France · Credit institution
Ca Consumer Finance
CA Consumer Finance is a French société anonyme and licensed credit institution with its registered office in Massy. It trades as Crédit Agricole Personal Finance & Mobility and is wholly owned by Crédit Agricole S.A. It provides consumer credit, leasing and mobility financing, and uses the Sofinco brand in France. It also heads subsidiaries and joint ventures in Europe, Morocco and China. The company was named Sofinco until 27 April 2010, when it took its current legal name.
Licences and registrations
Matched by LEI on the 22 tracked registers
None matched by LEI in the 22 tracked registers. It is on the ECB list of supervised entities (see Regulatory status): that is banking supervision, not a licence on a tracked register.
- The tracked registers cover payment, e-money, crypto and money-service firms in 37 countries. Bank licences from national supervisors are not tracked.
Regulatory status
FSB · global systemically important banks
2025 list
- G-SIB
- Groupe Crédit Agricole
- Relation
- In a G-SIB groupGLEIF records a G-SIB entity as this legal entity’s ultimate parent. The bucket applies to the group, and membership does not make this entity a bank.
- Bucket
- 2 of 5 · extra capital buffer 1.5% of risk-weighted assets
- On the list since
- 2011
ECB banking supervision
List of supervised entities as of 2026-07-01
- Classification
- Significant institution
- Supervisor
- European Central Bank (direct supervision)
- Listed as
- CA Consumer Finance
- Entity type
- Credit institution
- Supervised group (ECB)
- Crédit Agricole S.A. →
- Why significant
- Size (Total assets above EUR 1,000 bn)
European registers
ECB · monetary financial institutions
List as at 2026-09-25
- Category
- Credit institution
- Minimum reserves
- Subject to minimum reserves
- Listed as
- CA Consumer Finance
- RIAD code
- FR41539
Entries are matched on the LEI. Each register is quoted as its publisher lists it.
Swift network
Swift’s ISO 9362 BIC directory
- BIC
- AGRLFR22XXX head office
- Connection to Swift
- Reverse billingThe institution is connected to Swift. Messages sent to it are billed to the institution, not to the sender. The “2” in the eighth character of AGRLFR22 marks reverse billing.
- Swift GPI
- Not on the member list
- Payment schemes and systems
- No entry in the EPC registers, the ECB T2 and TIPS lists or the SIX Bank Master cites this BIC
- Branch codes
- None: head-office BIC only
- BIC first registered
- 2016-12-27
- Last updated
- 2022-02-14
Overview
Researched 29 Sep 2026 · Sources
Ownership
Group subsidiary
100% Crédit Agricole S.A.
Institution type
Commercial bank
Trades as Crédit Agricole Personal Finance & Mobility
- Standing
- The bank has traded as Crédit Agricole Personal Finance & Mobility since May 2024. Its legal name, CA Consumer Finance, is unchanged. On 17 September 2026 the board appointed Stéphane Priami as chair and Christophe Vandenkoornhuyse as CEO, both from 1 November 2026.
- Ownership
- Crédit Agricole S.A. holds 100% of the capital and voting rights, less a single share held by an individual.
- Direct parent
- Crédit Agricole S.A., France 100%
- Head office
- 1, rue Victor Basch – CS 70001, 91068 Massy Cedex, France
- Company register
- RCS Evry 542 097 522
- Former name
- SOFINCO
Business lines
The bank offers instalment and revolving credit, leasing, debt consolidation and related insurance, and it also collects retail savings deposits in Germany and Spain.
