Belgium · Payments & e-money
Epbf
EPBF is a Belgian société anonyme with its office in Watermael-Boitsfort, Brussels. The National Bank of Belgium authorises it as a payment institution. BRED Banque Populaire created the firm in 2011 and owns 100% of it. BRED belongs to Groupe BPCE. EPBF processes SEPA Credit Transfers and SEPA Direct Debits for corporate and institutional clients, and offers cash management, cash pooling, bank connectivity and e-signature services.
Licences and registrations
Held by Epbf (LEI 6994001OJHXTSUW2X478). 1 entry on 1 of the 22 tracked registers, retrieved 25 September 2026.
| Register | Licence | Number | Jurisdiction | Status | Registered | Ends | Activities | Register entry |
|---|---|---|---|---|---|---|---|---|
| EBA PSD2 RegisterNational Bank of BelgiumLinked by LEI. Matched by Elucidate to GLEIF on name, country and address. | Payment institutionPayment Institution | 0837808497 | Belgium | Active | 2011-06-27 | — |
|
Search the register ↗ |
- Licences belong to the legal entity, not to a BIC.
- Each licence applies in the country of the regulator that granted it.
- Registers are tracked in 37 countries. Licences granted elsewhere are not recorded here.
- The register entries and their trading names were not matched against sanctions lists. The sanctions facts on this page cover the BIC and its LEI only.
Regulatory status
FSB · global systemically important banks
2025 list
- G-SIB
- Groupe BPCE
- Relation
- In a G-SIB groupGLEIF records a G-SIB entity as this legal entity’s ultimate parent. The bucket applies to the group, and membership does not make this entity a bank.
- Bucket
- 1 of 5 · extra capital buffer 1.0% of risk-weighted assets
- On the list since
- 2018
Swift network
Swift’s ISO 9362 BIC directory
- BIC
- EPBFBEBBXXX head office
- Connection to Swift
- Connected to SwiftThis BIC is registered as a live address on the Swift network. The institution sends and receives Swift messages under EPBFBEBB directly.
- Swift GPI
- Not on the member list
- Payment schemes and systems
- SCT · SCT Inst · SDD Core · SDD B2B · VOP · TIPS
- Branch codes
- None: head-office BIC only
- BIC first registered
- 2011-09-10
- Last updated
- 2022-02-14
Overview
Researched 29 Sep 2026 · Sources
Customers
Not published
Employees
Not published
Ownership
Group subsidiary
100% BRED Banque Populaire
Firm type
Payment infrastructure
- Ownership
- BRED Banque Populaire, a member of Groupe BPCE, owns 100% of the firm.
- Direct parent
- BRED Banque Populaire, France 100%
- Ultimate owner
- BPCE, France
- Head office
- Chaussée de la Hulpe 181 B11, 1170 Watermael-Boitsfort, Belgium
- Company register
- Crossroads Bank for Enterprises (KBO/BCE) 0837.808.497
- Incorporated
- 2011
Online
- Websites & references
- epbf.be ↗
- Official social accounts
- None found
Authorisation
Researched 29 Sep 2026 · Sources
- Operates under
- Its own licences
The National Bank of Belgium authorises the firm as a payment institution. The EBA PSD2 register lists it under number 0837808497 since 27 June 2011, for payment services and card acquiring.
| Authority | Licence or registration | Number | Held | Status | Source |
|---|---|---|---|---|---|
| National Bank of Belgium Belgium | Payment institution | 0837808497 | In its own name | Active | epbf.be ↗ |
Licences and registrations the research found, at home and abroad, as the firm and its regulators publish them. The Licences and registrations card shows the entries on the registers the directory tracks.
Partners and safeguarding
Researched 29 Sep 2026 · Sources
Banks and regulated firms the firm says hold its customers’ money, issue its cards, sponsor its accounts or settle its payments, as it discloses them in its terms and notices.
Products and markets
Researched 29 Sep 2026 · Sources
According to the firm, it processes SEPA Credit Transfers and SEPA Direct Debits for corporate and institutional clients in sectors such as energy, telecoms and retail. It also offers reporting, cash pooling, bank connectivity (Isabel, Swift and EBICS) and e-signature.
