Hungary · Financial institution
K and H Bank Zrt.(Formerly Kereskedelmi Es Hitelbank Rt)
Legal name in the LEI recordKERESKEDELMI ÉS HITELBANK ZÁRTKÖRŰEN MŰKÖDŐ RÉSZVÉNYTÁRSASÁG
Kereskedelmi és Hitelbank Zrt. (K&H Bank) is a Hungarian private company limited by shares with its registered office in Budapest. KBC Bank N.V. of Belgium owns all of its shares, and KBC Group N.V. is the ultimate parent. The bank offers retail, SME, corporate and private banking, leasing and payment services. According to its 2025 annual report, it runs these services through 190 branches in Hungary. It began operating on 1 January 1987, when Hungary created a two-tier banking system.
Licences and registrations
Matched by LEI on the 22 tracked registers
None matched by LEI in the 22 tracked registers.
- The tracked registers cover payment, e-money, crypto and money-service firms in 37 countries. Bank licences from national supervisors are not tracked.
European registers
ECB · monetary financial institutions
List as at 2026-09-25
- Category
- Credit institution
- Minimum reserves
- Not on the ECB reserve list
- Listed as
- Kereskedelmi és Hitelbank Zrt.
- RIAD code
- HU10195664
ESMA · MiFID II register
Register as at 2026-09-28
| Entry | Competent authority | Authorised | Services or instruments |
|---|---|---|---|
| Systematic internaliser | Central Bank of Hungary | 2019-01-09 | BOND |
Service codes follow MiFID II Annex I: A for investment services, B for ancillary services. Hover a code for its meaning.
Entries are matched on the LEI. Each register is quoted as its publisher lists it.
Swift network
Swift’s ISO 9362 BIC directory
- BIC
- OKHBHUHBXXX head office
- Connection to Swift
- Connected to SwiftThis BIC is registered as a live address on the Swift network. The institution sends and receives Swift messages under OKHBHUHB directly.
- Swift GPI
- Not on the member list
- Payment schemes and systems
- SCT · VIBER
- Branch codes
- 1 branch code
- BIC first registered
- 1989-12-04
- Last updated
- 2018-04-14
Overview
Researched 29 Sep 2026 · Sources
Ownership
Group subsidiary
100% KBC Bank N.V.
Institution type
Universal bank
Trades as K&H Bank
- Ownership
- KBC Bank N.V. of Belgium holds 100% of the shares, and KBC Group N.V. is the ultimate parent.
- Direct parent
- KBC Bank N.V., Belgium 100%
- Ultimate owner
- KBC Group N.V., Belgium
- Head office
- Lechner Ödön fasor 9., 1095 Budapest, Hungary
- Company register
- Cg. 01-10-041043 (Hungarian company register, Budapest)
- Former names
- Kereskedelmi és Hitelbank Nyilvánosan Működő Részvénytársaság · Kereskedelmi és Hitelbank Rt. · Országos Kereskedelmi és Hitelbank Rt.
Business lines
The bank serves retail, SME and corporate clients in Hungary and describes its group as a combined bank and insurance business within KBC. According to its 2025 annual report, trading-book risk is transferred to KBC Bank.
