Poland · Financial institution
Alior Bank Spolka Akcyjna
Legal name in the LEI recordALIOR BANK SPÓŁKA AKCYJNA
Alior Bank Spółka Akcyjna is a Polish joint-stock bank with its registered office in Warsaw. Powszechny Zakład Ubezpieczeń SA (PZU) holds 31.91% of its shares. The shares are listed on the Warsaw Stock Exchange, where they have traded since 14 December 2012. The bank describes itself as a nationwide universal bank serving all market segments. It provides retail, business, private banking and brokerage services. It started operating in 2008. It absorbed Meritum Bank in 2015 and took over the demerged business of Bank BPH in 2016.
Licences and registrations
Matched by LEI on the 22 tracked registers
None matched by LEI in the 22 tracked registers.
- The tracked registers cover payment, e-money, crypto and money-service firms in 37 countries. Bank licences from national supervisors are not tracked.
European registers
ECB · monetary financial institutions
List as at 2026-09-25
- Category
- Credit institution
- Minimum reserves
- Not on the ECB reserve list
- Listed as
- Alior Bank S.A.
- RIAD code
- PL00249
ESMA · MiFID II register
Register as at 2026-09-28
| Entry | Competent authority | Authorised | Services or instruments |
|---|---|---|---|
| Investment services (MiFID II) | Polish Financial Supervisory Authority (KNF) | 2008-09-05 | A1 A2 A3 A5 A7 B1 |
Service codes follow MiFID II Annex I: A for investment services, B for ancillary services. Hover a code for its meaning.
Entries are matched on the LEI. Each register is quoted as its publisher lists it.
Swift network
Swift’s ISO 9362 BIC directory
- BIC
- ALBPPLPWXXX head office
- Connection to Swift
- Connected to SwiftThis BIC is registered as a live address on the Swift network. The institution sends and receives Swift messages under ALBPPLPW directly.
- Swift GPI
- Not on the member list
- Payment schemes and systems
- SCT · T2
- Branch codes
- 1 branch code
- BIC first registered
- 2008-06-07
- Last updated
- 2025-12-08
Overview
Researched 29 Sep 2026 · Sources
Ownership
Publicly listed
Ticker ALR
Institution type
Universal bank
Trades as Alior Bank
- Ownership
- PZU SA holds 31.91% of the shares and consolidates the bank, while pension funds including Nationale-Nederlanden (9.89%), Allianz OFE (8.83%) and Generali PTE (5.13%) hold further stakes.
- Direct parent
- Powszechny Zakład Ubezpieczeń Spółka Akcyjna, Poland 31.91%
- Major shareholders
- Grupa PZU SA 31.91%
Nationale-Nederlanden 9.89%
Allianz OFE 8.83%
Generali PTE 5.13% - Stock listing
- Warsaw Stock Exchange (GPW) ALR
- Head office
- ul. Chmielna 69, 00-801 Warszawa, Poland
- Company register
- KRS 0000305178, Sąd Rejonowy dla m.st. Warszawy w Warszawie, XIII Wydział Gospodarczy
Business lines
Retail customers account for about 63% of the gross loan book, and the bank also serves micro, SME and large business customers, with leasing provided through its subsidiary Alior Leasing.
