United Kingdom · Payments & e-money
Vfx Financial PLC
VFX Financial PLC is a public limited company incorporated in England and Wales, with its head office in London. The FCA authorises it as an electronic money institution (reference 900530) and as an investment firm (reference 592260). Nuova Capital Ltd, an English company, holds 75% or more of its shares and voting rights. The firm trades under the VFX and EasyFX brands. It offers multi-currency e-money accounts, foreign exchange, international payments and currency risk management, mainly to businesses and financial institutions.
Licences and registrations
Held by Vfx Financial PLC (LEI 213800UEM5AN3L8GX195). 2 entries on 2 of the 22 tracked registers, retrieved 25 September 2026.
| Register | Licence | Number | Jurisdiction | Status | Registered | Ends | Activities | Register entry |
|---|---|---|---|---|---|---|---|---|
| FCA Financial Services Register - E-Money InstitutionsFCALinked by LEI. Matched by Elucidate on the UK company number the register gives. | Authorised E-Money InstitutionE-Money / Stored Value Institution | 900530 | United Kingdom | Active | 2018-06-12 | — |
|
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| FCA Financial Services Register - Payment Institutions & RAISPsFCALinked by LEI. Matched by Elucidate on the UK company number the register gives. | Authorised Payment InstitutionPayment Institution | 541092 | United Kingdom | Cancelled - Authorised PI | — | Ended 2016-06-21 |
|
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Trading names on the register: VFX (FCA-EMI, FCA-PSD)
- Licences belong to the legal entity, not to a BIC.
- Each licence applies in the country of the regulator that granted it.
- Registers are tracked in 37 countries. Licences granted elsewhere are not recorded here.
- The register entries and their trading names were not matched against sanctions lists. The sanctions facts on this page cover the BIC and its LEI only.
Swift network
Swift’s ISO 9362 BIC directory
- BIC
- VFXXGB22XXX head office
- Connection to Swift
- Reverse billingThe institution is connected to Swift. Messages sent to it are billed to the institution, not to the sender. The “2” in the eighth character of VFXXGB22 marks reverse billing.
- Swift GPI
- Not on the member list
- Payment schemes and systems
- No entry in the EPC registers, the ECB T2 and TIPS lists or the SIX Bank Master cites this BIC
- Branch codes
- None: head-office BIC only
- Other BIC with this LEI
- VFXXPTP1
- BIC first registered
- 2024-07-13
- Last updated
- 2024-10-26
Overview
Researched 29 Sep 2026 · Sources
Customers
Not published
Employees
Not published
Ownership
Privately held
Nuova Capital Ltd
Firm type
FX and business payments
Trades as VFX Financial
- Ownership
- Nuova Capital Ltd (Companies House 13368219) has held 75% or more of the shares and voting rights since May 2022, according to the Companies House register of persons with significant control.
- Direct parent
- Nuova Capital Ltd, United Kingdom
- Head office
- Dukes House, 32-38 Dukes Place, EC3A 7LP London, United Kingdom
- Company register
- Companies House 06589361
- Incorporated
- 9 May 2008
Online
- Websites & references
- vfxfinancial.com ↗
app.vfxfinancial.com ↗ client online platform
vfxfinancial.teamtailor.com ↗ careers site - Official social accounts
- LinkedIn ↗
- Apps
- Google Play ↗ · App Store ↗
Sources · 10 pages consulted
- find-and-update.company-information.service.gov.uk/company/06589361/officers
- find-and-update.company-information.service.gov.uk/company/06589361/persons-with-significant-control
- find-and-update.company-information.service.gov.uk/company/06589361/filing-history
- fca.org.uk/news/warnings/easy-fx-trade-easy-trade-global-clone-authorised-firm
- vfxfinancial.com/regulatory-information/uk
- vfxfinancial.com/regulatory-information/uk/safeguarding-funds
- vfxfinancial.com/regulatory-information/uk/prepaid-card-terms-and-conditions
- vfxfinancial.com/regulation
- vfxfinancial.com/about
- hmtllp.com/deals/investment-into-vfx-financial-plc/
Authorisation
Researched 29 Sep 2026 · Sources
- Operates under
- Its own licences
The FCA authorises the firm as an electronic money institution under the Electronic Money Regulations 2011 and as an investment firm under the Financial Services and Markets Act 2000. According to its card terms dated October 2022, its prepaid Mastercard cards are issued by Paysafe Financial Services Limited.
