Spain · Payments & e-money
Intercam FX, S.l.
Legal name in the LEI recordINTERCAM FX S.L.
Intercam FX, S.L. is a Spanish limited company based in Madrid. The Banco de España authorises it as a payment institution for money remittance, under register number 6937, since 23 May 2024. According to its Legal Entity Identifier (LEI) record, Grupo Intercam SA de CV of Mexico is its direct and ultimate parent. The firm describes itself as affiliated with Intercam Grupo Financiero. It offers businesses international payments, foreign-exchange services and currency hedging.
Licences and registrations
Held by Intercam FX, S.l. (LEI 9598001X49MJJXVBFF88). 1 entry on 1 of the 22 tracked registers, retrieved 25 September 2026.
| Register | Licence | Number | Jurisdiction | Status | Registered | Ends | Activities | Register entry |
|---|---|---|---|---|---|---|---|---|
| EBA PSD2 RegisterBank of Spain | Payment institutionPayment Institution | 6937 | Spain | Active | 2024-05-23 | — |
|
Search the register ↗ |
- Each licence applies in the country of the regulator that granted it.
- Registers are tracked in 37 countries. Licences granted elsewhere are not recorded here.
Swift network
Swift’s ISO 9362 BIC directory
Holds no BIC in Swift’s directory.
Its LEI is not mapped to a BIC in the Swift and GLEIF BIC-to-LEI relationship file.
Overview
Researched 29 Sep 2026 · Sources
Customers
Not published
Employees
Not published
Ownership
Group subsidiary
GRUPO INTERCAM SA DE CV
Firm type
FX and business payments
Trades as IntercamFX
- Ownership
- According to its LEI record, Grupo Intercam SA de CV of Mexico is the firm's direct and ultimate accounting parent. The size of its shareholding is not published.
- Direct parent
- GRUPO INTERCAM SA DE CV ↗, Mexico
- Head office
- Plaza de la Lealtad, 2, Quinta Planta, 28014 Madrid, Spain
- Incorporated
- 2023
Online
- Websites & references
- intercamfx.com ↗ did not load when checked
intercamfx.es ↗ Spanish-language site of the firm showing the Plaza de la Lealtad head office - Official social accounts
- None found
Sources · 8 pages consulted
- britishchamberspain.com/socios/intercam-fx
- intercamfx.es/quienes-somos.html
- intercamfx.com/
- home.treasury.gov/news/press-releases/sb0179
- federalregister.gov/documents/2025/06/30/2025-11990/imposition-of-special-measure-prohibiting-certain-transmi
- fincen.gov/system/files/2025-08/Final-FAQs.pdf
- milenio.com/negocios/fincen-efectivas-sanciones-cibanco-intercam-vector
- fundssociety.com/es/noticias/mercados/intercam-no-soporta-la-presion-vende-sus-activos-a-kapital-bank/
Authorisation
Researched 29 Sep 2026 · Sources
- Operates under
- Its own licences
The Banco de España authorises the firm as a payment institution under register number 6937 for money remittance. The firm states that this registration covers the whole European Union.
| Authority | Licence or registration | Number | Held | Status | Source |
|---|---|---|---|---|---|
| Banco de España Spain | Entidad de pago (payment institution), money remittance | 6937 | In its own name | Active | — |
Licences and registrations the research found, at home and abroad, as the firm and its regulators publish them. The Licences and registrations card shows the entries on the registers the directory tracks.
Products and markets
Researched 29 Sep 2026 · Sources
The firm offers businesses international payments to suppliers and collections from overseas customers. It also offers foreign-exchange execution, market analysis and currency risk-management strategies.
The firm serves business clients from Madrid and states that its Banco de España registration reaches the whole European Union. It does not say how many states its licence is passported to.