Online
- Websites & references
- aliorbank.pl ↗
Wikipedia ↗
Wikidata Q9148395 ↗ - Official social accounts
- LinkedIn ↗ · X ↗ · Facebook ↗ · Instagram ↗ · YouTube ↗
Sources · 14 pages consulted
- aliorbank.pl/
- aliorbank.pl/centrum-kontaktu.html
- aliorbank.pl/dodatkowe-informacje/o-banku/zarzad.html
- aliorbank.pl/dodatkowe-informacje/o-banku/rada-nadzorcza.html
- aliorbank.pl/dodatkowe-informacje/relacje-inwestorskie/relacje-inwestorskie.html
- aliorbank.pl/dam/jcr:6e3e2a65-53e9-436e-a97d-be6776a7ddbe/Alior%20Bank%202Q%202026%20PL.pdf
- aliorbank.pl/dodatkowe-informacje/informacje/banki_korespondenci.html
- knf.gov.pl/komunikacja/komunikaty?articleId=91074&p_id=18
- bankier.pl/wiadomosc/Alior-mBank-BNP-Paribas-i-Millennium-beda-musialy-wrocic-do-starych-spraw-UOKiK
- bankier.pl/wiadomosc/Alior-Bank-oglasza-konkurs-na-nowy-zarzad-Termin-zgloszen-do-16-wrzesnia-919032
- strefabiznesu.pl/alior-bank-szuka-nowego-prezesa-ruszyl-nabor-do-wladz-banku/ar/c3p2-29313535
- rp.pl/banki/art41781241-knf-zgodzil-sie-na-powolanie-dwoch-prezesow-polskich-bankow
- rp.pl/banki/art40905021-alior-bank-ma-nowy-zarzad-wiemy-kto-stanie-na-jego-czele
- en.wikipedia.org/wiki/Alior_Bank
Leadership
Researched 29 Sep 2026 · Sources
- Chief executive
-
Piotr Żabski
Prezes zarządu (President of the Management Board)
- Chair
- Wojciech Kostrzewa Przewodniczący rady nadzorczej (Chairman of the Supervisory Board)
- Chief financial officer
-
Zdzisław Wojtera
Wiceprezes zarządu (Vice-President of the Management Board, responsible for finance)
- Executive
-
Marcin Ciszewski
Wiceprezes zarządu (Vice-President of the Management Board, responsible for risk management)
- Executive
-
Jacek Iljin
Wiceprezes zarządu (Vice-President of the Management Board, responsible for retail banking)
Supervisors & regulators
Researched 29 Sep 2026 · Sources
- Poland
- Polish Financial Supervision Authority (Komisja Nadzoru Finansowego, KNF) Prudential supervisorConductSecuritiesAML supervisor
- Poland
- National Bank of Poland (Narodowy Bank Polski) Central bank
- Poland
- Bank Guarantee Fund (Bankowy Fundusz Gwarancyjny, BFG) Resolution
- Poland
- Office of Competition and Consumer Protection (UOKiK) Conduct
Recent events 2 enforcement or investigation items
Researched 29 Sep 2026 · Sources
-
Enforcement
UOKiK issued a commitment decision requiring the bank to change how it handles unauthorised payment claims and to re-examine rejected claims.
bankier.pl ↗ -
Leadership
The supervisory board opened a selection procedure for the President and five other Management Board members, with applications due by 16 September 2026.
bankier.pl ↗ -
Other
After a CJEU judgment of 23 April 2026, the bank reduced its second-quarter 2026 interest income by PLN 153.2 million.
aliorbank.pl ↗ -
Leadership
The KNF approved the appointment of Piotr Żabski as President of the Management Board.
rp.pl ↗ -
Enforcement
The KNF fined the bank PLN 300,000 under a settlement for flawed analysis of customer demands and needs when offering insurance.
knf.gov.pl ↗ -
Leadership
The supervisory board dismissed six of the eight Management Board members, including President Grzegorz Olszewski.
rp.pl ↗
Compliance-relevant events of the last three years, newest first: fines and enforcement, investigations, incidents, leadership changes, mergers and licence changes. Each links to its source.
Identifiers
Head-office record
- BIC
- ALBPPLPWXXX
- How the BIC breaks down
- ALBPBank
- PLCountry · Poland
- PWLocation
- XXXBranch · head office
- Branch description
- Not recorded in the directory
- LEI
- 259400QHDOZWMJ103294
- LEI record
- View on GLEIF ↗
- How the LEI was matched
- BIC: Mapped to this BIC in the Swift and GLEIF BIC-to-LEI relationship file.
- National bank code
- Numer rozliczeniowy 24900005 + 56 more
Profile
- Type
- Financial institutionClassified as a financial institution in Swift’s ISO 9362 BIC directory, with no licence on a tracked register. This includes banks that neither the ECB nor the FSB lists, as well as brokers, fund managers, insurers and market infrastructure.
- Regulation
- Not on a tracked registerNo licence or registration was found for this entity on the registers the directory tracks, or on the ECB and FSB bank lists. Most banks are licensed by national supervisors whose registers are not tracked yet. This does not mean that the institution is unregulated.
- Register licences
- None matched by LEI in the 22 tracked registersThe tracked registers cover payment, e-money, crypto and money-service firms in 37 countries. Bank licences from national supervisors are not tracked.
