United Kingdom · Payments & e-money
Eqwire UK LTD
Legal name in the LEI recordEqwire UK Limited
Eqwire UK Limited is a private limited company registered in England and Wales and based in London. The Financial Conduct Authority (FCA) authorises it as an electronic money institution under firm reference number 901100. Its 2025 accounts name Artur Azizov, founder of the B2BROKER group, as controlling party with 51% of the shares. Under the EQWIRE brand, it offers e-money accounts in GBP, EUR and USD to professionals and businesses, with currency conversion and Faster Payments, SEPA and Swift transfers.
Licences and registrations
Held by Eqwire UK Limited (LEI 98450039BC3U14ERBC79). 1 entry on 1 of the 22 tracked registers, retrieved 25 September 2026.
| Register | Licence | Number | Jurisdiction | Status | Registered | Ends | Activities | Register entry |
|---|---|---|---|---|---|---|---|---|
| FCA Financial Services Register - E-Money InstitutionsFCALinked by LEI. Matched by Elucidate on the UK company number the register gives. | Authorised E-Money InstitutionE-Money / Stored Value Institution | 901100 | United Kingdom | Active | 2020-08-17 | — |
|
Search the register ↗ |
Trading names on the register: eqwire (FCA-EMI)
- Licences belong to the legal entity, not to a BIC.
- Each licence applies in the country of the regulator that granted it.
- Registers are tracked in 37 countries. Licences granted elsewhere are not recorded here.
- The register entries and their trading names were not matched against sanctions lists. The sanctions facts on this page cover the BIC and its LEI only.
Swift network
Swift’s ISO 9362 BIC directory
- BIC
- EQWIGB22XXX head office
- Connection to Swift
- Reverse billingThe institution is connected to Swift. Messages sent to it are billed to the institution, not to the sender. The “2” in the eighth character of EQWIGB22 marks reverse billing.
- Swift GPI
- Not on the member list
- Payment schemes and systems
- No entry in the EPC registers, the ECB T2 and TIPS lists or the SIX Bank Master cites this BIC
- Branch codes
- None: head-office BIC only
- BIC first registered
- 2025-04-05
- Last updated
- 2025-04-05
Overview
Researched 29 Sep 2026 · Sources
Customers
Not published
Ownership
Privately held
Firm type
E-money and accounts
Trades as EQWIRE
- Standing
- According to its audited 2025 accounts, the firm started operating in the last quarter of 2025. It earned its first client income in that year. On 17 July 2026 it moved its registered office to 40 Gracechurch Street, London.
- Ownership
- Artur Azizov owns 51% of the firm and Jurij Ivanov holds more than 25% but no more than 50%, according to Companies House and the 2025 accounts.
- Major shareholders
- Artur Azizov 51% · 31 Dec 2025
Jurij Ivanov - Head office
- 40 Gracechurch Street, EC3V 0BT London, United Kingdom
- Company register
- Companies House 12533411
- Incorporated
- 25 Mar 2020
- Founder
- Arthur Azizov
- Former name
- B2B PAYMENT SOLUTIONS LIMITED
Online
- Websites & references
- eqwire.com ↗
client.eqwire.com ↗ client sign-up and login portal - Official social accounts
- LinkedIn ↗
Sources · 14 pages consulted
- find-and-update.company-information.service.gov.uk/company/12533411
- find-and-update.company-information.service.gov.uk/company/12533411/officers
- find-and-update.company-information.service.gov.uk/company/12533411/persons-with-significant-control
- find-and-update.company-information.service.gov.uk/company/12533411/filing-history
- find-and-update.company-information.service.gov.uk/company/12533411/filing-history/MzU0MzY1MDE0NWFkaXF6a2N4/document?format=xhtml&download=1
- eqwire.com/
- eqwire.com/important-information/our-regulated-status-and-regulated-activity
- eqwire.com/important-information/platform-terms-of-use
- eqwire.com/important-information/how-we-protect-your-money
- eqwire.com/complaints-policy
- techround.co.uk/interviews/sophie-njagi-fintech-payments-expert-ceo-eqwire/
- financemagnates.com/forex/meet-eqwire-the-new-platform-built-to-fix-cross-border-payments/
- globalfintechseries.com/banking/eqwire-launches-digital-alternative-to-bank-accounts-for-global-customers/
- b2broker.com/team/
Authorisation
Researched 29 Sep 2026 · Sources
- Operates under
- Several models
- Licensed firm it operates under
- Modulr FS Europe Limited / Modulr Finance B.V. agent of Modulr FS Europe Limited in the EU for the distribution of electronic money and e-money accounts
The FCA authorises the firm as an electronic money institution, and it issues e-money in the UK under that authorisation. According to its website, it serves EU customers as an agent of the Modulr group, whose EU e-money licence the firm attributes to De Nederlandsche Bank.
