United States · Credit institution
Wells Fargo Bank, N.A.
Legal name in the LEI recordWells Fargo Bank, National Association
Wells Fargo Bank, N.A. is a national bank chartered in the United States. Its designated main office is in Sioux Falls, South Dakota, and its corporate headquarters is in Charlotte, North Carolina. It is the principal banking subsidiary of Wells Fargo & Company, which holds it through WFC Holdings, LLC. The bank offers retail, small business, commercial and corporate banking, mortgage lending, cards, foreign exchange, trust and custody services, and is registered as a swap dealer with the Commodity Futures Trading Commission (CFTC).
Licences and registrations
Matched by LEI on the 22 tracked registers
None matched by LEI in the 22 tracked registers. It is on the FSB G-SIB list (see Regulatory status): that is a designation, not a licence on a tracked register.
- The tracked registers cover payment, e-money, crypto and money-service firms in 37 countries. Bank licences from national supervisors are not tracked.
Regulatory status
FSB · global systemically important banks
2025 list
- G-SIB
- Wells Fargo
- Relation
- Main operating bank of a G-SIBThe G-SIB group’s principal bank, as identified by Elucidate from the FSB list and GLEIF.
- Bucket
- 1 of 5 · extra capital buffer 1.0% of risk-weighted assets
- On the list since
- 2011
Swift network
Swift’s ISO 9362 BIC directory
- BIC
- PNBPUS33XXX head office
- Connection to Swift
- Connected to SwiftThis BIC is registered as a live address on the Swift network. The institution sends and receives Swift messages under PNBPUS33 directly.
- Swift GPI
- Live member
- Payment schemes and systems
- No entry in the EPC registers, the ECB T2 and TIPS lists or the SIX Bank Master cites this BIC
- Branch codes
- 5 branch codes
- BIC first registered
- 1977-09-26
- Last updated
- 2026-06-22
Overview
Researched 29 Sep 2026 · Sources
Ownership
Group subsidiary
WFC Holdings, LLC
Institution type
Universal bank
Trades as Wells Fargo
- Ownership
- The bank is held directly by WFC Holdings, LLC and ultimately by Wells Fargo & Company, which is listed on the New York Stock Exchange.
- Direct parent
- WFC Holdings, LLC ↗, United States
- Ultimate owner
- Wells Fargo & Company, United States
- Head office
- 301 South College Street, 28202 Charlotte, United States (registered office: 3201 North 4th Avenue, Sioux Falls, SD 57104, United States (designated main office))
- Company register
- FDIC cert 3511; Federal Reserve RSSD ID 451965
- Former names
- Crocker-Citizens National Bank · Crocker-Anglo National Bank · Crocker First National Bank of San Francisco
Business lines
The group reports four operating segments: Consumer Banking and Lending, Commercial Banking, Corporate and Investment Banking, and Wealth and Investment Management. The bank carries most of the group's deposit-taking and lending.
Online
- Websites & references
- wellsfargo.com ↗
newsroom.wf.com ↗ group newsroom
wellsfargo.com/cib ↗ Corporate & Investment Banking site
Wikipedia ↗ group article - Official social accounts
- LinkedIn ↗ · X ↗ · Facebook ↗ · Instagram ↗ · YouTube ↗ · Pinterest ↗
Sources · 14 pages consulted
- wellsfargo.com/
- wellsfargo.com/about/corporate/governance/
- wellsfargo.com/about/corporate/governance/scharf/
- www08.wellsfargomedia.com/assets/pdf/commercial/international/resources/wfbna-usa-ssi-listing.pdf
- wellsfargo.com/cib/settlement-instructions/
- federalreserve.gov/newsevents/pressreleases/enforcement20260305a.htm
- occ.treas.gov/news-issuances/news-releases/2024/nr-occ-2024-99.html
- occ.gov/static/enforcement-actions/eaAA-ENF-2024-72.pdf
- occ.treas.gov/news-issuances/news-releases/2024/nr-occ-2024-15.html?_hsenc=p2ANqtz--Vr163wLu2mbYSW5Epwf
- bankingdive.com/news/wells-fargo-clears-10th-consent-order-4-remain/740232/
- americanbanker.com/news/latest-leadership-shuffle-shows-wells-fargo-is-in-new-phase
- visbanking.com/call-report/wells-fargo-bank-national-association-reports-451965