The firm operates from Brussels and describes its clients as European corporate and institutional clients. It says its main market is SEPA Direct Debit processing in Belgium.
- Payment volume
- EUR 17bnSEPA transactions processed (137 million transactions)
- Sells to
- Enterprises · Financial institutions
- Serves customers in
- Belgium
Recent events
Researched 29 Sep 2026 · Sources
The research found no fines, investigations, security incidents, licence changes or corporate events from the last three years.
Compliance-relevant events of the last three years, newest first: fines and enforcement, investigations, security incidents, licence changes, funding rounds, acquisitions and leadership changes. Each links to its source.
Identifiers
Head-office record
- BIC
- EPBFBEBBXXX
- How the BIC breaks down
- EPBFBank
- BECountry · Belgium
- BBLocation
- XXXBranch · head office
- Branch description
- Not recorded in the directory
- LEI
- 6994001OJHXTSUW2X478
- LEI record
- View on GLEIF ↗
- Licence no. · EBA-PSD2
- 0837808497
- How the LEI was matched
- BIC: Mapped to this BIC in the Swift and GLEIF BIC-to-LEI relationship file.Register entry: Matched by Elucidate to GLEIF on name, country and address.
- Register-entry ID
- 68464c4fa150
- National bank code
- Bank identification code 913
Profile
- Type
- Payments & e-moneyPayment institutions, e-money and stored-value issuers, and account-information providers. Licensed under payment-services law (e.g. PSD2 in the EU and UK, the Payment Services Act in Singapore). Taken from the licences on the tracked registers.
- Regulation
- Prudential licenceAuthorised with capital, safeguarding and conduct requirements, e.g. an authorised payment or e-money institution in the EU or UK, a major payment institution in Singapore, or a MiCA crypto-asset service provider.
- Register licences
- 1 entry on 1 register
- Activities
- Payment services
- Card acquiring
- Licensed in
- Belgium
- Country · region
- Belgium · Europe & Central Asia
- FSB G-SIB list
- In a G-SIB group · Groupe BPCE list of 2025
- Banking supervision
- Not on the ECB's list of supervised entities as of 2026-07-01
- Trading venues (MIC)
- No MIC registered under this LEI list of 2026-09-17
- OFAC sanctions
- No listing cites this BIC
- EU sanctions
- No listing matched this BIC or its LEI
- Country sanctions
- No country programme
Types come from Swift’s BIC classification, the licences on the 22 tracked registers, and the ECB and FSB bank lists. Most banks outside the euro area appear as financial institutions, because their supervisors’ registers are not tracked yet.
Ownership and group
GLEIF relationship records
- Direct parent
- Bred Banque Populaire · FranceNICH5Q04ADUV9SN3Q390 ↗
- Ultimate parent
- Bpce · France9695005MSX1OYEMGDF46 ↗
- FSB G-SIB list
- In a G-SIB group · Groupe BPCE bucket 1 · 2025 listGLEIF records a G-SIB entity as this legal entity’s ultimate parent. The bucket applies to the group, and membership does not make this entity a bank.
The Bpce group has 100 institutions in the directory, in 28 countries: 98 hold a BIC and 2 do not.
Including Natixis SA, Bred Banque Populaire, Bpce SA, Credit Foncier de France, Natixis Corporate and Investment Banking Luxembourg.
See the Bpce group →Group membership follows the accounting-consolidation relationships reported to GLEIF. It does not show ownership shares or control.
Addresses
- Registered address
- CHAUSSEE DE LA HULPE 181 WATERMAEL BOITSFORT 1170 BELGIUM
- Operational address
- CHAUSSEE DE LA HULPE 181 WATERMAEL BOITSFORT 1170 WATERMAEL BOITSFORT BELGIUM
ISO 20022 identification
As an agent in a Swift cross-border payment message (CBPR+)
A CBPR+ message identifies this institution by its BIC, and may add its LEI or a clearing code. CBPR+ does not allow a name and postal address next to a BIC.