- Country · region
- Poland · Europe & Central Asia
- Trading venues (MIC)
- Operates MIC SIAB list of 2026-09-17
- OFAC sanctions
- No listing cites this BIC
- EU sanctions
- No listing matched this BIC or its LEI
- Country sanctions
- No country programme
- Founded
- 2008
Types come from Swift’s BIC classification, the licences on the 22 tracked registers, and the ECB and FSB bank lists. Most banks outside the euro area appear as financial institutions, because their supervisors’ registers are not tracked yet.
No licence or registration was found for this entity on the 22 registers the directory tracks, or on the ECB and FSB bank lists. Most banks are licensed by national supervisors whose registers are not tracked yet. This does not mean that the institution is unregulated.
Ownership and group
GLEIF relationship records
- Direct parent
- Powszechny Zakład Ubezpieczeń Spółka Akcyjna · PolandQLPCKOOKVX32FUELX240 ↗
The Powszechny Zakład Ubezpieczeń Spółka Akcyjna group has 7 institutions in the directory, in 1 country: all hold a BIC.
Including Bank Polska Kasa Opieki SA, Pekao Bank Hipoteczny SA, Pekao Investment Banking S.A. Akcyjna, Powszechny Zaklad Ubezpieczen NA Zycie Spolka Akcyjna, Powszechny Zaklad Ubezpieczen Spolka Akcyjna.
See the Powszechny Zakład Ubezpieczeń Spółka Akcyjna group →Group membership follows the accounting-consolidation relationships reported to GLEIF. It does not show ownership shares or control.
Addresses
- Registered address
- 69, CHMIELNA WARSZAWA 00-801 POLAND
- Operational address
- VARSO TOWER CHMIELNA 69 WARSZAWA 00-801 WARSZAWA POLAND
ISO 20022 identification
As an agent in a Swift cross-border payment message (CBPR+)
A CBPR+ message identifies this institution by its BIC, and may add its LEI or a clearing code. CBPR+ does not allow a name and postal address next to a BIC.
- Identified by
- BIC, with its LEI
- Roles in CBPR+
- Any agent, including the instructing and instructed agents
CBPR+
For cross-border payments on Swift: the BIC, with the LEI and clearing code where known
<FinInstnId>
<BICFI>ALBPPLPWXXX</BICFI>
<LEI>259400QHDOZWMJ103294</LEI>
</FinInstnId>Full record
Every ISO 20022 element the directory holds. Base ISO 20022 allows them together. CBPR+ does not allow a name and address next to a BIC
<FinInstnId>
<BICFI>ALBPPLPWXXX</BICFI>
<LEI>259400QHDOZWMJ103294</LEI>
<Nm>ALIOR BANK SPOLKA AKCYJNA</Nm>
<PstlAdr>
<TwnNm>WARSZAWA</TwnNm>
<Ctry>PL</Ctry>
<AdrLine>69, CHMIELNA WARSZAWA 00-801</AdrLine>
</PstlAdr>
</FinInstnId>10 national bank codes route to this BIC. The blocks add none, because the right one depends on the account.
The BIC, name and address are as published in Swift’s BIC directory. The LEI comes from the Swift and GLEIF BIC-to-LEI file. Check them against your own records before use.
Payment schemes and systems
EPC registers of 2026-09-11 · ECB T2 list of 2026-07-02 · ECB TIPS list of 2026-09-01 · SIX Bank Master valid on 2026-09-28
| Scheme or system | Since | Registered with | Note |
|---|---|---|---|
| SEPA Credit TransferISO 20022 messages | 2009-11-10 | Head office | — |
| T2 (Eurosystem real-time gross settlement)ISO 20022 messages | — | Head office | — |
SEPA dates are when the institution became ready for the scheme. The T2 list names direct participants only and gives no joining date.
An institution missing from T2 may still be reachable through an indirect participant.
“ISO 20022 messages” marks a scheme or system whose rulebook or operator specifies ISO 20022 for messages between participants.
