Italy · Payments & e-money
Fabrick S.P.A.
Fabrick S.p.A. is an Italian joint-stock company based in Biella. The Bank of Italy authorises it as a payment institution, and it has been on the register of payment institutions since 16 March 2020. Banca Sella Holding S.p.A. controls the firm, and Mastercard and Reale Group have held minority stakes since 2023. It sells account information, payment initiation, payment orchestration, payment facilitation and in-store payment acceptance to businesses, banks and platforms. It also markets Banca Sella's acquiring services. It absorbed its subsidiary Axerve by merger in April 2024.
Licences and registrations
Held by Fabrick S.P.A. (LEI 815600E1EFC5260F4726). 1 entry on 1 of the 22 tracked registers, retrieved 25 September 2026.
| Register | Licence | Number | Jurisdiction | Status | Registered | Ends | Activities | Register entry |
|---|---|---|---|---|---|---|---|---|
| EBA PSD2 RegisterBank of ItalyLinked by LEI. Matched by Elucidate to GLEIF on name, country and address. | Payment institutionPayment Institution | 02654890025 | Italy | Active | 2020-03-16 | — |
|
Search the register ↗ |
- Licences belong to the legal entity, not to a BIC.
- Each licence applies in the country of the regulator that granted it.
- Registers are tracked in 37 countries. Licences granted elsewhere are not recorded here.
- The register entries and their trading names were not matched against sanctions lists. The sanctions facts on this page cover the BIC and its LEI only.
Swift network
Swift’s ISO 9362 BIC directory
- BIC
- AXEVIT22XXX head office
- Connection to Swift
- Reverse billingThe institution is connected to Swift. Messages sent to it are billed to the institution, not to the sender. The “2” in the eighth character of AXEVIT22 marks reverse billing.
- Swift GPI
- Not on the member list
- Payment schemes and systems
- SCT · SCT Inst · SDD Core · SDD B2B · VOP · TIPS
- Branch codes
- 1 branch code
- BIC first registered
- 2021-06-05
- Last updated
- 2024-04-10
Overview
Researched 29 Sep 2026 · Sources
Employees
Not published
Ownership
Group subsidiary
Banca Sella Holding S.p.A.
Firm type
Payment infrastructure
Trades as Fabrick
- Standing
- Fabrick absorbed its payment-acceptance subsidiary Axerve by merger in April 2024. Axerve products such as POS Easy continue under the Axerve brand.
- Ownership
- Banca Sella Holding S.p.A. is the majority shareholder, and Mastercard and Reale Group hold minority stakes acquired in 2023.
- Direct parent
- Banca Sella Holding S.p.A., Italy
- Ultimate owner
- Maurizio Sella - Società in accomandita per azioni, Italy
- Head office
- Piazza Gaudenzio Sella 1, 13900 Biella, Italy
- Company register
- Registro delle Imprese Monte Rosa Laghi Alto Piemonte 02654890025 (REA BI-202965)
- Founders
- Paolo Zaccardi · Marco Casartelli
Online
- Websites & references
- fabrick.com ↗
axerve.com ↗ Axerve brand site for POS and in-store payment products
status.fabrick.com ↗ status page - Official social accounts
- LinkedIn ↗ · Facebook ↗ · Instagram ↗ · YouTube ↗
Sources · 12 pages consulted
- fabrick.com/documents/Trasparenza/FBK_FI_IT_EN_FSP
- fabrick.com/documents/Trasparenza/FBK_FI_IT_EN_PAYMENTFACILITATOR
- fabrick.com/it-it/trasparenza/
- fabrick.com/it-it/corporate/storia/
- fabrick.com/it-it/corporate/management-team/
- fabrick.com/it-it/media-hub/comunicati-stampa/
- sellagroup.eu/chi-siamo/fabrick
- landing.fabrick.com/hubfs/fabrick/310523_%20cs_Mastercard%20Fabrick_ITA.pdf
- landing.fabrick.com/hubfs/mkt/press-release/FABRICK_CS_PAGOPA.pdf
- teleborsa.it/News/2026/02/10/fabrick-sella-ricavi-salgono-a-66-milioni-di-euro-nel-2025-191.html
- arenadigitale.it/2025/06/18/fabrick-finalizza-lacquisizione-di-finapi/
- bebeez.it/fintech/reale-group-e-mastercard-nel-capitale-di-fabrick-gruppo-sella-resta-lazionista-di
Authorisation
Researched 29 Sep 2026 · Sources
- Operates under
- Several models
- Licensed firm it operates under
- Banca Sella S.p.A., Italy Fabrick places and/or promotes Banca Sella's POS and e-commerce acquiring services and its Sella Cash payment account
The Bank of Italy authorises the firm as a payment institution under authorisation no. 0151013/20. This covers payment services, card acquiring, payment initiation and account information. The POS and e-commerce acquiring and the payment account it markets are services of Banca Sella S.p.A.
