United Kingdom · Payments & e-money
Airwallex (UK) Limited
Airwallex (UK) Limited is a private limited company incorporated in England and Wales in April 2016. Its registered office is at 45 Mortimer Street, London. The FCA authorises the firm as an electronic money institution under the Electronic Money Regulations 2011, firm reference number 900876. It is a wholly owned subsidiary of Airwallex (Cayman) Limited, the parent company of the Airwallex group. It provides multi-currency accounts, FX conversion, international transfers, Visa corporate cards, online payment acceptance and embedded-finance APIs to businesses registered in the United Kingdom.
Licences and registrations
Held by Airwallex (UK) Limited (LEI 254900KR484WW4KEZI73). 2 entries on 1 of the 22 tracked registers, retrieved 25 September 2026.
| Register | Licence | Number | Jurisdiction | Status | Registered | Ends | Activities | Register entry |
|---|---|---|---|---|---|---|---|---|
| FCA Financial Services Register - E-Money InstitutionsFCALinked by LEI. Matched by Elucidate on the UK company number the register gives. | Authorised E-Money InstitutionE-Money / Stored Value Institution | 900876 | United Kingdom | Active | 2018-11-26 | — |
|
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| FCA Financial Services Register - E-Money InstitutionsFCALinked by LEI. Matched by Elucidate on the UK company number the register gives. | Authorised E-Money InstitutionE-Money / Stored Value Institution | 900824 | United Kingdom | Cancelled - Authorised EMI | — | Ended |
|
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- Licences belong to the legal entity, not to a BIC.
- Each licence applies in the country of the regulator that granted it.
- Registers are tracked in 37 countries. Licences granted elsewhere are not recorded here.
- The register entries and their trading names were not matched against sanctions lists. The sanctions facts on this page cover the BIC and its LEI only.
Swift network
Swift’s ISO 9362 BIC directory
- BIC
- AIRWGB2LXXX head office
- Connection to Swift
- Connected to SwiftThis BIC is registered as a live address on the Swift network. The institution sends and receives Swift messages under AIRWGB2L directly.
- Swift GPI
- Not on the member list
- Payment schemes and systems
- No entry in the EPC registers, the ECB T2 and TIPS lists or the SIX Bank Master cites this BIC
- Branch codes
- None: head-office BIC only
- Other BIC with this LEI
- AIRWGB22
- BIC first registered
- 2026-04-04
- Last updated
- 2026-05-02
Overview
Researched 29 Sep 2026 · Sources
Ownership
Group subsidiary
100% Airwallex (Cayman) Limited
Firm type
FX and business payments
Trades as Airwallex
- Ownership
- Airwallex (Cayman) Limited owns 100% of the firm and is the ultimate parent of the Airwallex group. Companies House records Jack Zhang as a person with significant control through significant influence or control.
- Direct parent
- Airwallex (Cayman) Limited, Cayman Islands 100%
- Head office
- Wells And More, 45 Mortimer Street, W1W 8HJ London, United Kingdom
- Company register
- Companies House 10103420
- Incorporated
- 5 Apr 2016
- Founder
- Jack Zhang
Online
- Websites & references
- airwallex.com ↗
help.airwallex.com ↗ help centre
airwallex.com/docs ↗ developer documentation
status.airwallex.com ↗ service status page
airwallex.com/global/newsroom ↗ group newsroom - Official social accounts
- LinkedIn ↗ · X ↗ · Facebook ↗ · Instagram ↗ · YouTube ↗
Sources · 18 pages consulted
- find-and-update.company-information.service.gov.uk/company/10103420
- find-and-update.company-information.service.gov.uk/company/10103420/officers
- find-and-update.company-information.service.gov.uk/company/10103420/persons-with-significant-control
- find-and-update.company-information.service.gov.uk/company/10103420/filing-history
- find-and-update.company-information.service.gov.uk/company/10103420/filing-history/MzUyNzM2NTcxNWFkaXF6a2N4/document?format=pdf&download=0
- register.fca.org.uk/s/firm?id=0010X00004ATvqpQAD
- airwallex.com/uk/blog/is-airwallex-safe
- help.airwallex.com/hc/en-gb/articles/900001757106-How-is-Airwallex-licensed-and-regulated
- help.airwallex.com/hc/en-gb/articles/4404265644185-How-does-Airwallex-keep-my-money-safe
- airwallex.com/uk/spend-management/cards
- airwallex.com/docs/global-treasury/receive-funds/add-funds-via-direct-debits-from-linked-accounts/direc
- airwallex.com/docs/payouts/payout-network/bank-accounts/united-kingdom
- airwallex.com/global/newsroom/airwallex-secures-320-million-in-series-h-funding-valuation-hits-11-billi
- careers.airwallex.com/blog/airwallex-funding-2025/
- americanbanker.com/news/airwallex-announces-320-million-fundraise-and-cfo-hire
- pymnts.com/news/fintech-investments/2026/airwallex-fuels-emea-growth-with-1-billion-dollar-investmen
- financemagnates.com/fintech/australia-orders-compliance-audit-of-8-billion-airwallex-platform/
- airwallex.com/global/blog/setting-the-record-straight-our-commitment-to-global-trust
Authorisation
Researched 29 Sep 2026 · Sources
- Operates under
- Its own licences
The FCA authorises the firm as an electronic money institution under the Electronic Money Regulations 2011, firm reference number 900876. This covers issuing e-money and providing payment services.
