France · Credit institution

Credit Agricole Leasing and Factoring S.A.

Crédit Agricole Leasing & Factoring (CAL&F) is a French société anonyme with a board of directors, headquartered in Montrouge. It is a subsidiary of Crédit Agricole S.A. It provides equipment and real-estate leasing, factoring and renewable energy financing to businesses, professionals, farmers and local authorities in France and nine other European countries. The group's leasing and factoring businesses were combined in March 2010 to form CAL&F, which acquired the German group Merca Leasing in May 2025.

BICAGLFFRPPXXX LEI969500HQXNML1DTRBT51 Licence no.Not on a tracked register Connected to SwiftThis BIC is registered as a live address on the Swift network. The institution sends and receives Swift messages under AGLFFRPP directly. In a G-SIB group · Groupe Crédit Agricole ECB significant institution Head-office BIC only Group: Credit Agricole SA Claim this profile

Licences and registrations

Matched by LEI on the 22 tracked registers

None matched by LEI in the 22 tracked registers. It is on the ECB list of supervised entities (see Regulatory status): that is banking supervision, not a licence on a tracked register.

  • The tracked registers cover payment, e-money, crypto and money-service firms in 37 countries. Bank licences from national supervisors are not tracked.

Regulatory status

FSB · global systemically important banks

2025 list

G-SIB
Groupe Crédit Agricole
Relation
In a G-SIB groupGLEIF records a G-SIB entity as this legal entity’s ultimate parent. The bucket applies to the group, and membership does not make this entity a bank.
Bucket
2 of 5 · extra capital buffer 1.5% of risk-weighted assets
On the list since
2011

ECB banking supervision

List of supervised entities as of 2026-07-01

Classification
Significant institution
Supervisor
European Central Bank (direct supervision)
Listed as
Crédit agricole leasing & factoring
Entity type
Credit institution
Supervised group (ECB)
Crédit Agricole S.A. →
Why significant
Size (Total assets above EUR 1,000 bn)

European registers

ECB · monetary financial institutions

List as at 2026-09-25

Category
Credit institution
Minimum reserves
Subject to minimum reserves
Listed as
Crédit agricole leasing & factoring
RIAD code
FR16850

Entries are matched on the LEI. Each register is quoted as its publisher lists it.

Swift network

Swift’s ISO 9362 BIC directory

BIC
AGLFFRPPXXX head office
Connection to Swift
Connected to SwiftThis BIC is registered as a live address on the Swift network. The institution sends and receives Swift messages under AGLFFRPP directly.
Swift GPI
Not on the member list
Payment schemes and systems
No entry in the EPC registers, the ECB T2 and TIPS lists or the SIX Bank Master cites this BIC
Branch codes
None: head-office BIC only
BIC first registered
2021-05-08
Last updated
2022-02-14

Overview

Researched 29 Sep 2026 · Sources

Total assets

EUR 39.5bn

Group · 31 Dec 2024 · regulatory filing ↗

Employees

2,807

headcount · Group · 31 Dec 2025 · source ↗

Ownership

Group subsidiary

Crédit Agricole S.A.

Institution type

Other

Trades as CAL&F

Ownership
Crédit Agricole S.A. is the direct and ultimate parent in the LEI record, and a 2011 filing described the bank as its 100% subsidiary.
Direct parent
Crédit Agricole S.A., France
Head office
12 place des Etats-Unis, CS 30002, 92120 Montrouge, France
Company register
692 029 457 RCS Nanterre

Business lines

  • Leasing & factoring
  • SME banking
  • Corporate banking
  • Other

The bank offers equipment and real-estate leasing, factoring (brands Eurofactor, Lixxbail, Crédit Agricole Leasing, Olinn) and renewable energy financing, distributed mainly through the Crédit Agricole regional banks and LCL.

Online

Official social accounts
LinkedIn ↗ · X ↗ · Facebook ↗ · YouTube ↗
Sources · 14 pages consulted
  1. ca-leasingfactoring.com/
  2. ca-leasingfactoring.com/mentions-legales
  3. ca-leasingfactoring.com/notre_entreprise/qui-sommes-nous/gouvernance
  4. ca-leasingfactoring.com/notre_entreprise/qui-sommes-nous
  5. ca-leasingfactoring.com/rubrique-investisseurs
  6. ca-leasingfactoring.com/content/download/4266/file/Pilier%20III%202024%20sign%C3%A9_compressed%20%281%29.pdf
  7. ca-leasingfactoring.com/actualites/nomination-de-mathilde-saint-pol-cousteix
  8. presse.credit-agricole.com/nomination-chantal-debost-est-nommee-presidente-de-credit-agricole-leasing-factoring/?lan
  9. pressroom.credit-agricole.com/news/appointment-didier-reboul-as-chief-executive-officer-of-credit-agricole-leasing-fact
  10. presse.credit-agricole.com/nomination-446189/?lang=fra
  11. presse.credit-agricole.com/credit-agricole-leasing-amp-factoring/?lang=fra
  12. globenewswire.com/news-release/2025/05/15/3082449/0/en/credit-agricole-sa-crdit-agricole-leasing-factoring-
  13. annuaire-entreprises.data.gouv.fr/entreprise/692029457
  14. journal-officiel.gouv.fr/telechargements/BALO/pdf/2011/0610/201106101102905.pdf