Online
- Websites & references
- kh.hu ↗
Wikipedia ↗ - Official social accounts
- LinkedIn ↗ · Facebook ↗ · YouTube ↗
Sources · 17 pages consulted
- kh.hu/web/eng/swift
- kh.hu/csoport/bank/vezetoseg
- kh.hu/web/eng/about-us/bank/management
- kh.hu/web/eng/about-us/bank
- kh.hu/web/eng/about-us/bank/shareholders
- kh.hu/web/eng/annual-reports
- kh.hu/documents/2074024/87339251/K%26H+Bank+Zrt.+2025+Annual+Report.pdf/d5cb8582-8ad1-9764-db12
- kh.hu/web/eng/foreign-currency-transfer
- kh.hu/web/eng/foreign-currency-transfers
- mnb.hu/sajtoszoba/sajtokozlemenyek/2025-evi-sajtokozlemenyek/k-h-bank-belso-szabalyozasi-es-it-t
- mnb.hu/sajtoszoba/sajtokozlemenyek/2025-evi-sajtokozlemenyek/penzforgalmi-jogszabalysertes-miatt
- kh.hu/documents/20184/84181742/2025.07.24.+H-PIF-I-B-8_2025+MNB+hat%C3%A1rozat.pdf/796315c7-2ca
- kh.hu/documents/20184/84181742/2025.01.13.+H-PM-I-B-2-2025+MNB+hat%C3%A1rozat.pdf/0805cea9-0bff
- kh.hu/csoport/sajto/-/sajtohir/penzugyi-eredmenyek
- portfolio.hu/bank/20241213/vezerigazgatot-valt-a-kh-bank-729733
- ubb.bg/en/news/view/petar-andronov-stava-predsedatel-na-nadzorniya-savet-na-obb
- en.wikipedia.org/wiki/K&H_Bank
Leadership
Researched 29 Sep 2026 · Sources
- Chief executive
- Peter Roebben Chief Executive Officer (Chairman of the Executive Committee) and Member of the Board of Directors
- Chair
- Peter Andronov Chairman of the Board of Directors
- Chief financial officer
- Attila Gombás Chief Financial Officer; Deputy CEO and Head of Finance and Operations Division; Member of the Board of Directors
- Executive
- Krisztina Horváth Chairwoman of the Supervisory Board
- Executive
- Lajos Beke Deputy CEO, Head of CRO Services Division and Member of the Board of Directors
Supervisors & regulators
Researched 29 Sep 2026 · Sources
- Hungary
- Magyar Nemzeti Bank (Central Bank of Hungary) Central bankPrudential supervisorAML supervisorConductResolution
Recent events 4 enforcement or investigation items
Researched 29 Sep 2026 · Sources
-
Other
The business of subsidiary K&H Faktor Zrt. was transferred to the bank on 1 November 2025, including loans of HUF 59.7 billion.
kh.hu ↗ -
Enforcement
The MNB imposed a fine on the bank by decision H-PIF-I-B-8/2025, which the bank received on 24 July 2025.
kh.hu ↗ -
Enforcement
The MNB fined the bank HUF 10 million for gaps in internal rules, IT support and controls over certain payment transactions.
mnb.hu ↗ -
Enforcement
The MNB fined the bank HUF 19 million for breaching open-banking rules on access for account information service providers.
mnb.hu ↗ -
Enforcement
The MNB issued decision H-PM-I-B-2/2025, imposing a fine and further obligations after following up earlier supervisory decisions relating to AML controls.
kh.hu ↗ -
Leadership
Peter Roebben succeeded Guy Libot as chief executive officer of the K&H Group on 1 January 2025.
portfolio.hu ↗
Compliance-relevant events of the last three years, newest first: fines and enforcement, investigations, incidents, leadership changes, mergers and licence changes. Each links to its source.
Identifiers
Head-office record
- BIC
- OKHBHUHBXXX
- How the BIC breaks down
- OKHBBank
- HUCountry · Hungary
- HBLocation
- XXXBranch · head office
- Branch description
- Not recorded in the directory
- LEI
- KFUXYFTU2LHQFQZDQG45
- LEI record
- View on GLEIF ↗
- How the LEI was matched
- BIC: Mapped to this BIC in the Swift and GLEIF BIC-to-LEI relationship file.
- National bank code
- Bank code (GIRO) 102 + 2 more
Profile
- Type
- Financial institutionClassified as a financial institution in Swift’s ISO 9362 BIC directory, with no licence on a tracked register. This includes banks that neither the ECB nor the FSB lists, as well as brokers, fund managers, insurers and market infrastructure.
- Regulation
- Not on a tracked registerNo licence or registration was found for this entity on the registers the directory tracks, or on the ECB and FSB bank lists. Most banks are licensed by national supervisors whose registers are not tracked yet. This does not mean that the institution is unregulated.
- Register licences
- None matched by LEI in the 22 tracked registersThe tracked registers cover payment, e-money, crypto and money-service firms in 37 countries. Bank licences from national supervisors are not tracked.