Market identifiers
One trading venue or reporting service run under this LEI list of 2026-09-17
| MIC | Market | Kind | Category |
|---|---|---|---|
| SIAB | ALIOR BANK | Operating MIC | Systematic internaliser |
National bank codes
Numer rozliczeniowy · Poland
Showing 10 of 57 codes file of 2026-09-25 · ISO 20022 clearing system code PLKNR
| Code | Routes to BIC | Name in the national file | City |
|---|---|---|---|
| 24900005 | ALBPPLPWXXX | Alior Bank Spółka Akcyjna | Warszawa |
| 24900047 | ALBPPLPWXXX | Alior Bank Spółka Akcyjna | Warszawa |
| 10600018 | ALBPPLPWXXX | Alior Bank Spółka Akcyjna | Warszawa |
| 10600021 | ALBPPLPWXXX | Alior Bank Spółka Akcyjna | Warszawa |
| 10600034 | ALBPPLPWXXX | Alior Bank Spółka Akcyjna | Warszawa |
| 10600047 | ALBPPLPWXXX | Alior Bank Spółka Akcyjna | Warszawa |
| 10600050 | ALBPPLPWXXX | Alior Bank Spółka Akcyjna | Warszawa |
| 10600063 | ALBPPLPWXXX | Alior Bank Spółka Akcyjna | Warszawa |
| 10600076 | ALBPPLPWXXX | Alior Bank Spółka Akcyjna | Warszawa |
| 10600089 | ALBPPLPWXXX | Alior Bank Spółka Akcyjna | Warszawa |
Each code shows the name in the national file. Smaller banks often route through a central institution’s BIC. A code can therefore belong to a different bank than the one on this page.
Network
Branches and correspondent banking
One branch BIC connects to the head office. The bank publishes 32 accounts at other banks, across 3 regions.
- Own offices
- Correspondent banks: it holds accounts there
Hover over a branch, account or group to see its details
Correspondent accounts
Researched 29 Sep 2026 · Sources
32 accounts at other banks, in 21 currencies, as the bank publishes them: aliorbank.pl ↗
| Currency | Correspondent | BIC | Account | Directory check |
|---|---|---|---|---|
| AUD | KBC Bank NV, Brussels Belgium | KREDBEBBXXX | — | Matches the Swift directory |
| CAD | Barclays Bank PLC, London United Kingdom | BARCGB22XXX | — | Matches the Swift directory |
| CHF | UBS Switzerland AG, Zurich Switzerland | UBSWCHZH80A | — | Matches the Swift directory |
| CNY | KBC Bank NV, Brussels Belgium | KREDBEBBXXX | — | Matches the Swift directory |
| CNY | JPMorgan Chase Bank, N.A., Hong Kong Branch Hong Kong SAR China | CHASHKHHXXX | — | Matches the Swift directory |
| CZK | Ceskoslovenska Obchodni Banka a.s., Prague Czechia | CEKOCZPPXXX | — | Matches the Swift directory |
| CZK | Ceska sporitelna a.s., Prague Czechia | GIBACZPXXXX | — | Matches the Swift directory |
| DKK | Nordea Bank AB, Copenhagen Denmark | NDEADKKKXXX | — | Matches the Swift directory |
| DKK | Danske Bank A/S, Copenhagen Denmark | DABADKKKXXX | — | Matches the Swift directory |
| EUR | KBC Bank NV, Brussels Belgium | KREDBEBBXXX | — | Matches the Swift directory |
| EUR | Barclays Bank Ireland Plc Frankfurt Branch, Frankfurt Germany | BARCDEFFXXX | — | Matches the Swift directory |
| EUR | Commerzbank AG, FFT/M Germany | COBADEFFXXX | — | Matches the Swift directory |
| GBP | Barclays Bank Plc, London United Kingdom | BARCGB22XXX | — | Matches the Swift directory |
| GBP | Lloyds Bank Plc, London United Kingdom | LOYDGB2LXXX | — | Matches the Swift directory |
| HKD | KBC Bank NV, Brussels Belgium | KREDBEBBXXX | — | Matches the Swift directory |
| HUF | K & H Bank Zrt, Budapest Hungary | OKHBHUHBXXX | — | Matches the Swift directory |
| HUF | OTP Bank Nyrt, Budapest Hungary | OTPVHUHBXXX | — | Matches the Swift directory |
| ILS | KBC Bank NV, Brussels Belgium | KREDBEBBXXX | — | Matches the Swift directory |
| JPY | Sumitomo Mitsui Banking Corporation, Tokyo Japan | SMBCJPJTXXX | — | Matches the Swift directory |
| MXN | KBC Bank NV, Brussels Belgium | KREDBEBBXXX | — | Matches the Swift directory |
| NOK | Nordea Bank AB, Oslo Norway | NDEANOKKXXX | — | Matches the Swift directory |
| NOK | DNB Bank ASA, Oslo Norway | DNBANOKKXXX | — | Matches the Swift directory |
| NZD | KBC Bank NV, Brussels Belgium | KREDBEBBXXX | — | Matches the Swift directory |
| RON | ING Bank NV, Bucharest Romania | INGBROBUXXX | — | Matches the Swift directory |
| SEK | Nordea Bank AB, Stockholm Sweden | NDEASESSXXX | — | Matches the Swift directory |