| Authority | Licence or registration | Number | Held | Status | Source |
|---|---|---|---|---|---|
| Financial Conduct Authority United Kingdom | Authorised Electronic Money Institution | 900530 | In its own name | Active | vfxfinancial.com ↗ |
| Financial Conduct Authority United Kingdom | Investment firm (MiFID) authorised under the Financial Services and Markets Act 2000 | 592260 | In its own name | Active | vfxfinancial.com ↗ |
| Financial Conduct Authority United Kingdom | Authorised Payment Institution (Cancelled - Authorised PI) | 541092 | In its own name | Withdrawn or expired | — |
Licences and registrations the research found, at home and abroad, as the firm and its regulators publish them. The Licences and registrations card shows the entries on the registers the directory tracks.
Partners and safeguarding
Researched 29 Sep 2026 · Sources
- Safeguarding
- Segregated safeguarding accountsThe firm states that it holds customer funds in segregated safeguarding accounts with a UK high street bank, reconciles them daily and commissions an external safeguarding audit each year.
- Card issuer
- Paysafe Financial Services Limited United Kingdom
- Payment schemes and card networks
- Mastercard Through a partner vfxfinancial.com ↗
Faster Payments Access not stated vfxfinancial.com ↗
CHAPS Access not stated vfxfinancial.com ↗
Banks and regulated firms the firm says hold its customers’ money, issue its cards, sponsor its accounts or settle its payments, as it discloses them in its terms and notices.
Products and markets
Researched 29 Sep 2026 · Sources
It provides multi-currency e-money accounts, virtual IBANs, spot and forward foreign exchange, batch payments and a prepaid Mastercard. The firm states that it serves businesses, private markets clients and financial institutions.
It serves clients from the United Kingdom under its FCA authorisations and publishes separate prepaid card terms for the Channel Islands.
- Sells to
- Enterprises · Financial institutions · Small businesses · Consumers
- Serves customers in 3 countries
- United Kingdom · Jersey · Guernsey
Leadership
Researched 29 Sep 2026 · Sources
- Chief executive
-
Henry Lisney
Chief Executive Officer
- Chair
-
Nick England
Chairman
- Chief financial officer
-
Andrew Moleshead
Chief Financial Officer
- Executive
- Richard Collis Chief Operating Officer and Company Secretary
- Executive
-
James Stuart
Founding Partner
- Executive
-
David Brown
Non-Executive Director
Recent events
Researched 29 Sep 2026 · Sources
-
Leadership
The firm appointed Andrew Moleshead, its Chief Financial Officer, as a director on 10 March 2026.
find-and-update.company-information.service.gov.uk ↗ -
Leadership
The firm appointed David Brown as a director on 1 July 2025. It lists him as a non-executive director.
find-and-update.company-information.service.gov.uk ↗ -
Licence
The DFSA granted Category 3D Authorised Firm status to VFX Financial (DIFC) Limited, a group company, in May 2025.
vfxfinancial.com ↗
Compliance-relevant events of the last three years, newest first: fines and enforcement, investigations, security incidents, licence changes, funding rounds, acquisitions and leadership changes. Each links to its source.
Regulator warnings
Researched 29 Sep 2026 · Sources
-
Impersonation Financial Conduct Authority, United Kingdom
The FCA warned that Easy FX Trade/Easy Trade Global was a clone firm using the details of VFX Financial PLC. The FCA stated that the genuine firm has no connection with the clone.
fca.org.uk ↗
Entries on regulators’ consumer-warning lists that name the firm or its brand. An impersonation warning is about fraudsters posing as the firm, not about the firm itself.
Identifiers
Head-office record
- BIC
- VFXXGB22XXX
- How the BIC breaks down
- VFXXBank
- GBCountry · United Kingdom
- 22Location · reverse billing
- XXXBranch · head office
- Branch description
- Not recorded in the directory
- LEI
- 213800UEM5AN3L8GX195
- LEI record
- View on GLEIF ↗
- Licence no. · FCA-EMI
- 900530
- Licence no. · FCA-PSD
- 541092
- How the LEI was matched
- BIC: Mapped to this BIC in the Swift and GLEIF BIC-to-LEI relationship file.Register entries: Matched by Elucidate on the UK company number the register gives.
- Register-entry ID
- 5e0e92bbcdc5
Profile
- Type
- Payments & e-moneyPayment institutions, e-money and stored-value issuers, and account-information providers. Licensed under payment-services law (e.g. PSD2 in the EU and UK, the Payment Services Act in Singapore). Taken from the licences on the tracked registers.
