France · Credit institution
Bred Banque Populaire
BRED Banque Populaire is a French cooperative bank. Its legal form is a société anonyme coopérative de banque populaire, and its registered office is in Paris. Its cooperative members own its capital. It belongs to Groupe BPCE, and BPCE is the group's central body. It provides retail, private, corporate and investment banking in Île-de-France, Normandy and the French overseas territories. It also runs commercial banking subsidiaries in South-East Asia, the South Pacific, Africa and Switzerland. The bank took its current name in June 1994. It had previously been called Banque Régionale d'Escompte et de Dépôts. In December 2024 it acquired Société Générale's 70% stake in Société Générale Madagasikara.
Licences and registrations
Matched by LEI on the 22 tracked registers
None matched by LEI in the 22 tracked registers. It is on the ECB list of supervised entities (see Regulatory status): that is banking supervision, not a licence on a tracked register.
- The tracked registers cover payment, e-money, crypto and money-service firms in 37 countries. Bank licences from national supervisors are not tracked.
Regulatory status
FSB · global systemically important banks
2025 list
- G-SIB
- Groupe BPCE
- Relation
- In a G-SIB groupGLEIF records a G-SIB entity as this legal entity’s ultimate parent. The bucket applies to the group, and membership does not make this entity a bank.
- Bucket
- 1 of 5 · extra capital buffer 1.0% of risk-weighted assets
- On the list since
- 2018
ECB banking supervision
List of supervised entities as of 2026-07-01
- Classification
- Significant institution
- Supervisor
- European Central Bank (direct supervision)
- Listed as
- BRED - Banque Populaire
- Entity type
- Credit institution
- Supervised group (ECB)
- BPCE S.A. →
- Why significant
- Size (Total assets EUR 500-1,000 bn)
European registers
ECB · monetary financial institutions
List as at 2026-09-25
- Category
- Credit institution
- Minimum reserves
- Subject to minimum reserves
- Listed as
- BRED - Banque populaire
- RIAD code
- FR10107
ESMA · MiFID II register
Register as at 2026-09-28
| Entry | Competent authority | Authorised | Services or instruments |
|---|---|---|---|
| Investment services (MiFID II) | Autorité de Contrôle Prudentiel et de Résolution (ACPR) | 1996-10-11 | A1 A2 A3 A4 A5 A6 A7 B1 |
Service codes follow MiFID II Annex I: A for investment services, B for ancillary services. Hover a code for its meaning.
Entries are matched on the LEI. Each register is quoted as its publisher lists it.
Swift network
Swift’s ISO 9362 BIC directory
- BIC
- BREDFRPPXXX head office
- Connection to Swift
- Connected to SwiftThis BIC is registered as a live address on the Swift network. The institution sends and receives Swift messages under BREDFRPP directly.
- Swift GPI
- Not on the member list
- Payment schemes and systems
- SCT · SCT Inst · SDD Core · SDD B2B · VOP · T2 · TIPS
- Branch codes
- 10 branch codes
- BIC first registered
- 1978-09-04
- Last updated
- 2007-01-27
Overview
Researched 29 Sep 2026 · Sources
Total assets
Not published
Ownership
Member-owned
Institution type
Cooperative bank
Trades as BRED
- Ownership
- The bank's capital is held by its cooperative members, over 230,000 according to its 2025 results release. It is affiliated to BPCE, the central body of Groupe BPCE, which the LEI record lists as its accounting consolidation parent.
- Head office
- 18 quai de la Rapée, 75012 Paris, France
- Company register
- 552 091 795 RCS Paris
- Former name
- Banque Régionale d'Escompte et de Dépôts
Business lines
The bank's core business is commercial banking in France. It also has its own trading floor, an asset management company, insurance entities and a trade finance subsidiary, Banque Internationale de Commerce – BRED.
