Hungary · Financial institution
Unicredit Bank Hungary Zrt.
UniCredit Bank Hungary Zrt. is a private company limited by shares with its registered office in Budapest. It holds a licence for universal banking activities in Hungary. It is wholly owned by UniCredit S.p.A. of Milan. The bank offers retail, private, SME and corporate banking, treasury, trade finance, custody and HUF correspondent banking services. It was founded in 1990 as Creditanstalt Rt. and has traded under the UniCredit name since 2007.
Licences and registrations
Matched by LEI on the 22 tracked registers
None matched by LEI in the 22 tracked registers.
- The tracked registers cover payment, e-money, crypto and money-service firms in 37 countries. Bank licences from national supervisors are not tracked.
European registers
ECB · monetary financial institutions
List as at 2026-09-25
- Category
- Credit institution
- Minimum reserves
- Not on the ECB reserve list
- Listed as
- UniCredit Bank Hungary Zártkörûen Mûködõ Rt.
- RIAD code
- HU10325737
Entries are matched on the LEI. Each register is quoted as its publisher lists it.
Swift network
Swift’s ISO 9362 BIC directory
- BIC
- BACXHUHBXXX head office
- Connection to Swift
- Connected to SwiftThis BIC is registered as a live address on the Swift network. The institution sends and receives Swift messages under BACXHUHB directly.
- Swift GPI
- Not on the member list
- Payment schemes and systems
- SCT · SDD Core · SDD B2B · VOP · VIBER
- Branch codes
- 2 branch codes
- BIC first registered
- 1999-03-06
- Last updated
- 2022-02-14
Overview
Researched 29 Sep 2026 · Sources
Ownership
Group subsidiary
100% UniCredit S.p.A.
Institution type
Universal bank
Trades as UniCredit Bank
- Ownership
- UniCredit S.p.A. holds 100% of the 4,823,644 ordinary shares.
- Direct parent
- UniCredit S.p.A., Italy 100%
- Head office
- Szabadság tér 5-6., 1054 Budapest, Hungary
- Company register
- Cg. 01-10-041348 (Hungarian company register)
- Name in the local language
- UniCredit Bank Hungary Zártkörűen Működő Részvénytársaság
- Former names
- Bank Austria Creditanstalt Hungary Rt. · Creditanstalt Rt.
Business lines
According to its 2025 annual report, the Corporates Division is the bank's main business line, with a 9.4% share of Hungarian corporate loans and 10.5% of corporate deposits.
Online
- Websites & references
- unicreditbank.hu ↗
hu.unicreditbanking.eu ↗ retail internet banking login
Wikipedia ↗
Wikidata Q113466669 ↗ - Official social accounts
- LinkedIn ↗
Sources · 16 pages consulted
- unicreditbank.hu
- unicreditbank.hu/en/about_us/bank/our_bank/management.html
- unicreditbank.hu/content/dam/cee2020-pws-hu/Rolunk/befektetok/2026/UniCredit_Bank_Annual_Report_2025t.pdf
- unicreditbank.hu/en/rolunk/hasznos_informaciok/bank_to_bank_information.html
- unicreditbank.hu/content/dam/cee2020-pws-hu/Rolunk/hasznos_infok/2026/202601/UCI%20HU%20SSI_COMM_20260105.
- unicreditbank.hu/en/penzugyi_intezmenyek/szamlavezetes/correspondent_banking.html
- unicreditbank.hu/en/rolunk/shareholders.html
- unicreditbank.hu/en/rolunk/befektetok/eves_jelentes.html
- unicreditbank.hu/content/dam/cee2020-pws-hu/Rolunk/hasznos_infok/2026/202602/2026%20MNB%20hat%C3%A1rozat%2
- unicreditbank.hu/content/dam/cee2020-pws-hu/Rolunk/hasznos_infok/2026/202601/UniCredit_hat%C3%A1rozat_H-PM
- mnb.hu/letoltes/unicredit-hatarozat-a-honlapon.pdf
- mnb.hu/sajtoszoba/sajtokozlemenyek/2024-evi-sajtokozlemenyek/unicredit-bank-hianyossagok-a-bejel
- unicreditbank.hu/hu/popupeditpages/tajekoztato_adatkezelesrol.html
- kozzetetelek.mnb.hu/downloadkozzetetel?id=921026&did=K287167%2F2026
- lei.bloomberg.com/leis/view/Y28RT6GGYJ696PMW8T44
- simple.wikipedia.org/wiki/UniCredit_Bank_Hungary
Leadership
Researched 29 Sep 2026 · Sources
- Chief executive
- Balázs Tóth Chairman of the Management Board and Chief Executive Officer
- Chair
- Emilia Stefanova Palibatchiyska Chairman of the Supervisory Board
- Chief financial officer
- Matteo Consalvi Member of Management Board; Chief Finance Officer
- Executive
- Ivan Dujmovic Member of Management Board; Chief Risk Officer
- Executive
- Réka Vörös Member of Management Board; Head of Retail
Supervisors & regulators
Researched 29 Sep 2026 · Sources
- Hungary
- Central Bank of Hungary (Magyar Nemzeti Bank) Central bankPrudential supervisorAML supervisorConductSecuritiesResolution
Recent events 4 enforcement or investigation items
Researched 29 Sep 2026 · Sources
-
Enforcement
The Central Bank of Hungary (MNB) ordered the bank to comply with legal requirements on cash-machine installation. No fine was imposed.
