United Kingdom · Payments & e-money
Squareup Europe LTD
Legal name in the LEI recordSQUAREUP EUROPE LTD.
Squareup Europe Ltd. is a private limited company incorporated in England and Wales, with its head office in London. The FCA authorises it as an electronic money institution under the Electronic Money Regulations 2011, reference 900846. It is a wholly owned subsidiary of Squareup International Limited of Ireland, and its ultimate parent is Block, Inc. of the United States. Trading as Square, it provides card acquiring, the prepaid Square Card and business loans to sellers in the UK.
Licences and registrations
Held by Squareup Europe Ltd. (LEI 549300B8GVT5PRZVJE74). 2 entries on 2 of the 22 tracked registers, retrieved 25 September 2026.
| Register | Licence | Number | Jurisdiction | Status | Registered | Ends | Activities | Register entry |
|---|---|---|---|---|---|---|---|---|
| FCA Financial Services Register - E-Money InstitutionsFCALinked by LEI. Matched by Elucidate on the UK company number the register gives. | Authorised E-Money InstitutionE-Money / Stored Value Institution | 900846 | United Kingdom | Active | 2018-03-15 | — |
|
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| FCA Financial Services Register - Payment Institutions & RAISPsFCALinked by LEI. Matched by Elucidate on the UK company number the register gives. | Authorised Payment InstitutionPayment Institution | 718770 | United Kingdom | Cancelled - Authorised PI | — | Ended 2018-03-15 |
|
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Trading names on the register: SQUARE (FCA-EMI, FCA-PSD), Cash App (FCA-EMI, FCA-PSD)
- Licences belong to the legal entity, not to a BIC.
- Each licence applies in the country of the regulator that granted it.
- Registers are tracked in 37 countries. Licences granted elsewhere are not recorded here.
- The register entries and their trading names were not matched against sanctions lists. The sanctions facts on this page cover the BIC and its LEI only.
Swift network
Swift’s ISO 9362 BIC directory
- BIC
- SQERGB2LXXX head office
- Connection to Swift
- Connected to SwiftThis BIC is registered as a live address on the Swift network. The institution sends and receives Swift messages under SQERGB2L directly.
- Swift GPI
- Not on the member list
- Payment schemes and systems
- No entry in the EPC registers, the ECB T2 and TIPS lists or the SIX Bank Master cites this BIC
- Branch codes
- None: head-office BIC only
- BIC first registered
- 2019-12-07
- Last updated
- 2025-02-15
Overview
Researched 29 Sep 2026 · Sources
Customers
Not published
Ownership
Group subsidiary
100% Squareup International Limited
Firm type
Merchant acquiring and processing
Trades as Square
- Ownership
- Squareup International Limited (Ireland) owns 100% of the firm, and Block, Inc. (Delaware, United States) owns it indirectly as its ultimate parent.
- Direct parent
- Squareup International Limited, Ireland 100%
- Ultimate owner
- Block, Inc., United States
- Head office
- 101 New Cavendish Street, 4th Floor, W1W 6XH London, United Kingdom (registered office: 6th Floor One London Wall, London, EC2Y 5EB)
- Company register
- Companies House 08957689
- Incorporated
- 25 Mar 2014
- Former names
- SQUAREUP (UK) LIMITED · INTEGRATED BUSINESS SUPPORT LTD.
Online
- Websites & references
- squareup.com ↗
developer.squareup.com ↗ developer platform
community.squareup.com ↗ seller community forum
Wikipedia ↗ group article - Official social accounts
- X ↗ · Facebook ↗ · Instagram ↗
Sources · 9 pages consulted
- find-and-update.company-information.service.gov.uk/company/08957689
- find-and-update.company-information.service.gov.uk/company/08957689/officers
- find-and-update.company-information.service.gov.uk/company/08957689/persons-with-significant-control
- find-and-update.company-information.service.gov.uk/company/08957689/filing-history
- find-and-update.company-information.service.gov.uk/company/08957689/filing-history/MzUzMDYwNjE0OGFkaXF6a2N4/document?format=pdf&download=0
- squareup.com/gb/en/legal/general/payment
- squareup.com/gb/en/legal/general/ua
- squareup.com/gb/en/payments/square-card
- squareup.com/gb/en/legal/general/promo-terms-conditions-ent18
Authorisation
Researched 29 Sep 2026 · Sources
- Operates under
- Its own licences
The FCA authorises the firm as an electronic money institution under the Electronic Money Regulations 2011 (reference 900846) to issue e-money and provide payment services. Its business loans are not regulated by the FCA, according to the firm.
