United Kingdom · Payments & e-money
Eta Money Limited
ETA Money Limited is a private limited company registered in England and Wales under company number 11061003. The Financial Conduct Authority (FCA) has authorised it as an electronic money institution since 16 October 2019, under reference 900912. Nikita Olgart is its sole director and owns 75% or more of its shares. Its accounts name him as sole shareholder and ultimate controlling party. It offers business clients EUR IBAN and multi-currency accounts, SEPA transfers, currency exchange, branded cards and an online payment gateway.
Licences and registrations
Held by Eta Money Limited (LEI 213800QRNU1DQCQ9UH22). 1 entry on 1 of the 22 tracked registers, retrieved 25 September 2026.
| Register | Licence | Number | Jurisdiction | Status | Registered | Ends | Activities | Register entry |
|---|---|---|---|---|---|---|---|---|
| FCA Financial Services Register - E-Money InstitutionsFCALinked by LEI. Matched by Elucidate on the UK company number the register gives. | Authorised E-Money InstitutionE-Money / Stored Value Institution | 900912 | United Kingdom | Active | 2019-10-16 | — |
|
Search the register ↗ |
- Licences belong to the legal entity, not to a BIC.
- Each licence applies in the country of the regulator that granted it.
- Registers are tracked in 37 countries. Licences granted elsewhere are not recorded here.
- The register entries and their trading names were not matched against sanctions lists. The sanctions facts on this page cover the BIC and its LEI only.
Swift network
Swift’s ISO 9362 BIC directory
- BIC
- ETMOGB22XXX head office
- Connection to Swift
- Reverse billingThe institution is connected to Swift. Messages sent to it are billed to the institution, not to the sender. The “2” in the eighth character of ETMOGB22 marks reverse billing.
- Swift GPI
- Not on the member list
- Payment schemes and systems
- No entry in the EPC registers, the ECB T2 and TIPS lists or the SIX Bank Master cites this BIC
- Branch codes
- None: head-office BIC only
- BIC first registered
- 2020-09-05
- Last updated
- 2021-03-18
Overview
Researched 29 Sep 2026 · Sources
Customers
Not published
Ownership
Privately held
Firm type
E-money and accounts
Trades as ETA Money
- Ownership
- Nikita Olgart, the sole director, owns the firm directly and is its only shareholder. Companies House records his share as 75% or more, and he is the ultimate controlling party.
- Major shareholder
- Nikita Olgart
- Head office
- Spaces Moorgate, 30 Moorgate, EC2R 6PJ London, United Kingdom (registered office: City Road Spaces, City Road, The Epworth, 25 City Road, London, EC1Y 1AA, United Kingdom)
- Company register
- Companies House 11061003
- Incorporated
- 13 Nov 2017
Online
- Websites & references
- etamoney.com ↗
banking.etamoney.com ↗ customer online banking login - Official social accounts
- None found
Sources · 7 pages consulted
- register.fca.org.uk/servlet/servlet.FileDownload?file=015b0000006CWmx
- find-and-update.company-information.service.gov.uk/company/11061003
- find-and-update.company-information.service.gov.uk/company/11061003/officers
- find-and-update.company-information.service.gov.uk/company/11061003/persons-with-significant-control
- find-and-update.company-information.service.gov.uk/company/11061003/filing-history
- find-and-update.company-information.service.gov.uk/company/11061003/filing-history/MzU0MDY3Mjk2OGFkaXF6a2N4/document?format=pdf&download=0
- etamoney.com/
Authorisation
Researched 29 Sep 2026 · Sources
- Operates under
- Its own licences
The FCA authorises the firm as an electronic money institution under the Electronic Money Regulations 2011, reference 900912. The authorisation also covers payment services.
| Authority | Licence or registration | Number | Held | Status | Source |
|---|---|---|---|---|---|
| Financial Conduct Authority United Kingdom | Authorised Electronic Money Institution | 900912 | In its own name | Active | register.fca.org.uk ↗ |
Licences and registrations the research found, at home and abroad, as the firm and its regulators publish them. The Licences and registrations card shows the entries on the registers the directory tracks.
