United Kingdom · Payments & e-money
Taptap Send UK Limited
Taptap Send UK Limited is a private limited company registered in England and Wales. The Financial Conduct Authority (FCA) authorises it as an electronic money institution under the Electronic Money Regulations 2011, with firm reference number 900842. It is a subsidiary of Taptap Send, Inc., a company incorporated in the United States. Under the Taptap Send brand it offers UK consumers international money transfers through a mobile app, together with an e-money wallet, a Visa debit card it issues itself, and airtime and other digital content. It also provides foreign exchange and treasury services to other companies in the Taptap Send group. The company was named Segovia Technology UK Limited until August 2019.
Licences and registrations
Held by Taptap Send UK Limited (LEI 254900G7ZFF8M8W2QE35). 1 entry on 1 of the 22 tracked registers, retrieved 25 September 2026.
| Register | Licence | Number | Jurisdiction | Status | Registered | Ends | Activities | Register entry |
|---|---|---|---|---|---|---|---|---|
| FCA Financial Services Register - E-Money InstitutionsFCALinked by LEI. Matched by Elucidate on the UK company number the register gives. | Authorised E-Money InstitutionE-Money / Stored Value Institution | 900842 | United Kingdom | Active | 2018-03-12 | — |
|
Search the register ↗ |
- Licences belong to the legal entity, not to a BIC.
- Each licence applies in the country of the regulator that granted it.
- Registers are tracked in 37 countries. Licences granted elsewhere are not recorded here.
- The register entries and their trading names were not matched against sanctions lists. The sanctions facts on this page cover the BIC and its LEI only.
Swift network
Swift’s ISO 9362 BIC directory
- BIC
- TAPDGB22XXX head office
- Connection to Swift
- Reverse billingThe institution is connected to Swift. Messages sent to it are billed to the institution, not to the sender. The “2” in the eighth character of TAPDGB22 marks reverse billing.
- Swift GPI
- Not on the member list
- Payment schemes and systems
- No entry in the EPC registers, the ECB T2 and TIPS lists or the SIX Bank Master cites this BIC
- Branch codes
- None: head-office BIC only
- BIC first registered
- 2024-06-01
- Last updated
- 2026-07-04
Overview
Researched 29 Sep 2026 · Sources
Customers
Not published
Ownership
Group subsidiary
100% Taptap Send, Inc.
Firm type
Money remittance
Trades as Taptap Send
- Ownership
- Taptap Send, Inc., a United States company, is the firm's parent and ultimate parent undertaking. According to the 2025 accounts, there is no single ultimate controlling party.
- Direct parent
- Taptap Send, Inc., United States 100%
- Head office
- Epworth House, 25 City Road, EC1Y 1AA London, United Kingdom
- Company register
- Companies House 10416468
- Incorporated
- 7 Oct 2016
- Founders
- Michael Faye · Paul Niehaus
- Former name
- Segovia Technology UK Limited
Online
- Websites & references
- taptapsend.com ↗
taptapsend.com/en-gb ↗ UK English version of the site
support.taptapsend.com ↗ help centre and FAQs
taptapsend.com/en/licenses ↗ group regulatory licences page - Official social accounts
- None found
Sources · 13 pages consulted
- find-and-update.company-information.service.gov.uk/company/10416468/officers
- find-and-update.company-information.service.gov.uk/company/10416468/persons-with-significant-control
- find-and-update.company-information.service.gov.uk/company/10416468/filing-history
- find-and-update.company-information.service.gov.uk/company/10416468/filing-history/MzUzODAzNzQ0OWFkaXF6a2N4/document?format=pdf&download=0
- thegazette.co.uk/company/10416468
- taptapsend.com/en/legal/uk/user-agreement-uk
- taptapsend.com/en
- taptapsend.com/en/licenses
- taptapsend.com/en/legal/modern-slavery-statement-2025
- taptapsend.com/en/why-we-started-taptap-send
- ffnews.com/news/taptap-send-raises-65m-series-b-to-expand-cross-border-fintech-platform-and-reduce-g
- citinewsroom.com/2024/11/bank-of-ghana-suspends-taptap-send-over-regulatory-breaches/
- weforum.org/people/michael-faye/
Authorisation
Researched 29 Sep 2026 · Sources
- Operates under
- Its own licences
The FCA authorises the firm as an electronic money institution under the Electronic Money Regulations 2011. The authorisation covers issuing e-money and providing payment services. The firm states that its sale of digital content such as airtime is not regulated by the FCA.