| Authority | Licence or registration | Number | Held | Status | Source |
|---|---|---|---|---|---|
| Financial Conduct Authority United Kingdom | Authorised Electronic Money Institution | 900846 | In its own name | Active | register.fca.org.uk ↗ |
| Financial Conduct Authority United Kingdom | Authorised Payment Institution | 718770 | In its own name | Withdrawn or expired | — |
Licences and registrations the research found, at home and abroad, as the firm and its regulators publish them. The Licences and registrations card shows the entries on the registers the directory tracks.
Partners and safeguarding
Researched 29 Sep 2026 · Sources
- Safeguarding
- Segregated safeguarding accountsThe firm states that it safeguards sellers' balances in pooled bank accounts under the Payment Services Regulations 2017, and its 2025 accounts show GBP 19.7 million of safeguarded funds in a designated client funds bank account.
- Payment schemes and card networks
- Visa Direct squareup.com ↗
Mastercard Direct squareup.com ↗
American Express Direct squareup.com ↗
Faster Payments Direct find-and-update.company-information.service.gov.uk ↗
Banks and regulated firms the firm says hold its customers’ money, issue its cards, sponsor its accounts or settle its payments, as it discloses them in its terms and notices.
Products and markets
Researched 29 Sep 2026 · Sources
It acquires Visa, Mastercard and American Express card payments for UK sellers and issues the prepaid Square Card, a Mastercard business spending card. It also offers Square Loans, which it states are not regulated by the FCA.
Its payment terms limit the Payment Services to business use in the UK, and its 2025 accounts attribute all of its turnover to the UK.
- Revenue
- GBP 107.4m
- Sells to
- Small businesses · Enterprises
- Serves customers in
- United Kingdom
Leadership
Researched 29 Sep 2026 · Sources
- Executive
- Robert Anthony White Director (General Manager)
- Executive
- Paul Clive Deighton Director
- Executive
- John O'Beirne Director
- Executive
- Lee Alexandra Hatton Director
Recent events
Researched 29 Sep 2026 · Sources
-
Leadership
The firm appointed Robert Anthony White, listed as General Manager, as a director on 9 June 2026.
find-and-update.company-information.service.gov.uk ↗ -
Leadership
The firm appointed John O'Beirne as a director on 10 November 2025.
find-and-update.company-information.service.gov.uk ↗ -
Leadership
Samina Hussain-Letch resigned as a director on 10 October 2025.
find-and-update.company-information.service.gov.uk ↗ -
Leadership
The firm appointed Lee Alexandra Hatton as a director on 1 October 2025.
find-and-update.company-information.service.gov.uk ↗ -
Leadership
Richard Bayer resigned as a director on 11 April 2025.
find-and-update.company-information.service.gov.uk ↗
Compliance-relevant events of the last three years, newest first: fines and enforcement, investigations, security incidents, licence changes, funding rounds, acquisitions and leadership changes. Each links to its source.
Identifiers
Head-office record
- BIC
- SQERGB2LXXX
- How the BIC breaks down
- SQERBank
- GBCountry · United Kingdom
- 2LLocation
- XXXBranch · head office
- Branch description
- Not recorded in the directory
- LEI
- 549300B8GVT5PRZVJE74
- LEI record
- View on GLEIF ↗
- Licence no. · FCA-EMI
- 900846
- Licence no. · FCA-PSD
- 718770
- How the LEI was matched
- BIC: Mapped to this BIC in the Swift and GLEIF BIC-to-LEI relationship file.Register entries: Matched by Elucidate on the UK company number the register gives.
- Register-entry ID
- 83181b60da66
Profile
- Type
- Payments & e-moneyPayment institutions, e-money and stored-value issuers, and account-information providers. Licensed under payment-services law (e.g. PSD2 in the EU and UK, the Payment Services Act in Singapore). Taken from the licences on the tracked registers.
- Regulation
- Prudential licenceAuthorised with capital, safeguarding and conduct requirements, e.g. an authorised payment or e-money institution in the EU or UK, a major payment institution in Singapore, or a MiCA crypto-asset service provider.