| Authority | Licence or registration | Number | Held | Status | Source |
|---|---|---|---|---|---|
| Financial Conduct Authority United Kingdom | Authorised Electronic Money Institution | 901100 | In its own name | Active | register.fca.org.uk ↗ |
Licences and registrations the research found, at home and abroad, as the firm and its regulators publish them. The Licences and registrations card shows the entries on the registers the directory tracks.
Partners and safeguarding
Researched 29 Sep 2026 · Sources
- Safeguarding
- Segregated safeguarding accountsThe firm states that it keeps funds from GBP and EUR flows in segregated safeguarding accounts at European Merchant Bank, as the Electronic Money Regulations 2011 require.
- Safeguarding bank
- European Merchant Bank Lithuania
- Payment schemes and card networks
- Faster Payments Through a partner eqwire.com ↗
SEPA Credit Transfer Through a partner eqwire.com ↗
Swift Access not stated eqwire.com ↗
Bacs Through a partner eqwire.com ↗
CHAPS Through a partner eqwire.com ↗
Banks and regulated firms the firm says hold its customers’ money, issue its cards, sponsor its accounts or settle its payments, as it discloses them in its terms and notices.
Products and markets
Researched 29 Sep 2026 · Sources
It offers named multi-currency e-money accounts, currency conversion, batch payouts and payment APIs. According to its website, its personal accounts are meant for professionally active individuals who work across borders, and it does not handle transactions involving crypto-assets.
The firm says it serves clients in the UK and in approved jurisdictions including Canada, Switzerland, Australia, Mauritius, Monaco and Jersey. Its website also says it serves EU customers as an agent of the Modulr group.
- Revenue
- GBP 423
- Sells to
- Consumers · Small businesses · Platforms and marketplaces · Enterprises
- Serves customers in 7 countries
- United Kingdom · Canada · Switzerland · Australia · Mauritius · Monaco · Jersey
Leadership
Researched 29 Sep 2026 · Sources
- Chief executive
- Sophie Murugi Njagi Chief Executive Officer and Director
- Executive
- Aleksejs Telepna Director
Recent events
Researched 29 Sep 2026 · Sources
-
Funding
The firm allotted new shares on 14 August 2026, raising its issued share capital to GBP 6,703,045.
find-and-update.company-information.service.gov.uk ↗ -
Leadership
The firm appointed Sophie Murugi Njagi as a director on 17 July 2026. A July 2026 interview describes her as its chief executive.
find-and-update.company-information.service.gov.uk ↗ -
Leadership
Director Alina Polishchuk left the board on 9 May 2026.
find-and-update.company-information.service.gov.uk ↗ -
Other
The firm announced the launch of its EQWIRE platform for multi-currency accounts and international payments on 11 November 2025.
financemagnates.com ↗ -
Leadership
The firm appointed Aleksejs Telepna as a director on 12 July 2024.
find-and-update.company-information.service.gov.uk ↗ -
Leadership
Director Mina Louka left the board on 30 April 2024.
find-and-update.company-information.service.gov.uk ↗
Compliance-relevant events of the last three years, newest first: fines and enforcement, investigations, security incidents, licence changes, funding rounds, acquisitions and leadership changes. Each links to its source.
Identifiers
Head-office record
- BIC
- EQWIGB22XXX
- How the BIC breaks down
- EQWIBank
- GBCountry · United Kingdom
- 22Location · reverse billing
- XXXBranch · head office
- Branch description
- Not recorded in the directory
- LEI
- 98450039BC3U14ERBC79
- LEI record
- View on GLEIF ↗
- Licence no. · FCA-EMI
- 901100
- How the LEI was matched
- BIC: Mapped to this BIC in the Swift and GLEIF BIC-to-LEI relationship file.Register entry: Matched by Elucidate on the UK company number the register gives.
