United Kingdom · Payments & e-money
Google Payment Limited
Google Payment Limited is a private limited company incorporated in England and Wales in 2006. The FCA authorises it as an electronic money institution under reference 900008. Google International LLC wholly owns the firm, and its ultimate parent is Alphabet Inc. It processes payments for other Alphabet group companies, including UK customers' purchases on Google Play. It also issues e-money under the Google Payments terms and, since February 2025, pays out Google Cloud Marketplace sales proceeds to vendors in the UK and Israel.
Licences and registrations
Held by Google Payment Limited (LEI 6488U5HN5HSK59195V82). 1 entry on 1 of the 22 tracked registers, retrieved 25 September 2026.
| Register | Licence | Number | Jurisdiction | Status | Registered | Ends | Activities | Register entry |
|---|---|---|---|---|---|---|---|---|
| FCA Financial Services Register - E-Money InstitutionsFCA | Authorised E-Money InstitutionE-Money / Stored Value Institution | 900008 | United Kingdom | Active | 2018-04-26 | — |
|
Search the register ↗ |
- Each licence applies in the country of the regulator that granted it.
- Registers are tracked in 37 countries. Licences granted elsewhere are not recorded here.
Swift network
Swift’s ISO 9362 BIC directory
Holds no BIC in Swift’s directory.
Its LEI is not mapped to a BIC in the Swift and GLEIF BIC-to-LEI relationship file.
Overview
Researched 29 Sep 2026 · Sources
Customers
Not published
Ownership
Group subsidiary
100% Google International LLC
Firm type
Merchant acquiring and processing
Trades as Google Payments
- Standing
- The firm moved its registered office from 5 New Street Square to 280 Bishopsgate, London, on 1 June 2026. Google's published terms still show the former address.
- Ownership
- Google International LLC owns 100% of the firm, and Alphabet Inc. is its ultimate holding company and controlling party.
- Direct parent
- Google International LLC, United States 100%
- Ultimate owner
- Alphabet Inc., United States
- Head office
- 280 Bishopsgate, EC2M 4AG London, United Kingdom
- Company register
- Companies House 05903713
- Incorporated
- 11 Aug 2006
Online
- Websites & references
- payments.google.com ↗
support.google.com ↗ Google Payments help centre, including the complaints policy of Google Payment Limited - Official social accounts
- None found
Sources · 11 pages consulted
- find-and-update.company-information.service.gov.uk/company/05903713
- find-and-update.company-information.service.gov.uk/company/05903713/officers
- find-and-update.company-information.service.gov.uk/company/05903713/persons-with-significant-control
- find-and-update.company-information.service.gov.uk/company/05903713/filing-history
- find-and-update.company-information.service.gov.uk/company/05903713/filing-history/MzQ4Mjk4NjY4NGFkaXF6a2N4/document?format=pdf&download=0
- payments.google.com/files/tos/buyer/Buyer_GB.html
- payments.google.com/payments/apis-secure/get_legal_document?ldi=15863
- support.google.com/paymentscenter/answer/9034575?hl=en
- cloud.google.com/legal/archive/terms/marketplace-agency-jurisdictions/index-20260601
- wallet.google.com/files/fca_footer.html
- register.fca.org.uk/servlet/servlet.FileDownload?file=015b0000006CWmx
Authorisation
Researched 29 Sep 2026 · Sources
- Operates under
- Its own licences
The FCA authorises the firm as an electronic money institution, reference 900008. Google states that the Israel Securities Authority also regulates the firm's payment activity in Israel.
| Authority | Licence or registration | Number | Held | Status | Source |
|---|---|---|---|---|---|
| Financial Conduct Authority United Kingdom | Authorised Electronic Money Institution | 900008 | In its own name | Active | support.google.com ↗ |
Licences and registrations the research found, at home and abroad, as the firm and its regulators publish them. The Licences and registrations card shows the entries on the registers the directory tracks.
Partners and safeguarding
Researched 29 Sep 2026 · Sources
- Safeguarding
- Insurance or guaranteeAccording to its 2024 accounts, the firm protects user funds with a comparable guarantee bond of EUR 194 million from a third-party insurer.
Banks and regulated firms the firm says hold its customers’ money, issue its cards, sponsor its accounts or settle its payments, as it discloses them in its terms and notices.
Products and markets
Researched 29 Sep 2026 · Sources
According to its accounts, the firm processes payments for other Alphabet group companies, including UK customers' purchases on Google Play. It also issues e-money to UK Google Payments users and pays out Google Cloud Marketplace proceeds to vendors.
The firm serves customers in the United Kingdom. Google also names it as the payment agent that pays Cloud Marketplace vendors in the UK and Israel.
