France · Payments & e-money
Paysurf
Trading asMonetico Split
PAYSURF is a French société anonyme based in Strasbourg that trades as Monetico Split. The Autorité de Contrôle Prudentiel et de Résolution (ACPR) authorises it as a payment institution. It states that it received this authorisation at the end of 2019. Its LEI record names Banque Fédérative du Crédit Mutuel as its direct accounting parent, within the Crédit Mutuel group. It collects funds on behalf of third parties for marketplaces and B2B and B2C platforms and pays them out to their merchants. It registers these platforms as its payment-service agents with the ACPR.
Licences and registrations
Held by Paysurf (LEI 969500OH36HO0ZTP9588). 1 entry on 1 of the 22 tracked registers, retrieved 25 September 2026.
| Register | Licence | Number | Jurisdiction | Status | Registered | Ends | Activities | Register entry |
|---|---|---|---|---|---|---|---|---|
| EBA PSD2 RegisterPrudential Supervisory and Resolution Authority | Payment institutionPayment Institution | 814262101 | France | Active | 2019-11-01 | — |
|
Search the register ↗ |
Trading names on the register: Monetico Split (EBA-PSD2)
- Each licence applies in the country of the regulator that granted it.
- Registers are tracked in 37 countries. Licences granted elsewhere are not recorded here.
Swift network
Swift’s ISO 9362 BIC directory
Holds no BIC in Swift’s directory.
Its LEI is not mapped to a BIC in the Swift and GLEIF BIC-to-LEI relationship file.
Branch codes filed under this LEI
Other institutions’ BICs that Swift files under this LEI: a cross-link, not a BIC of this entry
- CMCIFRP1PSF · Banque Federative du Credit Mutuel
Overview
Researched 29 Sep 2026 · Sources
Customers
Not published
Employees
Not published
Ownership
Group subsidiary
Banque Fédérative du Crédit Mutuel
Firm type
Merchant acquiring and processing
Trades as Monetico Split
- Ownership
- The firm's LEI record names Banque Fédérative du Crédit Mutuel as its direct accounting parent and Confédération Nationale du Crédit Mutuel as its ultimate parent.
- Direct parent
- Banque Fédérative du Crédit Mutuel, France
- Ultimate owner
- Confédération Nationale du Crédit Mutuel, France
- Head office
- 4 rue Frédéric-Guillaume Raiffeisen, 67000 Strasbourg, France
- Company register
- RCS Strasbourg 814 262 101
- Incorporated
- 18 Sep 2015
Online
- Websites & references
- monetico.com ↗
paysurf.eu ↗ former Paysurf domain, now showing Monetico Split content
monetico.com/split/fr/api.html ↗ API documentation for developers
monetico.com/split/en ↗ English version of the site - Official social accounts
- LinkedIn ↗
Sources · 10 pages consulted
- monetico.com/split/fr/
- monetico.com/split/fr/qui-sommes-nous.html
- monetico.com/split/fr/encaissement-de-fond-compte-de-tiers.html
- monetico.com/split/fr/mentions-legales.html
- monetico.com/split/en/legal-notices.html
- cic.fr/fr/entreprises/comptes/monetico-split.html
- annuaire-entreprises.data.gouv.fr/entreprise/paysurf-monetico-split-814262101
- annuaire-entreprises.data.gouv.fr/etablissement/81426210100011
- comiti-asso.fr/cgv-app
- fr.linkedin.com/company/paysurf
Authorisation
Researched 29 Sep 2026 · Sources
- Operates under
- Its own licences
The ACPR authorises the firm as a payment institution. The EBA register lists payment services, card acquiring and payment initiation. Client platforms act as its payment-service agents, which the ACPR registers in REGAFI.
| Authority | Licence or registration | Number | Held | Status | Source |
|---|---|---|---|---|---|
| Autorité de Contrôle Prudentiel et de Résolution (ACPR) France | Établissement de paiement (Agrément ACPR) | 17218 | In its own name | Active | cic.fr ↗ |
Licences and registrations the research found, at home and abroad, as the firm and its regulators publish them. The Licences and registrations card shows the entries on the registers the directory tracks.
Partners and safeguarding
Researched 29 Sep 2026 · Sources
- Safeguarding
- Segregated safeguarding accountsAccording to its group's product page, the firm protects third-party payments by holding the funds in a dedicated account, as the regulations require. It does not name the bank that holds this account.
- Payment schemes and card networks
- SEPA Access not stated monetico.com ↗
Banks and regulated firms the firm says hold its customers’ money, issue its cards, sponsor its accounts or settle its payments, as it discloses them in its terms and notices.
Products and markets
Researched 29 Sep 2026 · Sources
It offers marketplaces and platforms collection of funds on behalf of third parties, card and SEPA payments, and payouts to their merchants. It also offers payment collection for mobility services such as ticketing, open payment and parking.
The firm sells its service in France through Crédit Mutuel and CIC. According to the ACPR's REGAFI register, its licence is passported to other EEA states on a freedom-to-provide-services basis.
