Romania · Financial institution
Banca Comerciala Romana S.A Romanian Commercial Bank N.A
Legal name in the LEI recordBANCA COMERCIALA ROMANA SA
Banca Comercială Română S.A. (BCR) is a Romanian joint-stock company with a two-tier board, registered in Bucharest. It is a subsidiary of the Austrian Erste Group Bank AG, which announced in 2018 that its stake would rise to 99.88%. The bank provides retail, corporate and investment banking, treasury and capital-markets services. Its subsidiaries cover leasing, private pensions and housing savings. BCR was established in 1990 to take over the commercial banking operations of the National Bank of Romania. Erste Group acquired control of the bank in 2006.
Licences and registrations
Matched by LEI on the 22 tracked registers
None matched by LEI in the 22 tracked registers.
- The tracked registers cover payment, e-money, crypto and money-service firms in 37 countries. Bank licences from national supervisors are not tracked.
European registers
ECB · monetary financial institutions
List as at 2026-09-25
- Category
- Credit institution
- Minimum reserves
- Not on the ECB reserve list
- Listed as
- Banca Comerciala Romana S.A.
- RIAD code
- RORBPJR40008
Entries are matched on the LEI. Each register is quoted as its publisher lists it.
Swift network
Swift’s ISO 9362 BIC directory
- BIC
- RNCBROBUXXX head office
- Connection to Swift
- Connected to SwiftThis BIC is registered as a live address on the Swift network. The institution sends and receives Swift messages under RNCBROBU directly.
- Swift GPI
- Not on the member list
- Payment schemes and systems
- SCT · ReGIS
- Branch codes
- 4 branch codes
- BIC first registered
- 1992-09-07
- Last updated
- 2026-08-01
Overview
Researched 29 Sep 2026 · Sources
Employees
Not published
Ownership
Group subsidiary
99.88% Erste Group Bank AG
Institution type
Universal bank
Trades as BCR
- Ownership
- Erste Group Bank AG holds about 99.88% of the shares, according to its June 2018 announcement, and the remainder is held mainly by current and former employees.
- Direct parent
- Erste Group Bank AG, Austria 99.88%
- Head office
- Șoseaua Orhideelor nr. 15D, Clădirea The Bridge 1, etajul 2, Sector 6, 060071 Bucharest, Romania
- Company register
- J40/90/1991, Trade Register Office Bucharest (CUI 361757); National Bank of Romania credit-institution register RB-PJR-40-008/1999
- Name in the local language
- Banca Comercială Română S.A.
Business lines
According to its H1 2026 results release, BCR serves customers through 19 business centres, 15 mobile corporate offices and 284 retail units, alongside its George digital banking platform.
Online
- Websites & references
- bcr.ro ↗
Wikipedia ↗ - Official social accounts
- None found
Sources · 14 pages consulted
- bcr.ro/ro/contact
- bcr.ro/ro/despre-noi/conducerea-bcr/comitet-executiv
- bcr.ro/ro/despre-noi/conducerea-bcr/consiliul-de-supraveghere
- bcr.ro/ro/despre-noi/conducerea-bcr
- bcr.ro/ro/despre-noi
- bcr.ro/ro/despre-noi/relatii-internationale/banci-corespondente
- bcr.ro/en/about-us/international-activity/correspondent-banks
- bcr.ro/en/about-us/international-activity
- m.bvb.ro/infocont/infocont26/BCR26_20260730081008_BCR-rezultate-financiare-Sem-I-2026.pdf
- erstegroup.com/en/news-media/press-releases/2018/06/25/erste-group-sif-oltenia-agreement-alias
- news.ro/economic/10-banci-amendate-de-consiliul-concurentei-bcr-amendata-cu-577-36-milioane-lei-b
- cursdeguvernare.ro/robor-amenzi-banci-consiliul-concurentei-ancheta-banci-titluri-stat-robor.html
- financialintelligence.ro/bancile-sanctionate-in-ancheta-robor-contesta-decizia-consiliului-concurentei/
- en.wikipedia.org/wiki/Banca_Comercial%C4%83_Rom%C3%A2n%C4%83
Leadership
Researched 29 Sep 2026 · Sources
- Chief executive
- Sergiu Cristian Manea Președinte Executiv, Președinte al Comitetului Executiv (CEO, Chairman of the Management Board)
- Chair
- Dr. Manfred Wimmer Președinte al Consiliului de Supraveghere (Chairman of the Supervisory Board)
- Chief financial officer
- Elke Meier Vicepreședinte Executiv Financiar, Membru al Comitetului Executiv (CFO)
- Executive
- Ioana Gheorghiade Vicepreşedinte Executiv Risc, Membru al Comitetului Executiv (CRO)
- Executive
- Dana Dima (Demetrian) Vicepreşedinte Executiv Retail şi Private Banking, Membru al Comitetului Executiv
Supervisors & regulators
Researched 29 Sep 2026 · Sources
- Romania
- National Bank of Romania Central bankPrudential supervisorAML supervisorResolution
- Romania
- Financial Supervisory Authority (ASF) Securities
Recent events 2 enforcement or investigation items
Researched 29 Sep 2026 · Sources
-
Enforcement
The Romanian Competition Council formally communicated its reasoned ROBOR sanction decision to the bank on 28 September 2026. The bank has said it will challenge the decision in court.
