United Kingdom · Financial institution
Lloyds Bank PLC
Lloyds Bank plc is a public limited company incorporated in England on 20 April 1865. Its registered office is at 25 Gresham Street, London. It is a wholly owned subsidiary of Lloyds Banking Group plc, which is incorporated in Scotland and listed in London. The bank and its subsidiaries provide current and savings accounts, mortgages, credit cards, motor finance and unsecured loans to retail customers, and loans and other products to commercial clients. It traded as Lloyds TSB Bank plc until 2013, and the group has designated it as its ring-fenced bank.
Licences and registrations
Held by the legal entity, not by this BIC
This BIC is mapped to LEI H7FNTJ4851HG0EXQ1Z70 (Lloyds Bank PLC) in the Swift and GLEIF BIC-to-LEI file. The legal entity’s page is Lloyds Bank PLC (LOYDGB21). None matched by LEI in the 22 tracked registers.
Licences belong to the legal entity. Each applies in the country of the regulator that granted it, not to every BIC that carries the LEI.
Swift network
Swift’s ISO 9362 BIC directory
- BIC
- LOYDGB2LXXX head office
- Connection to Swift
- Connected to SwiftThis BIC is registered as a live address on the Swift network. The institution sends and receives Swift messages under LOYDGB2L directly.
- Swift GPI
- Live member
- Payment schemes and systems
- SCT · SDD Core · SDD B2B
- Branch codes
- 6 branch codes
- BIC first registered
- 1977-05-09
- Last updated
- 2025-12-20
Overview
Researched 29 Sep 2026 · Sources
Employees
Not published
Ownership
Group subsidiary
100% Lloyds Banking Group plc
Institution type
Commercial bank
Trades as Lloyds
- Ownership
- Lloyds Banking Group plc (Scottish company SC095000) is the sole person with significant control, holding 75% or more of shares and voting rights, and is the bank's ultimate parent.
- Direct parent
- Lloyds Banking Group plc, United Kingdom 100%
- Head office
- 25 Gresham Street, EC2V 7HN London, United Kingdom
- Company register
- 00002065, Companies House (England and Wales)
- Former name
- Lloyds TSB Bank plc
Business lines
According to its 2026 half-year results, the bank earns revenue from retail current and savings accounts, mortgages, credit cards, motor finance and unsecured loans, and from lending and other products for commercial clients.
Online
- Websites & references
- lloydsbank.com ↗ did not load when checked
lloydsbankinggroup.com ↗ Parent group corporate and investor relations site (publishes Lloyds Bank plc results)
Wikidata Q1152847 ↗ - Official social accounts
- None found
Sources · 13 pages consulted
- find-and-update.company-information.service.gov.uk/company/00002065/officers
- find-and-update.company-information.service.gov.uk/company/00002065/persons-with-significant-control
- find-and-update.company-information.service.gov.uk/company/00002065
- rns-pdf.londonstockexchange.com/rns/5905O_1-2026-7-30.pdf
- finance.yahoo.com/markets/stocks/articles/lloyds-bank-plc-2026-half-142400060.html
- investegate.co.uk/announcement/rns/lloyds-banking-group--lloy/board-change/9611509
- investegate.co.uk/announcement/rns/lloyds-banking-group--lloy/board-change/9743337
- lloydsbankinggroup.com/investors.html
- lloydsbankinggroup.com/who-we-are/group-overview/directors-and-governance.html
- lloydsbank.com/business/corporate-banking/commercial-terms/terms-and-conditions/financial-institutions/c
- lloydsbankinggroup.com/assets/pdfs/investors/financial-performance/lloyds-banking-group-plc/2026/q2/2026-lbg-hy-
- lloydsbankinggroup.com/assets/pdfs/investors/investor-news/2025/2025nov19-lbg-curve-acquisition.pdf
- investments.lloydsbank.com/markets-and-commentary/market-news/article/?id=22216461&type=bsm
Leadership
Researched 29 Sep 2026 · Sources
- Chief executive
- Charlie Nunn (Charles Alan Nunn) Group Chief Executive, Lloyds Banking Group; Director, Lloyds Bank plc
- Chair
- Sir Robin Budenberg (Robin Francis Budenberg) Group Chair, Lloyds Banking Group; Director, Lloyds Bank plc
- Chief financial officer
- William Chalmers (William Leon David Chalmers) Chief Financial Officer; Director, Lloyds Bank plc
- Executive
- Catharine Lucy Cheetham Company Secretary
Supervisors & regulators
Researched 29 Sep 2026 · Sources
- United Kingdom
- Prudential Regulation Authority (Bank of England) Prudential supervisorCentral bankResolution
- United Kingdom
- Financial Conduct Authority ConductAML supervisor
Recent events
Researched 29 Sep 2026 · Sources
-
Leadership
Kelly Bennett joined the board of Lloyds Bank plc as a non-executive director on 1 September 2026.
