Italy · Payments & e-money
Buffetti Finance S.P.A.
Buffetti Finance S.p.A. is an Italian joint-stock company with its registered office in Rome. The Bank of Italy authorises it as a payment institution, entered as no. 81 in the register of payment institutions. Gruppo Buffetti S.p.A. owns 100% of the firm, and Dylog Italia S.p.A. heads the group. It offers card acquiring, payment accounts with SEPA transfers and direct debits, bill and pagoPA collection through affiliated merchants, and open banking services to businesses, professionals and public bodies. It traded as Se.Pa.Fin. S.p.A. until the group announced its rename to Buffetti Finance in June 2023.
Licences and registrations
Held by Buffetti Finance S.P.A. (LEI 9845001Y5046DZ9Q8315). 1 entry on 1 of the 22 tracked registers, retrieved 25 September 2026.
| Register | Licence | Number | Jurisdiction | Status | Registered | Ends | Activities | Register entry |
|---|---|---|---|---|---|---|---|---|
| EBA PSD2 RegisterBank of ItalyLinked by LEI. Matched by Elucidate to GLEIF on name, country and address. | Payment institutionPayment Institution | 07783020725 | Italy | Active | 2018-01-14 | — |
|
Search the register ↗ |
- Licences belong to the legal entity, not to a BIC.
- Each licence applies in the country of the regulator that granted it.
- Registers are tracked in 37 countries. Licences granted elsewhere are not recorded here.
- The register entries and their trading names were not matched against sanctions lists. The sanctions facts on this page cover the BIC and its LEI only.
Swift network
Swift’s ISO 9362 BIC directory
- BIC
- SEPFIT31XXX head office
- Connection to Swift
- Passive participant (no connection)This BIC is registered for identification only. The institution has no direct connection to the Swift network. Messages and payments reach it through a correspondent bank. The “1” in the eighth character of SEPFIT31 marks a passive participant.
- Swift GPI
- Not on the member list
- Payment schemes and systems
- SCT · SCT Inst · SDD Core · VOP · TIPS
- Branch codes
- 1 branch code
- BIC first registered
- 2016-05-07
- Last updated
- 2024-04-10
Overview
Researched 29 Sep 2026 · Sources
Customers
Not published
Employees
Not published
Ownership
Group subsidiary
100% Gruppo Buffetti S.p.A.
Firm type
Merchant acquiring and processing
Trades as Buffetti Finance
- Standing
- The firm formerly traded as Se.Pa.Fin. S.p.A. from a registered office in Putignano (Bari). In June 2023 the Dylog Buffetti group announced its rename to Buffetti Finance S.p.A. The registered office is now in Rome.
- Ownership
- Gruppo Buffetti S.p.A. owns 100% of the firm and directs and coordinates it, within the Dylog Buffetti group headed by Dylog Italia S.p.A.
- Direct parent
- Gruppo Buffetti S.p.A. ↗, Italy 100%
- Ultimate owner
- Dylog Italia S.p.A., Italy
- Head office
- Via Filippo Caruso, 23, 00173 Roma, Italy
- Company register
- Registro delle Imprese di Roma 07783020725 (REA RM-1678036)
- Former name
- Se.Pa.Fin. S.p.A.
Online
- Websites & references
- buffettifinance.com ↗
yappay.it ↗ transaction verification, biller area and bill booking portal linked from the firm's site header
easybox.sia.eu ↗ home banking login for payment accounts, linked from the firm's site header
easybox-sepafin-psd2.obp.sia.eu ↗ PSD2 developer portal for third-party providers - Official social accounts
- LinkedIn ↗
Sources · 12 pages consulted
- buffettifinance.com/
- buffettifinance.com/chi-siamo/
- buffettifinance.com/trasparenza/
- buffettifinance.com/wp-content/uploads/2025/09/STANDARD_Foglio-Informativo-1.pdf
- buffettifinance.com/wp-content/uploads/2025/02/PF_Foglio-Informativo-v.2.1_24.pdf
- buffettifinance.com/psd2/
- buffettifinance.com/news/
- buffettifinance.com/buffetti-finance-partnership-flowe/
- dylog.it/news/dylog-corporate/buffetti-finance/
- yappay.it/Document/FI_CG_Privacy_STANDARD.pdf
- bancaforte.it/video/lanzilotti-buffetti-finance-il-futuro-dei-pagamenti-si-fonda-sull-equilibrio-tra-in
- aziendabanca.it/notizie/tecno/flowe-buffetti-finance-carte
Authorisation
Researched 29 Sep 2026 · Sources
- Operates under
- Its own licences
The Bank of Italy authorises the firm as a payment institution under article 114-septies of the Consolidated Banking Law (TUB), entry no. 81. For card acquiring it acts as a payment facilitator under a contract with a partner acquirer, or places the acquiring service of other authorised intermediaries.
| Authority | Licence or registration | Number | Held | Status | Source |
|---|---|---|---|---|---|
| Bank of Italy (Banca d'Italia) Italy | Istituto di pagamento, Albo degli Istituti di Pagamento (art. 114-septies TUB) | 81 | In its own name | Active | buffettifinance.com ↗ |
Licences and registrations the research found, at home and abroad, as the firm and its regulators publish them. The Licences and registrations card shows the entries on the registers the directory tracks.