financialintelligence.ro ↗ -
Enforcement
The Romanian Competition Council fined the bank RON 577.36 million for alleged coordination through information exchange in the ROBOR fixing procedure.
news.ro ↗
Compliance-relevant events of the last three years, newest first: fines and enforcement, investigations, incidents, leadership changes, mergers and licence changes. Each links to its source.
Identifiers
Head-office record
- BIC
- RNCBROBUXXX
- How the BIC breaks down
- RNCBBank
- ROCountry · Romania
- BULocation
- XXXBranch · head office
- Branch description
- Not recorded in the directory
- LEI
- 549300ORLU6LN5YD8X90
- LEI record
- View on GLEIF ↗
- How the LEI was matched
- BIC: Mapped to this BIC in the Swift and GLEIF BIC-to-LEI relationship file.
- National bank code
- ReGIS participant (IBAN bank code) RNCB
Profile
- Type
- Financial institutionClassified as a financial institution in Swift’s ISO 9362 BIC directory, with no licence on a tracked register. This includes banks that neither the ECB nor the FSB lists, as well as brokers, fund managers, insurers and market infrastructure.
- Regulation
- Not on a tracked registerNo licence or registration was found for this entity on the registers the directory tracks, or on the ECB and FSB bank lists. Most banks are licensed by national supervisors whose registers are not tracked yet. This does not mean that the institution is unregulated.
- Register licences
- None matched by LEI in the 22 tracked registersThe tracked registers cover payment, e-money, crypto and money-service firms in 37 countries. Bank licences from national supervisors are not tracked.
- Country · region
- Romania · Europe & Central Asia
- Trading venues (MIC)
- No MIC registered under this LEI list of 2026-09-17
- OFAC sanctions
- No listing cites this BIC
- EU sanctions
- No listing matched this BIC or its LEI
- Country sanctions
- No country programme
Types come from Swift’s BIC classification, the licences on the 22 tracked registers, and the ECB and FSB bank lists. Most banks outside the euro area appear as financial institutions, because their supervisors’ registers are not tracked yet.
No licence or registration was found for this entity on the 22 registers the directory tracks, or on the ECB and FSB bank lists. Most banks are licensed by national supervisors whose registers are not tracked yet. This does not mean that the institution is unregulated.
Ownership and group
GLEIF relationship records
- Direct parent
- Erste Group Bank AG · AustriaPQOH26KWDF7CG10L6792 ↗
The Erste Group Bank AG group has 68 institutions in the directory, in 15 countries: 67 hold a BIC and 1 does not.
Including Erste Bank der Oesterreichischen Sparkassen AG, Sparkasse Oberosterreich Bank AG, Sparkasse Eferding- Peuerbach- Waizenkirchen, Kaerntner Sparkasse Aktiengesellschaft, Erste Steiermaerkische Bank D.D..
See the Erste Group Bank AG group →Group membership follows the accounting-consolidation relationships reported to GLEIF. It does not show ownership shares or control.