find-and-update.company-information.service.gov.uk ↗ -
Leadership
Danuta Gray joined the board of Lloyds Bank plc as a non-executive director on 1 July 2026.
find-and-update.company-information.service.gov.uk ↗ -
Other
Fitch upgraded the senior unsecured ratings of Lloyds Bank plc following a methodology update.
rns-pdf.londonstockexchange.com ↗ -
Other
The FCA published final rules for an industry-wide motor finance redress scheme; Lloyds Banking Group held a GBP 1.95 billion provision for redress.
investments.lloydsbank.com ↗ -
Merger / acquisition
Lloyds Banking Group agreed to acquire the London-based digital wallet provider Curve, subject to regulatory approval.
lloydsbankinggroup.com ↗
Compliance-relevant events of the last three years, newest first: fines and enforcement, investigations, incidents, leadership changes, mergers and licence changes. Each links to its source.
Identifiers
Head-office record
- BIC
- LOYDGB2LXXX
- How the BIC breaks down
- LOYDBank
- GBCountry · United Kingdom
- 2LLocation
- XXXBranch · head office
- Branch description
- U.K. INTERNATIONAL SERVICES
- LEI record
- View on GLEIF ↗
- How the LEI was matched
- BIC: Mapped to this BIC in the Swift and GLEIF BIC-to-LEI relationship file.
Profile
- Type
- Financial institutionClassified as a financial institution in Swift’s ISO 9362 BIC directory, with no licence on a tracked register. This includes banks that neither the ECB nor the FSB lists, as well as brokers, fund managers, insurers and market infrastructure.
- Regulation
- Not on a tracked registerNo licence or registration was found for this entity on the registers the directory tracks, or on the ECB and FSB bank lists. Most banks are licensed by national supervisors whose registers are not tracked yet. This does not mean that the institution is unregulated.
- Register licences
- None matched by LEI in the 22 tracked registers
- Country · region
- United Kingdom · Europe & Central Asia
- Trading venues (MIC)
- No MIC registered under this LEI list of 2026-09-17
- OFAC sanctions
- No listing cites this BIC
- EU sanctions
- No listing matched this BIC or its LEI
- Country sanctions
- No country programme
- Founded
- 1995
Types come from Swift’s BIC classification, the licences on the 22 tracked registers, and the ECB and FSB bank lists. Most banks outside the euro area appear as financial institutions, because their supervisors’ registers are not tracked yet.
No licence or registration was found for this entity on the 22 registers the directory tracks, or on the ECB and FSB bank lists. Most banks are licensed by national supervisors whose registers are not tracked yet. This does not mean that the institution is unregulated.
Ownership and group
GLEIF relationship records
- Direct parent
- Lloyds Banking Group PLC · United Kingdom549300PPXHEU2JF0AM85 ↗
The Lloyds Banking Group PLC group has 55 institutions in the directory, in 11 countries: all hold a BIC.
Including Lloyds Bank GMBH, Lloyds Bank GMBH, Lloyds Bank GMBH, Lloyds Bank GMBH, Lloyds Bank GMBH.
See the Lloyds Banking Group PLC group →Group membership follows the accounting-consolidation relationships reported to GLEIF. It does not show ownership shares or control.
Addresses
- Registered address
- 25 GRESHAM STREET LONDON EC2V7HN UNITED KINGDOM
- Operational address
- 125 COLMORE ROW BIRMINGHAM, WEST MIDLANDS BIRMINGHAM, WEST MIDLANDS B3 3SD UNITED KINGDOM
ISO 20022 identification
As an agent in a Swift cross-border payment message (CBPR+)
A CBPR+ message identifies this institution by its BIC, and may add its LEI or a clearing code. CBPR+ does not allow a name and postal address next to a BIC.
- Identified by
- BIC, with its LEI
- Roles in CBPR+
- Any agent, including the instructing and instructed agents
CBPR+
For cross-border payments on Swift: the BIC, with the LEI and clearing code where known
<FinInstnId>
<BICFI>LOYDGB2LXXX</BICFI>
<LEI>H7FNTJ4851HG0EXQ1Z70</LEI>
</FinInstnId>Full record
Every ISO 20022 element the directory holds. Base ISO 20022 allows them together. CBPR+ does not allow a name and address next to a BIC
<FinInstnId>
<BICFI>LOYDGB2LXXX</BICFI>
<LEI>H7FNTJ4851HG0EXQ1Z70</LEI>
<Nm>LLOYDS BANK PLC</Nm>
<PstlAdr>
<Ctry>GB</Ctry>
<AdrLine>25 GRESHAM STREET LONDON EC2V7HN</AdrLine>
</PstlAdr>
</FinInstnId>Swift’s two address fields do not agree on a town, so the full record gives the address as address lines only.
