United Kingdom · Payments & e-money
Currencies Direct LTD
Legal name in the LEI recordCURRENCIES DIRECT LIMITED
Currencies Direct Limited is a private limited company incorporated in England and Wales in 1995, with its head office at One Canada Square, London. The FCA authorises it as an electronic money institution under the Electronic Money Regulations 2011 (FRN 900669). It is a wholly owned subsidiary of Redpin Holdings Limited. Its ultimate parent, Redpin Topco Limited of Jersey, is jointly controlled by Palamon Capital Partners, Corsair and Blackstone. It provides currency exchange, international payments, forward contracts, multi-currency accounts and a multi-currency Mastercard debit card to private clients and businesses.
Licences and registrations
Held by Currencies Direct Limited (LEI 213800QDODE9J88XPD88). 2 entries on 2 of the 22 tracked registers, retrieved 25 September 2026.
| Register | Licence | Number | Jurisdiction | Status | Registered | Ends | Activities | Register entry |
|---|---|---|---|---|---|---|---|---|
| FCA Financial Services Register - E-Money InstitutionsFCALinked by LEI. Matched by Elucidate on the UK company number the register gives. | Authorised E-Money InstitutionE-Money / Stored Value Institution | 900669 | United Kingdom | Active | 2018-03-23 | — |
|
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| FCA Financial Services Register - Payment Institutions & RAISPsFCALinked by LEI. Matched by Elucidate on the UK company number the register gives. | Authorised Payment InstitutionPayment Institution | 504360 | United Kingdom | Cancelled - Authorised PI | — | Ended 2009-11-01 |
|
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Trading names on the register: Redpin Payments (FCA-EMI, FCA-PSD), Redpin (FCA-EMI, FCA-PSD)
- Licences belong to the legal entity, not to a BIC.
- Each licence applies in the country of the regulator that granted it.
- Registers are tracked in 37 countries. Licences granted elsewhere are not recorded here.
- The register entries and their trading names were not matched against sanctions lists. The sanctions facts on this page cover the BIC and its LEI only.
Other register entries with this LEI
Shown for reference: they share the LEI but are not merged into this page
Swift network
Swift’s ISO 9362 BIC directory
- BIC
- CDPNGB2LXXX head office
- Connection to Swift
- Connected to SwiftThis BIC is registered as a live address on the Swift network. The institution sends and receives Swift messages under CDPNGB2L directly.
- Swift GPI
- Not on the member list
- Payment schemes and systems
- No entry in the EPC registers, the ECB T2 and TIPS lists or the SIX Bank Master cites this BIC
- Branch codes
- 2 branch codes
- BIC first registered
- 2009-08-15
- Last updated
- 2023-10-18
Overview
Researched 29 Sep 2026 · Sources
Customers
Not published
Ownership
Group subsidiary
100% Redpin Holdings Limited
Firm type
FX and business payments
Trades as Currencies Direct
- Ownership
- Redpin Holdings Limited (Companies House 06394648) owns 100% of the firm, and its ultimate parent Redpin Topco Limited of Jersey is jointly controlled by Palamon Capital Partners, Corsair and Blackstone.
- Direct parent
- Redpin Holdings Limited, United Kingdom 100%
- Ultimate owner
- Redpin Topco Limited, Jersey
- Head office
- One Canada Square, Canary Wharf, E14 5AA London, United Kingdom
- Company register
- Companies House 03041197
- Incorporated
- 3 Apr 1995
Online
- Websites & references
- currenciesdirect.com ↗
developer.currenciesdirect.com ↗ developer and API documentation
help.currenciesdirect.com ↗ help centre
redpincompany.com ↗ group site (Redpin Holdings Limited) - Official social accounts
- LinkedIn ↗ · X ↗ · Facebook ↗ · YouTube ↗
- Apps
- App Store ↗ · Google Play ↗
Sources · 13 pages consulted
- find-and-update.company-information.service.gov.uk/company/03041197/filing-history/MzQ5OTk3MjQwOWFkaXF6a2N4/document?format=pdf&download=0
- find-and-update.company-information.service.gov.uk/company/03041197/officers
- find-and-update.company-information.service.gov.uk/company/03041197/persons-with-significant-control
- find-and-update.company-information.service.gov.uk/company/03041197/filing-history
- currenciesdirect.com/en-gb/regulatory-information
- currenciesdirect.com/en-gb/security-of-funds
- currenciesdirect.com/en-gb/multi-currency-card
- currenciesdirect.com/en-gb/blog
- currenciesdirect.com/en-gb/foremost-currency-group
- redpincompany.com/leadership
- redpincompany.com/governance
- redpincompany.com/media/redpin-launches-following-140m-backing-from-blackstone
- blackstone.com/news/press/currencies-direct-announces-140-million-strategic-investment-from-blackstone/
Authorisation
Researched 29 Sep 2026 · Sources
- Operates under
- Its own licences
The FCA authorises the firm as an electronic money institution under the Electronic Money Regulations 2011 (FRN 900669). Its UK multi-currency cards are issued by Transact Payments Limited, which the Gibraltar Financial Services Commission authorises, under a Mastercard licence.