| Authority | Licence or registration | Number | Held | Status | Source |
|---|---|---|---|---|---|
| Bank of Italy Italy | Payment institution (register of payment institutions; EBA register activities: payment services, card acquiring, payment initiation, account information) | 36780.5 | In its own name | Active | fabrick.com ↗ |
Licences and registrations the research found, at home and abroad, as the firm and its regulators publish them. The Licences and registrations card shows the entries on the registers the directory tracks.
Partners and safeguarding
Researched 29 Sep 2026 · Sources
- Acquirer / processor · Partner
- Banca Sella S.p.A. Italy
- Payment schemes and card networks
- pagoPA Direct landing.fabrick.com ↗
Visa Access not stated fabrick.com ↗
Mastercard Access not stated fabrick.com ↗
Banks and regulated firms the firm says hold its customers’ money, issue its cards, sponsor its accounts or settle its payments, as it discloses them in its terms and notices.
Products and markets
Researched 29 Sep 2026 · Sources
It sells account aggregation, Pay by Bank payment initiation, payment orchestration, an e-commerce gateway, payment facilitation for Visa and Mastercard, split payments and POS acceptance through its Axerve brand. It also markets Banca Sella's acquiring services and payment account.
It serves customers mainly in Italy and publishes transparency pages for Spain and France. Subsidiaries of the firm serve the UK (Judopay) and Germany (finAPI).
- Revenue
- EUR 66m
- Payment volume
- EUR 29.8bnValue of POS and e-commerce transactions in the payments business
- Sells to
- Enterprises · Small businesses · Financial institutions · Platforms and marketplaces
- Serves customers in 3 countries
- Italy · Spain · France
- Latest funding round
- Minority equity investment (capital increase) Jun 2023Led by Reale Group
Leadership
Researched 29 Sep 2026 · Sources
- Chief executive
- Paolo Zaccardi Co-Founder & CEO (Amministratore Delegato e Direttore Generale)
- Chair
- Pietro Sella Presidente (Chair of the Board)
- Chief financial officer
- Nicola Cattarossi Chief Financial Officer
- Founder
- Marco Casartelli Co-Founder & Deputy CEO
- Executive
- Giulio Rattone Chief Operating Officer
Recent events
Researched 29 Sep 2026 · Sources
-
Other
The European Central Bank selected Almaviva and Fabrick to build the digital euro mobile app and its technology infrastructure.
fabrick.com ↗ -
Leadership
Fabrick appointed Gloriana Cimmino as Chief Commercial Officer, reporting to the CEO.
fabrick.com ↗ -
Leadership
Fabrick appointed Nicola Cattarossi as Chief Financial Officer and Head of Corporate Affairs.
fabrick.com ↗ -
Merger / acquisition
Links Management and Technology announced its acquisition of 100% of Codd&Date from Fabrick.
fabrick.com ↗ -
Merger / acquisition
Fabrick completed its acquisition of 75% of the German open banking firm finAPI from SCHUFA Holding AG.
arenadigitale.it ↗ -
Merger / acquisition
Fabrick absorbed its payment-acceptance subsidiary Axerve by merger.
fabrick.com ↗
Compliance-relevant events of the last three years, newest first: fines and enforcement, investigations, security incidents, licence changes, funding rounds, acquisitions and leadership changes. Each links to its source.