| Authority | Licence or registration | Number | Held | Status | Source |
|---|---|---|---|---|---|
| Financial Conduct Authority (FCA) United Kingdom | Authorised Electronic Money Institution | 900876 | In its own name | Active | register.fca.org.uk ↗ |
| Financial Conduct Authority (FCA) United Kingdom | Authorised E-Money Institution (Cancelled - Authorised EMI) | 900824 | In its own name | Withdrawn or expired | — |
Licences and registrations the research found, at home and abroad, as the firm and its regulators publish them. The Licences and registrations card shows the entries on the registers the directory tracks.
Partners and safeguarding
Researched 29 Sep 2026 · Sources
- Safeguarding
- Segregated safeguarding accountsAccording to its 2025 accounts, the firm safeguards client funds for its e-money services. It holds them in segregated accounts with authorised credit institutions, separate from its own funds.
- Payment schemes and card networks
- Visa Access not stated airwallex.com ↗
Bacs Direct Debit Access not stated airwallex.com ↗
Faster Payments Access not stated airwallex.com ↗
CHAPS Access not stated airwallex.com ↗
Swift Direct
Banks and regulated firms the firm says hold its customers’ money, issue its cards, sponsor its accounts or settle its payments, as it discloses them in its terms and notices.
Products and markets
Researched 29 Sep 2026 · Sources
The firm serves business customers only. It offers multi-currency accounts, FX, international payouts, Visa corporate cards, expense and bill-pay tools, online payment acceptance and APIs for platforms. Its 2025 accounts say its customers are companies in the United Kingdom and European companies.
The firm onboards businesses registered in the United Kingdom under its FCA authorisation. Within the group, EEA customers are served by Airwallex (Netherlands) B.V. under its Dutch licence.
- Revenue
- GBP 55.5m
- Sells to
- Small businesses · Enterprises · Platforms and marketplaces
- Serves customers in
- United Kingdom
- Latest funding round
- Series H · USD 320m Jun 2026Led by Addition
- Total raised
- USD 1.8bn to Jun 2026 · careers.airwallex.com ↗
Leadership
Researched 29 Sep 2026 · Sources
- Executive
- Christos Denis Chamberlain Director; General Manager, UK and Europe (group title)
- Chief financial officer
- Pranav Kumar Sood Director; Chief Financial Officer of the Airwallex group
- Executive
- Kai Wu Director
- Founder
- Jack Zhang Co-founder and CEO of the Airwallex group; person with significant control (resigned as director of this entity on 19 January 2026)
Recent events 1 enforcement or investigation item
Researched 29 Sep 2026 · Sources
-
Other
The chairman of the US House Select Committee on China wrote to the US Treasury Secretary about the Airwallex group.
airwallex.com ↗ -
Leadership
The firm appointed Pranav Kumar Sood as a director. The group had named him Chief Financial Officer in June 2026.
find-and-update.company-information.service.gov.uk ↗ -
Funding
The Airwallex group raised USD 320 million in a Series H round led by Addition, at a USD 11 billion valuation.
airwallex.com ↗ -
Funding
Airwallex (Cayman) Limited injected GBP 4 million of capital into the firm through a new issue of ordinary shares.
find-and-update.company-information.service.gov.uk ↗ -
Investigation
AUSTRAC ordered Airwallex's Australian business to appoint an external auditor to review its AML and counter-terrorism financing compliance.
financemagnates.com ↗ -
Leadership
Jack Zhang resigned as a director of the firm and Christos Chamberlain was appointed a director on 19 January 2026.
find-and-update.company-information.service.gov.uk ↗ -
Funding
The Airwallex group raised USD 330 million in a Series G round at a USD 8 billion valuation.
pymnts.com ↗
Compliance-relevant events of the last three years, newest first: fines and enforcement, investigations, security incidents, licence changes, funding rounds, acquisitions and leadership changes. Each links to its source.