| Authority | Licence or registration | Number | Held | Status | Source |
|---|---|---|---|---|---|
| Financial Conduct Authority United Kingdom | Authorised Electronic Money Institution | 900669 | In its own name | Active | — |
| Financial Conduct Authority United Kingdom | Authorised Payment Institution (cancelled) | 504360 | In its own name | Withdrawn or expired | — |
Licences and registrations the research found, at home and abroad, as the firm and its regulators publish them. The Licences and registrations card shows the entries on the registers the directory tracks.
Partners and safeguarding
Researched 29 Sep 2026 · Sources
- Safeguarding
- Segregated safeguarding accountsThe firm states that it holds relevant client funds in segregated client accounts and moves them to designated safeguarding accounts if it still holds them the day after receipt.
- Card issuer
- Transact Payments Limited Gibraltar
- Payment schemes and card networks
- Mastercard Through a partner currenciesdirect.com ↗
Banks and regulated firms the firm says hold its customers’ money, issue its cards, sponsor its accounts or settle its payments, as it discloses them in its terms and notices.
Products and markets
Researched 29 Sep 2026 · Sources
It offers spot and forward currency transfers, market orders, multi-currency wallets, bulk payments (BatchPay), API integrations and a Mastercard debit card to private clients, including overseas property buyers, and to businesses.
The firm serves UK customers under its FCA authorisation, and sister company Currencies Direct Spain, EDE SL provides the group's EU services.
- Revenue
- GBP 31.4m
- Payment volume
- USD 12.6bnamount transacted by the Redpin group brands (Currencies Direct and TorFX) in the last financial year
- Sells to
- Consumers · Small businesses · Enterprises · Platforms and marketplaces
- Serves customers in
- United Kingdom
- Latest funding round
- strategic investment · GBP 140m Mar 2022Led by Blackstone Tactical Opportunities
Leadership
Researched 29 Sep 2026 · Sources
- Chief executive
- Arnaud Loiseau Chief Executive Officer (Redpin group); director
- Chair
- Antony Jenkins Chairman (Redpin holding company board)
- Chief financial officer
- Elena Stefani Chief Financial Officer (Redpin group); director
- Executive
- Yoav Flam Chief Technology Officer (Redpin group); director
Recent events
Researched 29 Sep 2026 · Sources
-
Leadership
The firm appointed Yoav Flam, the Redpin group's Chief Technology Officer, as a director on 27 October 2025.
find-and-update.company-information.service.gov.uk ↗ -
Leadership
Ruchi Arora resigned as a director of the firm on 2 July 2025.
find-and-update.company-information.service.gov.uk ↗ -
Leadership
The firm appointed Elena Stefani, the Redpin group's Chief Financial Officer, as a director on 25 June 2025.
find-and-update.company-information.service.gov.uk ↗ -
Leadership
Neil Cooper resigned as a director of the firm on 6 May 2025.
find-and-update.company-information.service.gov.uk ↗ -
Leadership
Leonidas Markides resigned as a director of the firm on 28 February 2024.
find-and-update.company-information.service.gov.uk ↗ -
Other
The parent, Redpin Holdings Limited, launched the Redpin group brand with Arnaud Loiseau as group CEO and kept Currencies Direct as a brand.
redpincompany.com ↗
Compliance-relevant events of the last three years, newest first: fines and enforcement, investigations, security incidents, licence changes, funding rounds, acquisitions and leadership changes. Each links to its source.
Identifiers
Head-office record
- BIC
- CDPNGB2LXXX
- How the BIC breaks down
- CDPNBank
- GBCountry · United Kingdom
- 2LLocation
- XXXBranch · head office
- Branch description
- Not recorded in the directory
- LEI
- 213800QDODE9J88XPD88
- LEI record
- View on GLEIF ↗
- Licence no. · FCA-EMI
- 900669
- Licence no. · FCA-PSD
- 504360
- How the LEI was matched
- BIC: Mapped to this BIC in the Swift and GLEIF BIC-to-LEI relationship file.Register entries: Matched by Elucidate on the UK company number the register gives.
- Register-entry ID
- bd82ec9721da
Profile
- Type
- Payments & e-moneyPayment institutions, e-money and stored-value issuers, and account-information providers. Licensed under payment-services law (e.g. PSD2 in the EU and UK, the Payment Services Act in Singapore). Taken from the licences on the tracked registers.