mnb.hu ↗ -
Enforcement
The MNB fined the bank HUF 51 million after a group-level inspection covering governance, risk management, capital adequacy and supervisory reporting.
unicreditbank.hu ↗ -
Enforcement
The MNB fined the bank HUF 11.25 million after a thematic AML inspection concerning its controls for reporting suspicious transactions.
unicreditbank.hu ↗ -
Merger / acquisition
The bank acquired 100% of the fund manager Európa Befektetési Alapkezelő Zrt. on 1 October 2025.
unicreditbank.hu ↗ -
Leadership
Balázs Gergely Toldi succeeded Albert Hulshof as Head of Corporates on 1 October 2025. Ivan Dujmovic had become Chief Risk Officer in August 2025.
unicreditbank.hu ↗ -
Enforcement
The MNB fined the bank HUF 28.2 million for AML deficiencies, including suspicious transactions not reported or reported late and customer due diligence failings.
mnb.hu ↗
Compliance-relevant events of the last three years, newest first: fines and enforcement, investigations, incidents, leadership changes, mergers and licence changes. Each links to its source.
Identifiers
Head-office record
- BIC
- BACXHUHBXXX
- How the BIC breaks down
- BACXBank
- HUCountry · Hungary
- HBLocation
- XXXBranch · head office
- Branch description
- Not recorded in the directory
- LEI
- Y28RT6GGYJ696PMW8T44
- LEI record
- View on GLEIF ↗
- How the LEI was matched
- BIC: Mapped to this BIC in the Swift and GLEIF BIC-to-LEI relationship file.
- National bank code
- Bank code (GIRO) 109 + 1 more
Profile
- Type
- Financial institutionClassified as a financial institution in Swift’s ISO 9362 BIC directory, with no licence on a tracked register. This includes banks that neither the ECB nor the FSB lists, as well as brokers, fund managers, insurers and market infrastructure.
- Regulation
- Not on a tracked registerNo licence or registration was found for this entity on the registers the directory tracks, or on the ECB and FSB bank lists. Most banks are licensed by national supervisors whose registers are not tracked yet. This does not mean that the institution is unregulated.
- Register licences
- None matched by LEI in the 22 tracked registersThe tracked registers cover payment, e-money, crypto and money-service firms in 37 countries. Bank licences from national supervisors are not tracked.
- Country · region
- Hungary · Europe & Central Asia
- Trading venues (MIC)
- Operates MIC UCHU list of 2026-09-17
- OFAC sanctions
- No listing cites this BIC
- EU sanctions
- No listing matched this BIC or its LEI
- Country sanctions
- No country programme
Types come from Swift’s BIC classification, the licences on the 22 tracked registers, and the ECB and FSB bank lists. Most banks outside the euro area appear as financial institutions, because their supervisors’ registers are not tracked yet.
No licence or registration was found for this entity on the 22 registers the directory tracks, or on the ECB and FSB bank lists. Most banks are licensed by national supervisors whose registers are not tracked yet. This does not mean that the institution is unregulated.
Ownership and group
GLEIF relationship records
- Direct parent
- Unicredit, Societa' Per Azioni · Italy549300TRUWO2CD2G5692 ↗
The Unicredit, Societa' Per Azioni group has 42 institutions in the directory, in 20 countries: 41 hold a BIC and 1 does not.
Including Unicredit Bank GMBH, Unicredit S.P.A., Unicredit Bank Austria AG, Unicredit Bank GMBH, Unicredit Bank GMBH.