| SEK | Skandinaviska Enskilda Banken AB, Stockholm Sweden | ESSESESSXXX | — | Matches the Swift directory |
| THB | KBC Bank NV, Brussels Belgium | KREDBEBBXXX | — | Matches the Swift directory |
| TRY | Barclays Bank Plc, London United Kingdom | BARCGB22XXX | — | Matches the Swift directory |
| USD | The Bank of New York Mellon, New York United States | IRVTUS3NXXX | — | Matches the Swift directory |
| USD | Wells Fargo Bank N.A., New York United States | PNBPUS3NNYC | — | Matches the Swift directory |
| USD | JPMorgan Chase Bank, N.A., New York United States | CHASUS33XXX | — | Matches the Swift directory |
| ZAR | KBC Bank NV, Brussels Belgium | KREDBEBBXXX | — | Matches the Swift directory |
The 'Banki korespondenci' web page lists one or more correspondent banks per currency with their Swift codes. All 32 rows were extracted. The page gives no account numbers and no date. The rows are treated as the bank's nostro correspondents. Each correspondent BIC is checked against the Swift directory: a BIC missing from it, or registered to a differently named bank, may be a typo or out of date. Confirm settlement instructions with the bank before relying on them.
Branch codes
| BIC | Branch | City | Address | LEI | Updated |
|---|---|---|---|---|---|
| ALBPPLPWCUS | — | Warszawa | VARSO TOWER CHMIELNA 69 WARSZAWA 00-801 WARSZAWA POLAND | — | 2025-12-08 |
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Sources & method
Every value comes from a public source, such as Swift’s ISO 9362 BIC directory, GLEIF or the OFAC and EU sanctions lists. Most sources are matched on a BIC or an LEI, not on a name.
Swift GPI membership is matched on names and is indicative. A missing sanctions match does not mean that no listing applies. Always screen against the official lists.
The sanctions facts on this page cover the BIC and its LEI only.
An institution is one entry in the directory: a BIC8 in Swift’s directory, or a firm on a tracked register that holds no BIC. Licences held by an institution with a BIC are shown on its page.
Read the methodology →Credits for this page
- Payment schemes and systems—Source: European Payments Council (EPC) Registers of Participants; matched to BICs by Elucidate. Source: European Central Bank, List of T2 participants.
- Wikidata—CC0, matched on the BIC or LEI recorded in Wikidata. It is community-edited, so check key facts.
- National bank codes—Poland (Source: Narodowy Bank Polski).
- Ownership and group—GLEIF Level 2 relationship records (accounting consolidation), matched by LEI.
- Overview, leadership, regulators and events—researched per institution by an AI model with web search, from the institution's own website and reports, regulators, company registers and news. Figures, people and events link to their source, and each card shows the research date. AI research can be wrong or out of date, so check key facts at the source.
- European registers—Source: European Central Bank (ECB), list of monetary financial institutions and list of institutions subject to minimum reserves. Source: European Securities and Markets Authority (ESMA), MiFID II/MiFIR register (investment firms, trading venues, systematic internalisers, data reporting services providers). Matched on LEI by Elucidate.
- Images—logos and photos from Wikimedia Commons (credited with their author and licence) or from the institution's own website, where Wikimedia has none. Elucidate keeps a copy of each; the links lead to the source and the original image. Logo: Unknown author Unknown author · Public domain · Wikimedia Commons · original; Piotr Żabski: aliorbank.pl (official website) · original; Zdzisław Wojtera: aliorbank.pl (official website) · original; Marcin Ciszewski: aliorbank.pl (official website) · original; Jacek Iljin: aliorbank.pl (official website) · original.
Assess the financial crime risk behind a BIC
A BIC identifies an institution; it does not assess it. The Elucidate FinCrime Index (EFI) is an independent score of the financial crime risk of banks, built for correspondent banking and counterparty due diligence.
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