- www08.wellsfargomedia.com/assets/pdf/commercial/focus/global-payments-handbook.pdf
- en.wikipedia.org/wiki/Wells_Fargo
Leadership
Researched 29 Sep 2026 · Sources
- Chair & chief executive
- Charlie Scharf Chairman and Chief Executive Officer, Wells Fargo & Company
- Chief financial officer
- Michael P. Santomassimo Senior EVP, Chief Financial Officer (Wells Fargo & Company)
- Executive
- Derek A. Flowers Senior EVP, Chief Risk Officer (Wells Fargo & Company); retirement announced for early 2027
- Executive
- Scott E. Powell Senior EVP, Chief Operating Officer (Wells Fargo & Company); named incoming Chief Risk Officer from January 2027
Supervisors & regulators
Researched 29 Sep 2026 · Sources
- United States
- Office of the Comptroller of the Currency Prudential supervisorAML supervisor
- United States
- Board of Governors of the Federal Reserve System Central bank
- United States
- Federal Deposit Insurance Corporation Resolution
- United States
- Consumer Financial Protection Bureau Conduct
- United States
- Commodity Futures Trading Commission Other
- United States
- Securities and Exchange Commission Securities
Recent events 5 enforcement or investigation items
Researched 29 Sep 2026 · Sources
-
Leadership
Wells Fargo announced that Chief Risk Officer Derek Flowers will retire and that Scott Powell will succeed him in January 2027.
americanbanker.com ↗ -
Enforcement
The Federal Reserve Board terminated its 2018 enforcement action against the parent, Wells Fargo & Company, after finding all required conditions met.
federalreserve.gov ↗ -
Enforcement
The Federal Reserve Board removed the asset cap it had imposed on Wells Fargo & Company in 2018.
federalreserve.gov ↗ -
Enforcement
The OCC terminated its 2018 consent order on the bank's compliance risk management programme, which had carried a USD 500 million civil penalty.
bankingdive.com ↗ -
Enforcement
The OCC entered a formal agreement with the bank citing deficiencies in its financial crimes risk management and AML internal controls, with no monetary penalty.
occ.treas.gov ↗ -
Enforcement
The OCC terminated its September 2016 cease and desist order against the bank concerning sales practices.
occ.treas.gov ↗
Compliance-relevant events of the last three years, newest first: fines and enforcement, investigations, incidents, leadership changes, mergers and licence changes. Each links to its source.
Identifiers
Head-office record
- BIC
- PNBPUS33XXX
- How the BIC breaks down
- PNBPBank
- USCountry · United States
- 33Location
- XXXBranch · head office
- Branch description
- Not recorded in the directory
- LEI
- KB1H1DSPRFMYMCUFXT09
- LEI record
- View on GLEIF ↗
- How the LEI was matched
- BIC: Mapped to this BIC in the Swift and GLEIF BIC-to-LEI relationship file.
Profile
- Type
- Credit institutionListed as a credit institution, or a branch of one, on the ECB’s list of supervised entities, or named as a bank on the Financial Stability Board’s G-SIB list, directly or as a G-SIB’s main operating bank. These are the only bank lists the directory tracks so far.
- Regulation
- Prudentially supervised (FSB G-SIB list)Prudentially supervised, according to the FSB 2025 G-SIB list. This is a designation, not a licence on a tracked register.
- Register licences
- None matched by LEI in the 22 tracked registersThe tracked registers cover payment, e-money, crypto and money-service firms in 37 countries. Bank licences from national supervisors are not tracked.
- Country · region
- United States · North America
- FSB G-SIB list
- Bucket 1 of 5 list of 2025
- Trading venues (MIC)
- Operates MIC WFLB list of 2026-09-17
- OFAC sanctions
- No listing cites this BIC
- EU sanctions
- No listing matched this BIC or its LEI
- Country sanctions
- No country programme
Types come from Swift’s BIC classification, the licences on the 22 tracked registers, and the ECB and FSB bank lists. Most banks outside the euro area appear as financial institutions, because their supervisors’ registers are not tracked yet.