| Authority | Licence or registration | Number | Held | Status | Source |
|---|---|---|---|---|---|
| Financial Conduct Authority United Kingdom | Authorised Electronic Money Institution | 900842 | In its own name | Active | register.fca.org.uk ↗ |
Licences and registrations the research found, at home and abroad, as the firm and its regulators publish them. The Licences and registrations card shows the entries on the registers the directory tracks.
Partners and safeguarding
Researched 29 Sep 2026 · Sources
- Safeguarding
- Segregated safeguarding accountsThe firm states that it safeguards customer funds under a GBP insurance contract or in GBP client money accounts at banks, kept separate from its own money.
- Payment schemes and card networks
- Visa Access not stated taptapsend.com ↗
Banks and regulated firms the firm says hold its customers’ money, issue its cards, sponsor its accounts or settle its payments, as it discloses them in its terms and notices.
Products and markets
Researched 29 Sep 2026 · Sources
It sends money from the UK to recipients' bank accounts, mobile money wallets and cash pick-up points in Africa, Asia, the Caribbean and Latin America. The group says it serves more than 70 destinations. Its UK services are for personal use only.
The firm serves senders in the UK under its FCA authorisation. Sister companies in the group serve customers in the EEA, the US, Canada, the UAE, Australia and New Zealand.
- Revenue
- GBP 113.6m
- Sells to
- Consumers
- Serves customers in
- United Kingdom
- Latest funding round
- Series B · USD 65m Dec 2021Led by Spark Capital
- Total raised
- USD 80m to Dec 2021 · ffnews.com ↗
Leadership
Researched 29 Sep 2026 · Sources
- Chief executive
- Michael Larren Faye Director; co-founder and chief executive officer of Taptap Send (group)
- Executive
- Charles Raymond Edwards-Kuhn Director
Recent events 1 enforcement or investigation item
Researched 29 Sep 2026 · Sources
-
Other
The firm granted a fixed and floating charge to JPMorgan Chase Bank as security trustee over its assets and undertaking.
find-and-update.company-information.service.gov.uk ↗ -
Funding
The firm issued one ordinary share for a total of GBP 20 million, raising its share premium to GBP 30.8 million.
find-and-update.company-information.service.gov.uk ↗ -
Other
The firm made a voluntary tax disclosure to HMRC and later provisioned GBP 4.9 million for the resulting VAT assessments, which it contests.
find-and-update.company-information.service.gov.uk ↗ -
Enforcement
The Bank of Ghana suspended Taptap Send's remittance services with Ghanaian banks and e-money issuers for one month from 8 November 2024.
citinewsroom.com ↗ -
Leadership
Thomas Frederick Arnold Stenhouse resigned as a director of the firm on 30 September 2024.
find-and-update.company-information.service.gov.uk ↗ -
Leadership
The firm appointed Charles Raymond Edwards-Kuhn as a director on 1 May 2024.
find-and-update.company-information.service.gov.uk ↗
Compliance-relevant events of the last three years, newest first: fines and enforcement, investigations, security incidents, licence changes, funding rounds, acquisitions and leadership changes. Each links to its source.
Identifiers
Head-office record
- BIC
- TAPDGB22XXX
- How the BIC breaks down
- TAPDBank
- GBCountry · United Kingdom
- 22Location · reverse billing
- XXXBranch · head office
- Branch description
- Not recorded in the directory
- LEI
- 254900G7ZFF8M8W2QE35
- LEI record
- View on GLEIF ↗
- Licence no. · FCA-EMI
- 900842
- How the LEI was matched
- BIC: Mapped to this BIC in the Swift and GLEIF BIC-to-LEI relationship file.Register entry: Matched by Elucidate on the UK company number the register gives.
