France · Credit institution
La Banque Postale Home Loan Sfh
La Banque Postale Home Loan SFH is a French société anonyme based in Paris. It is licensed as a specialised credit institution with the status of société de financement de l'habitat (SFH). It is wholly owned by La Banque Postale, a subsidiary of La Poste Groupe. It issues covered bonds (obligations de financement de l'habitat) and lends the proceeds to La Banque Postale. These loans are secured by a pledged pool of French residential home loans. The company was registered on 26 April 2010. It became a société anonyme on 7 February 2013 and was authorised on 18 July 2013.
Licences and registrations
Matched by LEI on the 22 tracked registers
None matched by LEI in the 22 tracked registers. It is on the ECB list of supervised entities (see Regulatory status): that is banking supervision, not a licence on a tracked register.
- The tracked registers cover payment, e-money, crypto and money-service firms in 37 countries. Bank licences from national supervisors are not tracked.
Regulatory status
ECB banking supervision
List of supervised entities as of 2026-07-01
- Classification
- Significant institution
- Supervisor
- European Central Bank (direct supervision)
- Listed as
- La Banque Postale Home Loan SFH
- Entity type
- Credit institution
- Supervised group (ECB)
- La Banque Postale →
- Why significant
- Size (Total assets EUR 300-500 bn)
European registers
ECB · monetary financial institutions
List as at 2026-09-25
- Category
- Credit institution
- Minimum reserves
- Subject to minimum reserves
- Listed as
- LA BANQUE POSTALE HOME LOAN SFH
- RIAD code
- FR16608
Entries are matched on the LEI. Each register is quoted as its publisher lists it.
Swift network
Swift’s ISO 9362 BIC directory
- BIC
- HLBPFRPPXXX head office
- Connection to Swift
- Connected to SwiftThis BIC is registered as a live address on the Swift network. The institution sends and receives Swift messages under HLBPFRPP directly.
- Swift GPI
- Not on the member list
- Payment schemes and systems
- T2
- Branch codes
- None: head-office BIC only
- BIC first registered
- 2013-08-10
- Last updated
- 2024-05-25
Overview
Researched 29 Sep 2026 · Sources
Ownership
Group subsidiary
100% La Banque Postale
Institution type
Other
Trades as LBP Home Loan SFH
- Ownership
- La Banque Postale holds 100% of the share capital, and La Banque Postale is itself wholly owned by La Poste Groupe.
- Direct parent
- La Banque Postale, France 100%
- Ultimate owner
- Caisse des Dépôts et Consignations, France
- Head office
- 115 rue de Sèvres, 75006 Paris, France
- Company register
- RCS Paris 522 047 570
Business lines
The bank's sole business is refinancing La Banque Postale's home loans through a EUR 35 billion covered bond programme, rated AAA by S&P Global Ratings. It has no staff, and La Banque Postale carries out its operations under service agreements.
Online
- Websites & references
- labanquepostale.com ↗
labanquepostale.com/en/investors/debt/lbp-home-loan-sfh.html ↗ Entity documentation page (investor relations) on the parent's group site
labanquepostale.fr ↗ Parent group retail site
Wikidata Q131535299 ↗ - Official social accounts
- LinkedIn ↗ · X ↗ · YouTube ↗
Sources · 7 pages consulted
- labanquepostale.com/content/dam/lbp/documents/investisseurs/dette/home-loan-sfh/info-financiere/2026/RFS-2026
- labanquepostale.com/en/investors/debt/lbp-home-loan-sfh.html
- labanquepostale.com/en.html
- acpr.banque-france.fr/fr/covered-bonds/la-banque-postale-home-loan-sfh-fr001400t1n3
- globenewswire.com/news-release/2026/09/18/3364584/0/en/la-banque-postale-home-loan-sfh-confirms-the-soundne
- societe.com/societe/la-banque-postale-home-loan-sfh-522047570.html
- pappers.fr/entreprise/lbp-home-loan-sfh-la-banque-postale-home-loan-sfh-522047570
Leadership
Researched 29 Sep 2026 · Sources
- Chief executive
- Patrick Peaucelle Directeur général (Chief Executive Officer)
- Chair
- Ludovic Mercier Président du Conseil d'administration (Chair of the Board of Directors)
Supervisors & regulators
Researched 29 Sep 2026 · Sources
- European Union
- European Central Bank Prudential supervisor
- France
- Autorité de contrôle prudentiel et de résolution (ACPR) Prudential supervisorAML supervisorResolution
- France
- Banque de France Central bank
- European Union
- Single Resolution Board Resolution
Recent events
Researched 29 Sep 2026 · Sources
-
Leadership
The board co-opted Ludovic Mercier as director and chair, replacing Tiphaine du Bois de Gaudusson, who resigned.
societe.com ↗
Compliance-relevant events of the last three years, newest first: fines and enforcement, investigations, incidents, leadership changes, mergers and licence changes. Each links to its source.
Identifiers
Head-office record
- BIC
- HLBPFRPPXXX
- How the BIC breaks down
- HLBPBank
- FRCountry · France
- PPLocation
- XXXBranch · head office
- Branch description
- Not recorded in the directory
- LEI
- 969500D5PFMTWUYSUF61
- LEI record
- View on GLEIF ↗
- How the LEI was matched
- BIC: Mapped to this BIC in the Swift and GLEIF BIC-to-LEI relationship file.
- National bank code
- Code interbancaire (CIB) 16608
Profile
- Type
- Credit institutionListed as a credit institution, or a branch of one, on the ECB’s list of supervised entities, or named as a bank on the Financial Stability Board’s G-SIB list, directly or as a G-SIB’s main operating bank. These are the only bank lists the directory tracks so far.