Partners and safeguarding
Researched 29 Sep 2026 · Sources
- Safeguarding
- Segregated safeguarding accountsAccording to its 2025 accounts, the firm holds customer funds in safeguarded bank accounts under the Electronic Money Regulations 2011, segregated from its own funds.
- Payment schemes and card networks
- SEPA Credit Transfer Access not stated etamoney.com ↗
Visa Access not stated etamoney.com ↗
Mastercard Access not stated etamoney.com ↗
Banks and regulated firms the firm says hold its customers’ money, issue its cards, sponsor its accounts or settle its payments, as it discloses them in its terms and notices.
Products and markets
Researched 29 Sep 2026 · Sources
It offers businesses EUR IBAN and multi-currency accounts with SEPA transfers, currency exchange and Visa and Mastercard Original Credit Transfers. It also offers branded USD and EUR cards for clients or employees, and a payment gateway for online merchants, payment service providers and e-wallets.
The firm operates under its UK authorisation. Its accounts for the year to 30 November 2025 attribute all turnover to the United Kingdom.
- Revenue
- GBP 182,220
- Sells to
- Small businesses · Enterprises · Platforms and marketplaces · Financial institutions
- Serves customers in
- United Kingdom
Leadership
Researched 29 Sep 2026 · Sources
- Chief executive
- Nikita Olgart Director (sole director and sole shareholder)
Recent events
Researched 29 Sep 2026 · Sources
-
Other
The auditor, Zenith Audit Ltd, reported a material uncertainty related to going concern in the accounts for the year to 30 November 2025.
find-and-update.company-information.service.gov.uk ↗ -
Other
The firm moved its registered office from 30 Moorgate to The Epworth, 25 City Road, London.
find-and-update.company-information.service.gov.uk ↗ -
Other
The firm closed its EUR operating and segregated accounts at European Merchant Bank. It moved the balances to accounts at Narvi Payments Oy Ab and Revolut Ltd.
find-and-update.company-information.service.gov.uk ↗ -
Leadership
Vladimirs Pankratovs resigned as a director of the firm on 21 December 2023.
find-and-update.company-information.service.gov.uk ↗ -
Merger / acquisition
Nikita Olgart replaced Vladimirs Pankratovs as the person with significant control on 5 October 2023. He holds 75% or more of the shares.
find-and-update.company-information.service.gov.uk ↗ -
Leadership
The firm appointed Nikita Olgart as a director on 15 March 2023, and Kristine Sestaka resigned on 24 March 2023.
find-and-update.company-information.service.gov.uk ↗
Compliance-relevant events of the last three years, newest first: fines and enforcement, investigations, security incidents, licence changes, funding rounds, acquisitions and leadership changes. Each links to its source.
Identifiers
Head-office record
- BIC
- ETMOGB22XXX
- How the BIC breaks down
- ETMOBank
- GBCountry · United Kingdom
- 22Location · reverse billing
- XXXBranch · head office
- Branch description
- Not recorded in the directory
- LEI
- 213800QRNU1DQCQ9UH22
- LEI record
- View on GLEIF ↗
- Licence no. · FCA-EMI
- 900912
- How the LEI was matched
- BIC: Mapped to this BIC in the Swift and GLEIF BIC-to-LEI relationship file.Register entry: Matched by Elucidate on the UK company number the register gives.
- Register-entry ID
- 69dd0375154d
Profile
- Type
- Payments & e-moneyPayment institutions, e-money and stored-value issuers, and account-information providers. Licensed under payment-services law (e.g. PSD2 in the EU and UK, the Payment Services Act in Singapore). Taken from the licences on the tracked registers.