- Register-entry ID
- 620284406138
Profile
- Type
- Payments & e-moneyPayment institutions, e-money and stored-value issuers, and account-information providers. Licensed under payment-services law (e.g. PSD2 in the EU and UK, the Payment Services Act in Singapore). Taken from the licences on the tracked registers.
- Regulation
- Prudential licenceAuthorised with capital, safeguarding and conduct requirements, e.g. an authorised payment or e-money institution in the EU or UK, a major payment institution in Singapore, or a MiCA crypto-asset service provider.
- Register licences
- 1 entry on 1 register
- Activities
- Payment services
- E-money / stored value
- Licensed in
- United Kingdom
- Website (register)
- www.eqwire.com ↗
- Country · region
- United Kingdom · Europe & Central Asia
- Trading venues (MIC)
- No MIC registered under this LEI list of 2026-09-17
- OFAC sanctions
- No listing cites this BIC
- EU sanctions
- No listing matched this BIC or its LEI
- Country sanctions
- No country programme
Types come from Swift’s BIC classification, the licences on the 22 tracked registers, and the ECB and FSB bank lists. Most banks outside the euro area appear as financial institutions, because their supervisors’ registers are not tracked yet.
Ownership and group
GLEIF relationship records
GLEIF’s relationship records name no parent for this LEI, and no group page is published for it.
Addresses
- Registered address
- 51 EASTCHEAP LONDON EC3M 1DT UNITED KINGDOM
- Operational address
- 51 EASTCHEAP LONDON LONDON EC3M 1DT UNITED KINGDOM
ISO 20022 identification
As an agent in a Swift cross-border payment message (CBPR+)
A CBPR+ message identifies this institution by its BIC, and may add its LEI or a clearing code. CBPR+ does not allow a name and postal address next to a BIC.
- Identified by
- BIC, with its LEI
- Roles in CBPR+
- Any agent, including the instructing and instructed agents
CBPR+
For cross-border payments on Swift: the BIC, with the LEI and clearing code where known
<FinInstnId>
<BICFI>EQWIGB22XXX</BICFI>
<LEI>98450039BC3U14ERBC79</LEI>
</FinInstnId>Full record
Every ISO 20022 element the directory holds. Base ISO 20022 allows them together. CBPR+ does not allow a name and address next to a BIC
<FinInstnId>
<BICFI>EQWIGB22XXX</BICFI>
<LEI>98450039BC3U14ERBC79</LEI>
<Nm>EQWIRE UK LTD</Nm>
<PstlAdr>
<TwnNm>LONDON</TwnNm>
<Ctry>GB</Ctry>
<AdrLine>51 EASTCHEAP LONDON EC3M 1DT</AdrLine>
</PstlAdr>
</FinInstnId>The BIC, name and address are as published in Swift’s BIC directory. The LEI comes from the Swift and GLEIF BIC-to-LEI file. Check them against your own records before use.
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Sources & method
Every value comes from a public source, such as Swift’s ISO 9362 BIC directory, GLEIF or the OFAC and EU sanctions lists. Most sources are matched on a BIC or an LEI, not on a name.
Swift GPI membership is matched on names and is indicative. A missing sanctions match does not mean that no listing applies. Always screen against the official lists.
Register entries are not screened against sanctions lists. The sanctions facts on this page cover the BIC and its LEI only.
An institution is one entry in the directory: a BIC8 in Swift’s directory, or a firm on a tracked register that holds no BIC. Licences held by an institution with a BIC are shown on its page.
Read the methodology →Credits for this page
- FCA Financial Services Register - E-Money Institutions—Financial Conduct Authority (FCA) · register ↗ as at 25 September 2026
- Overview, authorisation, partners, products, leadership and events—researched per institution by an AI model with web search, from the firm's own website, terms and filings, regulators' registers and notices, company registers and news. Licences, partners, figures, people and events link to their source, and each card shows the research date. AI research can be wrong or out of date, so check key facts at the source.
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