Ownership and group
GLEIF relationship records
- Direct parent
- Wfc Holdings, LLC · United StatesOT19FZZ6Z7A27CCLDY33 ↗
- Ultimate parent
- Wells Fargo & Company · United StatesPBLD0EJDB5FWOLXP3B76 ↗
- FSB G-SIB list
- Main operating bank of a G-SIB · Wells Fargo bucket 1 · 2025 listThe G-SIB group’s principal bank, as identified by Elucidate from the FSB list and GLEIF.
The Wells Fargo & Company group has 11 institutions in the directory, in 5 countries: all hold a BIC.
Including Wells Fargo Bank International Uc Frankfurt Branch, Wells Fargo Bank International Unlimited Company, Wells Fargo Securities Europe S.A., Wells Fargo Securities International Limited, Everen Capital Corporation.
See the Wells Fargo & Company group →Group membership follows the accounting-consolidation relationships reported to GLEIF. It does not show ownership shares or control.
Addresses
- Registered address
- 3201 N. 4TH AVENUE SIOUX FALLS 57104 UNITED STATES OF AMERICA
- Operational address
- 3201 N. 4TH AVENUE SIOUX FALLS,SD SIOUX FALLS,SD 57104 UNITED STATES OF AMERICA
ISO 20022 identification
As an agent in a Swift cross-border payment message (CBPR+)
A CBPR+ message identifies this institution by its BIC, and may add its LEI or a clearing code. CBPR+ does not allow a name and postal address next to a BIC.
- Identified by
- BIC, with its LEI
- Roles in CBPR+
- Any agent, including the instructing and instructed agents
CBPR+
For cross-border payments on Swift: the BIC, with the LEI and clearing code where known
<FinInstnId>
<BICFI>PNBPUS33XXX</BICFI>
<LEI>KB1H1DSPRFMYMCUFXT09</LEI>
</FinInstnId>Full record
Every ISO 20022 element the directory holds. Base ISO 20022 allows them together. CBPR+ does not allow a name and address next to a BIC
<FinInstnId>
<BICFI>PNBPUS33XXX</BICFI>
<LEI>KB1H1DSPRFMYMCUFXT09</LEI>
<Nm>WELLS FARGO BANK, N.A.</Nm>
<PstlAdr>
<TwnNm>SIOUX FALLS</TwnNm>
<Ctry>US</Ctry>
<AdrLine>3201 N. 4TH AVENUE SIOUX FALLS 57104</AdrLine>
</PstlAdr>
</FinInstnId>The BIC, name and address are as published in Swift’s BIC directory. The LEI comes from the Swift and GLEIF BIC-to-LEI file. Check them against your own records before use.
Market identifiers
One trading venue or reporting service run under this LEI list of 2026-09-17
| MIC | Market | Kind | Category |
|---|---|---|---|
| WFLB | WELLS FARGO BANK NA - LONDON BRANCH | Operating MIC | Systematic internaliser |
Network
Branches and correspondent banking
All 5 branch BICs connect to the head office, spread across 2 cities. Largest: Charlotte (3), Philadelphia (2). The bank publishes 30 accounts at other banks, across 6 regions. 4 other banks publish 4 accounts held with this bank.
- Own offices
- Correspondent banks: it holds accounts there
- Respondent banks: they hold accounts here
Hover over a branch, account or group to see its details
Correspondent accounts
Researched 29 Sep 2026 · Sources
30 accounts at other banks, in 30 currencies, as the bank publishes them: www08.wellsfargomedia.com ↗ dated May 2024
| Currency | Correspondent | BIC | Account | Purpose | Directory check |
|---|---|---|---|---|---|
| AED | First Abu Dhabi Bank United Arab Emirates | NBADAEAA | AE580354022003182270014 | FX settlement | Matches the Swift directory |
| AUD | Australia and New Zealand Banking Group Limited Australia | ANZBAU3MXXX | 201087AUD00001 | FX settlement | Matches the Swift directory |
| BHD | Arab Bank PLC Bahrain | ARABBHBMMAN | BH05ARAB02002700610920 | FX settlement | Matches the Swift directory |
| CAD | Toronto Dominion Bank, The Canada | TDOMCATTTOR | 0360012149351 | FX settlement (clearing code CC000400732) | Matches the Swift directory |
| CHF | UBS Switzerland AG Switzerland | UBSWCHZH80A | CH780023023007973500Z | FX settlement | Matches the Swift directory |
| CNH | Bank of China Hong Kong SAR China | BKCHHKHHXXX | 01287560117612 | FX settlement | Directory name differs BANK OF CHINA (HONG KONG) LIMITED |