- Country · region
- Hungary · Europe & Central Asia
- Trading venues (MIC)
- Operates MIC KHHU list of 2026-09-17
- OFAC sanctions
- No listing cites this BIC
- EU sanctions
- No listing matched this BIC or its LEI
- Country sanctions
- No country programme
Types come from Swift’s BIC classification, the licences on the 22 tracked registers, and the ECB and FSB bank lists. Most banks outside the euro area appear as financial institutions, because their supervisors’ registers are not tracked yet.
No licence or registration was found for this entity on the 22 registers the directory tracks, or on the ECB and FSB bank lists. Most banks are licensed by national supervisors whose registers are not tracked yet. This does not mean that the institution is unregulated.
Ownership and group
GLEIF relationship records
GLEIF’s relationship records name no parent for this LEI, and no group page is published for it.
Addresses
- Registered address
- LECHNER ODON FASOR 9 BUDAPEST 1095 HUNGARY
- Operational address
- LECHNER ODON FASOR 9 BUDAPEST BUDAPEST 1095 HUNGARY
ISO 20022 identification
As an agent in a Swift cross-border payment message (CBPR+)
A CBPR+ message identifies this institution by its BIC, and may add its LEI or a clearing code. CBPR+ does not allow a name and postal address next to a BIC.
- Identified by
- BIC, with its LEI
- Roles in CBPR+
- Any agent, including the instructing and instructed agents
CBPR+
For cross-border payments on Swift: the BIC, with the LEI and clearing code where known
<FinInstnId>
<BICFI>OKHBHUHBXXX</BICFI>
<LEI>KFUXYFTU2LHQFQZDQG45</LEI>
</FinInstnId>Full record
Every ISO 20022 element the directory holds. Base ISO 20022 allows them together. CBPR+ does not allow a name and address next to a BIC
<FinInstnId>
<BICFI>OKHBHUHBXXX</BICFI>
<LEI>KFUXYFTU2LHQFQZDQG45</LEI>
<Nm>K AND H BANK ZRT.(FORMERLY KERESKEDELMI ES HITELBANK RT)</Nm>
<PstlAdr>
<TwnNm>BUDAPEST</TwnNm>
<Ctry>HU</Ctry>
<AdrLine>LECHNER ODON FASOR 9 BUDAPEST 1095</AdrLine>
</PstlAdr>
</FinInstnId>The BIC, name and address are as published in Swift’s BIC directory. The LEI comes from the Swift and GLEIF BIC-to-LEI file. Check them against your own records before use.
Payment schemes and systems
EPC registers of 2026-09-11 · ECB T2 list of 2026-07-02 · ECB TIPS list of 2026-09-01 · SIX Bank Master valid on 2026-09-28 · MNB routing table of 2026-09-01
| Scheme or system | Since | Registered with | Note |
|---|---|---|---|
| SEPA Credit TransferISO 20022 messages | 2008-01-28 | Head office | — |
| VIBER (Hungarian forint real-time gross settlement)ISO 20022 messages | — | Head office | — |
SEPA dates are when the institution became ready for the scheme.
An institution missing from T2 may still be reachable through an indirect participant.
The MNB routing table gives no joining date.
“ISO 20022 messages” marks a scheme or system whose rulebook or operator specifies ISO 20022 for messages between participants.
Market identifiers
One trading venue or reporting service run under this LEI list of 2026-09-17
| MIC | Market | Kind | Category |
|---|---|---|---|
| KHHU | K AND H BANK ZRT | Operating MIC | Systematic internaliser |
National bank codes
Bank code (GIRO) · Hungary
3 codes file of 2026-10-01
| Code | Routes to BIC | Name in the national file |
|---|---|---|
| 102 | OKHBHUHB | — |
| 104 | OKHBHUHB | — |
| 888 | OKHBHUHB | — |
Each code shows the name in the national file. Smaller banks often route through a central institution’s BIC. A code can therefore belong to a different bank than the one on this page.
Network
Branches and correspondent banking
One branch BIC connects to the head office. 11 other banks publish 12 accounts held with this bank.