Online
- Websites & references
- bred.fr ↗
newsroom.bred.fr ↗ press room
transbred.com ↗ corporate online banking service
Wikipedia ↗
Wikidata Q846647 ↗ - Official social accounts
- LinkedIn ↗ · X ↗ · Facebook ↗ · Instagram ↗ · YouTube ↗
Sources · 15 pages consulted
- bred.fr/
- bred.fr/english
- bred.fr/la-bred/organisation
- newsroom.bred.fr/experts/
- newsroom.bred.fr/nomination.html
- newsroom.bred.fr/actualites/resultats-annuels-2025-de-bred-banque-populaire-924f8-9c1c2.html
- newsroom.bred.fr/actualites/la-bred-banque-populaire-annonce-de-nouvelles-nominations-au-sein-de-son-comit
- newsroom.bred.fr/actualites/la-bred-banque-populaire-devient-le-principal-actionnaire-de-la-1ere-banque-de
- acpr.banque-france.fr/fr/communiques-de-presse/la-commission-des-sanctions-de-lacpr-sanctionne-la-banque-region
- newsroom.bred.fr/actualites/decision-de-sanction-de-lacpr-a-lencontre-de-la-bred-banque-populaire-e2512-9c
- annuaire-entreprises.data.gouv.fr/entreprise/bred-banque-populaire-bred-552091795
- societe.com/societe/bred-banque-populaire-552091795.html
- lejournaldesentreprises.com/entreprise/bred-banque-populaire
- bred.fr/la-bred/implantations
- en.wikipedia.org/wiki/BRED_Banque_populaire
Leadership
Researched 29 Sep 2026 · Sources
- Chief executive
-
Jean-Paul Julia
Directeur général (Chief Executive Officer)
- Chair
- Isabelle Gratiant Présidente du conseil d'administration (Chair of the Board)
- Chief financial officer
- Agnès Ciron-Cavoizy Directrice financière (Chief Financial Officer)
- Executive
-
Baltasar Gonzalez-Collado
Directeur Général Adjoint en charge du Pôle Commercial (Deputy CEO, commercial division)
- Executive
-
Mathieu Pierotti
Directeur de la conformité (Head of Compliance)
Supervisors & regulators
Researched 29 Sep 2026 · Sources
- European Union
- European Central Bank Prudential supervisor
- France
- Autorité de contrôle prudentiel et de résolution (ACPR) Prudential supervisorAML supervisorResolutionConduct
- France
- Autorité des marchés financiers (AMF) SecuritiesConduct
Recent events 1 enforcement or investigation item
Researched 29 Sep 2026 · Sources
-
Leadership
The bank appointed Mathieu Pierotti as Head of Compliance, a member of the Executive Committee reporting to the CEO.
newsroom.bred.fr ↗ -
Leadership
The bank reshaped its Executive Committee and named Agnès Ciron-Cavoizy as Chief Financial Officer.
newsroom.bred.fr ↗ -
Merger / acquisition
The bank completed the purchase of Société Générale's 70% stake in Société Générale Madagasikara, renamed BRED Madagasikara Banque Populaire.
newsroom.bred.fr ↗ -
Enforcement
The ACPR Sanctions Committee issued a reprimand and fined the bank EUR 2.5 million over failings in its AML and counter-terrorist financing framework.
acpr.banque-france.fr ↗
Compliance-relevant events of the last three years, newest first: fines and enforcement, investigations, incidents, leadership changes, mergers and licence changes. Each links to its source.
Identifiers
Head-office record
- BIC
- BREDFRPPXXX
- How the BIC breaks down
- BREDBank
- FRCountry · France
- PPLocation
- XXXBranch · head office
- Branch description
- HEAD OFFICE
- LEI
- NICH5Q04ADUV9SN3Q390
- LEI record
- View on GLEIF ↗
- How the LEI was matched
- BIC: Mapped to this BIC in the Swift and GLEIF BIC-to-LEI relationship file.
- National bank code
- Code interbancaire (CIB) 10107
Profile
- Type
- Credit institutionListed as a credit institution, or a branch of one, on the ECB’s list of supervised entities, or named as a bank on the Financial Stability Board’s G-SIB list, directly or as a G-SIB’s main operating bank. These are the only bank lists the directory tracks so far.
- Regulation
- Prudentially supervised (ECB list)Prudentially supervised, according to the ECB list of supervised entities (as at 2026-07-01). This is banking supervision, not a licence on a tracked register.
- Register licences
- None matched by LEI in the 22 tracked registersThe tracked registers cover payment, e-money, crypto and money-service firms in 37 countries. Bank licences from national supervisors are not tracked.
