Cyprus · Payments & e-money
Csc Europe Limited
CSC Europe Limited is a private limited company based in Larnaca, Cyprus. The Central Bank of Cyprus authorises the firm as an electronic money institution under licence number 115.1.3.2. CSCBANK SAL of Lebanon and DataCash Services Limited set it up in 2003. It is now wholly owned by CSCBANK SAL and is part of the CSC Group. Under the PaySpark trade name, it offers e-money accounts, e-wallets and prepaid payment cards to merchants and consumers. It also sells white-label and API card-issuing products for uses such as payroll, affiliate payouts and payments for forex brokers.
Licences and registrations
Held by Csc Europe Limited (LEI 21380047EAR1ENO9TJ03). 1 entry on 1 of the 22 tracked registers, retrieved 25 September 2026.
| Register | Licence | Number | Jurisdiction | Status | Registered | Ends | Activities | Register entry |
|---|---|---|---|---|---|---|---|---|
| EBA PSD2 RegisterCentral Bank of CyprusLinked by LEI. Matched by Elucidate to GLEIF on name, country and address. | Electronic money institutionE-Money / Stored Value Institution | 115.1.3.2 | Cyprus | Active | 2018-07-26 | — |
|
Search the register ↗ |
- Licences belong to the legal entity, not to a BIC.
- Each licence applies in the country of the regulator that granted it.
- Registers are tracked in 37 countries. Licences granted elsewhere are not recorded here.
- The register entries and their trading names were not matched against sanctions lists. The sanctions facts on this page cover the BIC and its LEI only.
Swift network
Swift’s ISO 9362 BIC directory
- BIC
- CSCCCYNLXXX head office
- Connection to Swift
- Connected to SwiftThis BIC is registered as a live address on the Swift network. The institution sends and receives Swift messages under CSCCCYNL directly.
- Swift GPI
- Not on the member list
- Payment schemes and systems
- No entry in the EPC registers, the ECB T2 and TIPS lists or the SIX Bank Master cites this BIC
- Branch codes
- None: head-office BIC only
- BIC first registered
- 2022-04-02
- Last updated
- 2022-07-28
Overview
Researched 29 Sep 2026 · Sources
Customers
Not published
Employees
Not published
Ownership
Group subsidiary
100% CSCBANK SAL
Firm type
E-money and accounts
Trades as PaySpark
- Ownership
- CSCBANK SAL of Lebanon owns 100% of the firm, which is part of the CSC Group.
- Direct parent
- CSCBANK SAL, Lebanon 100%
- Head office
- 15 Nicodemou Mylona Street, Zachariades Court, 2nd Floor, Office 23, 6010 Larnaca, Cyprus
- Company register
- Cyprus Registrar of Companies HE143641
- Incorporated
- 2003
- Former name
- CSC24Seven.com Limited
Online
- Websites & references
- csc24seven.com ↗
payspark.com ↗ PaySpark trade-name site (merchant solutions, Open API documentation)
hotforexcard.com ↗ Card programme site that states it is owned and operated by CSC Europe Limited - Official social accounts
- None found
Sources · 10 pages consulted
- csc24seven.com/en/legal_356/terms-and-conditions_3192
- csc24seven.com/en/home_327/legal_356
- csc24seven.com/en/home_327/company-overview_328
- csc24seven.com/en/company-overview_328/cscbank-sal_336
- csc24seven.com/en/home_327/card-solutions_330
- csc24seven.com/en/legal_356/other_364
- payspark.com/en/home_6573/merchant-solutions_6629
- payspark.com/en/payspark-new_6572/home_6573
- bportugal.pt/en/entidadeautorizada/csc-europe-limited
- cbn.com.cy/article/2024/12/19/811948/30-new-emi-applications-under-evaluation-in-cyprus-growing-elec
Authorisation
Researched 29 Sep 2026 · Sources
- Operates under
- Its own licences
The Central Bank of Cyprus authorises the firm as an electronic money institution under the Electronic Money Laws of 2012 and 2018 and the Payment Services Law of 2018. The firm says that Mastercard, Visa and UnionPay license it to issue payment cards.
| Authority | Licence or registration | Number | Held | Status | Source |
|---|---|---|---|---|---|
| Central Bank of Cyprus Cyprus | Electronic Money Institution | 115.1.3.2 | In its own name | Active | csc24seven.com ↗ |
Licences and registrations the research found, at home and abroad, as the firm and its regulators publish them. The Licences and registrations card shows the entries on the registers the directory tracks.
Partners and safeguarding
Researched 29 Sep 2026 · Sources
- Safeguarding
- Not disclosedThe firm's terms state that e-money accounts are not bank accounts. They say it adheres to the Cypriot e-money law requirements for the safety and liquidity of customer funds but do not name a safeguarding method or bank.
- Payment schemes and card networks
- Mastercard Direct payspark.com ↗
Visa Direct payspark.com ↗
UnionPay Direct payspark.com ↗
Swift Direct
Banks and regulated firms the firm says hold its customers’ money, issue its cards, sponsor its accounts or settle its payments, as it discloses them in its terms and notices.
Products and markets
Researched 29 Sep 2026 · Sources
Under the PaySpark trade name, it offers e-money accounts, e-wallets and physical, virtual and private-label prepaid cards. Uses include payroll, affiliate payouts, company expenses and payments for forex brokers.
The firm is licensed in Cyprus, and the Banco de Portugal lists it as providing e-money services in Portugal under the freedom to provide services. The firm does not publish its full list of EEA host states.
