United Kingdom · Payments & e-money
Caxton Payments Ltd
Trading asCaxton
Legal name in the LEI recordCAXTON PAYMENTS LIMITED
Caxton Payments Limited is a private limited company registered in England and Wales, with its head office in London. The Financial Conduct Authority (FCA) authorises it as an electronic money institution (FRN 900663), and the firm states it holds a separate FSMA authorisation (FRN 431844). It offers international, payroll and supplier payments, paying-agent services and Mastercard prepaid travel and expense cards to UK businesses and consumers. PSI-Pay Limited issues the cards, with Caxton acting as programme manager.
Licences and registrations
Held by Caxton Payments Ltd (LEI 213800UE64QOSGDV2523). 2 entries on 2 of the 22 tracked registers, retrieved 25 September 2026.
| Register | Licence | Number | Jurisdiction | Status | Registered | Ends | Activities | Register entry |
|---|---|---|---|---|---|---|---|---|
| FCA Financial Services Register - E-Money InstitutionsFCA | Authorised E-Money InstitutionE-Money / Stored Value Institution | 900663 | United Kingdom | Active | 2018-06-19 | — |
|
Search the register ↗ |
| FCA Financial Services Register - Payment Institutions & RAISPsFCA | Authorised Payment InstitutionPayment Institution | 431844 | United Kingdom | Cancelled - Authorised PI | — | Ended 2016-11-28 |
|
Search the register ↗ |
Trading names on the register: Caxton (FCA-EMI, FCA-PSD)
- Each licence applies in the country of the regulator that granted it.
- Registers are tracked in 37 countries. Licences granted elsewhere are not recorded here.
Swift network
Swift’s ISO 9362 BIC directory
Holds no BIC in Swift’s directory.
Its LEI is not mapped to a BIC in the Swift and GLEIF BIC-to-LEI relationship file.
Overview
Researched 29 Sep 2026 · Sources
Customers
Not published
Ownership
Privately held
Firm type
FX and business payments
Trades as Caxton
- Ownership
- The accounts for the year to 28 February 2025 named The Caxton Holding Company Limited (Jersey) as immediate controlling party and founder Rupert Lee-Browne as ultimate controlling party. Companies House records that the holding company ceased to be a person with significant control on 28 February 2026, and Mr Lee-Browne remains registered as having significant influence or control.
- Major shareholder
- Rupert Allan Lee-Browne (significant influence or control; shareholding not disclosed)
- Head office
- 2 Leman Street, E1 8FA London, United Kingdom
- Company register
- Companies House 04610337
- Incorporated
- 5 Dec 2002
- Founder
- Rupert Lee-Browne
- Former name
- Caxton FX Limited
Online
- Websites & references
- caxton.io ↗
dev.caxton.io ↗ API developer documentation
status.caxtonfx.com ↗ API status page
caxton.group ↗ Caxton group site - Official social accounts
- LinkedIn ↗ · X ↗ · Facebook ↗ · Instagram ↗ · YouTube ↗ · TikTok ↗ · Pinterest ↗
- Apps
- App Store ↗ · Google Play ↗
Sources · 13 pages consulted
- caxton.io
- caxton.io/trust/fca-regulated
- caxton.io/legal-hub/terms-and-conditions/caxton-mastercard-prepaid-card
- caxton.io/legal-hub/partner-banks
- caxton.io/legal-hub/terms-and-conditions
- caxton.io/about
- find-and-update.company-information.service.gov.uk/company/04610337/officers
- find-and-update.company-information.service.gov.uk/company/04610337/persons-with-significant-control
- find-and-update.company-information.service.gov.uk/company/04610337/filing-history
- find-and-update.company-information.service.gov.uk/company/04610337/filing-history/MzQ5MDU5ODI2N2FkaXF6a2N4/document?format=pdf&download=0
- ffnews.com/newsarticle/roger-bracken-joins-board-of-leading-payments-business-caxton/
- m.mondovisione.com/news/caxton-appoints-new-cfo-to-help-scale-the-1-most-trusted-name-in-travel-money-202572
- councils.forbes.com/profile/Rupert-Lee-Browne-Founder-Chief-Executive-Caxton/79cb4d7b-638f-45a3-bafe-aca71faf
Authorisation
Researched 29 Sep 2026 · Sources
- Operates under
- Several models
- Licensed firm it operates under
- PSI-Pay Limited, United Kingdom Issuer of the Caxton Mastercard prepaid cards, with Caxton Payments Limited as programme manager
The FCA authorises the firm as an electronic money institution (FRN 900663) to issue e-money and provide payment services. The firm states it also holds an FSMA authorisation (FRN 431844) for its foreign exchange dealing and payment services. PSI-Pay Limited issues its Mastercard prepaid cards.