- Regulation
- Prudential licenceAuthorised with capital, safeguarding and conduct requirements, e.g. an authorised payment or e-money institution in the EU or UK, a major payment institution in Singapore, or a MiCA crypto-asset service provider.
- Register licences
- 2 entries on 2 registers
- Activities
- Payment services
- E-money / stored value
- Licensed in
- United Kingdom
- Website (register)
- www.vfxfinancial.com ↗
- Country · region
- United Kingdom · Europe & Central Asia
- Trading venues (MIC)
- No MIC registered under this LEI list of 2026-09-17
- OFAC sanctions
- No listing cites this BIC
- EU sanctions
- No listing matched this BIC or its LEI
- Country sanctions
- No country programme
Types come from Swift’s BIC classification, the licences on the 22 tracked registers, and the ECB and FSB bank lists. Most banks outside the euro area appear as financial institutions, because their supervisors’ registers are not tracked yet.
Ownership and group
GLEIF relationship records
GLEIF’s relationship records name no parent for this LEI, and no group page is published for it.
Addresses
- Registered address
- DUKES HOUSE FLOOR 3 32-38 DUKES PLACE LONDON EC3A 7LP UNITED KINGDOM
- Operational address
- DUKES HOUSE FLOOR 3 32-38 DUKES PLACE LONDON LONDON EC3A 7LP UNITED KINGDOM
ISO 20022 identification
As an agent in a Swift cross-border payment message (CBPR+)
A CBPR+ message identifies this institution by its BIC, and may add its LEI or a clearing code. CBPR+ does not allow a name and postal address next to a BIC.
- Identified by
- BIC, with its LEI
- Roles in CBPR+
- Any agent, including the instructing and instructed agents
CBPR+
For cross-border payments on Swift: the BIC, with the LEI and clearing code where known
<FinInstnId>
<BICFI>VFXXGB22XXX</BICFI>
<LEI>213800UEM5AN3L8GX195</LEI>
</FinInstnId>Full record
Every ISO 20022 element the directory holds. Base ISO 20022 allows them together. CBPR+ does not allow a name and address next to a BIC
<FinInstnId>
<BICFI>VFXXGB22XXX</BICFI>
<LEI>213800UEM5AN3L8GX195</LEI>
<Nm>VFX FINANCIAL PLC</Nm>
<PstlAdr>
<TwnNm>LONDON</TwnNm>
<Ctry>GB</Ctry>
<AdrLine>DUKES HOUSE FLOOR 3 32-38 DUKES PLACE LONDON EC3A 7LP</AdrLine>
</PstlAdr>
</FinInstnId>The BIC, name and address are as published in Swift’s BIC directory. The LEI comes from the Swift and GLEIF BIC-to-LEI file. Check them against your own records before use.
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Sources & method
Every value comes from a public source, such as Swift’s ISO 9362 BIC directory, GLEIF or the OFAC and EU sanctions lists. Most sources are matched on a BIC or an LEI, not on a name.
Swift GPI membership is matched on names and is indicative. A missing sanctions match does not mean that no listing applies. Always screen against the official lists.
Register entries are not screened against sanctions lists. The sanctions facts on this page cover the BIC and its LEI only.
An institution is one entry in the directory: a BIC8 in Swift’s directory, or a firm on a tracked register that holds no BIC. Licences held by an institution with a BIC are shown on its page.
Read the methodology →Credits for this page
- FCA Financial Services Register - E-Money Institutions—Financial Conduct Authority (FCA) · register ↗ as at 25 September 2026
- FCA Financial Services Register - Payment Institutions & RAISPs—Financial Conduct Authority (FCA) · register ↗ as at 25 September 2026
- Overview, authorisation, partners, products, leadership and events—researched per institution by an AI model with web search, from the firm's own website, terms and filings, regulators' registers and notices, company registers and news. Licences, partners, figures, people and events link to their source, and each card shows the research date. AI research can be wrong or out of date, so check key facts at the source.
- Images—logos and photos from Wikimedia Commons (credited with their author and licence) or from the institution's own website, where Wikimedia has none. Elucidate keeps a copy of each; the links lead to the source and the original image. Logo: vfxfinancial.com (official website); Henry Lisney: vfxfinancial.com (official website) · original; Nick England: vfxfinancial.com (official website) · original; Andrew Moleshead: vfxfinancial.com (official website) · original; James Stuart: vfxfinancial.com (official website) · original; David Brown: vfxfinancial.com (official website) · original.
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