| CZK | Komercni Banka AS Czechia | KOMBCZPPXXX | CZ3901000000000014460227 | FX settlement | Matches the Swift directory |
| DKK | Nordea Bank Danmark A/S Denmark | NDEADKKK | DK9820005000400134 | FX settlement | Matches the Swift directory |
| EUR | Deutsche Bank AG Germany | DEUTDEFF | DE79500700100958748600 | FX settlement | Matches the Swift directory |
| GBP | National Westminster Bank PLC United Kingdom | NWBKGB2L | GB04NWBK60000404408233 | FX settlement | Matches the Swift directory |
| HKD | Hong Kong and Shanghai Bkg. Corp. Ltd. Hong Kong SAR China | HSBCHKHHHKH | 567874664001 | FX settlement | Matches the Swift directory |
| HUF | UniCredit Bank Hungary Zrt. Hungary | BACXHUHB | HU25109000040000000101900012 | FX settlement | Matches the Swift directory |
| ILS | Bank Leumi Le Israel B.M. Israel | LUMIILIT | IL870108000000022011743 | FX settlement | Matches the Swift directory |
| JOD | Arab Bank PLC Jordan | ARABJOAXTRF | J069ARAB1000000000100099786900 | FX settlement | Matches the Swift directory |
| JPY | Sumitomo Mitsui Banking Corporation Japan | SMBCJPJT | 4795 | FX settlement | Matches the Swift directory |
| KRW | Standard Chartered Bank South Korea | SCBLKRSE | 195-10-011736 | FX settlement | Matches the Swift directory |
| KWD | National Bank of Kuwait Kuwait | NBOKKWKW | KW46NBOK0000000000001000122589 | FX settlement | Matches the Swift directory |
| MXN | BBVA Bancomer Mexico | BCMRMXMMCOR | 0095000451 (CLABE: 012180001670307891) | FX settlement | Matches the Swift directory |
| NOK | Nordea Bank Norge ASA Norway | NDEANOKK | NO6360010241424 | FX settlement | Matches the Swift directory |
| NZD | ANZ Bank New Zealand Limited New Zealand | ANZBNZ22058 | 201087/00001 | FX settlement | Matches the Swift directory |
| PLN | BankPekao Poland | PKOPPLPW | PL23124000013149640111120301 | FX settlement | Directory name differs BANK POLSKA KASA OPIEKI SA |
| QAR | Standard Chartered Bank Qatar | SCBLQAQX | QA27SCBL000000000009276435001 | FX settlement | Matches the Swift directory |
| RON | BRO-Groupe Societe Generale SA Romania | BRDEROBU | RO91BRDE427SV00471824270 | FX settlement | Matches the Swift directory |
| SAR | Saudi National Bank Saudi Arabia | NCBKSAJEXXX | SA7710000088300000009300 | FX settlement | Matches the Swift directory |
| SEK | Skandinaviska Enskilda Banken Sweden | ESSESESS | SE0250000000052018513532 | FX settlement | Matches the Swift directory |
| SGD | DBS Bank Limited Singapore | DBSSSGSG | 0370035700 | FX settlement | Matches the Swift directory |
| THB | Kasikornbank PCL Thailand | KASITHBK | 0991325484 | FX settlement | Matches the Swift directory |
| TRY | Turkiye Garanti Bankasi AS Türkiye | TGBATRIS093 | TR600006200093000006499617 | FX settlement | Matches the Swift directory |
| USD | Wells Fargo Bank, N.A. United States | WFBIUS6S | 00028634050723 | FX settlement; own USD account, San Francisco, ABA 121000248 | Matches the Swift directory |
| ZAR | Absa Bank South Africa South Africa | ABSAZAJJ | 755876ZAR671201 | FX settlement (clearing code ZA632005) | Matches the Swift directory |
This is Wells Fargo Bank, N.A.'s foreign exchange standard settlement instructions PDF. It is marked 'Effective as of May 2024', so the list may be stale. Final beneficiary is Wells Fargo Bank (WFBIUS6WFFX), attention Foreign Exchange. All 31 rows were extracted. The USD row is the bank's own account in San Francisco (ABA 121000248), so its direction is marked unknown. Separate securities delivery instructions for the bank, dated 6 April 2017, are on https://www.wellsfargo.com/cib/settlement-instructions/. They were not extracted as nostro accounts. Each correspondent BIC is checked against the Swift directory: a BIC missing from it, or registered to a differently named bank, may be a typo or out of date. Confirm settlement instructions with the bank before relying on them.