- Sells to
- Small businesses · Enterprises
- Serves customers in
- Spain
Recent events 2 enforcement or investigation items
Researched 29 Sep 2026 · Sources
-
Enforcement
FinCEN's orders against Intercam Banco, a Mexican affiliate in the Intercam group, took effect on 20 October 2025. The orders do not name the firm.
fincen.gov ↗ -
Merger / acquisition
Kapital Bank agreed to buy the assets, liabilities and branches of Intercam Banco, Intercam Casa de Bolsa and Intercam Fondos, all Mexican group affiliates.
fundssociety.com ↗ -
Enforcement
FinCEN identified Intercam Banco, a Mexican affiliate, as of primary money laundering concern. The order concerns the affiliate, not the firm.
home.treasury.gov ↗ -
Licence
The Banco de España entered the firm in its register of payment institutions under number 6937.
britishchamberspain.com ↗
Compliance-relevant events of the last three years, newest first: fines and enforcement, investigations, security incidents, licence changes, funding rounds, acquisitions and leadership changes. Each links to its source.
Identifiers
- Licence no. · EBA-PSD2
- 6937
- BIC
- Holds no BIC in Swift’s directory
- How the LEI was matched
- Matched by Elucidate to GLEIF on name, country and address
- Elucidate firm ID
- 75db6c3dc541
Profile
- Type
- Payments & e-moneyPayment institutions, e-money and stored-value issuers, and account-information providers. Licensed under payment-services law (e.g. PSD2 in the EU and UK, the Payment Services Act in Singapore). Taken from the licences on the tracked registers.
- Regulation
- Prudential licenceAuthorised with capital, safeguarding and conduct requirements, e.g. an authorised payment or e-money institution in the EU or UK, a major payment institution in Singapore, or a MiCA crypto-asset service provider.
- Main licence class
- Payment Institution
- Activities
- Money remittance
- Payment services
- Licensed in
- Spain · Europe & Central Asia
- First registered
- 2024-05-23
Types come from Swift’s BIC classification, the licences on the 22 tracked registers, and the ECB and FSB bank lists. Most banks outside the euro area appear as financial institutions, because their supervisors’ registers are not tracked yet.
Ownership and group
GLEIF relationship records
- Direct parent
- Grupo Intercam SA de Cv · Mexico4469000001DV8CYXCY80 ↗
Group membership follows the accounting-consolidation relationships reported to GLEIF. It does not show ownership shares or control.
Addresses
- Address on the register
- PLAZA DE LA LEALTAD 2, MADRID, 28014
- Country
- Spain
ISO 20022 identification
As an agent in a Swift cross-border payment message (CBPR+)
This institution holds no BIC. A CBPR+ message identifies it by name and postal address, and may add its LEI or a clearing code.
- Identified by
- Name and postal address, with its LEI
- Postal address
- Hybrid: town, postcode and country in their own elements, the rest in one address line
<FinInstnId>
<LEI>9598001X49MJJXVBFF88</LEI>
<Nm>INTERCAM FX, S.L.</Nm>
<PstlAdr>
<PstCd>28014</PstCd>
<TwnNm>MADRID</TwnNm>
<Ctry>ES</Ctry>
<AdrLine>PLAZA DE LA LEALTAD 2</AdrLine>
</PstlAdr>
</FinInstnId>CBPR+ identifies the instructing and instructed agents by BIC only. An institution without a BIC can be the debtor, creditor or an intermediary agent.
The values are as published by the register. Check them against your own records before use.
Sources & method
Register entries come from the public registers of financial regulators, standardised into one taxonomy. LEIs are matched through GLEIF, and a BIC is linked only through a shared LEI.
An institution missing from these registers is not necessarily unregulated.
Register entries are not matched against the OFAC or EU sanctions lists. Where the legal entity also holds a BIC, the matches for that BIC are on its page. Always screen against the official lists.
An institution is one entry in the directory: a BIC8 in Swift’s directory, or a firm on a tracked register that holds no BIC. Licences held by an institution with a BIC are shown on its page.
Read the methodology →Register for this page
- EBA PSD2 Register—European Banking Authority (EBA) · source ↗ as at 25 September 2026
- Ownership and group—GLEIF Level 2 relationship records (accounting consolidation), matched by LEI.
- Overview, authorisation, partners, products, leadership and events—researched per institution by an AI model with web search, from the firm's own website, terms and filings, regulators' registers and notices, company registers and news. Licences, partners, figures, people and events link to their source, and each card shows the research date. AI research can be wrong or out of date, so check key facts at the source.
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A licence records what an institution is authorised to do; it does not assess it. The Elucidate FinCrime Index (EFI) is an independent score of the financial crime risk of banks and payment institutions.
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