United Kingdom · Payments & e-money
Roqqett Ltd
Trading asRoqqett · Equals
Roqqett Ltd is a private limited company registered in England and Wales, based in London. The FCA authorises it as an authorised payment institution under the Payment Services Regulations 2017, firm reference number 925174. The firm holds permissions for payment initiation and account information services. Equals Group Limited owns the firm and has done since January 2023. A consortium led by TowerBrook and J.C. Flowers took Equals Group private in April 2025. Roqqett offers open banking pay-by-bank checkout and payment services to merchants and to other Equals Group companies.
Licences and registrations
Held by Roqqett Ltd. 1 entry on 1 of the 22 tracked registers, retrieved 25 September 2026.
| Register | Licence | Number | Jurisdiction | Status | Registered | Ends | Activities | Register entry |
|---|---|---|---|---|---|---|---|---|
| FCA Financial Services Register - Payment Institutions & RAISPsFCA | Authorised Payment InstitutionPayment Institution | 925174 | United Kingdom | Active | 2020-07-24 | — |
|
Search the register ↗ |
Trading names on the register: Roqqett (FCA-PSD), Equals (FCA-PSD)
- Each licence applies in the country of the regulator that granted it.
- Registers are tracked in 37 countries. Licences granted elsewhere are not recorded here.
Swift network
Swift’s ISO 9362 BIC directory
Holds no BIC in Swift’s directory. No LEI is matched to this entry, and BICs are linked by LEI only.
Overview
Researched 29 Sep 2026 · Sources
Customers
Not published
Ownership
Group subsidiary
75% Equals Group Limited
Firm type
Open banking
Trades as Roqqett
- Standing
- Equals Group Plc acquired the firm in January 2023. Alakazam Holdings BidCo Limited took Equals Group private in April 2025. The FCA register still shows the firm as an authorised payment institution. Its accounts for 2025 were due at Companies House by 30 September 2026.
- Ownership
- Equals Group Limited (Companies House 08922461) holds 75% or more of the shares and voting rights. Equals Group is in turn owned by Alakazam Holdings BidCo Limited, which is backed by funds of TowerBrook, J.C. Flowers and former Railsr shareholders.
- Direct parent
- Equals Group Limited, United Kingdom 75%
- Ultimate owner
- Alakazam Holdings BidCo Limited, United Kingdom
- Head office
- Third Floor, Thames House, Vintners Place, 68 Upper Thames Street, EC4V 3BJ London, United Kingdom
- Company register
- Companies House 12330839
- Incorporated
- 25 Nov 2019
- Founder
- Glenn Smith
Online
- Websites & references
- roqqett.com ↗
docs.roqqett.com ↗ developer documentation and help centre - Official social accounts
- LinkedIn ↗ · X ↗ · YouTube ↗
Sources · 16 pages consulted
- register.fca.org.uk/s/firm?id=0014G00002Uy81zQAB
- find-and-update.company-information.service.gov.uk/company/12330839
- find-and-update.company-information.service.gov.uk/company/12330839/officers
- find-and-update.company-information.service.gov.uk/company/12330839/persons-with-significant-control
- find-and-update.company-information.service.gov.uk/company/12330839/filing-history
- find-and-update.company-information.service.gov.uk/company/12330839/filing-history/MzQ2NzY2OTEwMWFkaXF6a2N4/document?format=pdf&download=0
- roqqett.com
- roqqett.com/merchant-terms
- roqqett.com/about-us
- roqqett.com/euros
- openbanking.org.uk/regulated-providers/roqqett-ltd/
- equalsplc.com/content/news/archive/2023/090123
- equalsplc.com/content/news/archive/2025/140425.asp
- towerbrook.com/railsr-and-equals-combine-to-create-one-of-europes-largest-embedded-finance-providers/
- equalsmoney.com/newsroom/equals-money-railsr-becomes-equals
- investormeetcompany.com/companies/equals-group-plc/rns/2638070/view
Authorisation
Researched 29 Sep 2026 · Sources
- Operates under
- Its own licences
The FCA authorises the firm as an authorised payment institution under the Payment Services Regulations 2017. It holds permissions for payment initiation and account information services. Its 2024 accounts also say that HM Revenue and Customs supervises it under the Money Laundering Regulations.
| Authority | Licence or registration | Number | Held | Status | Source |
|---|---|---|---|---|---|
| Financial Conduct Authority United Kingdom | Authorised Payment Institution | 925174 | In its own name | Active | register.fca.org.uk ↗ |
| HM Revenue and Customs United Kingdom | Supervision under the Money Laundering Regulations (as stated in the firm's 2024 accounts) | — | In its own name | Status unconfirmed | find-and-update.company-information.service.gov.uk ↗ |
Licences and registrations the research found, at home and abroad, as the firm and its regulators publish them. The Licences and registrations card shows the entries on the registers the directory tracks.
Partners and safeguarding
Researched 29 Sep 2026 · Sources
- Safeguarding
- Segregated safeguarding accountsAccording to its 2024 accounts, the firm keeps any cash held for customers separate from its own cash and safeguards it as the regulations require. Its website says the firm does not need to hold merchants' money because payments settle directly.
Banks and regulated firms the firm says hold its customers’ money, issue its cards, sponsor its accounts or settle its payments, as it discloses them in its terms and notices.