Partners and safeguarding
Researched 29 Sep 2026 · Sources
- Safeguarding
- Not disclosedThe firm's published information sheets do not state how customer funds are safeguarded or which bank holds them.
- Payment schemes and card networks
- PagoBANCOMAT Through a partner buffettifinance.com ↗
Visa Through a partner buffettifinance.com ↗
Mastercard Through a partner buffettifinance.com ↗
SEPA Credit Transfer Access not stated buffettifinance.com ↗
SEPA Direct Debit Access not stated buffettifinance.com ↗
SEPA Instant Credit Transfer Access not stated buffettifinance.com ↗
pagoPA Access not stated buffettifinance.com ↗
Banks and regulated firms the firm says hold its customers’ money, issue its cards, sponsor its accounts or settle its payments, as it discloses them in its terms and notices.
Products and markets
Researched 29 Sep 2026 · Sources
It provides card acquiring through POS, SmartPOS and e-commerce, and payment accounts with SEPA transfers and direct debits. It also collects payments for pagoPA, vehicle tax, F24 tax forms, MAV/RAV slips and bills through affiliated merchants, and offers payment initiation and account information services, many of them built into Dylog Buffetti group software.
It serves merchants, professionals, businesses and public bodies in Italy.
- Sells to
- Small businesses · Enterprises · Public sector · Consumers
- Serves customers in
- Italy
Leadership
Researched 29 Sep 2026 · Sources
- Chief executive
-
Giovanni Lanzilotti
Amministratore Delegato
Recent events
Researched 29 Sep 2026 · Sources
-
Other
The firm made SEPA instant credit transfers available through its PSD2 interface for third-party providers from 19 January 2026.
buffettifinance.com ↗ -
Other
The firm signed an agreement with Flowe, a Mediolanum group e-money institution, to issue physical and digital payment cards to Italian businesses.
buffettifinance.com ↗
Compliance-relevant events of the last three years, newest first: fines and enforcement, investigations, security incidents, licence changes, funding rounds, acquisitions and leadership changes. Each links to its source.
Identifiers
Head-office record
- BIC
- SEPFIT31XXX
- How the BIC breaks down
- SEPFBank
- ITCountry · Italy
- 31Location · passive
- XXXBranch · head office
- Branch description
- Not recorded in the directory
- LEI
- 9845001Y5046DZ9Q8315
- LEI record
- View on GLEIF ↗
- Licence no. · EBA-PSD2
- 07783020725
- How the LEI was matched
- BIC: Mapped to this BIC in the Swift and GLEIF BIC-to-LEI relationship file.Register entry: Matched by Elucidate to GLEIF on name, country and address.
- Register-entry ID
- b27990cc5d4d
Profile
- Type
- Payments & e-moneyPayment institutions, e-money and stored-value issuers, and account-information providers. Licensed under payment-services law (e.g. PSD2 in the EU and UK, the Payment Services Act in Singapore). Taken from the licences on the tracked registers.
- Regulation
- Prudential licenceAuthorised with capital, safeguarding and conduct requirements, e.g. an authorised payment or e-money institution in the EU or UK, a major payment institution in Singapore, or a MiCA crypto-asset service provider.
- Register licences
- 1 entry on 1 register
- Activities
- Payment services
- Card acquiring
- Payment initiation
- Account information
- Licensed in
- Italy
- Country · region
- Italy · Europe & Central Asia
- Banking supervision
- Not on the ECB's list of supervised entities as of 2026-07-01
- Trading venues (MIC)
- No MIC registered under this LEI list of 2026-09-17
- OFAC sanctions
- No listing cites this BIC
- EU sanctions
- No listing matched this BIC or its LEI
- Country sanctions
- No country programme
Types come from Swift’s BIC classification, the licences on the 22 tracked registers, and the ECB and FSB bank lists. Most banks outside the euro area appear as financial institutions, because their supervisors’ registers are not tracked yet.
Ownership and group
GLEIF relationship records
- Direct parent
- Gruppo Buffetti S.P.A. · Italy8156007A9B3C519A9629 ↗
- Ultimate parent
- Dylog Italia S.P.A. · Italy81560032AE819C3C2A72 ↗
Group membership follows the accounting-consolidation relationships reported to GLEIF. It does not show ownership shares or control.