See the Unicredit, Societa' Per Azioni group →Group membership follows the accounting-consolidation relationships reported to GLEIF. It does not show ownership shares or control.
Addresses
- Registered address
- SZABADSAG 5-6 BUDAPEST 1054 58 HUNGARY
- Operational address
- SZABADSAG TER 5-6 BUDAPEST BUDAPEST 1054 HUNGARY
ISO 20022 identification
As an agent in a Swift cross-border payment message (CBPR+)
A CBPR+ message identifies this institution by its BIC, and may add its LEI or a clearing code. CBPR+ does not allow a name and postal address next to a BIC.
- Identified by
- BIC, with its LEI
- Roles in CBPR+
- Any agent, including the instructing and instructed agents
CBPR+
For cross-border payments on Swift: the BIC, with the LEI and clearing code where known
<FinInstnId>
<BICFI>BACXHUHBXXX</BICFI>
<LEI>Y28RT6GGYJ696PMW8T44</LEI>
</FinInstnId>Full record
Every ISO 20022 element the directory holds. Base ISO 20022 allows them together. CBPR+ does not allow a name and address next to a BIC
<FinInstnId>
<BICFI>BACXHUHBXXX</BICFI>
<LEI>Y28RT6GGYJ696PMW8T44</LEI>
<Nm>UNICREDIT BANK HUNGARY ZRT.</Nm>
<PstlAdr>
<TwnNm>BUDAPEST</TwnNm>
<Ctry>HU</Ctry>
<AdrLine>SZABADSAG 5-6 BUDAPEST 1054 58</AdrLine>
</PstlAdr>
</FinInstnId>The BIC, name and address are as published in Swift’s BIC directory. The LEI comes from the Swift and GLEIF BIC-to-LEI file. Check them against your own records before use.
Payment schemes and systems
EPC registers of 2026-09-11 · ECB T2 list of 2026-07-02 · ECB TIPS list of 2026-09-01 · SIX Bank Master valid on 2026-09-28 · MNB routing table of 2026-09-01
| Scheme or system | Since | Registered with | Note |
|---|---|---|---|
| SEPA Credit TransferISO 20022 messages | 2008-01-28 | Head office | — |
| SEPA Direct Debit CoreISO 20022 messages | 2009-11-02 | Head office | — |
| SEPA Direct Debit Business-to-BusinessISO 20022 messages | 2009-11-02 | Head office | — |
| Verification of Payee | 2026-07-06 | Head office | — |
| VIBER (Hungarian forint real-time gross settlement)ISO 20022 messages | — | Head office | — |
SEPA dates are when the institution became ready for the scheme.
An institution missing from T2 may still be reachable through an indirect participant.
The MNB routing table gives no joining date.
“ISO 20022 messages” marks a scheme or system whose rulebook or operator specifies ISO 20022 for messages between participants.
Market identifiers
One trading venue or reporting service run under this LEI list of 2026-09-17
| MIC | Market | Kind | Category |
|---|---|---|---|
| UCHU | UNICREDIT BANK HUNGARY ZRT. | Operating MIC | Systematic internaliser |
National bank codes
Bank code (GIRO) · Hungary
2 codes file of 2026-09-01
| Code | Routes to BIC | Name in the national file | City |
|---|---|---|---|
| 109 | BACXHUHB | UniCredit Bank Hungary Zrt. | Budapest |
| 171 | BACXHUHB | UniCredit Jelzálogbank Zrt. | Budapest |
Each code shows the name in the national file. Smaller banks often route through a central institution’s BIC. A code can therefore belong to a different bank than the one on this page.
Network
Branches and correspondent banking
All 2 branch BICs connect to the head office. They are all in Budapest, and no function or registration year splits them further. The bank publishes 24 accounts at other banks, across 3 regions. 11 other banks publish 11 accounts held with this bank.