- Regulation
- Prudential licenceAuthorised with capital, safeguarding and conduct requirements, e.g. an authorised payment or e-money institution in the EU or UK, a major payment institution in Singapore, or a MiCA crypto-asset service provider.
- Register licences
- 2 entries on 2 registers
- Activities
- Payment services
- E-money / stored value
- Licensed in
- United Kingdom
- Website (register)
- www.currenciesdirect.com ↗
- Country · region
- United Kingdom · Europe & Central Asia
- Trading venues (MIC)
- No MIC registered under this LEI list of 2026-09-17
- OFAC sanctions
- No listing cites this BIC
- EU sanctions
- No listing matched this BIC or its LEI
- Country sanctions
- No country programme
Types come from Swift’s BIC classification, the licences on the 22 tracked registers, and the ECB and FSB bank lists. Most banks outside the euro area appear as financial institutions, because their supervisors’ registers are not tracked yet.
Ownership and group
GLEIF relationship records
GLEIF’s relationship records name no parent for this LEI, and no group page is published for it.
Addresses
- Registered address
- 1 CANADA SQUARE CANARY WHARF LONDON E14 5AA UNITED KINGDOM
- Operational address
- 1 CANADA SQUARE CANARY WHARF LONDON LONDON E14 5AA UNITED KINGDOM
ISO 20022 identification
As an agent in a Swift cross-border payment message (CBPR+)
A CBPR+ message identifies this institution by its BIC, and may add its LEI or a clearing code. CBPR+ does not allow a name and postal address next to a BIC.
- Identified by
- BIC, with its LEI
- Roles in CBPR+
- Any agent, including the instructing and instructed agents
CBPR+
For cross-border payments on Swift: the BIC, with the LEI and clearing code where known
<FinInstnId>
<BICFI>CDPNGB2LXXX</BICFI>
<LEI>213800QDODE9J88XPD88</LEI>
</FinInstnId>Full record
Every ISO 20022 element the directory holds. Base ISO 20022 allows them together. CBPR+ does not allow a name and address next to a BIC
<FinInstnId>
<BICFI>CDPNGB2LXXX</BICFI>
<LEI>213800QDODE9J88XPD88</LEI>
<Nm>CURRENCIES DIRECT LTD</Nm>
<PstlAdr>
<TwnNm>LONDON</TwnNm>
<Ctry>GB</Ctry>
<AdrLine>1 CANADA SQUARE CANARY WHARF LONDON E14 5AA</AdrLine>
</PstlAdr>
</FinInstnId>The BIC, name and address are as published in Swift’s BIC directory. The LEI comes from the Swift and GLEIF BIC-to-LEI file. Check them against your own records before use.
Network
Branch network
All 2 branch BICs connect to the head office. No city, function or registration year splits them into groups.
Hover over a branch or group to see its details
Branch codes
| BIC | Branch | City | Address | LEI | Updated |
|---|---|---|---|---|---|
| CDPNGB2LESP | SPAIN BRANCH | London | 1 CANADA SQUARE CANARY WHARF LONDON LONDON E14 5AA UNITED KINGDOM | 213800QDODE9J88XPD88 | 2024-08-10 |
| CDPNGB2LTOR | TOR FX | Penzance | TOR FX PENLOWARTH PENZANCE PENZANCE TR18 4ED UNITED KINGDOM | 213800QDODE9J88XPD88 | 2023-10-18 |
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Sources & method
Every value comes from a public source, such as Swift’s ISO 9362 BIC directory, GLEIF or the OFAC and EU sanctions lists. Most sources are matched on a BIC or an LEI, not on a name.
Swift GPI membership is matched on names and is indicative. A missing sanctions match does not mean that no listing applies. Always screen against the official lists.
Register entries are not screened against sanctions lists. The sanctions facts on this page cover the BIC and its LEI only.
An institution is one entry in the directory: a BIC8 in Swift’s directory, or a firm on a tracked register that holds no BIC. Licences held by an institution with a BIC are shown on its page.
Read the methodology →Credits for this page
- FCA Financial Services Register - E-Money Institutions—Financial Conduct Authority (FCA) · register ↗ as at 25 September 2026
- FCA Financial Services Register - Payment Institutions & RAISPs—Financial Conduct Authority (FCA) · register ↗ as at 25 September 2026
- Overview, authorisation, partners, products, leadership and events—researched per institution by an AI model with web search, from the firm's own website, terms and filings, regulators' registers and notices, company registers and news. Licences, partners, figures, people and events link to their source, and each card shows the research date. AI research can be wrong or out of date, so check key facts at the source.
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