The BIC, name and address are as published in Swift’s BIC directory. The LEI comes from the Swift and GLEIF BIC-to-LEI file. Check them against your own records before use.
Payment schemes and systems
EPC registers of 2026-09-11 · ECB T2 list of 2026-07-02 · ECB TIPS list of 2026-09-01 · SIX Bank Master valid on 2026-09-28
| Scheme or system | Since | Registered with | Note |
|---|---|---|---|
| SEPA Credit TransferISO 20022 messages | 2008-01-28 | Head office | — |
| SEPA Direct Debit CoreISO 20022 messages | 2009-11-02 | Head office | — |
| SEPA Direct Debit Business-to-BusinessISO 20022 messages | 2010-11-01 | Head office | — |
SEPA dates are when the institution became ready for the scheme.
An institution missing from T2 may still be reachable through an indirect participant.
“ISO 20022 messages” marks a scheme or system whose rulebook or operator specifies ISO 20022 for messages between participants.
Network
Branches and correspondent banking
All 6 branch BICs connect to the head office, spread across 3 cities. Largest: Birmingham (3), London (2), Northampton (1). 22 other banks publish 24 accounts held with this bank.
- Own offices
- Respondent banks: they hold accounts here
Hover over a branch, account or group to see its details
Respondent banks
From the correspondent lists other banks publish
22 other banks publish 24 accounts held with this bank, in 2 currencies.
| Currency | Respondent bank | Held at | Account | Purpose | Published in |
|---|---|---|---|---|---|
| GBP | Alior Bank Spolka Akcyjna Poland | LOYDGB2LXXX | — | — | aliorbank.pl ↗ |
| GBP | Alpha Bank S.A. Greece | LOYDGB2L | — | — | alpha.gr ↗ |
| GBP | Bank of Cyprus Public Company Limited Cyprus | LOYDGB2LXXX | — | — | bankofcyprus.com ↗ dated Jul 2026 |
| GBP | Bank of Valletta P.L.C. Malta | LOYDGB2L | — | Trade related and personal payments/remittances | bov.com ↗ dated 29 May 2025 |
| GBP | Bank Sinopac Company Limited Taiwan | LOYDGB2L | — | inward remittances | goodliver.org.tw ↗ |
| GBP | Bayerische Landesbank, Muenchen Germany | LOYDGB2L | GB30 LOYD 3096 3401 0301 17 | commercial payments | bayernlb.de ↗ dated 9 Feb 2026 |
| GBP | Doha Bank Qatar | LOYDGB2L | 01307367, SORT CODE – 304065 | — | dohabank.com.qa ↗ dated Jul 2026 |
| GBP | Dsk Bank Ad Bulgaria | LOYDGB2L | — | — | dskbank.bg ↗ |
| GBP | DZ Bank AG, Deutsche Zentral- Genossenschaftsbank Germany | LOYDGB2L | — | Commercial payments | dzbank.com ↗ dated 10 Jul 2026 |
| GBP | Firstrand Bank Limited South Africa | LOYDGB2L | 1101987 | — | fnbcib.com ↗ |
| GBP | Hamburger Sparkasse AG Germany | LOYDGB2L | — | cover for third-currency payments | — |
| EUR | Mashreqbank Psc. United Arab Emirates | LOYDGB2L | — | standard settlement instruction | mashreq.com ↗ |
| GBP | Mashreqbank Psc. United Arab Emirates | LOYDGB2L | — | standard settlement instruction | mashreq.com ↗ |
| GBP | Mbank S.A. (Formerly Bre Bank S.A.) Poland | LOYDGB2L | — | — | mbank.pl ↗ dated May 2026 |
| GBP | National Bank of Fujairah United Arab Emirates | LOYDGB2L | 01026144 | FX/MM/Derivatives/Commercial | nbf.ae ↗ dated Oct 2025 |
| GBP | National Bank of Greece SA Greece | LOYDGB2L | — | — | nbg.gr ↗ |
| GBP | National Bank of Ras Al-Khaimah,the United Arab Emirates | LOYDGB2L | — | cover for inbound payments | rakbank.ae ↗ |
| GBP | OTP Bank Plc. Hungary | LOYDGB2LXXX | GB83LOYD30963401022955 | Global Markets – FX, MM, Derivatives, Commodities, Banknotes, Cash Collaterals | otpbank.hu ↗ dated 1 Jan 2026 |
| GBP | Powszechna Kasa Oszczednosci Bank Polski Spolka Akcyjna Poland | LOYDGB2L | 01025733 | main account (SSI) | pkobp.pl ↗ |
| GBP | Stadtsparkasse Duesseldorf Germany | LOYDGB2L | 01026519 | Treasury payments (SSI as of 1 July 2026) | sskduesseldorf.de ↗ dated 1 Jul 2026 |
| GBP | Stadtsparkasse Duesseldorf Germany | LOYDGB2L | 01026519 | Commercial payments (SSI as of 25 January 2022) | sskduesseldorf.de ↗ dated 1 Jul 2026 |
| GBP | The Bank of East Asia, Limited Hong Kong SAR China | LOYDGB2L | — | inward remittance | hkbea.com ↗ dated Jul 2022 |
| GBP | The Commercial Bank (P.S.Q.C) Qatar | LOYDGB2L | 00888307 GB05LOYD30406500888307 | settlement (SSI) | cbq.com.qa ↗ |
| GBP | Unicredit Bulbank Ad Bulgaria | LOYDGB2L | GB44LOYD30963401015800 | CP, FX, MM | unicreditbulbank.bg ↗ |
Each row is an account the respondent bank lists as held with this bank, as published. Only banks that publish their correspondent accounts, and that Elucidate has researched, can appear, so the list is not complete. Confirm settlement instructions with either bank before relying on them.