- Sells to
- Small businesses · Enterprises · Consumers · Platforms and marketplaces
- Serves customers in 2 countries
- Cyprus · Portugal
Recent events
Researched 29 Sep 2026 · Sources
The research found no fines, investigations, security incidents, licence changes or corporate events from the last three years.
Compliance-relevant events of the last three years, newest first: fines and enforcement, investigations, security incidents, licence changes, funding rounds, acquisitions and leadership changes. Each links to its source.
Identifiers
Head-office record
- BIC
- CSCCCYNLXXX
- How the BIC breaks down
- CSCCBank
- CYCountry · Cyprus
- NLLocation
- XXXBranch · head office
- Branch description
- Not recorded in the directory
- LEI
- 21380047EAR1ENO9TJ03
- LEI record
- View on GLEIF ↗
- Licence no. · EBA-PSD2
- 115.1.3.2
- How the LEI was matched
- BIC: Mapped to this BIC in the Swift and GLEIF BIC-to-LEI relationship file.Register entry: Matched by Elucidate to GLEIF on name, country and address.
- Register-entry ID
- f57f87ef8245
Profile
- Type
- Payments & e-moneyPayment institutions, e-money and stored-value issuers, and account-information providers. Licensed under payment-services law (e.g. PSD2 in the EU and UK, the Payment Services Act in Singapore). Taken from the licences on the tracked registers.
- Regulation
- Prudential licenceAuthorised with capital, safeguarding and conduct requirements, e.g. an authorised payment or e-money institution in the EU or UK, a major payment institution in Singapore, or a MiCA crypto-asset service provider.
- Register licences
- 1 entry on 1 register
- Activities
- Payment services
- Card acquiring
- E-money / stored value
- Licensed in
- Cyprus
- Country · region
- Cyprus · Europe & Central Asia
- Banking supervision
- Not on the ECB's list of supervised entities as of 2026-07-01
- Trading venues (MIC)
- No MIC registered under this LEI list of 2026-09-17
- OFAC sanctions
- No listing cites this BIC
- EU sanctions
- No listing matched this BIC or its LEI
- Country sanctions
- No country programme
Types come from Swift’s BIC classification, the licences on the 22 tracked registers, and the ECB and FSB bank lists. Most banks outside the euro area appear as financial institutions, because their supervisors’ registers are not tracked yet.
Ownership and group
GLEIF relationship records
GLEIF’s relationship records name no parent for this LEI, and no group page is published for it.
Addresses
- Registered address
- 23 ZACHARIADES COURT FLOOR 2 15 NICODIMOU MYLONA STREET LARNACA 6010 CYPRUS
- Operational address
- 23 ZACHARIADHES COURT FLOOR 2 15 NICODEMOU MYLONA STREET LARNACA 6010 LARNACA CYPRUS
ISO 20022 identification
As an agent in a Swift cross-border payment message (CBPR+)
A CBPR+ message identifies this institution by its BIC, and may add its LEI or a clearing code. CBPR+ does not allow a name and postal address next to a BIC.
- Identified by
- BIC, with its LEI
- Roles in CBPR+
- Any agent, including the instructing and instructed agents
CBPR+
For cross-border payments on Swift: the BIC, with the LEI and clearing code where known
<FinInstnId>
<BICFI>CSCCCYNLXXX</BICFI>
<LEI>21380047EAR1ENO9TJ03</LEI>
</FinInstnId>Full record
Every ISO 20022 element the directory holds. Base ISO 20022 allows them together. CBPR+ does not allow a name and address next to a BIC
<FinInstnId>
<BICFI>CSCCCYNLXXX</BICFI>
<LEI>21380047EAR1ENO9TJ03</LEI>
<Nm>CSC EUROPE LIMITED</Nm>
<PstlAdr>
<TwnNm>LARNACA</TwnNm>
<Ctry>CY</Ctry>
<AdrLine>23 ZACHARIADES COURT FLOOR 2 15 NICODIMOU MYLONA STREET LARNACA 6010</AdrLine>
</PstlAdr>
</FinInstnId>The BIC, name and address are as published in Swift’s BIC directory. The LEI comes from the Swift and GLEIF BIC-to-LEI file. Check them against your own records before use.
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Sources & method
Every value comes from a public source, such as Swift’s ISO 9362 BIC directory, GLEIF or the OFAC and EU sanctions lists. Most sources are matched on a BIC or an LEI, not on a name.
Swift GPI membership is matched on names and is indicative. A missing sanctions match does not mean that no listing applies. Always screen against the official lists.
Register entries are not screened against sanctions lists. The sanctions facts on this page cover the BIC and its LEI only.
An institution is one entry in the directory: a BIC8 in Swift’s directory, or a firm on a tracked register that holds no BIC. Licences held by an institution with a BIC are shown on its page.
Read the methodology →Credits for this page
- EBA PSD2 Register—European Banking Authority (EBA) · register ↗ as at 25 September 2026
- Overview, authorisation, partners, products, leadership and events—researched per institution by an AI model with web search, from the firm's own website, terms and filings, regulators' registers and notices, company registers and news. Licences, partners, figures, people and events link to their source, and each card shows the research date. AI research can be wrong or out of date, so check key facts at the source.
- Images—logos and photos from Wikimedia Commons (credited with their author and licence) or from the institution's own website, where Wikimedia has none. Elucidate keeps a copy of each; the links lead to the source and the original image. Logo: csc24seven.com (official website) · original.
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