United States · Financial institution
Santander Bank, N.A
Legal name in the LEI recordSantander Bank, N.A.
Santander Bank, N.A. is a US national bank with its head office in Boston and its registered office in Wilmington, Delaware. It is wholly owned by Santander Holdings USA, Inc., the US intermediate holding company of Banco Santander, S.A. It provides retail, small business, commercial and private client banking, and operates Openbank as a division. It was renamed from Sovereign Bank, N.A. on 17 October 2013, and Webster Bank, N.A. merged into it on 20 August 2026.
Licences and registrations
Matched by LEI on the 22 tracked registers
None matched by LEI in the 22 tracked registers.
- The tracked registers cover payment, e-money, crypto and money-service firms in 37 countries. Bank licences from national supervisors are not tracked.
Regulatory status
FSB · global systemically important banks
2025 list
- G-SIB
- Santander
- Relation
- In a G-SIB groupGLEIF records a G-SIB entity as this legal entity’s ultimate parent. The bucket applies to the group, and membership does not make this entity a bank.
- Bucket
- 1 of 5 · extra capital buffer 1.0% of risk-weighted assets
- On the list since
- 2011
Swift network
Swift’s ISO 9362 BIC directory
- BIC
- SVRNUS33XXX head office
- Connection to Swift
- Connected to SwiftThis BIC is registered as a live address on the Swift network. The institution sends and receives Swift messages under SVRNUS33 directly.
- Swift GPI
- Not on the member list
- Payment schemes and systems
- No entry in the EPC registers, the ECB T2 and TIPS lists or the SIX Bank Master cites this BIC
- Branch codes
- None: head-office BIC only
- BIC first registered
- 2000-09-02
- Last updated
- 2022-02-14
Overview
Researched 29 Sep 2026 · Sources
Employees
Not published
Ownership
Group subsidiary
100% Santander Holdings USA, Inc.
Institution type
Commercial bank
Trades as Santander Bank
- Standing
- Webster Bank, N.A. merged into Santander Bank, N.A. on 20 August 2026. Webster Bank now operates as a division of the bank.
- Ownership
- Santander Holdings USA, Inc. holds 100% of the bank, and Banco Santander, S.A. owns all of Santander Holdings USA, Inc.
- Direct parent
- Santander Holdings USA, Inc. ↗, United States 100%
- Ultimate owner
- Banco Santander, S.A., Spain
- Head office
- 75 State Street, 02109 Boston, United States (registered office: 824 N Market St, Ste 100, Wilmington, DE 19801, United States)
- Company register
- FDIC cert 29950; FFIEC RSSD ID 722777
- Former names
- Sovereign Bank, N.A. · Sovereign Bank
Business lines
The bank offers consumer, small business, commercial, commercial real estate and multifamily lending, private client banking and the Openbank digital deposit platform. According to its parent, new auto loan originations moved to the bank from March 2026.
Online
- Websites & references
- santanderbank.com ↗
santanderus.com ↗ Santander US (Santander Holdings USA, Inc.) corporate site, publishing the bank's leadership and board
openbank.us ↗ Openbank digital bank, a division of Santander Bank, N.A.
websterbank.com ↗ Webster Bank, a division of Santander Bank, N.A. since 20 August 2026
Wikipedia ↗ - Official social accounts
- LinkedIn ↗ · X ↗ · Facebook ↗ · Instagram ↗ · YouTube ↗
Sources · 12 pages consulted
- santanderbank.com/about/media-center/santander-completes-webster-acquisition-082026
- santanderus.com/santander-bank-n-a-board-of-directors/
- santanderus.com/leadership/
- santanderus.com/news_press_article/santander-receives-federal-reserve-approval-for-the-acquisition-of-web
- santander.com/en/press-room/press-releases/2026/02/santander-acquires-webster-bank
- websterbank.com/santander-bank/
- sec.gov/Archives/edgar/data/811830/000081183026000032/a2q26shusafixedincomepre.htm
- ffiec.gov/npw/Institution/Profile/722777?dt=20151231
- occ.gov/static/enforcement-actions/ea2016-007.pdf
- santanderbank.com/personal/resources/checking-savings/account-basics
- visbanking.com/call-report/santander-bank-na-reports-722777
- en.wikipedia.org/wiki/Santander_Bank
Leadership
Researched 29 Sep 2026 · Sources
- Chief executive
-
John Ciulla
Chief Executive Officer of Santander Bank, N.A.