- Register-entry ID
- 5b9488a07a86
Profile
- Type
- Payments & e-moneyPayment institutions, e-money and stored-value issuers, and account-information providers. Licensed under payment-services law (e.g. PSD2 in the EU and UK, the Payment Services Act in Singapore). Taken from the licences on the tracked registers.
- Regulation
- Prudential licenceAuthorised with capital, safeguarding and conduct requirements, e.g. an authorised payment or e-money institution in the EU or UK, a major payment institution in Singapore, or a MiCA crypto-asset service provider.
- Register licences
- 1 entry on 1 register
- Activities
- Payment services
- E-money / stored value
- Licensed in
- United Kingdom
- Website (register)
- www.taptapsend.com ↗
- Country · region
- United Kingdom · Europe & Central Asia
- Trading venues (MIC)
- No MIC registered under this LEI list of 2026-09-17
- OFAC sanctions
- No listing cites this BIC
- EU sanctions
- No listing matched this BIC or its LEI
- Country sanctions
- No country programme
Types come from Swift’s BIC classification, the licences on the 22 tracked registers, and the ECB and FSB bank lists. Most banks outside the euro area appear as financial institutions, because their supervisors’ registers are not tracked yet.
Ownership and group
GLEIF relationship records
GLEIF’s relationship records name no parent for this LEI, and no group page is published for it.
Addresses
- Registered address
- EPWORTH HOUSE 25 CITY ROAD LONDON EC1Y1AA UNITED KINGDOM
- Operational address
- 20 ST THOMAS STREET LONDON LONDON SE1 9RS UNITED KINGDOM
ISO 20022 identification
As an agent in a Swift cross-border payment message (CBPR+)
A CBPR+ message identifies this institution by its BIC, and may add its LEI or a clearing code. CBPR+ does not allow a name and postal address next to a BIC.
- Identified by
- BIC, with its LEI
- Roles in CBPR+
- Any agent, including the instructing and instructed agents
CBPR+
For cross-border payments on Swift: the BIC, with the LEI and clearing code where known
<FinInstnId>
<BICFI>TAPDGB22XXX</BICFI>
<LEI>254900G7ZFF8M8W2QE35</LEI>
</FinInstnId>Full record
Every ISO 20022 element the directory holds. Base ISO 20022 allows them together. CBPR+ does not allow a name and address next to a BIC
<FinInstnId>
<BICFI>TAPDGB22XXX</BICFI>
<LEI>254900G7ZFF8M8W2QE35</LEI>
<Nm>TAPTAP SEND UK LIMITED</Nm>
<PstlAdr>
<TwnNm>LONDON</TwnNm>
<Ctry>GB</Ctry>
<AdrLine>EPWORTH HOUSE 25 CITY ROAD LONDON EC1Y1AA</AdrLine>
</PstlAdr>
</FinInstnId>The BIC, name and address are as published in Swift’s BIC directory. The LEI comes from the Swift and GLEIF BIC-to-LEI file. Check them against your own records before use.
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Sources & method
Every value comes from a public source, such as Swift’s ISO 9362 BIC directory, GLEIF or the OFAC and EU sanctions lists. Most sources are matched on a BIC or an LEI, not on a name.
Swift GPI membership is matched on names and is indicative. A missing sanctions match does not mean that no listing applies. Always screen against the official lists.
Register entries are not screened against sanctions lists. The sanctions facts on this page cover the BIC and its LEI only.
An institution is one entry in the directory: a BIC8 in Swift’s directory, or a firm on a tracked register that holds no BIC. Licences held by an institution with a BIC are shown on its page.
Read the methodology →Credits for this page
- FCA Financial Services Register - E-Money Institutions—Financial Conduct Authority (FCA) · register ↗ as at 25 September 2026
- Overview, authorisation, partners, products, leadership and events—researched per institution by an AI model with web search, from the firm's own website, terms and filings, regulators' registers and notices, company registers and news. Licences, partners, figures, people and events link to their source, and each card shows the research date. AI research can be wrong or out of date, so check key facts at the source.
- Images—logos and photos from Wikimedia Commons (credited with their author and licence) or from the institution's own website, where Wikimedia has none. Elucidate keeps a copy of each; the links lead to the source and the original image. Logo: taptapsend.com (official website).
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