United Kingdom · Payments & e-money
Centtrip Limited
Centtrip Limited is a private limited company incorporated in England and Wales, with its head office at 9 Noel Street in London's Soho. The FCA authorises it as an electronic money institution under firm reference number 900717. Its immediate parent is Centtrip Holdings Limited. It offers corporate clients multi-currency accounts, foreign exchange, international payments and prepaid Mastercard cards issued by Prepaid Financial Services Ltd or Adyen N.V. Its clients are mainly in music, film and TV, the arts, marine and private aviation.
Licences and registrations
Held by Centtrip Limited (LEI 549300BIFAGVBE2BLC93). 1 entry on 1 of the 22 tracked registers, retrieved 25 September 2026.
| Register | Licence | Number | Jurisdiction | Status | Registered | Ends | Activities | Register entry |
|---|---|---|---|---|---|---|---|---|
| FCA Financial Services Register - E-Money InstitutionsFCALinked by LEI. Matched by Elucidate on the UK company number the register gives. | Authorised E-Money InstitutionE-Money / Stored Value Institution | 900717 | United Kingdom | Active | 2018-04-16 | — |
|
Search the register ↗ |
- Licences belong to the legal entity, not to a BIC.
- Each licence applies in the country of the regulator that granted it.
- Registers are tracked in 37 countries. Licences granted elsewhere are not recorded here.
- The register entries and their trading names were not matched against sanctions lists. The sanctions facts on this page cover the BIC and its LEI only.
Swift network
Swift’s ISO 9362 BIC directory
- BIC
- CNRTGB21XXX head office
- Connection to Swift
- Passive participant (no connection)This BIC is registered for identification only. The institution has no direct connection to the Swift network. Messages and payments reach it through a correspondent bank. The “1” in the eighth character of CNRTGB21 marks a passive participant.
- Swift GPI
- Not on the member list
- Payment schemes and systems
- No entry in the EPC registers, the ECB T2 and TIPS lists or the SIX Bank Master cites this BIC
- Branch codes
- None: head-office BIC only
- BIC first registered
- 2019-01-06
- Last updated
- 2026-06-22
Overview
Researched 29 Sep 2026 · Sources
Customers
Not published
Ownership
Group subsidiary
Centtrip Holdings Limited
Firm type
FX and business payments
Trades as Centtrip
- Ownership
- According to its 2024 accounts, Centtrip Holdings Limited is the immediate and ultimate parent undertaking, and the directors do not consider there to be an ultimate controlling party.
- Direct parent
- Centtrip Holdings Limited ↗, United Kingdom
- Head office
- 9 Noel Street, W1F 8GQ London, United Kingdom
- Company register
- Companies House 08651138
- Incorporated
- 14 Aug 2013
- Founder
- Brian Jamieson
- Former names
- Centtrip Card Limited · Opez Card Limited · Opes Card Limited
Online
- Websites & references
- centtrip.com ↗
support.centtrip.com ↗ help centre and knowledge base
account.centtrip.com ↗ client login portal - Official social accounts
- LinkedIn ↗ · X ↗ · YouTube ↗
- Apps
- App Store ↗ · Google Play ↗
Sources · 12 pages consulted
- centtrip.com/regulatory-statement
- find-and-update.company-information.service.gov.uk/company/08651138
- find-and-update.company-information.service.gov.uk/company/08651138/officers
- find-and-update.company-information.service.gov.uk/company/08651138/filing-history
- find-and-update.company-information.service.gov.uk/company/08651138/charges
- find-and-update.company-information.service.gov.uk/company/08651138/filing-history/MzQ5NTY0NTM1NWFkaXF6a2N4/document?format=pdf&download=0
- centtrip.com/our-story
- centtrip.com/news/centtrip-appoints-new-chairman-david-witzer
- support.centtrip.com/en_US/account-query/what-is-safeguarding-and-how-does-it-affect-money-held-on-my-centtrip
- support.centtrip.com/en_US/account-query/why-are-the-bank-details-for-loading-my-centtrip-account-not-in-my-na
- centtrip.com/assets/other/centtrip-corporate-terms-and-conditions-july24.pdf
- thefintechtimes.com/fintech-pioneer-centtrip-launches-instant-payments-that-will-save-companies-time-and-mone
Authorisation
Researched 29 Sep 2026 · Sources
- Operates under
- Several models
- Licensed firm it operates under
- Prepaid Financial Services Ltd, United Kingdom issuer of the Centtrip Prepaid Mastercard under a licence from Mastercard International Incorporated
The FCA authorises the firm as an electronic money institution (FRN 900717) for its accounts and payment services. The Centtrip Prepaid Mastercard is issued by Prepaid Financial Services Ltd, an FCA-authorised electronic money institution, or by Adyen N.V., a bank licensed by the European Central Bank.
| Authority | Licence or registration | Number | Held | Status | Source |
|---|---|---|---|---|---|
| Financial Conduct Authority United Kingdom | Authorised Electronic Money Institution | 900717 | In its own name | Active | centtrip.com ↗ |
Licences and registrations the research found, at home and abroad, as the firm and its regulators publish them. The Licences and registrations card shows the entries on the registers the directory tracks.