- Revenue
- EUR 223m
- Sells to
- Other · Consumers · Small businesses
- Serves customers in 2 countries
- United Kingdom · Israel
Leadership
Researched 29 Sep 2026 · Sources
- Executive
- Stephen John Ratcliffe Director
- Executive
- Michael Davis Director
- Executive
- Sarah-Jayne Williams Director
- Executive
- Pedro Maria Aizpun Morales Director
- Executive
- Valentine Anthony Bohan Director
Recent events
Researched 29 Sep 2026 · Sources
-
Other
The firm moved its registered office to 280 Bishopsgate, London, and appointed Abogado Nominees Limited as company secretary.
find-and-update.company-information.service.gov.uk ↗ -
Other
The firm began providing payment services for Google Cloud Marketplace.
find-and-update.company-information.service.gov.uk ↗ -
Leadership
The firm appointed Valentine Anthony Bohan as a director.
find-and-update.company-information.service.gov.uk ↗ -
Leadership
Director Natasja Laheij resigned from the board.
find-and-update.company-information.service.gov.uk ↗ -
Leadership
The firm appointed Michael Davis and Sarah-Jayne Williams as directors. Director Zeina Hatem stepped down.
find-and-update.company-information.service.gov.uk ↗ -
Leadership
The firm appointed Pedro Maria Aizpun Morales as a director after Amitesh Bhushan resigned in May 2024.
find-and-update.company-information.service.gov.uk ↗
Compliance-relevant events of the last three years, newest first: fines and enforcement, investigations, security incidents, licence changes, funding rounds, acquisitions and leadership changes. Each links to its source.
Identifiers
- Licence no. · FCA-EMI
- 900008
- BIC
- Holds no BIC in Swift’s directory
- How the LEI was matched
- Matched by Elucidate on the UK company number the register gives
- Elucidate firm ID
- 3b13cf6bbc7e
Profile
- Type
- Payments & e-moneyPayment institutions, e-money and stored-value issuers, and account-information providers. Licensed under payment-services law (e.g. PSD2 in the EU and UK, the Payment Services Act in Singapore). Taken from the licences on the tracked registers.
- Regulation
- Prudential licenceAuthorised with capital, safeguarding and conduct requirements, e.g. an authorised payment or e-money institution in the EU or UK, a major payment institution in Singapore, or a MiCA crypto-asset service provider.
- Main licence class
- E-Money / Stored Value Institution
- Activities
- Payment services
- E-money / stored value
- Licensed in
- United Kingdom · Europe & Central Asia
- First registered
- 2018-04-26
Types come from Swift’s BIC classification, the licences on the 22 tracked registers, and the ECB and FSB bank lists. Most banks outside the euro area appear as financial institutions, because their supervisors’ registers are not tracked yet.
Ownership and group
GLEIF relationship records
- Direct parent
- Alphabet Inc. · United States5493006MHB84DD0ZWV18 ↗
The Alphabet Inc. group has 6 institutions in the directory, in 4 countries: 3 hold a BIC and 3 do not.
Including Google Payment Ireland Limited, Google Payment Lithuania UAB, Google Asia Pacific Pte LTD, Google Ireland Holdings Unlimited Company, Google Ireland Limited.
See the Alphabet Inc. group →Group membership follows the accounting-consolidation relationships reported to GLEIF. It does not show ownership shares or control.
Addresses
- Address on the register
- 5, New Street Square, London, EC4A 3TW
- Country
- United Kingdom
ISO 20022 identification
As an agent in a Swift cross-border payment message (CBPR+)
This institution holds no BIC. A CBPR+ message identifies it by name and postal address, and may add its LEI or a clearing code.
- Identified by
- Name and postal address, with its LEI
- Postal address
- Hybrid: town, postcode and country in their own elements, the rest in one address line
<FinInstnId>
<LEI>6488U5HN5HSK59195V82</LEI>
<Nm>Google Payment Limited</Nm>
<PstlAdr>
<PstCd>EC4A 3TW</PstCd>
<TwnNm>London</TwnNm>
<Ctry>GB</Ctry>
<AdrLine>5, New Street Square</AdrLine>
</PstlAdr>
</FinInstnId>CBPR+ identifies the instructing and instructed agents by BIC only. An institution without a BIC can be the debtor, creditor or an intermediary agent.
The values are as published by the register. Check them against your own records before use.
Sources & method
Register entries come from the public registers of financial regulators, standardised into one taxonomy. LEIs are matched through GLEIF, and a BIC is linked only through a shared LEI.
An institution missing from these registers is not necessarily unregulated.
Register entries are not matched against the OFAC or EU sanctions lists. Where the legal entity also holds a BIC, the matches for that BIC are on its page. Always screen against the official lists.
An institution is one entry in the directory: a BIC8 in Swift’s directory, or a firm on a tracked register that holds no BIC. Licences held by an institution with a BIC are shown on its page.
Read the methodology →Register for this page
- FCA Financial Services Register - E-Money Institutions—Financial Conduct Authority (FCA) · source ↗ as at 25 September 2026
- Ownership and group—GLEIF Level 2 relationship records (accounting consolidation), matched by LEI.
- Overview, authorisation, partners, products, leadership and events—researched per institution by an AI model with web search, from the firm's own website, terms and filings, regulators' registers and notices, company registers and news. Licences, partners, figures, people and events link to their source, and each card shows the research date. AI research can be wrong or out of date, so check key facts at the source.
Assess the financial crime risk behind a licence
A licence records what an institution is authorised to do; it does not assess it. The Elucidate FinCrime Index (EFI) is an independent score of the financial crime risk of banks and payment institutions.
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