United Kingdom · Payments & e-money
Checkout LTD
Checkout Ltd is a private limited company based in London and the UK operating entity of the Checkout.com payments group. The FCA authorises it as an electronic money institution (reference 900816), and it is a principal member of the Visa, Mastercard, JCB, UnionPay International and Diners Club/Discover card schemes. Checkout Payments Group Limited, incorporated in Jersey, is its immediate and ultimate parent. It acquires and settles e-commerce card and alternative payment transactions for the group's UK merchants and also provides card issuing services.
Licences and registrations
Held by Checkout LTD (LEI 213800M47GF5CDYCDU68). 3 entries on 2 of the 22 tracked registers, retrieved 25 September 2026.
| Register | Licence | Number | Jurisdiction | Status | Registered | Ends | Activities | Register entry |
|---|---|---|---|---|---|---|---|---|
| FCA Financial Services Register - E-Money InstitutionsFCALinked by LEI. Matched by Elucidate on the UK company number the register gives. | Authorised E-Money InstitutionE-Money / Stored Value Institution | 900816 | United Kingdom | Active | 2018-02-20 | — |
|
Search the register ↗ |
| FCA Financial Services Register - E-Money InstitutionsFCALinked by LEI. Matched by Elucidate on the UK company number the register gives. | Small E-Money InstitutionE-Money / Stored Value Institution | 901059 | United Kingdom | Cancelled - Small EMI | — | Ended |
|
Search the register ↗ |
| FCA Financial Services Register - Payment Institutions & RAISPsFCALinked by LEI. Matched by Elucidate on the UK company number the register gives. | Authorised Payment InstitutionPayment Institution | 584615 | United Kingdom | Cancelled - Authorised PI (Former 3MLD) | — | Ended 2017-10-24 |
|
Search the register ↗ |
Trading names on the register: CKOUT.com (FCA-EMI, FCA-PSD), CKOUT (FCA-EMI, FCA-PSD), checkout.com (FCA-EMI, FCA-PSD), Checkout (FCA-EMI, FCA-PSD)
- Licences belong to the legal entity, not to a BIC.
- Each licence applies in the country of the regulator that granted it.
- Registers are tracked in 37 countries. Licences granted elsewhere are not recorded here.
- The register entries and their trading names were not matched against sanctions lists. The sanctions facts on this page cover the BIC and its LEI only.
Swift network
Swift’s ISO 9362 BIC directory
- BIC
- CHKOGB2LXXX head office
- Connection to Swift
- Connected to SwiftThis BIC is registered as a live address on the Swift network. The institution sends and receives Swift messages under CHKOGB2L directly.
- Swift GPI
- Not on the member list
- Payment schemes and systems
- No entry in the EPC registers, the ECB T2 and TIPS lists or the SIX Bank Master cites this BIC
- Branch codes
- None: head-office BIC only
- BIC first registered
- 2017-06-25
- Last updated
- 2022-02-14
Overview
Researched 29 Sep 2026 · Sources
Ownership
Group subsidiary
100% Checkout Payments Group Limited
Firm type
Merchant acquiring and processing
Trades as Checkout.com
- Ownership
- Checkout Payments Group Limited of Jersey is the sole shareholder and ultimate parent, and according to the 2024 accounts its majority shareholder, Guillaume Pousaz, is the ultimate controlling party.
- Direct parent
- Checkout Payments Group Limited, Jersey 100%
- Head office
- Wenlock Works, Shepherdess Walk, N1 7BQ London, United Kingdom
- Company register
- Companies House 08037323
- Incorporated
- 19 Apr 2012
- Founder
- Guillaume Pousaz
Online
- Websites & references
- checkout.com ↗
trust.checkout.com ↗ trust centre (security and compliance)
api-reference.checkout.com ↗ API reference for developers
support.checkout.com ↗ support site
Wikipedia ↗ - Official social accounts
- LinkedIn ↗ · X ↗ · Facebook ↗ · Instagram ↗ · YouTube ↗
Sources · 16 pages consulted
- find-and-update.company-information.service.gov.uk/company/08037323
- find-and-update.company-information.service.gov.uk/company/08037323/officers
- find-and-update.company-information.service.gov.uk/company/08037323/persons-with-significant-control
- find-and-update.company-information.service.gov.uk/company/08037323/filing-history
- find-and-update.company-information.service.gov.uk/company/08037323/filing-history/MzQ4Mjk2NjIzN2FkaXF6a2N4/document?format=pdf&download=0
- checkout.com/legal/certificates
- checkout.com/legal/terms-and-policies
- checkout.com/legal/gtws
- checkout.com/leadership
- checkout.com/newsroom/checkout-com-returns-to-full-year-profitability-and-surpasses-300b-in-volume-as-
- checkout.com/newsroom/checkout-com-goes-live-with-us-direct-acquiring-under-malpb-charter
- checkout.com/blog/protecting-our-merchants-standing-up-to-extortion
- checkout.com/newsroom/statement-regarding-a-legacy-system-incident
- checkout.com/newsroom/checkout-com-raises-1-billion-in-series-d-amid-major-us-market-push
- checkout.com/newsroom/clarifying-recent-uk-filings-for-our-customers
- en.wikipedia.org/wiki/Checkout.com
Authorisation
Researched 29 Sep 2026 · Sources
- Operates under
- Its own licences
The FCA authorises the firm as an electronic money institution under the Electronic Money Regulations 2011 (reference 900816). Other Checkout.com group entities hold the group's licences in France, the US, Singapore and other markets.