Identifiers
Head-office record
- BIC
- AIRWGB2LXXX
- How the BIC breaks down
- AIRWBank
- GBCountry · United Kingdom
- 2LLocation
- XXXBranch · head office
- Branch description
- Not recorded in the directory
- LEI
- 254900KR484WW4KEZI73
- LEI record
- View on GLEIF ↗
- Licence no. · FCA-EMI
- 900876
- Licence no. · FCA-EMI
- 900824
- How the LEI was matched
- BIC: Mapped to this BIC in the Swift and GLEIF BIC-to-LEI relationship file.Register entries: Matched by Elucidate on the UK company number the register gives.
- Register-entry ID
- 425ea1b4a596
Profile
- Type
- Payments & e-moneyPayment institutions, e-money and stored-value issuers, and account-information providers. Licensed under payment-services law (e.g. PSD2 in the EU and UK, the Payment Services Act in Singapore). Taken from the licences on the tracked registers.
- Regulation
- Prudential licenceAuthorised with capital, safeguarding and conduct requirements, e.g. an authorised payment or e-money institution in the EU or UK, a major payment institution in Singapore, or a MiCA crypto-asset service provider.
- Register licences
- 2 entries on 1 register
- Activities
- Payment services
- E-money / stored value
- Licensed in
- United Kingdom
- Country · region
- United Kingdom · Europe & Central Asia
- Trading venues (MIC)
- No MIC registered under this LEI list of 2026-09-17
- OFAC sanctions
- No listing cites this BIC
- EU sanctions
- No listing matched this BIC or its LEI
- Country sanctions
- No country programme
Types come from Swift’s BIC classification, the licences on the 22 tracked registers, and the ECB and FSB bank lists. Most banks outside the euro area appear as financial institutions, because their supervisors’ registers are not tracked yet.
Ownership and group
GLEIF relationship records
GLEIF’s relationship records name no parent for this LEI, and no group page is published for it.
Addresses
- Registered address
- WELLS AND MORE 45 MORTIMER
- Operational address
- WELLS AND MORE 45 MORTIMER
ISO 20022 identification
As an agent in a Swift cross-border payment message (CBPR+)
A CBPR+ message identifies this institution by its BIC, and may add its LEI or a clearing code. CBPR+ does not allow a name and postal address next to a BIC.
- Identified by
- BIC, with its LEI
- Roles in CBPR+
- Any agent, including the instructing and instructed agents
CBPR+
For cross-border payments on Swift: the BIC, with the LEI and clearing code where known
<FinInstnId>
<BICFI>AIRWGB2LXXX</BICFI>
<LEI>254900KR484WW4KEZI73</LEI>
</FinInstnId>Full record
Every ISO 20022 element the directory holds. Base ISO 20022 allows them together. CBPR+ does not allow a name and address next to a BIC
<FinInstnId>
<BICFI>AIRWGB2LXXX</BICFI>
<LEI>254900KR484WW4KEZI73</LEI>
<Nm>AIRWALLEX (UK) LIMITED</Nm>
<PstlAdr>
<Ctry>GB</Ctry>
<AdrLine>WELLS AND MORE 45 MORTIMER</AdrLine>
</PstlAdr>
</FinInstnId>Swift’s two address fields do not agree on a town, so the full record gives the address as address lines only.
The BIC, name and address are as published in Swift’s BIC directory. The LEI comes from the Swift and GLEIF BIC-to-LEI file. Check them against your own records before use.
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Sources & method
Every value comes from a public source, such as Swift’s ISO 9362 BIC directory, GLEIF or the OFAC and EU sanctions lists. Most sources are matched on a BIC or an LEI, not on a name.
Swift GPI membership is matched on names and is indicative. A missing sanctions match does not mean that no listing applies. Always screen against the official lists.
Register entries are not screened against sanctions lists. The sanctions facts on this page cover the BIC and its LEI only.
An institution is one entry in the directory: a BIC8 in Swift’s directory, or a firm on a tracked register that holds no BIC. Licences held by an institution with a BIC are shown on its page.
Read the methodology →Credits for this page
- FCA Financial Services Register - E-Money Institutions—Financial Conduct Authority (FCA) · register ↗ as at 25 September 2026
- Overview, authorisation, partners, products, leadership and events—researched per institution by an AI model with web search, from the firm's own website, terms and filings, regulators' registers and notices, company registers and news. Licences, partners, figures, people and events link to their source, and each card shows the research date. AI research can be wrong or out of date, so check key facts at the source.
- Images—logos and photos from Wikimedia Commons (credited with their author and licence) or from the institution's own website, where Wikimedia has none. Elucidate keeps a copy of each; the links lead to the source and the original image. Logo: airwallex.com (official website) · original.
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