Respondent banks
From the correspondent lists other banks publish
4 other banks publish 4 accounts held with this bank.
| Currency | Respondent bank | Held at | Account | Purpose | Published in |
|---|---|---|---|---|---|
| — | Banco Davivienda S.A. Colombia | PNBPUS33PHL | — | inbound international transfers (ABA 026005092) | davivienda.com ↗ |
| USD | Banco Popular de Puerto Rico Puerto Rico | PNBPUS33PHL | — | USD intermediary bank; ABA 121000248 | resourcecenter.popular.com ↗ |
| USD | Scotiabank Inverlat, S.A. Institucion de Banca Multiple Mexico | PNBPUS33PHL | — | Inbound USD payments (intermediary bank) | scotiabank.com.mx ↗ dated Sep 2026 |
| USD | Uco Bank India | PNBPUS33XXX | 2000191060245 | — | uco.bank.in ↗ dated 9 Apr 2026 |
Each row is an account the respondent bank lists as held with this bank, as published. Only banks that publish their correspondent accounts, and that Elucidate has researched, can appear, so the list is not complete. Confirm settlement instructions with either bank before relying on them.
Branch codes
| BIC | Branch | City | Address | LEI | Updated |
|---|---|---|---|---|---|
| PNBPUS33CHA | — | Charlotte | 201 SOUTH COLLEGE STREET CHARLOTTE,NC CHARLOTTE,NC 28288 UNITED STATES OF AMERICA | — | 2026-06-22 |
| PNBPUS33FMG | FUNDS MANAGEMENT GROUP | Charlotte | 201 SOUTH COLLEGE STREET CHARLOTTE,NC CHARLOTTE,NC 28288 UNITED STATES OF AMERICA | — | 2026-06-22 |
| PNBPUS33PHL | INTERNATIONAL OPERATIONS | Philadelphia | 530 WALNUT STREET PHILADELPHIA,PA PHILADELPHIA,PA 19101 POB 13866 UNITED STATES OF AMERICA | — | 2026-06-22 |
| PNBPUS33SLC | INTERNATIONAL STANDBY LETTER OF CREDIT PROCESSING | Charlotte | 1525 W. W.T. HARRIS BLVD. MAC D1109-012 CHARLOTTE,NC CHARLOTTE,NC 28262 UNITED STATES OF AMERICA | — | 2026-06-22 |
| PNBPUS33ZIA | — | Philadelphia | 101 NORTH PHILLIPS AVENUE PHILADELPHIA,PA PHILADELPHIA,PA 19106 UNITED STATES OF AMERICA | — | 2026-06-22 |
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Sources & method
Every value comes from a public source, such as Swift’s ISO 9362 BIC directory, GLEIF or the OFAC and EU sanctions lists. Most sources are matched on a BIC or an LEI, not on a name.
Swift GPI membership is matched on names and is indicative. A missing sanctions match does not mean that no listing applies. Always screen against the official lists.
The sanctions facts on this page cover the BIC and its LEI only.
An institution is one entry in the directory: a BIC8 in Swift’s directory, or a firm on a tracked register that holds no BIC. Licences held by an institution with a BIC are shown on its page.
Read the methodology →Credits for this page
- Ownership and group—GLEIF Level 2 relationship records (accounting consolidation), matched by LEI.
- Overview, leadership, regulators and events—researched per institution by an AI model with web search, from the institution's own website and reports, regulators, company registers and news. Figures, people and events link to their source, and each card shows the research date. AI research can be wrong or out of date, so check key facts at the source.
- Images—logos and photos from Wikimedia Commons (credited with their author and licence) or from the institution's own website, where Wikimedia has none. Elucidate keeps a copy of each; the links lead to the source and the original image. Logo: wellsfargo.com (official website) · original.
Assess the financial crime risk behind a BIC
A BIC identifies an institution; it does not assess it. The Elucidate FinCrime Index (EFI) is an independent score of the financial crime risk of banks, built for correspondent banking and counterparty due diligence.
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