Croatia · Payments & e-money

Corvus Pay D.O.O.

Corvus Pay d.o.o. is a limited liability company based in Zagreb, Croatia. The Croatian National Bank (HNB) authorises it as a payment institution for acquiring payment transactions and for payment initiation services. The Croatian business register lists Stipo Matić as its sole member. Under the CorvusPay brand it runs an internet payment gateway, a card and IBAN storage wallet and account-to-account payments for merchants in Croatia, the EU and South-East Europe.

BICCOYDHR22XXX LEI984500BE715V79F76C18 Licence no.IPP413 Reverse billingThe institution is connected to Swift. Messages sent to it are billed to the institution, not to the sender. The “2” in the eighth character of COYDHR22 marks reverse billing. Head-office BIC only Claim this profile

Licences and registrations

Held by Corvus Pay društvo s ograničenom odgovornošću za usluge (LEI 984500BE715V79F76C18). 1 entry on 1 of the 22 tracked registers, retrieved 25 September 2026.

RegisterLicenceNumberJurisdictionStatusRegisteredEndsActivitiesRegister entry
EBA PSD2 RegisterCroatian National BankLinked by LEI. Matched by Elucidate to GLEIF on name, country and address. Payment institutionPayment InstitutionGLEIF legal name: CORVUS PAY društvo s ograničenom odgovornošću za usluge IPP413 Croatia Active 2019-04-02 —
  • Payment services
  • Card acquiring
  • Payment initiation
Search the register ↗

The register name differs from the legal name in GLEIF. This can follow a rename. Treat the LEI match as indicative.

  • Licences belong to the legal entity, not to a BIC.
  • Each licence applies in the country of the regulator that granted it.
  • Registers are tracked in 37 countries. Licences granted elsewhere are not recorded here.
  • The register entries and their trading names were not matched against sanctions lists. The sanctions facts on this page cover the BIC and its LEI only.

Swift network

Swift’s ISO 9362 BIC directory

BIC
COYDHR22XXX head office
Connection to Swift
Reverse billingThe institution is connected to Swift. Messages sent to it are billed to the institution, not to the sender. The “2” in the eighth character of COYDHR22 marks reverse billing.
Swift GPI
Not on the member list
Payment schemes and systems
No entry in the EPC registers, the ECB T2 and TIPS lists or the SIX Bank Master cites this BIC
Branch codes
None: head-office BIC only
BIC first registered
2023-10-09
Last updated
2025-09-17

Overview

Researched 29 Sep 2026 · Sources

Customers

Not published

Employees

25

FTE · This entity · 31 Dec 2025 · regulatory filing ↗

Ownership

Privately held

Firm type

Merchant acquiring and processing

Trades as CorvusPay

Ownership
The FINA business register lists Stipo Matić as the sole member (jedini član) of the company.
Major shareholder
Stipo Matić 100% · 29 Sep 2026
Head office
Horvatova ulica 82, 10000 Zagreb, Croatia
Company register
Zagreb Commercial Court (Trgovački sud u Zagrebu) MBS 081162658; OIB 67770246314

Online

Websites & references
corvuspay.com ↗
corvuspay.com/en ↗ English-language site
wallet.corvuspay.com ↗ CorvusPay web wallet application for consumers
Official social accounts
LinkedIn ↗ · Facebook ↗
Sources · 11 pages consulted
  1. infobiz.fina.hr/tvrtka/corvus-pay-d-o-o/OIB-67770246314
  2. corvuspay.com/en/
  3. corvuspay.com/onama/
  4. corvuspay.com/en/company/security/
  5. corvuspay.com/uvjeti-koristenja-za-privatne-korisnike/
  6. corvuspay.com/privatni/
  7. corvuspay.com/en/business/payment-solutions-physical-stores/
  8. corvuspay.com/cesto-postavljana-pitanja/
  9. corvuspay.com/novifaq/
  10. corvuspay.com/blog/corvus-pay-je-postao-platna-institucija/
  11. corvuspay.com/blog/direktna-placanja-s-racuna-na-racun-bez-koristenja-kartica/

Authorisation

Researched 29 Sep 2026 · Sources

Operates under
Its own licences

The Croatian National Bank authorises the firm as a payment institution for acquiring payment transactions and for payment initiation. The firm states that its licence is valid across the EU, but it does not say how many host states it covers.

AuthorityLicence or registrationNumberHeldStatusSource
Croatian National Bank (Hrvatska narodna banka) Croatia Payment institution (acquiring of payment transactions, payment initiation services) IPP413 In its own name Active corvuspay.com ↗

Licences and registrations the research found, at home and abroad, as the firm and its regulators publish them. The Licences and registrations card shows the entries on the registers the directory tracks.

Partners and safeguarding

Researched 29 Sep 2026 · Sources

Safeguarding
Not applicableThe firm states that it is not a bank and holds no accounts or transfers of money, because merchants' acquiring banks settle card payments.corvuspay.com ↗
Payment schemes and card networks
Visa Through a partner corvuspay.com ↗
Mastercard Through a partner corvuspay.com ↗

Banks and regulated firms the firm says hold its customers’ money, issue its cards, sponsor its accounts or settle its payments, as it discloses them in its terms and notices.

Products and markets

Researched 29 Sep 2026 · Sources

  • Payment gateway
  • Merchant acquiring
  • Payment initiation (open banking)

It processes online card payments for web shops and routes them to the acquiring banks each merchant chooses. It also offers bank-account payments under the name CorvusPay by IBAN.