- Identified by
- BIC, with its LEI
- Roles in CBPR+
- Any agent, including the instructing and instructed agents
CBPR+
For cross-border payments on Swift: the BIC, with the LEI and clearing code where known
<FinInstnId>
<BICFI>EPBFBEBBXXX</BICFI>
<LEI>6994001OJHXTSUW2X478</LEI>
</FinInstnId>Full record
Every ISO 20022 element the directory holds. Base ISO 20022 allows them together. CBPR+ does not allow a name and address next to a BIC
<FinInstnId>
<BICFI>EPBFBEBBXXX</BICFI>
<LEI>6994001OJHXTSUW2X478</LEI>
<Nm>EPBF</Nm>
<PstlAdr>
<TwnNm>WATERMAEL BOITSFORT</TwnNm>
<Ctry>BE</Ctry>
<AdrLine>CHAUSSEE DE LA HULPE 181 WATERMAEL BOITSFORT 1170</AdrLine>
</PstlAdr>
</FinInstnId>The BIC, name and address are as published in Swift’s BIC directory. The LEI comes from the Swift and GLEIF BIC-to-LEI file. Check them against your own records before use.
Payment schemes and systems
EPC registers of 2026-09-11 · ECB T2 list of 2026-07-02 · ECB TIPS list of 2026-09-01 · SIX Bank Master valid on 2026-09-28
| Scheme or system | Since | Registered with | Note |
|---|---|---|---|
| SEPA Credit TransferISO 20022 messages | 2011-11-07 | Head office | — |
| SEPA Instant Credit TransferISO 20022 messages | 2018-10-08 | Head office | — |
| SEPA Direct Debit CoreISO 20022 messages | 2011-11-07 | Head office | — |
| SEPA Direct Debit Business-to-BusinessISO 20022 messages | 2026-03-16 | Head office | — |
| Verification of Payee | 2025-08-22 | Head office | — |
| TIPS (TARGET Instant Payment Settlement)ISO 20022 messages | — | Head office | — |
SEPA dates are when the institution became ready for the scheme. TIPS entries have no joining date.
An institution missing from T2 may still be reachable through an indirect participant. The ECB’s TIPS list does not separate participants from reachable parties. It includes institutions reachable in Swedish kronor as well as in euro.
“ISO 20022 messages” marks a scheme or system whose rulebook or operator specifies ISO 20022 for messages between participants.
National bank codes
Bank identification code · Belgium
1 code file of 2026-09-01
| Code | Routes to BIC | Name in the national file |
|---|---|---|
| 913 | EPBFBEBB | EPBF |
Each code shows the name in the national file. Smaller banks often route through a central institution’s BIC. A code can therefore belong to a different bank than the one on this page.
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Sources & method
Every value comes from a public source, such as Swift’s ISO 9362 BIC directory, GLEIF or the OFAC and EU sanctions lists. Most sources are matched on a BIC or an LEI, not on a name.
Swift GPI membership is matched on names and is indicative. A missing sanctions match does not mean that no listing applies. Always screen against the official lists.
Register entries are not screened against sanctions lists. The sanctions facts on this page cover the BIC and its LEI only.
An institution is one entry in the directory: a BIC8 in Swift’s directory, or a firm on a tracked register that holds no BIC. Licences held by an institution with a BIC are shown on its page.
Read the methodology →Credits for this page
- Payment schemes and systems—Source: European Payments Council (EPC) Registers of Participants; matched to BICs by Elucidate. Source: European Central Bank, List of TIPS participants and reachable parties.
- National bank codes—Belgium (Source: National Bank of Belgium).
- EBA PSD2 Register—European Banking Authority (EBA) · register ↗ as at 25 September 2026
- Ownership and group—GLEIF Level 2 relationship records (accounting consolidation), matched by LEI.
- Overview, authorisation, partners, products, leadership and events—researched per institution by an AI model with web search, from the firm's own website, terms and filings, regulators' registers and notices, company registers and news. Licences, partners, figures, people and events link to their source, and each card shows the research date. AI research can be wrong or out of date, so check key facts at the source.
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