- Chair
- Timothy Ryan Chairman, Santander Bank, N.A. Board
- Chief financial officer
-
Juan Carlos Alvarez de Soto
Chief Financial Officer, Santander US
- Executive
-
Luis Massiani
Chief Operating Officer of Santander US and Santander Bank; director
- Executive
- Christiana Riley President and Chief Executive Officer of Santander US; director of Santander Bank, N.A.
Supervisors & regulators
Researched 29 Sep 2026 · Sources
- United States
- Office of the Comptroller of the Currency Prudential supervisorAML supervisorConduct
- United States
- Board of Governors of the Federal Reserve System Central bank
- United States
- Consumer Financial Protection Bureau Conduct
- United States
- Federal Deposit Insurance Corporation Resolution
Recent events
Researched 29 Sep 2026 · Sources
-
Merger / acquisition
Santander Holdings USA completed the Webster acquisition, and Webster Bank, N.A. merged into Santander Bank, N.A. on 20 August 2026.
santanderbank.com ↗ -
Leadership
John Ciulla, formerly CEO of Webster Bank, became CEO of the bank when the merger closed.
santanderbank.com ↗ -
Merger / acquisition
The Federal Reserve Board approved Banco Santander's acquisition of Webster Financial Corporation on 4 August 2026.
santanderus.com ↗ -
Merger / acquisition
The Office of the Comptroller of the Currency approved the merger of Webster Bank, N.A. into the bank on 12 June 2026.
santanderus.com ↗ -
Merger / acquisition
Banco Santander agreed on 3 February 2026 to acquire Webster Financial Corporation for USD 12.2 billion.
santander.com ↗ -
Leadership
Banco Santander announced that Christiana Riley would succeed Tim Wennes as CEO of Santander US.
fintechfutures.com ↗
Compliance-relevant events of the last three years, newest first: fines and enforcement, investigations, incidents, leadership changes, mergers and licence changes. Each links to its source.
Identifiers
Head-office record
- BIC
- SVRNUS33XXX
- How the BIC breaks down
- SVRNBank
- USCountry · United States
- 33Location
- XXXBranch · head office
- Branch description
- Not recorded in the directory
- LEI
- TR24TWEY5RVRQV65HD49
- LEI record
- View on GLEIF ↗
- How the LEI was matched
- BIC: Mapped to this BIC in the Swift and GLEIF BIC-to-LEI relationship file.
Profile
- Type
- Financial institutionClassified as a financial institution in Swift’s ISO 9362 BIC directory, with no licence on a tracked register. This includes banks that neither the ECB nor the FSB lists, as well as brokers, fund managers, insurers and market infrastructure.
- Regulation
- Not on a tracked registerNo licence or registration was found for this entity on the registers the directory tracks, or on the ECB and FSB bank lists. Most banks are licensed by national supervisors whose registers are not tracked yet. This does not mean that the institution is unregulated.
- Register licences
- None matched by LEI in the 22 tracked registersThe tracked registers cover payment, e-money, crypto and money-service firms in 37 countries. Bank licences from national supervisors are not tracked.
- Country · region
- United States · North America
- FSB G-SIB list
- In a G-SIB group · Santander list of 2025
- Trading venues (MIC)
- No MIC registered under this LEI list of 2026-09-17
- OFAC sanctions
- No listing cites this BIC
- EU sanctions
- No listing matched this BIC or its LEI
- Country sanctions
- No country programme
Types come from Swift’s BIC classification, the licences on the 22 tracked registers, and the ECB and FSB bank lists. Most banks outside the euro area appear as financial institutions, because their supervisors’ registers are not tracked yet.
No licence or registration was found for this entity on the 22 registers the directory tracks, or on the ECB and FSB bank lists. Most banks are licensed by national supervisors whose registers are not tracked yet. This does not mean that the institution is unregulated.
Ownership and group
GLEIF relationship records
- Direct parent
- Santander Holdings USA, Inc. · United States549300SMVCQN2P0O6I58 ↗
- Ultimate parent
- Banco Santander S.A. · Spain5493006QMFDDMYWIAM13 ↗
- FSB G-SIB list
- In a G-SIB group · Santander bucket 1 · 2025 listGLEIF records a G-SIB entity as this legal entity’s ultimate parent. The bucket applies to the group, and membership does not make this entity a bank.