- Own offices
- Correspondent banks: it holds accounts there
- Respondent banks: they hold accounts here
Hover over a branch, account or group to see its details
Correspondent accounts
Researched 29 Sep 2026 · Sources
24 accounts at other banks, in 18 currencies, as the bank publishes them: unicreditbank.hu ↗ dated 5 Jan 2026
| Currency | Correspondent | BIC | Account | Purpose | Directory check |
|---|---|---|---|---|---|
| AUD | ANZ Banking Group Limited, Melbourne Australia | ANZBAU3M | 592691.00001 | commercial payments | Matches the Swift directory |
| CAD | Royal Bank of Canada, Toronto Canada | ROYCCAT2 | 095911009109 | commercial payments | Matches the Swift directory |
| CHF | UBS Switzerland AG, Zurich Switzerland | UBSWCHZH80A | CH290023023006850405Y | commercial payments | Matches the Swift directory |
| CZK | UniCredit Bank Czech Republic and Slovakia a.s. Czechia | BACXCZPP | CZ1427000000000081079127 | commercial payments | Matches the Swift directory |
| DKK | Nordea Bank AB, Copenhagen Denmark | NDEADKKK | DK2520005000004524 | commercial payments | Matches the Swift directory |
| EUR | UniCredit Bank Austria AG, Vienna Austria | BKAUATWW | AT931200012618346901 | commercial payments | Matches the Swift directory |
| EUR | Deutsche Bank AG, Frankfurt am Main Germany | DEUTDEFF | 9496142 | commercial payments | Matches the Swift directory |
| EUR | UniCredit Bank AG, München Germany | HYVEDEMM | 68-109-965 | commercial payments | Matches the Swift directory |
| EUR | UniCredit SpA, Milan Italy | UNCRITMM | IT71V 0313501719 000008353600 | commercial payments | Matches the Swift directory |
| GBP | HSBC Bank plc, London United Kingdom | MIDLGB22 | 36444475 | commercial payments | Matches the Swift directory |
| GBP | The Royal Bank of Scotland plc, London United Kingdom | RBOSGB2L | 10004010 | commercial payments | Matches the Swift directory |
| JPY | MUFG Bank Ltd, Tokyo Japan | BOTKJPJT | 653-0419907 | commercial payments | Matches the Swift directory |
| NOK | Nordea Bank AB, Oslo Norway | NDEANOKK | NO5160010206041 | commercial payments | Matches the Swift directory |
| PLN | PKO Bank Polski SA, Warsaw Poland | BPKOPLPW | PL94102000161201110000039752 | commercial payments | Matches the Swift directory |
| RON | UniCredit Bank SA, Bucharest Romania | BACXROBU | RO69BACX0000000001333310 | commercial payments | Matches the Swift directory |
| RSD | UniCredit Bank Serbia, Belgrade Serbia | BACXRSBG | 00001045444 | commercial payments | Matches the Swift directory |
| SEK | Nordea Bank AB, Sweden, Stockholm Sweden | NDEASESS | SE1630000000039527703131 | commercial payments | Matches the Swift directory |
| TRY | Yapi ve Kredi Bankasi AS, Istanbul | YAPITRISXXXX | TR950006701000000048095353 | commercial payments | Malformed BIC |
| USD | JPMorgan Chase Bank N.A., New York United States | CHASUS33 | 001-1-329034 | commercial payments | Matches the Swift directory |
| USD | Bank of America N.A United States | BOFAUS3N | 6550-6-62557 | commercial payments | Matches the Swift directory |
| USD | The Bank of New York Mellon United States | IRVTUS3N | 8900391480 | commercial payments | Matches the Swift directory |
| RUB | UniCredit Bank JSC, Moscow Russia | IMBKRUMM | 30111810500013973850 | commercial payments | Matches the Swift directory |
| CNY | Bank of China Limited, Budapest Hungary | BKCHHUHH | HU92 1970 0014 9002 0155 0001 0559 | commercial payments | Directory name differs BANK OF CHINA LIMITED HUNGARIAN BRANCH |
| HKD | UniCredit SpA Italy | UNCRITMM | IT 86 N 02008 32978 000106117853 | commercial payments (intermediary HSBCHKHH) | Matches the Swift directory |
Source: PDF 'Standard Settlement Instructions for commercial transactions' dated 5 January 2026, linked from the Bank-to-Bank Information page. All 24 rows were extracted. The TRY BIC is copied as printed (12 characters). For CNY the source also gives routing: onshore via BKCHCNBJS00 (CNAPS 989584090155), offshore via BKCHHKHH838. The HKD row names HSBCHKHH as intermediary. The RUB account at AO UniCredit Bank, Moscow, is listed. A separate SSI PDF for treasury (FX and money market) transactions, dated 5 January 2026, is linked on the same page but was not retrieved. Each correspondent BIC is checked against the Swift directory: a BIC missing from it, or registered to a differently named bank, may be a typo or out of date. Confirm settlement instructions with the bank before relying on them.