Leadership

Researched 29 Sep 2026 · Sources

Chief executive
Didier Reboul Didier Reboul Directeur général (Chief Executive Officer) Confirmed 29 Sep 2026 · ca-leasingfactoring.com ↗
Chair
Chantal Debost Chantal Debost Présidente du conseil d'administration (Chair of the Board of Directors) Confirmed 29 Sep 2026 · ca-leasingfactoring.com ↗
Chief financial officer
Aleth Degrand Directrice, Direction Financière (Finance Director) Confirmed 29 Sep 2026 · ca-leasingfactoring.com ↗
Executive
François Mouly François Mouly Directeur général adjoint en charge du Pôle Ressources et Performance (Deputy CEO) Confirmed 29 Sep 2026 · ca-leasingfactoring.com ↗
Executive
Selma Drissi Selma Drissi Directrice générale adjointe en charge du Pôle développement France, mobilités et partenariats leasing (Deputy CEO) Confirmed 29 Sep 2026 · ca-leasingfactoring.com ↗

Supervisors & regulators

Researched 29 Sep 2026 · Sources

European Union
European Central Bank (Single Supervisory Mechanism) Prudential supervisor
France
Autorité de contrôle prudentiel et de résolution (ACPR) Prudential supervisorAML supervisorResolution

Recent events

Researched 29 Sep 2026 · Sources

  1. Leadership

    The bank appointed Selma Drissi as Deputy CEO in charge of France development, mobility and leasing partnerships.

    presse.credit-agricole.com ↗
  2. Leadership

    The board appointed Chantal Debost as chair, succeeding Jean-Jacques Calcat after seven years in the role.

    presse.credit-agricole.com ↗
  3. Leadership

    Didier Reboul became CEO on 1 September 2025, succeeding Hervé Varillon, following a board decision of 29 July 2025.

    pressroom.credit-agricole.com ↗
  4. Merger / acquisition

    The bank completed the acquisition of 100% of German group Merca Leasing after approval by BaFin and the German competition authority.

    globenewswire.com ↗

Compliance-relevant events of the last three years, newest first: fines and enforcement, investigations, incidents, leadership changes, mergers and licence changes. Each links to its source.

Identifiers

Head-office record

BIC
AGLFFRPPXXX
How the BIC breaks down
  1. AGLFBank
  2. FRCountry · France
  3. PPLocation
  4. XXXBranch · head office
Branch description
Not recorded in the directory
LEI
969500HQXNML1DTRBT51
LEI record
View on GLEIF ↗
How the LEI was matched
BIC: Mapped to this BIC in the Swift and GLEIF BIC-to-LEI relationship file.
National bank code
Code interbancaire (CIB) 16850

Profile

Type
Credit institutionListed as a credit institution, or a branch of one, on the ECB’s list of supervised entities, or named as a bank on the Financial Stability Board’s G-SIB list, directly or as a G-SIB’s main operating bank. These are the only bank lists the directory tracks so far.
Regulation
Prudentially supervised (ECB list)Prudentially supervised, according to the ECB list of supervised entities (as at 2026-07-01). This is banking supervision, not a licence on a tracked register.
Register licences
None matched by LEI in the 22 tracked registersThe tracked registers cover payment, e-money, crypto and money-service firms in 37 countries. Bank licences from national supervisors are not tracked.
Country · region
France · Europe & Central Asia
FSB G-SIB list
In a G-SIB group · Groupe Crédit Agricole list of 2025
Banking supervision
Significant · supervised by the ECB as of 2026-07-01
Trading venues (MIC)
No MIC registered under this LEI list of 2026-09-17
OFAC sanctions
No listing cites this BIC
EU sanctions
No listing matched this BIC or its LEI
Country sanctions
No country programme
Founded
1984

Types come from Swift’s BIC classification, the licences on the 22 tracked registers, and the ECB and FSB bank lists. Most banks outside the euro area appear as financial institutions, because their supervisors’ registers are not tracked yet.

