United Kingdom · Payments & e-money
Hargreaves Lansdown Savings Limited
Hargreaves Lansdown Savings Limited is a private limited company registered in England and Wales and based in Bristol. The FCA authorises it as an electronic money institution under the Electronic Money Regulations 2011, with firm reference 901007. It is a wholly owned subsidiary of Hargreaves Lansdown Limited, which a consortium of CVC, Nordic Capital and the Abu Dhabi Investment Authority acquired on 24 March 2025. It runs the HL Active Savings service and Cash ISA, through which UK-resident individuals hold savings products from partner banks and building societies.
Licences and registrations
Held by Hargreaves Lansdown Savings Limited (LEI 21380014FWEQLXPC7N30). 2 entries on 2 of the 22 tracked registers, retrieved 25 September 2026.
| Register | Licence | Number | Jurisdiction | Status | Registered | Ends | Activities | Register entry |
|---|---|---|---|---|---|---|---|---|
| FCA Financial Services Register - E-Money InstitutionsFCALinked by LEI. Matched by Elucidate on the UK company number the register gives. | Authorised E-Money InstitutionE-Money / Stored Value Institution | 901007 | United Kingdom | Active | 2020-03-26 | — |
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| FCA Financial Services Register - Payment Institutions & RAISPsFCALinked by LEI. Matched by Elucidate on the UK company number the register gives. | Authorised Payment InstitutionPayment Institution | 751996 | United Kingdom | Cancelled - Authorised PI (Former 3MLD) | — | Ended 2020-03-26 |
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Trading names on the register: Active Savings (FCA-EMI, FCA-PSD)
- Licences belong to the legal entity, not to a BIC.
- Each licence applies in the country of the regulator that granted it.
- Registers are tracked in 37 countries. Licences granted elsewhere are not recorded here.
- The register entries and their trading names were not matched against sanctions lists. The sanctions facts on this page cover the BIC and its LEI only.
Swift network
Swift’s ISO 9362 BIC directory
- BIC
- HLSVGB22XXX head office
- Connection to Swift
- Reverse billingThe institution is connected to Swift. Messages sent to it are billed to the institution, not to the sender. The “2” in the eighth character of HLSVGB22 marks reverse billing.
- Swift GPI
- Not on the member list
- Payment schemes and systems
- No entry in the EPC registers, the ECB T2 and TIPS lists or the SIX Bank Master cites this BIC
- Branch codes
- None: head-office BIC only
- BIC first registered
- 2016-07-09
- Last updated
- 2024-02-27
Overview
Researched 29 Sep 2026 · Sources
Ownership
Group subsidiary
100% Hargreaves Lansdown Limited
Firm type
Other
Trades as HL Active Savings
- Standing
- The firm moved its registered office from One College Square South, Anchor Road, Bristol to Welcome Building, Avon Street, Bristol on 7 September 2026. Its payment institution authorisation (reference 751996) was cancelled on 26 March 2020, the date it became an authorised electronic money institution.
- Ownership
- Hargreaves Lansdown Limited owns 100% of the firm and is itself owned by Hargreaves Lansdown Group Limited, whose controlling holder Harp ConsortiumCo Limited (Jersey) is owned in equal shares by CVC funds, Nordic Capital and the Abu Dhabi Investment Authority.
- Direct parent
- Hargreaves Lansdown Limited ↗, United Kingdom 100%
- Ultimate owner
- Hargreaves Lansdown Group Limited, United Kingdom
- Head office
- Welcome Building, Avon Street, BS2 0TR Bristol, United Kingdom
- Company register
- Companies House 08355960
- Incorporated
- 10 Jan 2013
- Former name
- HARGREAVES LANSDOWN IT & ADMINSTRATION SERVICES LIMITED
Online
- Websites & references
- hl.co.uk ↗
hl.co.uk/savings ↗ Active Savings section of the group website - Official social accounts
- LinkedIn ↗ · X ↗ · Facebook ↗
Sources · 16 pages consulted
- find-and-update.company-information.service.gov.uk/company/08355960
- find-and-update.company-information.service.gov.uk/company/08355960/officers
- find-and-update.company-information.service.gov.uk/company/08355960/persons-with-significant-control
- find-and-update.company-information.service.gov.uk/company/08355960/filing-history
- find-and-update.company-information.service.gov.uk/company/08355960/filing-history/MzQ5ODMwNzQ2NGFkaXF6a2N4/document?format=pdf&download=0
- fca.org.uk/news/warnings/hargreaves-lansdown-clone-fca-authorised-firm
- hl.co.uk/disclaimer
- hl.co.uk/savings/are-your-savings-safe
- hl.co.uk/savings/savings-account/how-active-savings-works
- hl.co.uk/savings/savings-account/savings-faqs
- hl.co.uk/about-us/board-of-directors
- citywire.com/wealth-manager/news/hargreaves-lansdown-ends-cfo-search-with-tsb-hire/a2471181
- gbnews.com/money/cash-isa-market-leading-savings-account
- financialplanningtoday.co.uk/news/hargreaves-ties-with-shawbrook-to-enter-savings-market
- ifamagazine.com/hargreaves-lansdown-appoints-new-chief-executive-officer/
- investments.halifax.co.uk/research-centre/news-centre/article/?id=22114570&type=bsm
Authorisation
Researched 29 Sep 2026 · Sources
- Operates under
- Its own licences
The FCA authorises the firm as an electronic money institution under the Electronic Money Regulations 2011, with firm reference 901007. The firm also cites FCA firm reference number 915119, which its statutory disclosures describe as its registration for payment services.