| Authority | Licence or registration | Number | Held | Status | Source |
|---|---|---|---|---|---|
| Financial Conduct Authority (FCA) United Kingdom | Authorised Electronic Money Institution | 900663 | In its own name | Active | caxton.io ↗ |
| Financial Conduct Authority (FCA) United Kingdom | FSMA authorised business | 431844 | In its own name | Active | caxton.io ↗ |
| Financial Conduct Authority (FCA) United Kingdom | Authorised Payment Institution (cancelled 28 November 2016) | 431844 | In its own name | Withdrawn or expired | — |
Licences and registrations the research found, at home and abroad, as the firm and its regulators publish them. The Licences and registrations card shows the entries on the registers the directory tracks.
Partners and safeguarding
Researched 29 Sep 2026 · Sources
- Safeguarding
- Segregated safeguarding accountsThe firm states that it keeps customer funds in an account with an authorised credit institution, separate from its own money.
- Card issuer
- PSI-Pay Limited United Kingdom
- Settlement bank
- RBS United Kingdom
- Settlement bank
- OpenPayd
- Settlement bank
- ClearBank United Kingdom
- Payment schemes and card networks
- Mastercard Through a partner caxton.io ↗
Banks and regulated firms the firm says hold its customers’ money, issue its cards, sponsor its accounts or settle its payments, as it discloses them in its terms and notices.
Products and markets
Researched 29 Sep 2026 · Sources
The firm sells international payments to 196 countries, payroll and supplier payments, paying-agent and escrow services, and multi-currency prepaid travel and expense cards. Its business sales focus on law and accountancy firms.
The firm serves UK-based customers, and its accounts state that all turnover arose in the United Kingdom. It sends payments to 196 countries.
- Revenue
- GBP 10.5m
- Sells to
- Small businesses · Enterprises · Consumers
- Serves customers in
- United Kingdom
Leadership
Researched 29 Sep 2026 · Sources
- Chief executive
- Rupert Lee-Browne Founder and Chief Executive; director
- Executive
- Jane Emma Peerless Director
- Executive
- Roger Justin Bracken Non-executive director
- Executive
- Simon Charles Bullock Director
Recent events
Researched 29 Sep 2026 · Sources
-
Leadership
Henry Allen, appointed Chief Financial Officer in July 2025, ceased to be a director on 31 May 2026.
find-and-update.company-information.service.gov.uk ↗ -
Leadership
The firm appointed Simon Charles Bullock as a director on 21 April 2026, according to Companies House.
find-and-update.company-information.service.gov.uk ↗ -
Other
Companies House records that The Caxton Holding Company Limited ceased to be a person with significant control on 28 February 2026.
find-and-update.company-information.service.gov.uk ↗ -
Leadership
Trevor Price stepped down as director and company secretary on 30 June 2025.
find-and-update.company-information.service.gov.uk ↗ -
Funding
The firm issued one ordinary share for GBP 100,000, after issuing one for GBP 250,000 in December 2024.
find-and-update.company-information.service.gov.uk ↗ -
Leadership
The firm appointed Roger Bracken as a non-executive director on 19 March 2025.
ffnews.com ↗
Compliance-relevant events of the last three years, newest first: fines and enforcement, investigations, security incidents, licence changes, funding rounds, acquisitions and leadership changes. Each links to its source.