Respondent banks
From the correspondent lists other banks publish
11 other banks publish 11 accounts held with this bank.
| Currency | Respondent bank | Held at | Account | Purpose | Published in |
|---|---|---|---|---|---|
| HUF | HSBC Continental Europe France | BACXHUHB | HU82109180010000000111090004 | Local clearing bank; via head-office account FR7630056008290829000165586 (CCFRFRPP) | hsbc.be ↗ |
| HUF | Jyske Bank A/S Denmark | BACXHUHB | — | FX, money market, derivatives and banknote settlement | jyskebank.com ↗ |
| HUF | Mbank S.A. (Formerly Bre Bank S.A.) Poland | BACXHUHB | — | — | mbank.pl ↗ dated May 2026 |
| HUF | Pnc Bank,n.a., United States | BACXHUHB | — | receipt of foreign currency payments | pnc.com ↗ dated 1 May 2024 |
| HUF | Postfinance AG Switzerland | BACXHUHB | HU86 1091 8001 0000 0001 1963 0006 | — | postfinance.ch ↗ dated May 2025 |
| HUF | U.S. Bank National Association United States | BACXHUHB | HU15109180010000000120400009 | FX settlement | usbank.com ↗ |
| HUF | Unicredit Bank Czech Republic and Slovakia, A.S. Czechia | BACXHUHBXXX | HU28109000970000000100960082 | CP, FX, MM | unicreditbank.cz ↗ dated Jan 2026 |
| HUF | Unicredit Bank GMBH Germany | BACXHUHB | HU71109000040000000110950060 | FX, money market and derivatives settlement | hypovereinsbank.de ↗ dated 6 Jan 2026 |
| HUF | Unicredit Bank SA Romania | BACXHUHB | — | — | unicredit.ro ↗ |
| HUF | Unicredit Bulbank Ad Bulgaria | BACXHUHB | HU81109180010000000115850006 | CP, FX, MM | unicreditbulbank.bg ↗ |
| HUF | Wells Fargo Bank, N.A. United States | BACXHUHB | HU25109000040000000101900012 | FX settlement | www08.wellsfargomedia.com ↗ dated May 2024 |
Each row is an account the respondent bank lists as held with this bank, as published. Only banks that publish their correspondent accounts, and that Elucidate has researched, can appear, so the list is not complete. Confirm settlement instructions with either bank before relying on them.
Branch codes
| BIC | Branch | City | Address | LEI | Updated |
|---|---|---|---|---|---|
| BACXHUHBCUS | CUSTODIAN SERVICES | Budapest | BUDAPEST BUDAPEST HUNGARY | Y28RT6GGYJ696PMW8T44 | 2018-04-01 |
| BACXHUHBINM | SECURITIES SETTLEMENT | Budapest | ROBERT KAROLY KORUT 61-65 BUDAPEST BUDAPEST H-1134 HUNGARY | Y28RT6GGYJ696PMW8T44 | 2018-04-01 |
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Sources & method
Every value comes from a public source, such as Swift’s ISO 9362 BIC directory, GLEIF or the OFAC and EU sanctions lists. Most sources are matched on a BIC or an LEI, not on a name.
Swift GPI membership is matched on names and is indicative. A missing sanctions match does not mean that no listing applies. Always screen against the official lists.
The sanctions facts on this page cover the BIC and its LEI only.
An institution is one entry in the directory: a BIC8 in Swift’s directory, or a firm on a tracked register that holds no BIC. Licences held by an institution with a BIC are shown on its page.
Read the methodology →Credits for this page
- Payment schemes and systems—Source: European Payments Council (EPC) Registers of Participants; matched to BICs by Elucidate. Source: Magyar Nemzeti Bank, short routing table.
- Wikidata—CC0, matched on the BIC or LEI recorded in Wikidata. It is community-edited, so check key facts.
- National bank codes—Hungary (Source: Magyar Nemzeti Bank).
- Ownership and group—GLEIF Level 2 relationship records (accounting consolidation), matched by LEI.
- Overview, leadership, regulators and events—researched per institution by an AI model with web search, from the institution's own website and reports, regulators, company registers and news. Figures, people and events link to their source, and each card shows the research date. AI research can be wrong or out of date, so check key facts at the source.
- European registers—Source: European Central Bank (ECB), list of monetary financial institutions and list of institutions subject to minimum reserves. Matched on LEI by Elucidate.
Assess the financial crime risk behind a BIC
A BIC identifies an institution; it does not assess it. The Elucidate FinCrime Index (EFI) is an independent score of the financial crime risk of banks, built for correspondent banking and counterparty due diligence.
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