| Authority | Licence or registration | Number | Held | Status | Source |
|---|---|---|---|---|---|
| Financial Conduct Authority (FCA) United Kingdom | Authorised E-Money Institution | 901007 | In its own name | Active | hl.co.uk ↗ |
| Financial Conduct Authority (FCA) United Kingdom | FCA authorised firm (described by the firm as its registration for payment services) | 915119 | In its own name | Active | hl.co.uk ↗ |
| Financial Conduct Authority (FCA) United Kingdom | Authorised Payment Institution (cancelled) | 751996 | In its own name | Withdrawn or expired | — |
Licences and registrations the research found, at home and abroad, as the firm and its regulators publish them. The Licences and registrations card shows the entries on the registers the directory tracks.
Partners and safeguarding
Researched 29 Sep 2026 · Sources
- Safeguarding
- Segregated safeguarding accountsMoney in the Active Savings cash hub and the Cash ISA transaction account is held apart from the firm's own money, in a safeguarded account at Barclays Bank Plc. Money placed in a savings product is held by the partner bank or building society, where the Financial Services Compensation Scheme (FSCS) covers it.
- Safeguarding bank · Deposit-holding bank
- Barclays Bank Plc United Kingdom
- Deposit-holding bank
- Shawbrook Bank United Kingdom
Banks and regulated firms the firm says hold its customers’ money, issue its cards, sponsor its accounts or settle its payments, as it discloses them in its terms and notices.
Products and markets
Researched 29 Sep 2026 · Sources
The firm runs a cash savings platform that its own FAQ calls a deposit aggregator. Clients choose easy access, limited access and fixed-rate savings products and Cash ISAs from partner banks and building societies, and the partner banks pay the firm's fees.
It serves individuals aged 18 or over who are UK residents for tax purposes. It does not offer joint, child or company accounts.
- Revenue
- GBP 29.6m
- Sells to
- Consumers
- Serves customers in
- United Kingdom
Leadership
Researched 29 Sep 2026 · Sources
- Executive
- Mark Hicks Director; Director of Active Savings
- Executive
- Simon Paul Belsham Director; Chief Client Officer of Hargreaves Lansdown
- Executive
- Angela Michelle Yotov Company Secretary; Chief Legal Officer of Hargreaves Lansdown
Recent events 1 enforcement or investigation item
Researched 29 Sep 2026 · Sources
-
Incident
A technical outage across the Hargreaves Lansdown website and app blocked client access and money transfers, and the group reported no evidence of a cyber incident.
investments.halifax.co.uk ↗ -
Leadership
The Hargreaves Lansdown group appointed Matt Benchener as chief executive from July 2026, succeeding interim chief executive Richard Flint.
ifamagazine.com ↗ -
Other
The firm launched an HL-branded savings product with Shawbrook Bank, first offered in its Cash ISA.
financialplanningtoday.co.uk ↗ -
Leadership
The firm appointed Simon Belsham, the group's Chief Client Officer, as a director on 13 August 2025.
find-and-update.company-information.service.gov.uk ↗ -
Leadership
Ruchir Rodrigues resigned as a director of the firm on 27 June 2025.
find-and-update.company-information.service.gov.uk ↗ -
Merger / acquisition
Hargreaves Lansdown Group Limited, formerly Harp Bidco Limited, acquired Hargreaves Lansdown plc and its subsidiaries, including the firm, on 24 March 2025.
find-and-update.company-information.service.gov.uk ↗
Compliance-relevant events of the last three years, newest first: fines and enforcement, investigations, security incidents, licence changes, funding rounds, acquisitions and leadership changes. Each links to its source.
Regulator warnings
Researched 29 Sep 2026 · Sources
-
Impersonation Financial Conduct Authority (FCA), United Kingdom
The FCA warned that fraudsters were impersonating Hargreaves Lansdown, and listed the firm's references 915119 and 901007 as genuine details.
fca.org.uk ↗
Entries on regulators’ consumer-warning lists that name the firm or its brand. An impersonation warning is about fraudsters posing as the firm, not about the firm itself.
Identifiers
Head-office record
- BIC
- HLSVGB22XXX
- How the BIC breaks down
- HLSVBank
- GBCountry · United Kingdom
- 22Location · reverse billing
- XXXBranch · head office
- Branch description
- Not recorded in the directory
- LEI
- 21380014FWEQLXPC7N30
- LEI record
- View on GLEIF ↗
- Licence no. · FCA-EMI
- 901007
- Licence no. · FCA-PSD
- 751996
- How the LEI was matched
- BIC: Mapped to this BIC in the Swift and GLEIF BIC-to-LEI relationship file.Register entries: Matched by Elucidate on the UK company number the register gives.