- Country · region
- France · Europe & Central Asia
- FSB G-SIB list
- In a G-SIB group · Groupe BPCE list of 2025
- Banking supervision
- Significant · supervised by the ECB as of 2026-07-01
- Trading venues (MIC)
- Operates MIC BRED list of 2026-09-17
- OFAC sanctions
- No listing cites this BIC
- EU sanctions
- No listing matched this BIC or its LEI
- Country sanctions
- No country programme
- Founded
- 1878
Types come from Swift’s BIC classification, the licences on the 22 tracked registers, and the ECB and FSB bank lists. Most banks outside the euro area appear as financial institutions, because their supervisors’ registers are not tracked yet.
Ownership and group
GLEIF relationship records
- Direct parent
- Bpce · France9695005MSX1OYEMGDF46 ↗
- FSB G-SIB list
- In a G-SIB group · Groupe BPCE bucket 1 · 2025 listGLEIF records a G-SIB entity as this legal entity’s ultimate parent. The bucket applies to the group, and membership does not make this entity a bank.
The Bpce group has 100 institutions in the directory, in 28 countries: 98 hold a BIC and 2 do not.
Including Natixis SA, Bpce SA, Credit Foncier de France, Natixis Corporate and Investment Banking Luxembourg, Compagnie de Financement Foncier.
See the Bpce group →Group membership follows the accounting-consolidation relationships reported to GLEIF. It does not show ownership shares or control.
Addresses
- Registered address
- 18 QUAI DE LA RAPEE PARIS 75012 FRANCE
- Operational address
- 18 QUAI DE LA RAPEE PARIS 75012 PARIS FRANCE
ISO 20022 identification
As an agent in a Swift cross-border payment message (CBPR+)
A CBPR+ message identifies this institution by its BIC, and may add its LEI or a clearing code. CBPR+ does not allow a name and postal address next to a BIC.
- Identified by
- BIC, with its LEI
- Roles in CBPR+
- Any agent, including the instructing and instructed agents
CBPR+
For cross-border payments on Swift: the BIC, with the LEI and clearing code where known
<FinInstnId>
<BICFI>BREDFRPPXXX</BICFI>
<LEI>NICH5Q04ADUV9SN3Q390</LEI>
</FinInstnId>Full record
Every ISO 20022 element the directory holds. Base ISO 20022 allows them together. CBPR+ does not allow a name and address next to a BIC
<FinInstnId>
<BICFI>BREDFRPPXXX</BICFI>
<LEI>NICH5Q04ADUV9SN3Q390</LEI>
<Nm>BRED BANQUE POPULAIRE</Nm>
<PstlAdr>
<TwnNm>PARIS</TwnNm>
<Ctry>FR</Ctry>
<AdrLine>18 QUAI DE LA RAPEE PARIS 75012</AdrLine>
</PstlAdr>
</FinInstnId>The BIC, name and address are as published in Swift’s BIC directory. The LEI comes from the Swift and GLEIF BIC-to-LEI file. Check them against your own records before use.
Payment schemes and systems
EPC registers of 2026-09-11 · ECB T2 list of 2026-07-02 · ECB TIPS list of 2026-09-01 · SIX Bank Master valid on 2026-09-28
| Scheme or system | Since | Registered with | Note |
|---|---|---|---|
| SEPA Credit TransferISO 20022 messages | 2008-01-28 | Head office | — |
| SEPA Instant Credit TransferISO 20022 messages | 2018-10-08 | Head office | — |
| SEPA Direct Debit CoreISO 20022 messages | 2010-11-01 | Head office | — |
| SEPA Direct Debit Business-to-BusinessISO 20022 messages | 2010-11-01 | Head office | — |
| Verification of Payee | 2025-08-22 | Head office | — |
| T2 (Eurosystem real-time gross settlement)ISO 20022 messages | — | Head office | — |
| TIPS (TARGET Instant Payment Settlement)ISO 20022 messages | — | Head office | — |
SEPA dates are when the institution became ready for the scheme. The T2 list names direct participants only and gives no joining date. TIPS entries have no joining date.
An institution missing from T2 may still be reachable through an indirect participant. The ECB’s TIPS list does not separate participants from reachable parties. It includes institutions reachable in Swedish kronor as well as in euro.
“ISO 20022 messages” marks a scheme or system whose rulebook or operator specifies ISO 20022 for messages between participants.