| Authority | Licence or registration | Number | Held | Status | Source |
|---|---|---|---|---|---|
| Financial Conduct Authority United Kingdom | Authorised Electronic Money Institution | 900816 | In its own name | Active | checkout.com ↗ |
| Financial Conduct Authority United Kingdom | Small E-Money Institution (Cancelled - Small EMI) | 901059 | In its own name | Withdrawn or expired | — |
| Financial Conduct Authority United Kingdom | Authorised Payment Institution (Cancelled - Authorised PI) | 584615 | In its own name | Withdrawn or expired | — |
Licences and registrations the research found, at home and abroad, as the firm and its regulators publish them. The Licences and registrations card shows the entries on the registers the directory tracks.
Partners and safeguarding
Researched 29 Sep 2026 · Sources
- Safeguarding
- Segregated safeguarding accountsAccording to its 2024 accounts, the firm holds merchants' funds in segregated bank accounts in line with its safeguarding policy.
- Payment schemes and card networks
- Visa Direct checkout.com ↗
Mastercard Direct checkout.com ↗
JCB Direct checkout.com ↗
UnionPay International Direct checkout.com ↗
Diners Club International/Discover Direct checkout.com ↗
American Express Access not stated find-and-update.company-information.service.gov.uk ↗
Banks and regulated firms the firm says hold its customers’ money, issue its cards, sponsor its accounts or settle its payments, as it discloses them in its terms and notices.
Products and markets
Researched 29 Sep 2026 · Sources
According to its 2024 accounts, the firm acquires and settles e-commerce card transactions for UK merchants and acts as financial intermediary for alternative payment methods. It also provides currency conversion of merchant settlements and card issuing.
The firm serves the Checkout.com group's UK merchants and operates branches in Portugal and Spain. Other group entities serve merchants in the EEA, the US and Asia-Pacific.
- Revenue
- USD 296.9m
- Payment volume
- USD 300bntotal payment volume
- Sells to
- Enterprises · Platforms and marketplaces
- Serves customers in
- United Kingdom
- Latest funding round
- Series D · USD 1bn Jan 2022Led by Altimeter, Dragoneer, Franklin Templeton, GIC, Insight Partners, Qatar Investment Authority, Tiger Global, Oxford Endowment Fund
- Total raised
- USD 1.8bn to Jan 2022 · checkout.com ↗
Leadership
Researched 29 Sep 2026 · Sources
- Chief executive
-
Guillaume Pousaz
Founder and CEO (Checkout.com group)
- Chief financial officer
-
Phil Symes
Chief Financial Officer (Checkout.com group)
- Executive
- Emilie Mathieu Director; General Counsel (Checkout.com group)
- Executive
- John Henry Vallis Director
- Executive
- Ashley Marie Paulus Director
- Executive
-
Mariano Albera
Chief Technology Officer (Checkout.com group)
Recent events
Researched 29 Sep 2026 · Sources
The research found no fines, investigations, security incidents, licence changes or corporate events from the last three years.
Compliance-relevant events of the last three years, newest first: fines and enforcement, investigations, security incidents, licence changes, funding rounds, acquisitions and leadership changes. Each links to its source.
Identifiers
Head-office record
- BIC
- CHKOGB2LXXX
- How the BIC breaks down
- CHKOBank
- GBCountry · United Kingdom
- 2LLocation
- XXXBranch · head office
- Branch description
- Not recorded in the directory
- LEI
- 213800M47GF5CDYCDU68
- LEI record
- View on GLEIF ↗
- Licence no. · FCA-EMI
- 900816
- Licence no. · FCA-EMI
- 901059
- Licence no. · FCA-PSD
- 584615
- How the LEI was matched
- BIC: Mapped to this BIC in the Swift and GLEIF BIC-to-LEI relationship file.Register entries: Matched by Elucidate on the UK company number the register gives.
- Register-entry ID
- 0f3c88032551
Profile
- Type
- Payments & e-moneyPayment institutions, e-money and stored-value issuers, and account-information providers. Licensed under payment-services law (e.g. PSD2 in the EU and UK, the Payment Services Act in Singapore). Taken from the licences on the tracked registers.
- Regulation
- Prudential licenceAuthorised with capital, safeguarding and conduct requirements, e.g. an authorised payment or e-money institution in the EU or UK, a major payment institution in Singapore, or a MiCA crypto-asset service provider.