- Register licences
- 2 entries on 2 registers
- Activities
- Payment services
- E-money / stored value
- Licensed in
- United Kingdom
- Website (register)
- www.squareup.com/gb/en ↗
- Country · region
- United Kingdom · Europe & Central Asia
- Trading venues (MIC)
- No MIC registered under this LEI list of 2026-09-17
- OFAC sanctions
- No listing cites this BIC
- EU sanctions
- No listing matched this BIC or its LEI
- Country sanctions
- No country programme
Types come from Swift’s BIC classification, the licences on the 22 tracked registers, and the ECB and FSB bank lists. Most banks outside the euro area appear as financial institutions, because their supervisors’ registers are not tracked yet.
Ownership and group
GLEIF relationship records
- Direct parent
- Squareup International Limited · Ireland549300S1PT3M9JIUWL37 ↗
- Ultimate parent
- Block, Inc. · United States549300OHIIUWSTIZME52 ↗
The Block, Inc. group has 4 institutions in the directory, in 4 countries: all hold a BIC.
Including Squareup International Limited, Block Inc., Square Au Pty Limited.
See the Block, Inc. group →Group membership follows the accounting-consolidation relationships reported to GLEIF. It does not show ownership shares or control.
Addresses
- Registered address
- ONE LONDON WALL FLOOR 6 LONDON EC2Y 5EB UNITED KINGDOM
- Operational address
- 101 NEW CAVENDISH STREET FLOOR 4TH LONDON LONDON W1W 6XH UNITED KINGDOM
ISO 20022 identification
As an agent in a Swift cross-border payment message (CBPR+)
A CBPR+ message identifies this institution by its BIC, and may add its LEI or a clearing code. CBPR+ does not allow a name and postal address next to a BIC.
- Identified by
- BIC, with its LEI
- Roles in CBPR+
- Any agent, including the instructing and instructed agents
CBPR+
For cross-border payments on Swift: the BIC, with the LEI and clearing code where known
<FinInstnId>
<BICFI>SQERGB2LXXX</BICFI>
<LEI>549300B8GVT5PRZVJE74</LEI>
</FinInstnId>Full record
Every ISO 20022 element the directory holds. Base ISO 20022 allows them together. CBPR+ does not allow a name and address next to a BIC
<FinInstnId>
<BICFI>SQERGB2LXXX</BICFI>
<LEI>549300B8GVT5PRZVJE74</LEI>
<Nm>SQUAREUP EUROPE LTD</Nm>
<PstlAdr>
<TwnNm>LONDON</TwnNm>
<Ctry>GB</Ctry>
<AdrLine>ONE LONDON WALL FLOOR 6 LONDON EC2Y 5EB</AdrLine>
</PstlAdr>
</FinInstnId>The BIC, name and address are as published in Swift’s BIC directory. The LEI comes from the Swift and GLEIF BIC-to-LEI file. Check them against your own records before use.
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Sources & method
Every value comes from a public source, such as Swift’s ISO 9362 BIC directory, GLEIF or the OFAC and EU sanctions lists. Most sources are matched on a BIC or an LEI, not on a name.
Swift GPI membership is matched on names and is indicative. A missing sanctions match does not mean that no listing applies. Always screen against the official lists.
Register entries are not screened against sanctions lists. The sanctions facts on this page cover the BIC and its LEI only.
An institution is one entry in the directory: a BIC8 in Swift’s directory, or a firm on a tracked register that holds no BIC. Licences held by an institution with a BIC are shown on its page.
Read the methodology →Credits for this page
- FCA Financial Services Register - E-Money Institutions—Financial Conduct Authority (FCA) · register ↗ as at 25 September 2026
- FCA Financial Services Register - Payment Institutions & RAISPs—Financial Conduct Authority (FCA) · register ↗ as at 25 September 2026
- Ownership and group—GLEIF Level 2 relationship records (accounting consolidation), matched by LEI.
- Overview, authorisation, partners, products, leadership and events—researched per institution by an AI model with web search, from the firm's own website, terms and filings, regulators' registers and notices, company registers and news. Licences, partners, figures, people and events link to their source, and each card shows the research date. AI research can be wrong or out of date, so check key facts at the source.
- Images—logos and photos from Wikimedia Commons (credited with their author and licence) or from the institution's own website, where Wikimedia has none. Elucidate keeps a copy of each; the links lead to the source and the original image. Logo: squareup.com (official website).
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