The Banco Santander S.A. group has 97 institutions in the directory, in 36 countries: 88 hold a BIC and 9 do not.
Including Banco Santander S.A, Banco Santander Totta, SA, Banco Santander S.A, Banco Santander S.A, Banco Santander S.A. (France).
See the Banco Santander S.A. group →Group membership follows the accounting-consolidation relationships reported to GLEIF. It does not show ownership shares or control.
Addresses
- Registered address
- 824 NORTH MARKET STREET WILMINGTON 19801 UNITED STATES OF AMERICA
- Operational address
- 75 STATE STREET BOSTON,MA BOSTON,MA 02109 UNITED STATES OF AMERICA
ISO 20022 identification
As an agent in a Swift cross-border payment message (CBPR+)
A CBPR+ message identifies this institution by its BIC, and may add its LEI or a clearing code. CBPR+ does not allow a name and postal address next to a BIC.
- Identified by
- BIC, with its LEI
- Roles in CBPR+
- Any agent, including the instructing and instructed agents
CBPR+
For cross-border payments on Swift: the BIC, with the LEI and clearing code where known
<FinInstnId>
<BICFI>SVRNUS33XXX</BICFI>
<LEI>TR24TWEY5RVRQV65HD49</LEI>
</FinInstnId>Full record
Every ISO 20022 element the directory holds. Base ISO 20022 allows them together. CBPR+ does not allow a name and address next to a BIC
<FinInstnId>
<BICFI>SVRNUS33XXX</BICFI>
<LEI>TR24TWEY5RVRQV65HD49</LEI>
<Nm>SANTANDER BANK, N.A</Nm>
<PstlAdr>
<Ctry>US</Ctry>
<AdrLine>824 NORTH MARKET STREET WILMINGTON 19801</AdrLine>
</PstlAdr>
</FinInstnId>Swift’s two address fields do not agree on a town, so the full record gives the address as address lines only.
The BIC, name and address are as published in Swift’s BIC directory. The LEI comes from the Swift and GLEIF BIC-to-LEI file. Check them against your own records before use.
Claim this profile
Work at Santander Bank, N.A?
Claim this page to have it marked as verified by the bank, and to send us corrections. We verify every claim before anything changes on the page.
- 01Submit Tell us who you are, using your work email.
- 02We verify We check the email domain and confirm your role with the bank. This usually takes up to five business days.
- 03Profile claimed The page is marked as claimed and verified. You can send us corrections at any time.
Claim received
Thank you. We will email your work address once the claim is verified. Until then, the page stays unclaimed.
The claim was not sent. Try again, or email contact@elucidate.co.
Sources & method
Every value comes from a public source, such as Swift’s ISO 9362 BIC directory, GLEIF or the OFAC and EU sanctions lists. Most sources are matched on a BIC or an LEI, not on a name.
Swift GPI membership is matched on names and is indicative. A missing sanctions match does not mean that no listing applies. Always screen against the official lists.
The sanctions facts on this page cover the BIC and its LEI only.
An institution is one entry in the directory: a BIC8 in Swift’s directory, or a firm on a tracked register that holds no BIC. Licences held by an institution with a BIC are shown on its page.
Read the methodology →Credits for this page
- Ownership and group—GLEIF Level 2 relationship records (accounting consolidation), matched by LEI.
- Overview, leadership, regulators and events—researched per institution by an AI model with web search, from the institution's own website and reports, regulators, company registers and news. Figures, people and events link to their source, and each card shows the research date. AI research can be wrong or out of date, so check key facts at the source.
- Images—logos and photos from Wikimedia Commons (credited with their author and licence) or from the institution's own website, where Wikimedia has none. Elucidate keeps a copy of each; the links lead to the source and the original image. Logo: santanderbank.com (official website) · original; John Ciulla: santanderus.com (official website) · original; Juan Carlos Alvarez de Soto: santanderus.com (official website) · original; Luis Massiani: santanderus.com (official website) · original.
Assess the financial crime risk behind a BIC
A BIC identifies an institution; it does not assess it. The Elucidate FinCrime Index (EFI) is an independent score of the financial crime risk of banks, built for correspondent banking and counterparty due diligence.
Book a demo