM LL13 9AE UNITED KINGDOM
ISO 20022 identification
As an agent in a Swift cross-border payment message (CBPR+)
A CBPR+ message identifies this institution by its BIC, and may add its LEI or a clearing code. CBPR+ does not allow a name and postal address next to a BIC.
- Identified by
- BIC, with its LEI
- Roles in CBPR+
- Any agent, including the instructing and instructed agents
CBPR+
For cross-border payments on Swift: the BIC, with the LEI and clearing code where known
<FinInstnId>
<BICFI>AFCSGB22XXX</BICFI>
<LEI>894500SHGDHVP4KWP767</LEI>
</FinInstnId>Full record
Every ISO 20022 element the directory holds. Base ISO 20022 allows them together. CBPR+ does not allow a name and address next to a BIC
<FinInstnId>
<BICFI>AFCSGB22XXX</BICFI>
<LEI>894500SHGDHVP4KWP767</LEI>
<Nm>AFFINITURE CARDS LIMITED</Nm>
<PstlAdr>
<TwnNm>WREXHAM</TwnNm>
<Ctry>GB</Ctry>
<AdrLine>AFFINITURE CARDS LIMITED FLOOR FIRST 8 WILKINSON COURT WILKINSON</AdrLine>
<AdrLine>BUSINESS PARK WREXHAM LL13 9AE</AdrLine>
</PstlAdr>
</FinInstnId>The BIC, name and address are as published in Swift’s BIC directory. The LEI comes from the Swift and GLEIF BIC-to-LEI file. Check them against your own records before use.
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Sources & method
Every value comes from a public source, such as Swift’s ISO 9362 BIC directory, GLEIF or the OFAC and EU sanctions lists. Most sources are matched on a BIC or an LEI, not on a name.
Swift GPI membership is matched on names and is indicative. A missing sanctions match does not mean that no listing applies. Always screen against the official lists.
Register entries are not screened against sanctions lists. The sanctions facts on this page cover the BIC and its LEI only.
An institution is one entry in the directory: a BIC8 in Swift’s directory, or a firm on a tracked register that holds no BIC. Licences held by an institution with a BIC are shown on its page.
Read the methodology →Credits for this page
- FCA Financial Services Register - Payment Institutions & RAISPs—Financial Conduct Authority (FCA) · register ↗ as at 25 September 2026
- Overview, authorisation, partners, products, leadership and events—researched per institution by an AI model with web search, from the firm's own website, terms and filings, regulators' registers and notices, company registers and news. Licences, partners, figures, people and events link to their source, and each card shows the research date. AI research can be wrong or out of date, so check key facts at the source.
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