It says it operates in the EU, Bosnia and Herzegovina, Kosovo, North Macedonia and Serbia.

Revenue
EUR 3.28mThis entity · 31 Dec 2025 · regulatory filing ↗
Sells to
Small businesses · Enterprises · Consumers
Serves customers in 5 countries
Croatia · Bosnia & Herzegovina · Serbia · North Macedonia · Kosovo

Leadership

Researched 29 Sep 2026 · Sources

Chief executive
Damir Gužvinec Direktor (Managing Director) Confirmed 29 Sep 2026 · infobiz.fina.hr ↗

Recent events

Researched 29 Sep 2026 · Sources

The research found no fines, investigations, security incidents, licence changes or corporate events from the last three years.

Compliance-relevant events of the last three years, newest first: fines and enforcement, investigations, security incidents, licence changes, funding rounds, acquisitions and leadership changes. Each links to its source.

Identifiers

Head-office record

BIC
COYDHR22XXX
How the BIC breaks down
  1. COYDBank
  2. HRCountry · Croatia
  3. 22Location · reverse billing
  4. XXXBranch · head office
Branch description
Not recorded in the directory
LEI
984500BE715V79F76C18
LEI record
View on GLEIF ↗
Licence no. · EBA-PSD2
IPP413
How the LEI was matched
BIC: Mapped to this BIC in the Swift and GLEIF BIC-to-LEI relationship file.Register entry: Matched by Elucidate to GLEIF on name, country and address.
Register-entry ID
6adedf97d835

Profile

Type
Payments & e-moneyPayment institutions, e-money and stored-value issuers, and account-information providers. Licensed under payment-services law (e.g. PSD2 in the EU and UK, the Payment Services Act in Singapore). Taken from the licences on the tracked registers.
Regulation
Prudential licenceAuthorised with capital, safeguarding and conduct requirements, e.g. an authorised payment or e-money institution in the EU or UK, a major payment institution in Singapore, or a MiCA crypto-asset service provider.
Register licences
1 entry on 1 register
Activities
  • Payment services
  • Card acquiring
  • Payment initiation
Licensed in
Croatia
Country · region
Croatia · Europe & Central Asia
Banking supervision
Not on the ECB's list of supervised entities as of 2026-07-01
Trading venues (MIC)
No MIC registered under this LEI list of 2026-09-17
OFAC sanctions
No listing cites this BIC
EU sanctions
No listing matched this BIC or its LEI
Country sanctions
No country programme

Types come from Swift’s BIC classification, the licences on the 22 tracked registers, and the ECB and FSB bank lists. Most banks outside the euro area appear as financial institutions, because their supervisors’ registers are not tracked yet.

Ownership and group

GLEIF relationship records

GLEIF’s relationship records name no parent for this LEI, and no group page is published for it.

Addresses

Registered address
HORVATOVA ULICA 82 ZAGREB 10000 CROATIA
Operational address
HORVATOVA ULICA 82 ZAGREB 10000 ZAGREB CROATIA

ISO 20022 identification

As an agent in a Swift cross-border payment message (CBPR+)

A CBPR+ message identifies this institution by its BIC, and may add its LEI or a clearing code. CBPR+ does not allow a name and postal address next to a BIC.

Identified by
BIC, with its LEI
Roles in CBPR+
Any agent, including the instructing and instructed agents

CBPR+

For cross-border payments on Swift: the BIC, with the LEI and clearing code where known

<FinInstnId>
  <BICFI>COYDHR22XXX</BICFI>
  <LEI>984500BE715V79F76C18</LEI>
</FinInstnId>

Full record

Every ISO 20022 element the directory holds. Base ISO 20022 allows them together. CBPR+ does not allow a name and address next to a BIC

<FinInstnId>
  <BICFI>COYDHR22XXX</BICFI>
  <LEI>984500BE715V79F76C18</LEI>
  <Nm>CORVUS PAY D.O.O.</Nm>
  <PstlAdr>
    <TwnNm>ZAGREB</TwnNm>
    <Ctry>HR</Ctry>
    <AdrLine>HORVATOVA ULICA 82 ZAGREB 10000</AdrLine>
  </PstlAdr>
</FinInstnId>

The BIC, name and address are as published in Swift’s BIC directory. The LEI comes from the Swift and GLEIF BIC-to-LEI file. Check them against your own records before use.

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Sources & method

Every value comes from a public source, such as Swift’s ISO 9362 BIC directory, GLEIF or the OFAC and EU sanctions lists. Most sources are matched on a BIC or an LEI, not on a name.

Swift GPI membership is matched on names and is indicative. A missing sanctions match does not mean that no listing applies. Always screen against the official lists.

Register entries are not screened against sanctions lists. The sanctions facts on this page cover the BIC and its LEI only.

An institution is one entry in the directory: a BIC8 in Swift’s directory, or a firm on a tracked register that holds no BIC. Licences held by an institution with a BIC are shown on its page.

Read the methodology →

Credits for this page

  • EBA PSD2 Register—European Banking Authority (EBA) · register ↗ as at 25 September 2026
  • Overview, authorisation, partners, products, leadership and events—researched per institution by an AI model with web search, from the firm's own website, terms and filings, regulators' registers and notices, company registers and news. Licences, partners, figures, people and events link to their source, and each card shows the research date. AI research can be wrong or out of date, so check key facts at the source.
  • Images—logos and photos from Wikimedia Commons (credited with their author and licence) or from the institution's own website, where Wikimedia has none. Elucidate keeps a copy of each; the links lead to the source and the original image. Logo: corvuspay.com (official website) · original.

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