Partners and safeguarding
Researched 29 Sep 2026 · Sources
- Safeguarding
- Segregated safeguarding accountsThe firm states that it places all customer money directly into a safeguarding account, and that it holds client funds in segregated currency accounts with several banking and other financial institution partners, which it does not name.
- Card issuer
- Prepaid Financial Services Ltd United Kingdom
- Card issuer
- Adyen N.V. Netherlands
- Payment schemes and card networks
- Mastercard Through a partner centtrip.com ↗
Banks and regulated firms the firm says hold its customers’ money, issue its cards, sponsor its accounts or settle its payments, as it discloses them in its terms and notices.
Products and markets
Researched 29 Sep 2026 · Sources
The firm provides multi-currency accounts, foreign exchange, batch payments, instant transfers between Centtrip accounts (CenttripNow) and prepaid Mastercard cards for businesses with internationally mobile teams. It states that it offers its products only to corporate clients.
The firm serves corporate clients under its UK authorisation, and its 2024 accounts state that all turnover arose in the United Kingdom. The Centtrip brand also runs a US site and has an EEA offering, which may be provided by other group companies.
- Revenue
- GBP 7.63m
- Sells to
- Enterprises · Small businesses
- Serves customers in
- United Kingdom
Leadership
Researched 29 Sep 2026 · Sources
- Chief executive
-
Jane Turner
Chief Executive Officer
- Chair
-
David Witzer
Chairman
- Chief financial officer
-
Terry Downing
Group Chief Financial Officer
- Executive
-
Jim Warner
Chief Operating Officer
- Executive
- Sarah Gooding Chief Platform Officer
Recent events 1 enforcement or investigation item
Researched 29 Sep 2026 · Sources
-
Leadership
Centtrip appointed David Witzer as chairman, succeeding Eric Nicoli, who stepped down after more than ten years in the role.
centtrip.com ↗ -
Other
Centtrip registered a charge over its centtrip word mark in favour of EML Payments Ltd, created on 15 January 2026.
find-and-update.company-information.service.gov.uk ↗ -
Other
Centtrip allotted new shares on 21 January 2026, raising its issued share capital to GBP 3,681.402.
find-and-update.company-information.service.gov.uk ↗ -
Leadership
Vanya Stares, who led the compliance team according to the 2024 accounts, resigned as a director on 27 December 2025.
find-and-update.company-information.service.gov.uk ↗ -
Other
The auditor's report on the 2024 accounts noted a material uncertainty over going concern, linked to the parent's breach of bank loan covenants.
find-and-update.company-information.service.gov.uk ↗ -
Incident
According to its accounts, a key supply-chain partner brought services in house, which caused operational difficulties for Centtrip.
find-and-update.company-information.service.gov.uk ↗ -
Other
Centtrip completed the transfer of card issuing to Prepaid Financial Services Limited after its former issuer entered voluntary liquidation in January 2024.
find-and-update.company-information.service.gov.uk ↗
Compliance-relevant events of the last three years, newest first: fines and enforcement, investigations, security incidents, licence changes, funding rounds, acquisitions and leadership changes. Each links to its source.
Identifiers
Head-office record
- BIC
- CNRTGB21XXX
- How the BIC breaks down
- CNRTBank
- GBCountry · United Kingdom
- 21Location · passive
- XXXBranch · head office
- Branch description
- Not recorded in the directory
- LEI
- 549300BIFAGVBE2BLC93
- LEI record
- View on GLEIF ↗
- Licence no. · FCA-EMI
- 900717
- How the LEI was matched
- BIC: Mapped to this BIC in the Swift and GLEIF BIC-to-LEI relationship file.Register entry: Matched by Elucidate on the UK company number the register gives.
- Register-entry ID
- 8d2dd6eab65a
Profile
- Type
- Payments & e-moneyPayment institutions, e-money and stored-value issuers, and account-information providers. Licensed under payment-services law (e.g. PSD2 in the EU and UK, the Payment Services Act in Singapore). Taken from the licences on the tracked registers.