- Register-entry ID
- ab5e666d3740
Profile
- Type
- Payments & e-moneyPayment institutions, e-money and stored-value issuers, and account-information providers. Licensed under payment-services law (e.g. PSD2 in the EU and UK, the Payment Services Act in Singapore). Taken from the licences on the tracked registers.
- Regulation
- Prudential licenceAuthorised with capital, safeguarding and conduct requirements, e.g. an authorised payment or e-money institution in the EU or UK, a major payment institution in Singapore, or a MiCA crypto-asset service provider.
- Register licences
- 2 entries on 2 registers
- Activities
- Payment services
- E-money / stored value
- Licensed in
- United Kingdom
- Website (register)
- www.hl.co.uk/savings ↗
- Country · region
- United Kingdom · Europe & Central Asia
- Trading venues (MIC)
- No MIC registered under this LEI list of 2026-09-17
- OFAC sanctions
- No listing cites this BIC
- EU sanctions
- No listing matched this BIC or its LEI
- Country sanctions
- No country programme
Types come from Swift’s BIC classification, the licences on the 22 tracked registers, and the ECB and FSB bank lists. Most banks outside the euro area appear as financial institutions, because their supervisors’ registers are not tracked yet.
Ownership and group
GLEIF relationship records
- Direct parent
- Hargreaves Lansdown Limited · United Kingdom2138008ZCE93ZDSESG90 ↗
The Hargreaves Lansdown Limited group has 4 institutions in the directory, in 1 country: all hold a BIC.
Including Hargreaves Lansdown Asset Management Limited, Hargreaves Lansdown Asset Management Limited, Hargreaves Lansdown Stockbrokers Limited.
See the Hargreaves Lansdown Limited group →Group membership follows the accounting-consolidation relationships reported to GLEIF. It does not show ownership shares or control.
Addresses
- Registered address
- ONE COLLEGE SQUARE SOUTH 1 ANCHOR ROAD BRISTOL BS1 5HL UNITED KINGDOM
- Operational address
- ONE COLLEGE SQUARE SOUTH 1 ANCHOR ROAD BRISTOL BRISTOL BS1 5HL UNITED KINGDOM
ISO 20022 identification
As an agent in a Swift cross-border payment message (CBPR+)
A CBPR+ message identifies this institution by its BIC, and may add its LEI or a clearing code. CBPR+ does not allow a name and postal address next to a BIC.
- Identified by
- BIC, with its LEI
- Roles in CBPR+
- Any agent, including the instructing and instructed agents
CBPR+
For cross-border payments on Swift: the BIC, with the LEI and clearing code where known
<FinInstnId>
<BICFI>HLSVGB22XXX</BICFI>
<LEI>21380014FWEQLXPC7N30</LEI>
</FinInstnId>Full record
Every ISO 20022 element the directory holds. Base ISO 20022 allows them together. CBPR+ does not allow a name and address next to a BIC
<FinInstnId>
<BICFI>HLSVGB22XXX</BICFI>
<LEI>21380014FWEQLXPC7N30</LEI>
<Nm>HARGREAVES LANSDOWN SAVINGS LIMITED</Nm>
<PstlAdr>
<TwnNm>BRISTOL</TwnNm>
<Ctry>GB</Ctry>
<AdrLine>ONE COLLEGE SQUARE SOUTH 1 ANCHOR ROAD BRISTOL BS1 5HL</AdrLine>
</PstlAdr>
</FinInstnId>The BIC, name and address are as published in Swift’s BIC directory. The LEI comes from the Swift and GLEIF BIC-to-LEI file. Check them against your own records before use.
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Sources & method
Every value comes from a public source, such as Swift’s ISO 9362 BIC directory, GLEIF or the OFAC and EU sanctions lists. Most sources are matched on a BIC or an LEI, not on a name.
Swift GPI membership is matched on names and is indicative. A missing sanctions match does not mean that no listing applies. Always screen against the official lists.
Register entries are not screened against sanctions lists. The sanctions facts on this page cover the BIC and its LEI only.
An institution is one entry in the directory: a BIC8 in Swift’s directory, or a firm on a tracked register that holds no BIC. Licences held by an institution with a BIC are shown on its page.
Read the methodology →Credits for this page
- FCA Financial Services Register - E-Money Institutions—Financial Conduct Authority (FCA) · register ↗ as at 25 September 2026
- FCA Financial Services Register - Payment Institutions & RAISPs—Financial Conduct Authority (FCA) · register ↗ as at 25 September 2026
- Ownership and group—GLEIF Level 2 relationship records (accounting consolidation), matched by LEI.
- Overview, authorisation, partners, products, leadership and events—researched per institution by an AI model with web search, from the firm's own website, terms and filings, regulators' registers and notices, company registers and news. Licences, partners, figures, people and events link to their source, and each card shows the research date. AI research can be wrong or out of date, so check key facts at the source.
- Images—logos and photos from Wikimedia Commons (credited with their author and licence) or from the institution's own website, where Wikimedia has none. Elucidate keeps a copy of each; the links lead to the source and the original image. Logo: hl.co.uk (official website).
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