Ownership and group

GLEIF relationship records

FSB G-SIB list
In a G-SIB group · Groupe Crédit Agricole bucket 2 · 2025 listGLEIF records a G-SIB entity as this legal entity’s ultimate parent. The bucket applies to the group, and membership does not make this entity a bank.

The Credit Agricole SA group has 84 institutions in the directory, in 33 countries: 83 hold a BIC and 1 does not.

Including Credit Agricole Italia S.P.A., Caceis Bank, Caceis Bank, Italy Branch, Credit Agricole SA, Amundi Asset Management.

See the Credit Agricole SA group →

Group membership follows the accounting-consolidation relationships reported to GLEIF. It does not show ownership shares or control.

Addresses

Registered address
LUMEN FLOOR 4 12 PLACE DES ETATS- UNIS CS 30002 MONTROUGE 92548 FRANCE
Operational address
LUMEN FLOOR 4 12 PLACE DES ETATS- UNIS CS 30002 MONTROUGE 92548 MONTROUGE FRANCE

ISO 20022 identification

As an agent in a Swift cross-border payment message (CBPR+)

A CBPR+ message identifies this institution by its BIC, and may add its LEI or a clearing code. CBPR+ does not allow a name and postal address next to a BIC.

Identified by
BIC, with its LEI
Roles in CBPR+
Any agent, including the instructing and instructed agents

CBPR+

For cross-border payments on Swift: the BIC, with the LEI and clearing code where known

<FinInstnId>
  <BICFI>AGLFFRPPXXX</BICFI>
  <LEI>969500HQXNML1DTRBT51</LEI>
</FinInstnId>

Full record

Every ISO 20022 element the directory holds. Base ISO 20022 allows them together. CBPR+ does not allow a name and address next to a BIC

<FinInstnId>
  <BICFI>AGLFFRPPXXX</BICFI>
  <LEI>969500HQXNML1DTRBT51</LEI>
  <Nm>CREDIT AGRICOLE LEASING AND FACTORING S.A.</Nm>
  <PstlAdr>
    <TwnNm>MONTROUGE</TwnNm>
    <Ctry>FR</Ctry>
    <AdrLine>LUMEN FLOOR 4 12 PLACE DES ETATS- UNIS CS 30002 MONTROUGE 92548</AdrLine>
  </PstlAdr>
</FinInstnId>

The BIC, name and address are as published in Swift’s BIC directory. The LEI comes from the Swift and GLEIF BIC-to-LEI file. Check them against your own records before use.

National bank codes

Code interbancaire (CIB) · France

1 code

CodeRoutes to BICName in the national fileCity
16850 AGLFFRPPXXX Crédit agricole leasing & factoring MONTROUGE

Each code shows the name in the national file. Smaller banks often route through a central institution’s BIC. A code can therefore belong to a different bank than the one on this page.

Claim this profile

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Sources & method

Every value comes from a public source, such as Swift’s ISO 9362 BIC directory, GLEIF or the OFAC and EU sanctions lists. Most sources are matched on a BIC or an LEI, not on a name.

Swift GPI membership is matched on names and is indicative. A missing sanctions match does not mean that no listing applies. Always screen against the official lists.

The sanctions facts on this page cover the BIC and its LEI only.

An institution is one entry in the directory: a BIC8 in Swift’s directory, or a firm on a tracked register that holds no BIC. Licences held by an institution with a BIC are shown on its page.

Read the methodology →

Credits for this page

  • Banking supervision—Source: European Central Bank, list of supervised entities.
  • Wikidata—CC0, matched on the BIC or LEI recorded in Wikidata. It is community-edited, so check key facts.
  • National bank codes—France (Source: ACPR – REGAFI).
  • Ownership and group—GLEIF Level 2 relationship records (accounting consolidation), matched by LEI.
  • Overview, leadership, regulators and events—researched per institution by an AI model with web search, from the institution's own website and reports, regulators, company registers and news. Figures, people and events link to their source, and each card shows the research date. AI research can be wrong or out of date, so check key facts at the source.
  • European registers—Source: European Central Bank (ECB), list of monetary financial institutions and list of institutions subject to minimum reserves. Matched on LEI by Elucidate.
  • Images—logos and photos from Wikimedia Commons (credited with their author and licence) or from the institution's own website, where Wikimedia has none. Elucidate keeps a copy of each; the links lead to the source and the original image. Logo: ca-leasingfactoring.com (official website) · original; Didier Reboul: ca-leasingfactoring.com (official website) · original; Chantal Debost: ca-leasingfactoring.com (official website) · original; François Mouly: ca-leasingfactoring.com (official website) · original; Selma Drissi: ca-leasingfactoring.com (official website) · original.

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