Online
- Websites & references
- ca-personalfinancemobility.com ↗
Wikidata Q2930994 ↗ - Official social accounts
- LinkedIn ↗ · Instagram ↗ · YouTube ↗
Sources · 9 pages consulted
- ca-personalfinancemobility.com
- ca-personalfinancemobility.com/accueil/mentions-legales/
- ca-personalfinancemobility.com/groupe/gouvernance/conseil-administration/
- ca-personalfinancemobility.com/groupe/gouvernance/comite-executif-groupe/
- ca-personalfinancemobility.com/publication/stephane-priami-est-nomme-president-christophe-vandenkoornhuyse-devient-direc
- ca-personalfinancemobility.com/investisseurs/
- journal-officiel.gouv.fr/telechargements/BALO/pdf/2025/0528/202505282502397.pdf
- data.inpi.fr/entreprises/542097522
- societe.com/societe/ca-consumer-finance-542097522.html
Leadership
Researched 29 Sep 2026 · Sources
- Chief executive
-
Stéphane Priami
Directeur général (CEO) and Deputy General Manager of Crédit Agricole S.A.; becomes Chair on 1 November 2026
- Chair
-
Jérôme Grivet
Chair of the Board of Directors (Deputy CEO of Crédit Agricole S.A.); Stéphane Priami succeeds him on 1 November 2026
- Chief financial officer
-
David Drapeau
Directeur Finance Groupe
- Executive
-
Yannick Mouillet
Directeur général adjoint et second dirigeant effectif, Finance, Risques et Juridique
- Executive
-
Richard Bouligny
Directeur général adjoint et second dirigeant effectif, Automobile, Mobilité et Services Groupe
Supervisors & regulators
Researched 29 Sep 2026 · Sources
- European Union
- European Central Bank Prudential supervisor
- France
- Autorité de Contrôle Prudentiel et de Résolution (ACPR) Prudential supervisorAML supervisorConductResolution
Recent events
Researched 29 Sep 2026 · Sources
-
Leadership
The board appointed Stéphane Priami as chair and Christophe Vandenkoornhuyse as CEO, both from 1 November 2026.
ca-personalfinancemobility.com ↗ -
Leadership
The general meeting elected Jérôme Grivet as a director and the board appointed him chair, replacing Olivier Gavalda.
societe.com ↗ -
Merger / acquisition
The bank acquired 50% of GAC Leasing, renamed GAC-Sofinco Finance Leasing, a Chinese joint venture with GAC Group.
journal-officiel.gouv.fr ↗ -
Other
The group changed its trading name from Crédit Agricole Consumer Finance to Crédit Agricole Personal Finance & Mobility. The legal name is unchanged.
ca-personalfinancemobility.com ↗ -
Merger / acquisition
The bank transferred its Sofinco Mobilité business to the French branch of CA Auto Bank, effective 1 January 2024.
journal-officiel.gouv.fr ↗
Compliance-relevant events of the last three years, newest first: fines and enforcement, investigations, incidents, leadership changes, mergers and licence changes. Each links to its source.
Identifiers
Head-office record
- BIC
- AGRLFR22XXX
- How the BIC breaks down
- AGRLBank
- FRCountry · France
- 22Location · reverse billing
- XXXBranch · head office
- Branch description
- Not recorded in the directory
- LEI
- 969500GDYGB7Y20PP765
- LEI record
- View on GLEIF ↗
- How the LEI was matched
- BIC: Mapped to this BIC in the Swift and GLEIF BIC-to-LEI relationship file.
- National bank code
- Code interbancaire (CIB) 41539
Profile
- Type
- Credit institutionListed as a credit institution, or a branch of one, on the ECB’s list of supervised entities, or named as a bank on the Financial Stability Board’s G-SIB list, directly or as a G-SIB’s main operating bank. These are the only bank lists the directory tracks so far.
- Regulation
- Prudentially supervised (ECB list)Prudentially supervised, according to the ECB list of supervised entities (as at 2026-07-01). This is banking supervision, not a licence on a tracked register.
- Register licences
- None matched by LEI in the 22 tracked registersThe tracked registers cover payment, e-money, crypto and money-service firms in 37 countries. Bank licences from national supervisors are not tracked.
- Country · region
- France · Europe & Central Asia
- FSB G-SIB list
- In a G-SIB group · Groupe Crédit Agricole list of 2025
- Banking supervision
- Significant · supervised by the ECB as of 2026-07-01
- Trading venues (MIC)
- No MIC registered under this LEI list of 2026-09-17
- OFAC sanctions
- No listing cites this BIC
- EU sanctions
- No listing matched this BIC or its LEI
- Country sanctions
- No country programme
- Founded
- 2010
Types come from Swift’s BIC classification, the licences on the 22 tracked registers, and the ECB and FSB bank lists. Most banks outside the euro area appear as financial institutions, because their supervisors’ registers are not tracked yet.
Ownership and group
GLEIF relationship records
- Direct parent
- Credit Agricole SA · France969500TJ5KRTCJQWXH05 ↗
- FSB G-SIB list
- In a G-SIB group · Groupe Crédit Agricole bucket 2 · 2025 listGLEIF records a G-SIB entity as this legal entity’s ultimate parent. The bucket applies to the group, and membership does not make this entity a bank.