Identifiers
Head-office record
- BIC
- AXEVIT22XXX
- How the BIC breaks down
- AXEVBank
- ITCountry · Italy
- 22Location · reverse billing
- XXXBranch · head office
- Branch description
- Not recorded in the directory
- LEI
- 815600E1EFC5260F4726
- LEI record
- View on GLEIF ↗
- Licence no. · EBA-PSD2
- 02654890025
- How the LEI was matched
- BIC: Mapped to this BIC in the Swift and GLEIF BIC-to-LEI relationship file.Register entry: Matched by Elucidate to GLEIF on name, country and address.
- Register-entry ID
- 618d7b59ae51
Profile
- Type
- Payments & e-moneyPayment institutions, e-money and stored-value issuers, and account-information providers. Licensed under payment-services law (e.g. PSD2 in the EU and UK, the Payment Services Act in Singapore). Taken from the licences on the tracked registers.
- Regulation
- Prudential licenceAuthorised with capital, safeguarding and conduct requirements, e.g. an authorised payment or e-money institution in the EU or UK, a major payment institution in Singapore, or a MiCA crypto-asset service provider.
- Register licences
- 1 entry on 1 register
- Activities
- Payment services
- Card acquiring
- Payment initiation
- Account information
- Licensed in
- Italy
- Country · region
- Italy · Europe & Central Asia
- Banking supervision
- Not on the ECB's list of supervised entities as of 2026-07-01
- Trading venues (MIC)
- No MIC registered under this LEI list of 2026-09-17
- OFAC sanctions
- No listing cites this BIC
- EU sanctions
- No listing matched this BIC or its LEI
- Country sanctions
- No country programme
Types come from Swift’s BIC classification, the licences on the 22 tracked registers, and the ECB and FSB bank lists. Most banks outside the euro area appear as financial institutions, because their supervisors’ registers are not tracked yet.
Ownership and group
GLEIF relationship records
- Direct parent
- Banca Sella Holding S.P.A. · Italy549300ABE4K96QOCEH37 ↗
- Ultimate parent
- Maurizio Sella - Societa' In Accomandita Per Azioni · Italy815600F24AE25C9D1B94 ↗
The Maurizio Sella - Societa' In Accomandita Per Azioni group has 5 institutions in the directory, in 1 country: all hold a BIC.
Including Banca Patrimoni Sella and C. SPA, In Sigla Bpa SPA, Banca Sella Holding SPA, Banca Sella SPA, Sella Sgr S.P.A..
See the Maurizio Sella - Societa' In Accomandita Per Azioni group →Group membership follows the accounting-consolidation relationships reported to GLEIF. It does not show ownership shares or control.
Addresses
- Registered address
- PIAZZA GAUDENZIO SELLA 1 BIELLA 13900 ITALY
- Operational address
- PIAZZA GAUDENZIO SELLA 1 BIELLA 13900 BIELLA ITALY
ISO 20022 identification
As an agent in a Swift cross-border payment message (CBPR+)
A CBPR+ message identifies this institution by its BIC, and may add its LEI or a clearing code. CBPR+ does not allow a name and postal address next to a BIC.
- Identified by
- BIC, with its LEI
- Roles in CBPR+
- Any agent, including the instructing and instructed agents
CBPR+
For cross-border payments on Swift: the BIC, with the LEI and clearing code where known
<FinInstnId>
<BICFI>AXEVIT22XXX</BICFI>
<LEI>815600E1EFC5260F4726</LEI>
</FinInstnId>Full record
Every ISO 20022 element the directory holds. Base ISO 20022 allows them together. CBPR+ does not allow a name and address next to a BIC
<FinInstnId>
<BICFI>AXEVIT22XXX</BICFI>
<LEI>815600E1EFC5260F4726</LEI>
<Nm>FABRICK S.P.A.</Nm>
<PstlAdr>
<TwnNm>BIELLA</TwnNm>
<Ctry>IT</Ctry>
<AdrLine>PIAZZA GAUDENZIO SELLA 1 BIELLA 13900</AdrLine>
</PstlAdr>
</FinInstnId>The BIC, name and address are as published in Swift’s BIC directory. The LEI comes from the Swift and GLEIF BIC-to-LEI file. Check them against your own records before use.