- Own offices
- Respondent banks: they hold accounts here
Hover over a branch, account or group to see its details
Respondent banks
From the correspondent lists other banks publish
11 other banks publish 12 accounts held with this bank.
| Currency | Respondent bank | Held at | Account | Purpose | Published in |
|---|---|---|---|---|---|
| HUF | Alior Bank Spolka Akcyjna Poland | OKHBHUHBXXX | — | — | aliorbank.pl ↗ |
| HUF | Banco Bpm SPA Italy | OKHBHUHB | 104098955553485356521009 | CP and FX | gruppo.bancobpm.it ↗ dated Aug 2025 |
| HUF | BNP Paribas France | OKHBHUHB | HU87104098955554484849481001 | — | cdn.territories.bnpparibas ↗ dated 1 Jan 2023 |
| HUF | BNP Paribas Bank Polska S.A Poland | OKHBHUHB Listed as Name not published (BIC only) | — | — | bnpparibas.pl ↗ dated 15 Dec 2025 |
| HUF | BNP Paribas Fortis SA/NV Belgium | OKHBHUHB Listed as K&H Bank | HU76104098955554485052531008 | reimbursement for commercial transactions | companies.bnpparibasfortis.be ↗ dated 1 Jul 2025 |
| HUF | Brd - Groupe Societe Generale SA Romania | OKHBHUHB | — | Cash clearing, all types of transactions | brd.ro ↗ dated 21 Jan 2019 |
| HUF | Ceskoslovenska Obchodni Banka AS Czechia | OKHBHUHB | — | — | csob.cz ↗ |
| HUF | DZ Bank AG, Deutsche Zentral- Genossenschaftsbank Germany | OKHBHUHB | — | Commercial payments | dzbank.com ↗ dated 10 Jul 2026 |
| HUF | Piraeus Bank SA Greece | OKHBHUHB | — | commercial transactions | piraeusgroup.gr ↗ dated 1 Apr 2026 |
| HUF | Piraeus Bank SA Greece | OKHBHUHB | — | treasury transactions | piraeusgroup.gr ↗ dated 1 Apr 2026 |
| HUF | Santander UK PLC United Kingdom | OKHBHUHBXXX | HU98104098955553485451571008 | cash settlement (SSI) | santander.co.uk ↗ dated 21 Jun 2022 |
| HUF | United Bulgarian Bank Ad Bulgaria | OKHBHUHB | — | payments | ubb.bg ↗ dated Dec 2024 |
Each row is an account the respondent bank lists as held with this bank, as published. Only banks that publish their correspondent accounts, and that Elucidate has researched, can appear, so the list is not complete. Confirm settlement instructions with either bank before relying on them.
Branch codes
| BIC | Branch | City | Address | LEI | Updated |
|---|---|---|---|---|---|
| OKHBHUHBCUS | CUSTODY DEPT OF K AND H BANK | Budapest | LECHNER ODON FASOR 9 BUDAPEST BUDAPEST 1095 HUNGARY | — | 2021-03-13 |
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Sources & method
Every value comes from a public source, such as Swift’s ISO 9362 BIC directory, GLEIF or the OFAC and EU sanctions lists. Most sources are matched on a BIC or an LEI, not on a name.
Swift GPI membership is matched on names and is indicative. A missing sanctions match does not mean that no listing applies. Always screen against the official lists.
The sanctions facts on this page cover the BIC and its LEI only.
An institution is one entry in the directory: a BIC8 in Swift’s directory, or a firm on a tracked register that holds no BIC. Licences held by an institution with a BIC are shown on its page.
Read the methodology →Credits for this page
- Payment schemes and systems—Source: European Payments Council (EPC) Registers of Participants; matched to BICs by Elucidate. Source: Magyar Nemzeti Bank, short routing table.
- National bank codes—Hungary (Source: Magyar Nemzeti Bank).
- Overview, leadership, regulators and events—researched per institution by an AI model with web search, from the institution's own website and reports, regulators, company registers and news. Figures, people and events link to their source, and each card shows the research date. AI research can be wrong or out of date, so check key facts at the source.
- European registers—Source: European Central Bank (ECB), list of monetary financial institutions and list of institutions subject to minimum reserves. Source: European Securities and Markets Authority (ESMA), MiFID II/MiFIR register (investment firms, trading venues, systematic internalisers, data reporting services providers). Matched on LEI by Elucidate.
Assess the financial crime risk behind a BIC
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