The Credit Agricole SA group has 84 institutions in the directory, in 33 countries: 83 hold a BIC and 1 does not.
Including Credit Agricole Italia S.P.A., Caceis Bank, Caceis Bank, Italy Branch, Credit Agricole SA, Amundi Asset Management.
See the Credit Agricole SA group →Group membership follows the accounting-consolidation relationships reported to GLEIF. It does not show ownership shares or control.
Addresses
- Registered address
- 1 RUE VICTOR BASCH, CS 70001 MASSY 91068 FRANCE
- Operational address
- GAIA 1 RUE VICTOR BASCH CS 70001 MASSY 91068 MASSY FRANCE
ISO 20022 identification
As an agent in a Swift cross-border payment message (CBPR+)
A CBPR+ message identifies this institution by its BIC, and may add its LEI or a clearing code. CBPR+ does not allow a name and postal address next to a BIC.
- Identified by
- BIC, with its LEI
- Roles in CBPR+
- Any agent, including the instructing and instructed agents
CBPR+
For cross-border payments on Swift: the BIC, with the LEI and clearing code where known
<FinInstnId>
<BICFI>AGRLFR22XXX</BICFI>
<LEI>969500GDYGB7Y20PP765</LEI>
</FinInstnId>Full record
Every ISO 20022 element the directory holds. Base ISO 20022 allows them together. CBPR+ does not allow a name and address next to a BIC
<FinInstnId>
<BICFI>AGRLFR22XXX</BICFI>
<LEI>969500GDYGB7Y20PP765</LEI>
<Nm>CA CONSUMER FINANCE</Nm>
<PstlAdr>
<TwnNm>MASSY</TwnNm>
<Ctry>FR</Ctry>
<AdrLine>1 RUE VICTOR BASCH, CS 70001 MASSY 91068</AdrLine>
</PstlAdr>
</FinInstnId>The BIC, name and address are as published in Swift’s BIC directory. The LEI comes from the Swift and GLEIF BIC-to-LEI file. Check them against your own records before use.
National bank codes
Code interbancaire (CIB) · France
1 code
| Code | Routes to BIC | Name in the national file | City |
|---|---|---|---|
| 41539 | AGRLFR22XXX | CA Consumer Finance | MASSY |
Each code shows the name in the national file. Smaller banks often route through a central institution’s BIC. A code can therefore belong to a different bank than the one on this page.
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Sources & method
Every value comes from a public source, such as Swift’s ISO 9362 BIC directory, GLEIF or the OFAC and EU sanctions lists. Most sources are matched on a BIC or an LEI, not on a name.
Swift GPI membership is matched on names and is indicative. A missing sanctions match does not mean that no listing applies. Always screen against the official lists.
The sanctions facts on this page cover the BIC and its LEI only.
An institution is one entry in the directory: a BIC8 in Swift’s directory, or a firm on a tracked register that holds no BIC. Licences held by an institution with a BIC are shown on its page.
Read the methodology →Credits for this page
- Banking supervision—Source: European Central Bank, list of supervised entities.
- Wikidata—CC0, matched on the BIC or LEI recorded in Wikidata. It is community-edited, so check key facts.
- National bank codes—France (Source: ACPR – REGAFI).
- Ownership and group—GLEIF Level 2 relationship records (accounting consolidation), matched by LEI.
- Overview, leadership, regulators and events—researched per institution by an AI model with web search, from the institution's own website and reports, regulators, company registers and news. Figures, people and events link to their source, and each card shows the research date. AI research can be wrong or out of date, so check key facts at the source.
- European registers—Source: European Central Bank (ECB), list of monetary financial institutions and list of institutions subject to minimum reserves. Matched on LEI by Elucidate.
- Images—logos and photos from Wikimedia Commons (credited with their author and licence) or from the institution's own website, where Wikimedia has none. Elucidate keeps a copy of each; the links lead to the source and the original image. Logo: ca-personalfinancemobility.com (official website) · original; Stéphane Priami: ca-personalfinancemobility.com (official website) · original; Jérôme Grivet: ca-personalfinancemobility.com (official website) · original; David Drapeau: ca-personalfinancemobility.com (official website) · original; Yannick Mouillet: ca-personalfinancemobility.com (official website) · original; Richard Bouligny: ca-personalfinancemobility.com (official website) · original.
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