Addresses
- Registered address
- VIA F. CARUSO 23 ROMA ITALY
- Operational address
- VIA F. CARUSO 23 ROMA 00173 ROMA ITALY
ISO 20022 identification
As an agent in a Swift cross-border payment message (CBPR+)
A CBPR+ message identifies this institution by its BIC, and may add its LEI or a clearing code. CBPR+ does not allow a name and postal address next to a BIC.
- Identified by
- BIC, with its LEI
- Roles in CBPR+
- Debtor agent, creditor agent or an intermediary agent
CBPR+
For cross-border payments on Swift: the BIC, with the LEI and clearing code where known
<FinInstnId>
<BICFI>SEPFIT31XXX</BICFI>
<LEI>9845001Y5046DZ9Q8315</LEI>
</FinInstnId>Full record
Every ISO 20022 element the directory holds. Base ISO 20022 allows them together. CBPR+ does not allow a name and address next to a BIC
<FinInstnId>
<BICFI>SEPFIT31XXX</BICFI>
<LEI>9845001Y5046DZ9Q8315</LEI>
<Nm>BUFFETTI FINANCE S.P.A.</Nm>
<PstlAdr>
<TwnNm>ROMA</TwnNm>
<Ctry>IT</Ctry>
<AdrLine>VIA F. CARUSO 23 ROMA</AdrLine>
</PstlAdr>
</FinInstnId>This BIC is not connected to Swift. Messages reach the institution through a correspondent bank, so it cannot be the instructing or instructed agent.
The BIC, name and address are as published in Swift’s BIC directory. The LEI comes from the Swift and GLEIF BIC-to-LEI file. Check them against your own records before use.
Payment schemes and systems
EPC registers of 2026-09-11 · ECB T2 list of 2026-07-02 · ECB TIPS list of 2026-09-01 · SIX Bank Master valid on 2026-09-28
| Scheme or system | Since | Registered with | Note |
|---|---|---|---|
| SEPA Credit TransferISO 20022 messages | 2016-07-04 | Head office | — |
| SEPA Instant Credit TransferISO 20022 messages | 2025-12-02 | Head office | — |
| SEPA Direct Debit CoreISO 20022 messages | 2022-07-05 | Head office | — |
| Verification of Payee | 2025-10-09 | Head office | — |
| TIPS (TARGET Instant Payment Settlement)ISO 20022 messages | — | Head office | — |
SEPA dates are when the institution became ready for the scheme. TIPS entries have no joining date.
An institution missing from T2 may still be reachable through an indirect participant. The ECB’s TIPS list does not separate participants from reachable parties. It includes institutions reachable in Swedish kronor as well as in euro.
“ISO 20022 messages” marks a scheme or system whose rulebook or operator specifies ISO 20022 for messages between participants.
Network
Branch codes
| BIC | Branch | City | Address | LEI | Updated |
|---|---|---|---|---|---|
| SEPFIT31TPS | TIPS | Roma | VIA F. CARUSO 23 ROMA 00173 ROMA ITALY | — | 2025-11-01 |
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Sources & method
Every value comes from a public source, such as Swift’s ISO 9362 BIC directory, GLEIF or the OFAC and EU sanctions lists. Most sources are matched on a BIC or an LEI, not on a name.
Swift GPI membership is matched on names and is indicative. A missing sanctions match does not mean that no listing applies. Always screen against the official lists.
Register entries are not screened against sanctions lists. The sanctions facts on this page cover the BIC and its LEI only.
An institution is one entry in the directory: a BIC8 in Swift’s directory, or a firm on a tracked register that holds no BIC. Licences held by an institution with a BIC are shown on its page.
Read the methodology →Credits for this page
- Payment schemes and systems—Source: European Payments Council (EPC) Registers of Participants; matched to BICs by Elucidate. Source: European Central Bank, List of TIPS participants and reachable parties.
- EBA PSD2 Register—European Banking Authority (EBA) · register ↗ as at 25 September 2026
- Ownership and group—GLEIF Level 2 relationship records (accounting consolidation), matched by LEI.
- Overview, authorisation, partners, products, leadership and events—researched per institution by an AI model with web search, from the firm's own website, terms and filings, regulators' registers and notices, company registers and news. Licences, partners, figures, people and events link to their source, and each card shows the research date. AI research can be wrong or out of date, so check key facts at the source.
- Images—logos and photos from Wikimedia Commons (credited with their author and licence) or from the institution's own website, where Wikimedia has none. Elucidate keeps a copy of each; the links lead to the source and the original image. Logo: buffettifinance.com (official website) · original; Giovanni Lanzilotti: buffettifinance.com (official website) · original.
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