- Regulation
- Prudential licenceAuthorised with capital, safeguarding and conduct requirements, e.g. an authorised payment or e-money institution in the EU or UK, a major payment institution in Singapore, or a MiCA crypto-asset service provider.
- Register licences
- 1 entry on 1 register
- Activities
- Payment services
- E-money / stored value
- Licensed in
- United Kingdom
- Website (register)
- etamoney.com ↗
- Country · region
- United Kingdom · Europe & Central Asia
- Trading venues (MIC)
- No MIC registered under this LEI list of 2026-09-17
- OFAC sanctions
- No listing cites this BIC
- EU sanctions
- No listing matched this BIC or its LEI
- Country sanctions
- No country programme
Types come from Swift’s BIC classification, the licences on the 22 tracked registers, and the ECB and FSB bank lists. Most banks outside the euro area appear as financial institutions, because their supervisors’ registers are not tracked yet.
Ownership and group
GLEIF relationship records
GLEIF’s relationship records name no parent for this LEI, and no group page is published for it.
Addresses
- Registered address
- SPACES MOORGATE 30 MOORGATE LONDON EC2R 6PJ UNITED KINGDOM
- Operational address
- SPACES MOORGATE 30 MOORGATE LONDON LONDON EC2R 6PJ UNITED KINGDOM
ISO 20022 identification
As an agent in a Swift cross-border payment message (CBPR+)
A CBPR+ message identifies this institution by its BIC, and may add its LEI or a clearing code. CBPR+ does not allow a name and postal address next to a BIC.
- Identified by
- BIC, with its LEI
- Roles in CBPR+
- Any agent, including the instructing and instructed agents
CBPR+
For cross-border payments on Swift: the BIC, with the LEI and clearing code where known
<FinInstnId>
<BICFI>ETMOGB22XXX</BICFI>
<LEI>213800QRNU1DQCQ9UH22</LEI>
</FinInstnId>Full record
Every ISO 20022 element the directory holds. Base ISO 20022 allows them together. CBPR+ does not allow a name and address next to a BIC
<FinInstnId>
<BICFI>ETMOGB22XXX</BICFI>
<LEI>213800QRNU1DQCQ9UH22</LEI>
<Nm>ETA MONEY LIMITED</Nm>
<PstlAdr>
<TwnNm>LONDON</TwnNm>
<Ctry>GB</Ctry>
<AdrLine>SPACES MOORGATE 30 MOORGATE LONDON EC2R 6PJ</AdrLine>
</PstlAdr>
</FinInstnId>The BIC, name and address are as published in Swift’s BIC directory. The LEI comes from the Swift and GLEIF BIC-to-LEI file. Check them against your own records before use.
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Sources & method
Every value comes from a public source, such as Swift’s ISO 9362 BIC directory, GLEIF or the OFAC and EU sanctions lists. Most sources are matched on a BIC or an LEI, not on a name.
Swift GPI membership is matched on names and is indicative. A missing sanctions match does not mean that no listing applies. Always screen against the official lists.
Register entries are not screened against sanctions lists. The sanctions facts on this page cover the BIC and its LEI only.
An institution is one entry in the directory: a BIC8 in Swift’s directory, or a firm on a tracked register that holds no BIC. Licences held by an institution with a BIC are shown on its page.
Read the methodology →Credits for this page
- FCA Financial Services Register - E-Money Institutions—Financial Conduct Authority (FCA) · register ↗ as at 25 September 2026
- Overview, authorisation, partners, products, leadership and events—researched per institution by an AI model with web search, from the firm's own website, terms and filings, regulators' registers and notices, company registers and news. Licences, partners, figures, people and events link to their source, and each card shows the research date. AI research can be wrong or out of date, so check key facts at the source.
- Images—logos and photos from Wikimedia Commons (credited with their author and licence) or from the institution's own website, where Wikimedia has none. Elucidate keeps a copy of each; the links lead to the source and the original image. Logo: etamoney.com (official website) · original.
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