United Kingdom · Payments & e-money
Payron Limited
Payron Limited is a private limited company registered in England and Wales, with its office in Croydon, London. The FCA authorises the firm as an electronic money institution under the Electronic Money Regulations 2011, firm reference 927991. According to Companies House, one individual holds 75% or more of its shares and voting rights. Its website offers business current accounts with IBANs, merchant accounts for card and online payments, and white-label card issuing to small and medium-sized businesses. The website marks several of these services as coming soon.
Licences and registrations
Held by Payron Limited (LEI 894500SJ5CJBPX7KWD05). 1 entry on 1 of the 22 tracked registers, retrieved 25 September 2026.
| Register | Licence | Number | Jurisdiction | Status | Registered | Ends | Activities | Register entry |
|---|---|---|---|---|---|---|---|---|
| FCA Financial Services Register - E-Money InstitutionsFCALinked by LEI. Matched by Elucidate on the UK company number the register gives. | Authorised E-Money InstitutionE-Money / Stored Value Institution | 927991 | United Kingdom | Active | 2021-06-14 | — |
|
Search the register ↗ |
- Licences belong to the legal entity, not to a BIC.
- Each licence applies in the country of the regulator that granted it.
- Registers are tracked in 37 countries. Licences granted elsewhere are not recorded here.
- The register entries and their trading names were not matched against sanctions lists. The sanctions facts on this page cover the BIC and its LEI only.
Swift network
Swift’s ISO 9362 BIC directory
- BIC
- PYRNGB22XXX head office
- Connection to Swift
- Reverse billingThe institution is connected to Swift. Messages sent to it are billed to the institution, not to the sender. The “2” in the eighth character of PYRNGB22 marks reverse billing.
- Swift GPI
- Not on the member list
- Payment schemes and systems
- No entry in the EPC registers, the ECB T2 and TIPS lists or the SIX Bank Master cites this BIC
- Branch codes
- None: head-office BIC only
- BIC first registered
- 2022-02-05
- Last updated
- 2024-04-10
Overview
Researched 29 Sep 2026 · Sources
Customers
Not published
Ownership
Privately held
Firm type
E-money and accounts
Trades as Payron
- Standing
- Companies House published a first Gazette notice for compulsory strike-off on 7 July 2026. The action was discontinued on 18 July 2026. On 3 September 2026 the firm filed its accounts for the year to 30 April 2025.
- Ownership
- Companies House records Mr Ulugbek Abduganiev, a resident of Uzbekistan, as the only person with significant control, holding 75% or more of the shares and voting rights since 21 April 2020.
- Major shareholder
- Ulugbek Abduganiev
- Head office
- Interchange House, 1st Floor 81-85 Station Road, CR0 2RD Croydon, United Kingdom
- Company register
- Companies House 12566417
- Incorporated
- 21 Apr 2020
Online
- Websites & references
- payron.com ↗
auth.payron.com ↗ customer account sign-up portal - Official social accounts
- None found
Sources · 10 pages consulted
- register.fca.org.uk/servlet/servlet.FileDownload?file=015b0000006CWmx
- find-and-update.company-information.service.gov.uk/company/12566417
- find-and-update.company-information.service.gov.uk/company/12566417/officers
- find-and-update.company-information.service.gov.uk/company/12566417/persons-with-significant-control
- find-and-update.company-information.service.gov.uk/company/12566417/filing-history
- find-and-update.company-information.service.gov.uk/company/12566417/filing-history/MzU0MjM0NTM2OGFkaXF6a2N4/document?format=pdf&download=0
- payron.com/
- payron.com/about
- payron.com/complaints-handling-policy/
- payron.com/terms
Authorisation
Researched 29 Sep 2026 · Sources
- Operates under
- Its own licences
The FCA authorises the firm as an electronic money institution under the Electronic Money Regulations 2011 (firm reference 927991), with permissions for e-money issuance and payment services since 14 June 2021.
| Authority | Licence or registration | Number | Held | Status | Source |
|---|---|---|---|---|---|
| Financial Conduct Authority United Kingdom | Authorised Electronic Money Institution | 927991 | In its own name | Active | — |
Licences and registrations the research found, at home and abroad, as the firm and its regulators publish them. The Licences and registrations card shows the entries on the registers the directory tracks.
Partners and safeguarding
Researched 29 Sep 2026 · Sources
- Payment schemes and card networks
- SEPA Access not stated payron.com ↗
Banks and regulated firms the firm says hold its customers’ money, issue its cards, sponsor its accounts or settle its payments, as it discloses them in its terms and notices.
Products and markets
Researched 29 Sep 2026 · Sources
The website offers business current accounts with IBANs and merchant accounts for card, mobile and online payments. It also lists payment links, invoicing, a Magento plugin and white-label branded cards, and marks its processing platform and accounts as coming soon.
The firm holds an FCA authorisation for the United Kingdom and does not publish a list of the countries it serves.