Market identifiers
One trading venue or reporting service run under this LEI list of 2026-09-17
| MIC | Market | Kind | Category |
|---|---|---|---|
| BRED | BRED BANQUE POPULAIRE | Operating MIC | Systematic internaliser |
National bank codes
Code interbancaire (CIB) · France
1 code
| Code | Routes to BIC | Name in the national file | City |
|---|---|---|---|
| 10107 | BREDFRPPXXX | BRED - Banque populaire | PARIS |
Each code shows the name in the national file. Smaller banks often route through a central institution’s BIC. A code can therefore belong to a different bank than the one on this page.
Network
Branch network
All 10 branch BICs connect to the head office. They are all in Paris, and no function or registration year splits them further.
Hover over a branch or group to see its details
Branch codes
| BIC | Branch | City | Address | LEI | Updated |
|---|---|---|---|---|---|
| BREDFRPP637 | — | Paris | PARIS PARIS FRANCE | — | 2008-02-09 |
| BREDFRPP638 | — | Paris | PARIS PARIS FRANCE | — | 2008-02-09 |
| BREDFRPPESP | ESPECE | Paris | 18 QUAI DE LA RAPEE PARIS 75012 PARIS FRANCE | — | 2022-06-25 |
| BREDFRPPFDF | OPERATING CENTER FDF | Paris | PARIS PARIS FRANCE | — | 2000-03-25 |
| BREDFRPPKAS | — | Paris | 18 QUAI DE LA RAPEE PARIS 75012 PARIS FRANCE | — | 2018-09-08 |
| BREDFRPPKPR | CONCENTRATOR | Paris | 18 QUAI DE LA RAPEE PARIS 75012 PARIS FRANCE | — | 2021-01-23 |
| BREDFRPPKUS | — | Paris | PARIS PARIS FRANCE | — | 2010-01-02 |
| BREDFRPPKYR | — | Paris | PARIS PARIS FRANCE | — | 2014-09-06 |
| BREDFRPPMTB | MULTI BANK | Paris | 18 QUAI DE LA RAPEE PARIS 75012 PARIS FRANCE | — | 2023-05-20 |
| BREDFRPPTRE | TREASURY DEPARTMENT | Paris | BRED BUILDING 18 QUAI DE LA RAPEE DRI TELEMATIQUE 8186 PARIS 75012 PARIS FRANCE | — | Not recorded |
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Sources & method
Every value comes from a public source, such as Swift’s ISO 9362 BIC directory, GLEIF or the OFAC and EU sanctions lists. Most sources are matched on a BIC or an LEI, not on a name.
Swift GPI membership is matched on names and is indicative. A missing sanctions match does not mean that no listing applies. Always screen against the official lists.
The sanctions facts on this page cover the BIC and its LEI only.
An institution is one entry in the directory: a BIC8 in Swift’s directory, or a firm on a tracked register that holds no BIC. Licences held by an institution with a BIC are shown on its page.
Read the methodology →Credits for this page
- Payment schemes and systems—Source: European Payments Council (EPC) Registers of Participants; matched to BICs by Elucidate. Source: European Central Bank, List of T2 participants. Source: European Central Bank, List of TIPS participants and reachable parties.
- Banking supervision—Source: European Central Bank, list of supervised entities.
- Wikidata—CC0, matched on the BIC or LEI recorded in Wikidata. It is community-edited, so check key facts.
- National bank codes—France (Source: ACPR – REGAFI).
- Ownership and group—GLEIF Level 2 relationship records (accounting consolidation), matched by LEI.
- Overview, leadership, regulators and events—researched per institution by an AI model with web search, from the institution's own website and reports, regulators, company registers and news. Figures, people and events link to their source, and each card shows the research date. AI research can be wrong or out of date, so check key facts at the source.
- European registers—Source: European Central Bank (ECB), list of monetary financial institutions and list of institutions subject to minimum reserves. Source: European Securities and Markets Authority (ESMA), MiFID II/MiFIR register (investment firms, trading venues, systematic internalisers, data reporting services providers). Matched on LEI by Elucidate.
- Images—logos and photos from Wikimedia Commons (credited with their author and licence) or from the institution's own website, where Wikimedia has none. Elucidate keeps a copy of each; the links lead to the source and the original image. Logo: Unknown author Unknown author · Public domain · Wikimedia Commons · original; Jean-Paul Julia: newsroom.bred.fr (official website) · original; Baltasar Gonzalez-Collado: newsroom.bred.fr (official website) · original; Mathieu Pierotti: newsroom.bred.fr (official website) · original.
Assess the financial crime risk behind a BIC
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