- Sells to
- Platforms and marketplaces · Enterprises · Public sector
- Serves customers in
- France
Recent events
Researched 29 Sep 2026 · Sources
The research found no fines, investigations, security incidents, licence changes or corporate events from the last three years.
Compliance-relevant events of the last three years, newest first: fines and enforcement, investigations, security incidents, licence changes, funding rounds, acquisitions and leadership changes. Each links to its source.
Identifiers
- Licence no. · EBA-PSD2
- 814262101
- BIC
- Holds no BIC in Swift’s directory
- How the LEI was matched
- Matched by Elucidate to GLEIF on name, country and address
- National bank code
- FR-CIB 17218
- Elucidate firm ID
- 377ec326b705
Profile
- Type
- Payments & e-moneyPayment institutions, e-money and stored-value issuers, and account-information providers. Licensed under payment-services law (e.g. PSD2 in the EU and UK, the Payment Services Act in Singapore). Taken from the licences on the tracked registers.
- Regulation
- Prudential licenceAuthorised with capital, safeguarding and conduct requirements, e.g. an authorised payment or e-money institution in the EU or UK, a major payment institution in Singapore, or a MiCA crypto-asset service provider.
- Main licence class
- Payment Institution
- Activities
- Payment services
- Card acquiring
- Payment initiation
- Licensed in
- France · Europe & Central Asia
- First registered
- 2019-11-01
Types come from Swift’s BIC classification, the licences on the 22 tracked registers, and the ECB and FSB bank lists. Most banks outside the euro area appear as financial institutions, because their supervisors’ registers are not tracked yet.
Ownership and group
GLEIF relationship records
- Direct parent
- Banque Federative du Credit Mutuel · FranceVBHFXSYT7OG62HNT8T76 ↗
- Ultimate parent
- Confederation Nationale Credit Mutuel · France9695000CG7B84NLR5984 ↗
The Confederation Nationale Credit Mutuel group has 41 institutions in the directory, in 13 countries: 38 hold a BIC and 3 do not.
Including Credit Mutuel Arkea, Banque Federative du Credit Mutuel, Banque Federative du Credit Mutuel, Credit Industriel et Commercial, Credit Industriel et Commercial, New York Branch.
See the Confederation Nationale Credit Mutuel group →Group membership follows the accounting-consolidation relationships reported to GLEIF. It does not show ownership shares or control.
Addresses
- Address on the register
- 4 rue Frédéric-Guillaume | Raiffeisen, STRASBOURG, 67000
- Country
- France
ISO 20022 identification
As an agent in a Swift cross-border payment message (CBPR+)
This institution holds no BIC. A CBPR+ message identifies it by name and postal address, and may add its LEI or a clearing code.
- Identified by
- Name and postal address, with its LEI
- Postal address
- Hybrid: town, postcode and country in their own elements, the rest in two address lines
<FinInstnId>
<LEI>969500OH36HO0ZTP9588</LEI>
<Nm>PAYSURF</Nm>
<PstlAdr>
<PstCd>67000</PstCd>
<TwnNm>STRASBOURG</TwnNm>
<Ctry>FR</Ctry>
<AdrLine>4 rue Frédéric-Guillaume |</AdrLine>
<AdrLine>Raiffeisen</AdrLine>
</PstlAdr>
</FinInstnId>- CBPR+ does not accept the character é in names and addresses. Transliterate before sending.
CBPR+ identifies the instructing and instructed agents by BIC only. An institution without a BIC can be the debtor, creditor or an intermediary agent.
The values are as published by the register. Check them against your own records before use.
National bank codes
National bank-code directories, matched by LEI
| Code | Scheme | Name in the directory | City |
|---|---|---|---|
| 17218 | FR-CIB | PAYSURF | STRASBOURG |
Sources & method
Register entries come from the public registers of financial regulators, standardised into one taxonomy. LEIs are matched through GLEIF, and a BIC is linked only through a shared LEI.
An institution missing from these registers is not necessarily unregulated.
Register entries are not matched against the OFAC or EU sanctions lists. Where the legal entity also holds a BIC, the matches for that BIC are on its page. Always screen against the official lists.
An institution is one entry in the directory: a BIC8 in Swift’s directory, or a firm on a tracked register that holds no BIC. Licences held by an institution with a BIC are shown on its page.
Read the methodology →Register for this page
- EBA PSD2 Register—European Banking Authority (EBA) · source ↗ as at 25 September 2026
- Ownership and group—GLEIF Level 2 relationship records (accounting consolidation), matched by LEI.
- Overview, authorisation, partners, products, leadership and events—researched per institution by an AI model with web search, from the firm's own website, terms and filings, regulators' registers and notices, company registers and news. Licences, partners, figures, people and events link to their source, and each card shows the research date. AI research can be wrong or out of date, so check key facts at the source.
Assess the financial crime risk behind a licence
A licence records what an institution is authorised to do; it does not assess it. The Elucidate FinCrime Index (EFI) is an independent score of the financial crime risk of banks and payment institutions.
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