Payment schemes and systems
EPC registers of 2026-09-11 · ECB T2 list of 2026-07-02 · ECB TIPS list of 2026-09-01 · SIX Bank Master valid on 2026-09-28
| Scheme or system | Since | Registered with | Note |
|---|---|---|---|
| SEPA Credit TransferISO 20022 messages | 2024-04-01 | Head office | — |
| SEPA Instant Credit TransferISO 20022 messages | 2025-09-01 | Head office | — |
| SEPA Direct Debit CoreISO 20022 messages | 2024-04-01 | Head office | — |
| SEPA Direct Debit Business-to-BusinessISO 20022 messages | 2024-04-01 | Head office | — |
| Verification of Payee | 2025-10-05 | Head office | — |
| TIPS (TARGET Instant Payment Settlement)ISO 20022 messages | — | Head office | — |
SEPA dates are when the institution became ready for the scheme. TIPS entries have no joining date.
An institution missing from T2 may still be reachable through an indirect participant. The ECB’s TIPS list does not separate participants from reachable parties. It includes institutions reachable in Swedish kronor as well as in euro.
“ISO 20022 messages” marks a scheme or system whose rulebook or operator specifies ISO 20022 for messages between participants.
Network
Branch codes
| BIC | Branch | City | Address | LEI | Updated |
|---|---|---|---|---|---|
| AXEVIT22ZZZ | NONE | Biella | PIAZZA GAUDENZIO SELLA 1 BIELLA 13900 BIELLA ITALY | — | 2024-04-10 |
Claim this profile
Work at Fabrick S.P.A.?
Claim this page to have it marked as verified by the bank, and to send us corrections. We verify every claim before anything changes on the page.
- 01Submit Tell us who you are, using your work email.
- 02We verify We check the email domain and confirm your role with the bank. This usually takes up to five business days.
- 03Profile claimed The page is marked as claimed and verified. You can send us corrections at any time.
Claim received
Thank you. We will email your work address once the claim is verified. Until then, the page stays unclaimed.
The claim was not sent. Try again, or email contact@elucidate.co.
Sources & method
Every value comes from a public source, such as Swift’s ISO 9362 BIC directory, GLEIF or the OFAC and EU sanctions lists. Most sources are matched on a BIC or an LEI, not on a name.
Swift GPI membership is matched on names and is indicative. A missing sanctions match does not mean that no listing applies. Always screen against the official lists.
Register entries are not screened against sanctions lists. The sanctions facts on this page cover the BIC and its LEI only.
An institution is one entry in the directory: a BIC8 in Swift’s directory, or a firm on a tracked register that holds no BIC. Licences held by an institution with a BIC are shown on its page.
Read the methodology →Credits for this page
- Payment schemes and systems—Source: European Payments Council (EPC) Registers of Participants; matched to BICs by Elucidate. Source: European Central Bank, List of TIPS participants and reachable parties.
- EBA PSD2 Register—European Banking Authority (EBA) · register ↗ as at 25 September 2026
- Ownership and group—GLEIF Level 2 relationship records (accounting consolidation), matched by LEI.
- Overview, authorisation, partners, products, leadership and events—researched per institution by an AI model with web search, from the firm's own website, terms and filings, regulators' registers and notices, company registers and news. Licences, partners, figures, people and events link to their source, and each card shows the research date. AI research can be wrong or out of date, so check key facts at the source.
Assess the financial crime risk behind a BIC
A BIC identifies an institution; it does not assess it. The Elucidate FinCrime Index (EFI) is an independent score of the financial crime risk of banks, built for correspondent banking and counterparty due diligence.
Book a demo