Products and markets
Researched 29 Sep 2026 · Sources
The firm offers Roqqett Pay and Roqqett Checkout. These let merchants take account-to-account payments authorised in the payer's banking app instead of by card. According to its 2024 accounts, it also provides open banking payment processing to Equals Money Plc, a sister company.
The firm serves UK merchants under its FCA authorisation. Its website says merchants can take euro payments from 20 countries and 1,850 banks, but does not name the countries.
- Revenue
- GBP 420,970
- Sells to
- Small businesses · Enterprises · Consumers
- Serves customers in
- United Kingdom
Leadership
Researched 29 Sep 2026 · Sources
- Executive
- Ian Alexander Irving Strafford-Taylor Director (Chief Executive Officer of the Equals group)
- Executive
- Matthijs Willem Adriaan Boon Director
- Executive
- James Lingard Simcox Director
Recent events
Researched 29 Sep 2026 · Sources
-
Other
The Equals group combined the Equals Money and Railsr brands into a single brand, Equals.
equalsmoney.com ↗ -
Other
The firm registered a charge at Companies House, created on 22 December 2025.
find-and-update.company-information.service.gov.uk ↗ -
Leadership
James Simcox became a director on 1 May 2025. Simon England and Stephen Paul stepped down as directors around the same date.
find-and-update.company-information.service.gov.uk ↗ -
Merger / acquisition
A consortium of TowerBrook, J.C. Flowers and Railsr shareholders completed its acquisition of Railsr and combined it with Equals, the firm's parent group.
towerbrook.com ↗ -
Merger / acquisition
Alakazam Holdings BidCo Limited acquired Equals Group plc, the firm's parent, through a scheme of arrangement, which became effective on 14 April 2025.
equalsplc.com ↗
Compliance-relevant events of the last three years, newest first: fines and enforcement, investigations, security incidents, licence changes, funding rounds, acquisitions and leadership changes. Each links to its source.
Identifiers
- Licence no. · FCA-PSD
- 925174
- BIC
- Holds no BIC in Swift’s directory
- LEI
- No LEI mapped
- Elucidate firm ID
- d77895d4ccfd
Profile
- Type
- Payments & e-moneyPayment institutions, e-money and stored-value issuers, and account-information providers. Licensed under payment-services law (e.g. PSD2 in the EU and UK, the Payment Services Act in Singapore). Taken from the licences on the tracked registers.
- Regulation
- Prudential licenceAuthorised with capital, safeguarding and conduct requirements, e.g. an authorised payment or e-money institution in the EU or UK, a major payment institution in Singapore, or a MiCA crypto-asset service provider.
- Main licence class
- Payment Institution
- Activities
- Payment services
- Licensed in
- United Kingdom · Europe & Central Asia
- First registered
- 2020-07-24
- Website
- www.roqqett.com ↗
Types come from Swift’s BIC classification, the licences on the 22 tracked registers, and the ECB and FSB bank lists. Most banks outside the euro area appear as financial institutions, because their supervisors’ registers are not tracked yet.
Ownership and group
GLEIF relationship records
No LEI is matched to this entry, so GLEIF relationship records cannot be linked.
Addresses
- Address on the register
- 3rd Floor, Vintners Place, 68 Upper Thames Street, London, EC4V 3BJ
- Country
- United Kingdom
ISO 20022 identification
As an agent in a Swift cross-border payment message (CBPR+)
This institution holds no BIC. A CBPR+ message identifies it by name and postal address, and may add its LEI or a clearing code.
- Identified by
- Name and postal address. No LEI or clearing code is mapped in the directory
- Postal address
- Hybrid: town, postcode and country in their own elements, the rest in two address lines
<FinInstnId>
<Nm>Roqqett Ltd</Nm>
<PstlAdr>
<PstCd>EC4V 3BJ</PstCd>
<TwnNm>London</TwnNm>
<Ctry>GB</Ctry>
<AdrLine>3rd Floor, Vintners Place</AdrLine>
<AdrLine>68 Upper Thames Street</AdrLine>
</PstlAdr>
</FinInstnId>CBPR+ identifies the instructing and instructed agents by BIC only. An institution without a BIC can be the debtor, creditor or an intermediary agent.
The values are as published by the register. Check them against your own records before use.
Sources & method
Register entries come from the public registers of financial regulators, standardised into one taxonomy. LEIs are matched through GLEIF, and a BIC is linked only through a shared LEI.
An institution missing from these registers is not necessarily unregulated.
Register entries are not matched against the OFAC or EU sanctions lists. Where the legal entity also holds a BIC, the matches for that BIC are on its page. Always screen against the official lists.
An institution is one entry in the directory: a BIC8 in Swift’s directory, or a firm on a tracked register that holds no BIC. Licences held by an institution with a BIC are shown on its page.
Read the methodology →Register for this page
- FCA Financial Services Register - Payment Institutions & RAISPs—Financial Conduct Authority (FCA) · source ↗ as at 25 September 2026
- Overview, authorisation, partners, products, leadership and events—researched per institution by an AI model with web search, from the firm's own website, terms and filings, regulators' registers and notices, company registers and news. Licences, partners, figures, people and events link to their source, and each card shows the research date. AI research can be wrong or out of date, so check key facts at the source.
Assess the financial crime risk behind a licence
A licence records what an institution is authorised to do; it does not assess it. The Elucidate FinCrime Index (EFI) is an independent score of the financial crime risk of banks and payment institutions.
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