- Register licences
- 3 entries on 2 registers
- Activities
- Payment services
- E-money / stored value
- Licensed in
- United Kingdom
- Website (register)
- www.checkout.com ↗
- Country · region
- United Kingdom · Europe & Central Asia
- Trading venues (MIC)
- No MIC registered under this LEI list of 2026-09-17
- OFAC sanctions
- No listing cites this BIC
- EU sanctions
- No listing matched this BIC or its LEI
- Country sanctions
- No country programme
Types come from Swift’s BIC classification, the licences on the 22 tracked registers, and the ECB and FSB bank lists. Most banks outside the euro area appear as financial institutions, because their supervisors’ registers are not tracked yet.
Ownership and group
GLEIF relationship records
GLEIF’s relationship records name no parent for this LEI, and no group page is published for it.
Addresses
- Registered address
- WENLOCK WORKS, SHEPHERDESS WALK LONDON N1 7BQ UNITED KINGDOM
- Operational address
- WENLOCK WORKS, SHEPHERDESS WALK LONDON LONDON N1 7BQ UNITED KINGDOM
ISO 20022 identification
As an agent in a Swift cross-border payment message (CBPR+)
A CBPR+ message identifies this institution by its BIC, and may add its LEI or a clearing code. CBPR+ does not allow a name and postal address next to a BIC.
- Identified by
- BIC, with its LEI
- Roles in CBPR+
- Any agent, including the instructing and instructed agents
CBPR+
For cross-border payments on Swift: the BIC, with the LEI and clearing code where known
<FinInstnId>
<BICFI>CHKOGB2LXXX</BICFI>
<LEI>213800M47GF5CDYCDU68</LEI>
</FinInstnId>Full record
Every ISO 20022 element the directory holds. Base ISO 20022 allows them together. CBPR+ does not allow a name and address next to a BIC
<FinInstnId>
<BICFI>CHKOGB2LXXX</BICFI>
<LEI>213800M47GF5CDYCDU68</LEI>
<Nm>CHECKOUT LTD</Nm>
<PstlAdr>
<TwnNm>LONDON</TwnNm>
<Ctry>GB</Ctry>
<AdrLine>WENLOCK WORKS, SHEPHERDESS WALK LONDON N1 7BQ</AdrLine>
</PstlAdr>
</FinInstnId>The BIC, name and address are as published in Swift’s BIC directory. The LEI comes from the Swift and GLEIF BIC-to-LEI file. Check them against your own records before use.
Claim this profile
Work at Checkout LTD?
Claim this page to have it marked as verified by the bank, and to send us corrections. We verify every claim before anything changes on the page.
- 01Submit Tell us who you are, using your work email.
- 02We verify We check the email domain and confirm your role with the bank. This usually takes up to five business days.
- 03Profile claimed The page is marked as claimed and verified. You can send us corrections at any time.
Claim received
Thank you. We will email your work address once the claim is verified. Until then, the page stays unclaimed.
The claim was not sent. Try again, or email contact@elucidate.co.
Sources & method
Every value comes from a public source, such as Swift’s ISO 9362 BIC directory, GLEIF or the OFAC and EU sanctions lists. Most sources are matched on a BIC or an LEI, not on a name.
Swift GPI membership is matched on names and is indicative. A missing sanctions match does not mean that no listing applies. Always screen against the official lists.
Register entries are not screened against sanctions lists. The sanctions facts on this page cover the BIC and its LEI only.
An institution is one entry in the directory: a BIC8 in Swift’s directory, or a firm on a tracked register that holds no BIC. Licences held by an institution with a BIC are shown on its page.
Read the methodology →Credits for this page
- FCA Financial Services Register - E-Money Institutions—Financial Conduct Authority (FCA) · register ↗ as at 25 September 2026
- FCA Financial Services Register - Payment Institutions & RAISPs—Financial Conduct Authority (FCA) · register ↗ as at 25 September 2026
- Overview, authorisation, partners, products, leadership and events—researched per institution by an AI model with web search, from the firm's own website, terms and filings, regulators' registers and notices, company registers and news. Licences, partners, figures, people and events link to their source, and each card shows the research date. AI research can be wrong or out of date, so check key facts at the source.
- Images—logos and photos from Wikimedia Commons (credited with their author and licence) or from the institution's own website, where Wikimedia has none. Elucidate keeps a copy of each; the links lead to the source and the original image. Logo: checkout.com (official website) · original; Guillaume Pousaz: checkout.com (official website) · original; Phil Symes: checkout.com (official website) · original; Mariano Albera: checkout.com (official website) · original.
Assess the financial crime risk behind a BIC
A BIC identifies an institution; it does not assess it. The Elucidate FinCrime Index (EFI) is an independent score of the financial crime risk of banks, built for correspondent banking and counterparty due diligence.
Book a demo