- Regulation
- Prudential licenceAuthorised with capital, safeguarding and conduct requirements, e.g. an authorised payment or e-money institution in the EU or UK, a major payment institution in Singapore, or a MiCA crypto-asset service provider.
- Register licences
- 1 entry on 1 register
- Activities
- Payment services
- E-money / stored value
- Licensed in
- United Kingdom
- Website (register)
- WWW.CENTTRIP.COM ↗
- Country · region
- United Kingdom · Europe & Central Asia
- Trading venues (MIC)
- No MIC registered under this LEI list of 2026-09-17
- OFAC sanctions
- No listing cites this BIC
- EU sanctions
- No listing matched this BIC or its LEI
- Country sanctions
- No country programme
Types come from Swift’s BIC classification, the licences on the 22 tracked registers, and the ECB and FSB bank lists. Most banks outside the euro area appear as financial institutions, because their supervisors’ registers are not tracked yet.
Ownership and group
GLEIF relationship records
- Direct parent
- Centtrip Holdings Limited · United Kingdom213800T888FLIHGSPQ84 ↗
Group membership follows the accounting-consolidation relationships reported to GLEIF. It does not show ownership shares or control.
Addresses
- Registered address
- 9, NOEL STREET LONDON W1F 8GQ UNITED KINGDOM
- Operational address
- 9 NOEL STREET LONDON LONDON W1F 8GQ UNITED KINGDOM
ISO 20022 identification
As an agent in a Swift cross-border payment message (CBPR+)
A CBPR+ message identifies this institution by its BIC, and may add its LEI or a clearing code. CBPR+ does not allow a name and postal address next to a BIC.
- Identified by
- BIC, with its LEI
- Roles in CBPR+
- Debtor agent, creditor agent or an intermediary agent
CBPR+
For cross-border payments on Swift: the BIC, with the LEI and clearing code where known
<FinInstnId>
<BICFI>CNRTGB21XXX</BICFI>
<LEI>549300BIFAGVBE2BLC93</LEI>
</FinInstnId>Full record
Every ISO 20022 element the directory holds. Base ISO 20022 allows them together. CBPR+ does not allow a name and address next to a BIC
<FinInstnId>
<BICFI>CNRTGB21XXX</BICFI>
<LEI>549300BIFAGVBE2BLC93</LEI>
<Nm>CENTTRIP LIMITED</Nm>
<PstlAdr>
<TwnNm>LONDON</TwnNm>
<Ctry>GB</Ctry>
<AdrLine>9, NOEL STREET LONDON W1F 8GQ</AdrLine>
</PstlAdr>
</FinInstnId>This BIC is not connected to Swift. Messages reach the institution through a correspondent bank, so it cannot be the instructing or instructed agent.
The BIC, name and address are as published in Swift’s BIC directory. The LEI comes from the Swift and GLEIF BIC-to-LEI file. Check them against your own records before use.
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Sources & method
Every value comes from a public source, such as Swift’s ISO 9362 BIC directory, GLEIF or the OFAC and EU sanctions lists. Most sources are matched on a BIC or an LEI, not on a name.
Swift GPI membership is matched on names and is indicative. A missing sanctions match does not mean that no listing applies. Always screen against the official lists.
Register entries are not screened against sanctions lists. The sanctions facts on this page cover the BIC and its LEI only.
An institution is one entry in the directory: a BIC8 in Swift’s directory, or a firm on a tracked register that holds no BIC. Licences held by an institution with a BIC are shown on its page.
Read the methodology →Credits for this page
- FCA Financial Services Register - E-Money Institutions—Financial Conduct Authority (FCA) · register ↗ as at 25 September 2026
- Ownership and group—GLEIF Level 2 relationship records (accounting consolidation), matched by LEI.
- Overview, authorisation, partners, products, leadership and events—researched per institution by an AI model with web search, from the firm's own website, terms and filings, regulators' registers and notices, company registers and news. Licences, partners, figures, people and events link to their source, and each card shows the research date. AI research can be wrong or out of date, so check key facts at the source.
- Images—logos and photos from Wikimedia Commons (credited with their author and licence) or from the institution's own website, where Wikimedia has none. Elucidate keeps a copy of each; the links lead to the source and the original image. Logo: centtrip.com (official website); Jane Turner: centtrip.com (official website) · original; David Witzer: centtrip.com (official website) · original; Terry Downing: centtrip.com (official website) · original; Jim Warner: centtrip.com (official website) · original.
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