- Sells to
- Small businesses · Enterprises
- Serves customers in
- United Kingdom
Leadership
Researched 29 Sep 2026 · Sources
- Executive
- Regina Raubiske Director
- Executive
- Dmitrijs Zakrevskis Director
- Executive
- Tony Galica Director
Recent events
Researched 29 Sep 2026 · Sources
-
Other
Companies House published a first Gazette notice for compulsory strike-off, then discontinued the action on 18 July 2026.
find-and-update.company-information.service.gov.uk ↗ -
Leadership
The firm appointed Tony Galica as a director on 24 June 2024.
find-and-update.company-information.service.gov.uk ↗ -
Leadership
The firm reappointed Dmitrijs Zakrevskis as a director on 1 June 2024, after his resignation in September 2022.
find-and-update.company-information.service.gov.uk ↗ -
Other
The firm allotted new shares, which brought its stated capital to GBP 615,000.
find-and-update.company-information.service.gov.uk ↗
Compliance-relevant events of the last three years, newest first: fines and enforcement, investigations, security incidents, licence changes, funding rounds, acquisitions and leadership changes. Each links to its source.
Identifiers
Head-office record
- BIC
- PYRNGB22XXX
- How the BIC breaks down
- PYRNBank
- GBCountry · United Kingdom
- 22Location · reverse billing
- XXXBranch · head office
- Branch description
- Not recorded in the directory
- LEI
- 894500SJ5CJBPX7KWD05
- LEI record
- View on GLEIF ↗
- Licence no. · FCA-EMI
- 927991
- How the LEI was matched
- BIC: Mapped to this BIC in the Swift and GLEIF BIC-to-LEI relationship file.Register entry: Matched by Elucidate on the UK company number the register gives.
- Register-entry ID
- 6453443fc9fc
Profile
- Type
- Payments & e-moneyPayment institutions, e-money and stored-value issuers, and account-information providers. Licensed under payment-services law (e.g. PSD2 in the EU and UK, the Payment Services Act in Singapore). Taken from the licences on the tracked registers.
- Regulation
- Prudential licenceAuthorised with capital, safeguarding and conduct requirements, e.g. an authorised payment or e-money institution in the EU or UK, a major payment institution in Singapore, or a MiCA crypto-asset service provider.
- Register licences
- 1 entry on 1 register
- Activities
- Payment services
- E-money / stored value
- Licensed in
- United Kingdom
- Website (register)
- www.payron.com ↗
- Country · region
- United Kingdom · Europe & Central Asia
- Trading venues (MIC)
- No MIC registered under this LEI list of 2026-09-17
- OFAC sanctions
- No listing cites this BIC
- EU sanctions
- No listing matched this BIC or its LEI
- Country sanctions
- No country programme
Types come from Swift’s BIC classification, the licences on the 22 tracked registers, and the ECB and FSB bank lists. Most banks outside the euro area appear as financial institutions, because their supervisors’ registers are not tracked yet.
Ownership and group
GLEIF relationship records
GLEIF’s relationship records name no parent for this LEI, and no group page is published for it.
Addresses
- Registered address
- INTERCHANGE HOUSE 1ST STATION ROAD LONDON CR0 2RD UNITED KINGDOM
- Operational address
- INTERCHANGE HOUSE 1ST STATION ROAD CROYDON LONDON LONDON CR0 2RD UNITED KINGDOM
ISO 20022 identification
As an agent in a Swift cross-border payment message (CBPR+)
A CBPR+ message identifies this institution by its BIC, and may add its LEI or a clearing code. CBPR+ does not allow a name and postal address next to a BIC.
- Identified by
- BIC, with its LEI
- Roles in CBPR+
- Any agent, including the instructing and instructed agents
CBPR+
For cross-border payments on Swift: the BIC, with the LEI and clearing code where known
<FinInstnId>
<BICFI>PYRNGB22XXX</BICFI>
<LEI>894500SJ5CJBPX7KWD05</LEI>
</FinInstnId>Full record
Every ISO 20022 element the directory holds. Base ISO 20022 allows them together. CBPR+ does not allow a name and address next to a BIC
<FinInstnId>
<BICFI>PYRNGB22XXX</BICFI>
<LEI>894500SJ5CJBPX7KWD05</LEI>
<Nm>PAYRON LIMITED</Nm>
<PstlAdr>
<TwnNm>LONDON</TwnNm>
<Ctry>GB</Ctry>
<AdrLine>INTERCHANGE HOUSE 1ST STATION ROAD LONDON CR0 2RD</AdrLine>
</PstlAdr>
</FinInstnId>The BIC, name and address are as published in Swift’s BIC directory. The LEI comes from the Swift and GLEIF BIC-to-LEI file. Check them against your own records before use.
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Sources & method
Every value comes from a public source, such as Swift’s ISO 9362 BIC directory, GLEIF or the OFAC and EU sanctions lists. Most sources are matched on a BIC or an LEI, not on a name.
Swift GPI membership is matched on names and is indicative. A missing sanctions match does not mean that no listing applies. Always screen against the official lists.
Register entries are not screened against sanctions lists. The sanctions facts on this page cover the BIC and its LEI only.
An institution is one entry in the directory: a BIC8 in Swift’s directory, or a firm on a tracked register that holds no BIC. Licences held by an institution with a BIC are shown on its page.
Read the methodology →Credits for this page
- FCA Financial Services Register - E-Money Institutions—Financial Conduct Authority (FCA) · register ↗ as at 25 September 2026
- Overview, authorisation, partners, products, leadership and events—researched per institution by an AI model with web search, from the firm's own website, terms and filings, regulators' registers and notices, company registers and news. Licences, partners, figures, people and events link to their source, and each card shows the research date. AI research can be wrong or out of date, so check key facts at the source.
- Images—logos and photos from Wikimedia Commons (credited with their author and licence) or from the institution's own website, where Wikimedia has none. Elucidate keeps a copy of each; the links lead to the source and the original image. Logo: payron.com (official website).
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