Branch codes
| BIC | Branch | City | Address | LEI | Updated |
|---|---|---|---|---|---|
| LOYDGB2LBIB | INTERNATIONAL BRANCH | Birmingham | BIRMINGHAM BIRMINGHAM UNITED KINGDOM | H7FNTJ4851HG0EXQ1Z70 | 2024-04-27 |
| LOYDGB2LCFC | SECURITIES ADMINISTRATION | London | 48 CHISWELL STREET LONDON LONDON EC1Y4XX UNITED KINGDOM | H7FNTJ4851HG0EXQ1Z70 | 2024-04-27 |
| LOYDGB2LCOD | CHISWELL STREET | London | 48 CHISWELL STREET LONDON LONDON EC1Y4XX UNITED KINGDOM | H7FNTJ4851HG0EXQ1Z70 | 2024-04-27 |
| LOYDGB2LCTY | TRADE SERVICES - 301218 | Birmingham | 125 COLMORE ROW BIRMINGHAM BIRMINGHAM B33SF POB 72 UNITED KINGDOM | H7FNTJ4851HG0EXQ1Z70 | 2025-09-06 |
| LOYDGB2LIOC | INTERNATIONAL SERVICES CENTRE | Birmingham | BIRMINGHAM BIRMINGHAM UNITED KINGDOM | H7FNTJ4851HG0EXQ1Z70 | 2024-04-27 |
| LOYDGB2LMON | FOREIGN CHEQUES AND INTERNATIONAL CLEARINGS (300187) | Northampton | BLAISE PASCAL HOUSE 100 PAVILION DRIVE BLACKMILLS NORTHAMPTON NORTHAMPTON NN47YP UNITED KINGDOM | H7FNTJ4851HG0EXQ1Z70 | 2024-04-27 |
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Sources & method
Every value comes from a public source, such as Swift’s ISO 9362 BIC directory, GLEIF or the OFAC and EU sanctions lists. Most sources are matched on a BIC or an LEI, not on a name.
Swift GPI membership is matched on names and is indicative. A missing sanctions match does not mean that no listing applies. Always screen against the official lists.
The sanctions facts on this page cover the BIC and its LEI only.
An institution is one entry in the directory: a BIC8 in Swift’s directory, or a firm on a tracked register that holds no BIC. Licences held by an institution with a BIC are shown on its page.
Read the methodology →Credits for this page
- Payment schemes and systems—Source: European Payments Council (EPC) Registers of Participants; matched to BICs by Elucidate.
- Wikidata—CC0, matched on the BIC or LEI recorded in Wikidata. It is community-edited, so check key facts.
- Ownership and group—GLEIF Level 2 relationship records (accounting consolidation), matched by LEI.
- Overview, leadership, regulators and events—researched per institution by an AI model with web search, from the institution's own website and reports, regulators, company registers and news. Figures, people and events link to their source, and each card shows the research date. AI research can be wrong or out of date, so check key facts at the source.
- Images—logos and photos from Wikimedia Commons (credited with their author and licence) or from the institution's own website, where Wikimedia has none. Elucidate keeps a copy of each; the links lead to the source and the original image. Logo: Lloyds Bank plc · Public domain · Wikimedia Commons · original.
Assess the financial crime risk behind a BIC
A BIC identifies an institution; it does not assess it. The Elucidate FinCrime Index (EFI) is an independent score of the financial crime risk of banks, built for correspondent banking and counterparty due diligence.
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