- Regulation
- Prudentially supervised (ECB list)Prudentially supervised, according to the ECB list of supervised entities (as at 2026-07-01). This is banking supervision, not a licence on a tracked register.
- Register licences
- None matched by LEI in the 22 tracked registersThe tracked registers cover payment, e-money, crypto and money-service firms in 37 countries. Bank licences from national supervisors are not tracked.
- Country · region
- France · Europe & Central Asia
- Banking supervision
- Significant · supervised by the ECB as of 2026-07-01
- Trading venues (MIC)
- No MIC registered under this LEI list of 2026-09-17
- OFAC sanctions
- No listing cites this BIC
- EU sanctions
- No listing matched this BIC or its LEI
- Country sanctions
- No country programme
- Founded
- 2010
Types come from Swift’s BIC classification, the licences on the 22 tracked registers, and the ECB and FSB bank lists. Most banks outside the euro area appear as financial institutions, because their supervisors’ registers are not tracked yet.
Ownership and group
GLEIF relationship records
- Direct parent
- La Banque Postale · France96950066U5XAAIRCPA78 ↗
- Ultimate parent
- Caisse des Depots et Consignations · France969500Q2PFTTP0Y5QL44 ↗
The Caisse des Depots et Consignations group has 21 institutions in the directory, in 6 countries: 20 hold a BIC and 1 does not.
Including La Banque Postale, Ezyness, Caisse Francaise de Financement Local, LA Banque Postale Consumer Finance, Sfil.
See the Caisse des Depots et Consignations group →Group membership follows the accounting-consolidation relationships reported to GLEIF. It does not show ownership shares or control.
Addresses
- Registered address
- 115 RUE DE SERVRES PARIS CEDEX 06 75275 FRANCE
- Operational address
- 115 RUE DE SEVRES PARIS 75275 PARIS FRANCE
ISO 20022 identification
As an agent in a Swift cross-border payment message (CBPR+)
A CBPR+ message identifies this institution by its BIC, and may add its LEI or a clearing code. CBPR+ does not allow a name and postal address next to a BIC.
- Identified by
- BIC, with its LEI
- Roles in CBPR+
- Any agent, including the instructing and instructed agents
CBPR+
For cross-border payments on Swift: the BIC, with the LEI and clearing code where known
<FinInstnId>
<BICFI>HLBPFRPPXXX</BICFI>
<LEI>969500D5PFMTWUYSUF61</LEI>
</FinInstnId>Full record
Every ISO 20022 element the directory holds. Base ISO 20022 allows them together. CBPR+ does not allow a name and address next to a BIC
<FinInstnId>
<BICFI>HLBPFRPPXXX</BICFI>
<LEI>969500D5PFMTWUYSUF61</LEI>
<Nm>LA BANQUE POSTALE HOME LOAN SFH</Nm>
<PstlAdr>
<TwnNm>PARIS</TwnNm>
<Ctry>FR</Ctry>
<AdrLine>115 RUE DE SERVRES PARIS CEDEX 06 75275</AdrLine>
</PstlAdr>
</FinInstnId>The BIC, name and address are as published in Swift’s BIC directory. The LEI comes from the Swift and GLEIF BIC-to-LEI file. Check them against your own records before use.
Payment schemes and systems
EPC registers of 2026-09-11 · ECB T2 list of 2026-07-02 · ECB TIPS list of 2026-09-01 · SIX Bank Master valid on 2026-09-28
| Scheme or system | Since | Registered with | Note |
|---|---|---|---|
| T2 (Eurosystem real-time gross settlement)ISO 20022 messages | — | Head office | — |
The T2 list names direct participants only and gives no joining date.
An institution missing from T2 may still be reachable through an indirect participant.
“ISO 20022 messages” marks a scheme or system whose rulebook or operator specifies ISO 20022 for messages between participants.
National bank codes
Code interbancaire (CIB) · France
1 code
| Code | Routes to BIC | Name in the national file | City |
|---|---|---|---|
| 16608 | HLBPFRPPXXX | LA BANQUE POSTALE HOME LOAN SFH | PARIS |
Each code shows the name in the national file. Smaller banks often route through a central institution’s BIC. A code can therefore belong to a different bank than the one on this page.
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Sources & method
Every value comes from a public source, such as Swift’s ISO 9362 BIC directory, GLEIF or the OFAC and EU sanctions lists. Most sources are matched on a BIC or an LEI, not on a name.
Swift GPI membership is matched on names and is indicative. A missing sanctions match does not mean that no listing applies. Always screen against the official lists.
The sanctions facts on this page cover the BIC and its LEI only.
An institution is one entry in the directory: a BIC8 in Swift’s directory, or a firm on a tracked register that holds no BIC. Licences held by an institution with a BIC are shown on its page.
Read the methodology →Credits for this page
- Payment schemes and systems—Source: European Central Bank, List of T2 participants.
- Banking supervision—Source: European Central Bank, list of supervised entities.
- Wikidata—CC0, matched on the BIC or LEI recorded in Wikidata. It is community-edited, so check key facts.
- National bank codes—France (Source: ACPR – REGAFI).
- Ownership and group—GLEIF Level 2 relationship records (accounting consolidation), matched by LEI.
- Overview, leadership, regulators and events—researched per institution by an AI model with web search, from the institution's own website and reports, regulators, company registers and news. Figures, people and events link to their source, and each card shows the research date. AI research can be wrong or out of date, so check key facts at the source.
- European registers—Source: European Central Bank (ECB), list of monetary financial institutions and list of institutions subject to minimum reserves. Matched on LEI by Elucidate.
- Images—logos and photos from Wikimedia Commons (credited with their author and licence) or from the institution's own website, where Wikimedia has none. Elucidate keeps a copy of each; the links lead to the source and the original image. Logo: labanquepostale.com (official website) · original.
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