Identifiers
- Licence no. · FCA-EMI
- 900663
- Licence no. · FCA-PSD
- 431844
- BIC
- Holds no BIC in Swift’s directory
- How the LEI was matched
- Matched by Elucidate on the UK company number the register gives
- Elucidate firm ID
- a05b0ee4b969
Profile
- Type
- Payments & e-moneyPayment institutions, e-money and stored-value issuers, and account-information providers. Licensed under payment-services law (e.g. PSD2 in the EU and UK, the Payment Services Act in Singapore). Taken from the licences on the tracked registers.
- Regulation
- Prudential licenceAuthorised with capital, safeguarding and conduct requirements, e.g. an authorised payment or e-money institution in the EU or UK, a major payment institution in Singapore, or a MiCA crypto-asset service provider.
- Main licence class
- E-Money / Stored Value Institution
- Activities
- Payment services
- E-money / stored value
- Licensed in
- United Kingdom · Europe & Central Asia
- First registered
- 2018-06-19
- Website
- Caxton.io ↗
Types come from Swift’s BIC classification, the licences on the 22 tracked registers, and the ECB and FSB bank lists. Most banks outside the euro area appear as financial institutions, because their supervisors’ registers are not tracked yet.
Ownership and group
GLEIF relationship records
GLEIF’s relationship records name no parent for this LEI, and no group page is published for it.
Addresses
- Address on the register
- 2 Leman Street, London, E1 8FA
- Country
- United Kingdom
ISO 20022 identification
As an agent in a Swift cross-border payment message (CBPR+)
This institution holds no BIC. A CBPR+ message identifies it by name and postal address, and may add its LEI or a clearing code.
- Identified by
- Name and postal address, with its LEI
- Postal address
- Hybrid: town, postcode and country in their own elements, the rest in one address line
<FinInstnId>
<LEI>213800UE64QOSGDV2523</LEI>
<Nm>Caxton Payments Ltd</Nm>
<PstlAdr>
<PstCd>E1 8FA</PstCd>
<TwnNm>London</TwnNm>
<Ctry>GB</Ctry>
<AdrLine>2 Leman Street</AdrLine>
</PstlAdr>
</FinInstnId>CBPR+ identifies the instructing and instructed agents by BIC only. An institution without a BIC can be the debtor, creditor or an intermediary agent.
The values are as published by the register. Check them against your own records before use.
Sources & method
Register entries come from the public registers of financial regulators, standardised into one taxonomy. LEIs are matched through GLEIF, and a BIC is linked only through a shared LEI.
An institution missing from these registers is not necessarily unregulated.
Register entries are not matched against the OFAC or EU sanctions lists. Where the legal entity also holds a BIC, the matches for that BIC are on its page. Always screen against the official lists.
An institution is one entry in the directory: a BIC8 in Swift’s directory, or a firm on a tracked register that holds no BIC. Licences held by an institution with a BIC are shown on its page.
Read the methodology →Registers for this page
- FCA Financial Services Register - E-Money Institutions—Financial Conduct Authority (FCA) · source ↗ as at 25 September 2026
- FCA Financial Services Register - Payment Institutions & RAISPs—Financial Conduct Authority (FCA) · source ↗ as at 25 September 2026
- Overview, authorisation, partners, products, leadership and events—researched per institution by an AI model with web search, from the firm's own website, terms and filings, regulators' registers and notices, company registers and news. Licences, partners, figures, people and events link to their source, and each card shows the research date. AI research can be wrong or out of date, so check key facts at the source.
Assess the financial crime risk behind a licence
A licence records what an institution is authorised to do; it does not assess it. The Elucidate FinCrime Index (EFI) is an independent score of the financial crime risk of banks and payment institutions.
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