Addresses
- Registered address
- THE BRIDGE BUILDING BUILDING 1 FLOOR 2 ORHIDEELOR ROAD, 6TH DISTRICT 15D BUCHAREST 060071 ROMANIA
- Operational address
- THE BRIDGE BUILDING BUILDING 1 FLOOR 2 ORHIDEELOR ROAD 15D 6TH DISTRICT BUCHAREST 060071 BUCHAREST ROMANIA
ISO 20022 identification
As an agent in a Swift cross-border payment message (CBPR+)
A CBPR+ message identifies this institution by its BIC, and may add its LEI or a clearing code. CBPR+ does not allow a name and postal address next to a BIC.
- Identified by
- BIC, with its LEI
- Roles in CBPR+
- Any agent, including the instructing and instructed agents
CBPR+
For cross-border payments on Swift: the BIC, with the LEI and clearing code where known
<FinInstnId>
<BICFI>RNCBROBUXXX</BICFI>
<LEI>549300ORLU6LN5YD8X90</LEI>
</FinInstnId>Full record
Every ISO 20022 element the directory holds. Base ISO 20022 allows them together. CBPR+ does not allow a name and address next to a BIC
<FinInstnId>
<BICFI>RNCBROBUXXX</BICFI>
<LEI>549300ORLU6LN5YD8X90</LEI>
<Nm>BANCA COMERCIALA ROMANA S.A ROMANIAN COMMERCIAL BANK N.A</Nm>
<PstlAdr>
<TwnNm>BUCHAREST</TwnNm>
<Ctry>RO</Ctry>
<AdrLine>THE BRIDGE BUILDING BUILDING 1 FLOOR 2 ORHIDEELOR ROAD</AdrLine>
<AdrLine>6TH DISTRICT 15D BUCHAREST 060071</AdrLine>
</PstlAdr>
</FinInstnId>The BIC, name and address are as published in Swift’s BIC directory. The LEI comes from the Swift and GLEIF BIC-to-LEI file. Check them against your own records before use.
Payment schemes and systems
EPC registers of 2026-09-11 · ECB T2 list of 2026-07-02 · ECB TIPS list of 2026-09-01 · SIX Bank Master valid on 2026-09-28 · BNR ReGIS list
| Scheme or system | Since | Registered with | Note |
|---|---|---|---|
| SEPA Credit TransferISO 20022 messages | 2008-01-28 | Head office | — |
| ReGIS (Romanian leu real-time gross settlement)ISO 20022 messages | — | Head office | — |
SEPA dates are when the institution became ready for the scheme.
An institution missing from T2 may still be reachable through an indirect participant.
The BNR ReGIS list gives no joining date.
“ISO 20022 messages” marks a scheme or system whose rulebook or operator specifies ISO 20022 for messages between participants.
National bank codes
ReGIS participant (IBAN bank code) · Romania
1 code
| Code | Routes to BIC | Name in the national file |
|---|---|---|
| RNCB | RNCBROBUXXX | BANCA COMERCIALA ROMANA S.A. |
Each code shows the name in the national file. Smaller banks often route through a central institution’s BIC. A code can therefore belong to a different bank than the one on this page.
Network
Branches and correspondent banking
All 4 branch BICs connect to the head office. No city, function or registration year splits them into groups. 7 other banks publish 7 accounts held with this bank.
- Own offices
- Respondent banks: they hold accounts here
Hover over a branch, account or group to see its details
Respondent banks
From the correspondent lists other banks publish
7 other banks publish 7 accounts held with this bank.
| Currency | Respondent bank | Held at | Account | Purpose | Published in |
|---|---|---|---|---|---|
| RON | Banco Bpm SPA Italy | RNCBROBU | RO81RNCB0002102456180001 | CP and FX | gruppo.bancobpm.it ↗ dated Aug 2025 |
| RON | Ceska Sporitelna A.S. Czechia | RNCBROBU | — | — | cdn.erstegroup.com ↗ dated Sep 2020 |
| RON | Mbank S.A. (Formerly Bre Bank S.A.) Poland | RNCBROBU | — | — | mbank.pl ↗ dated May 2026 |
| RON | Oberbank AG Austria | RNCBROBU | — | — | oberbank.com ↗ |
| RON | Powszechna Kasa Oszczednosci Bank Polski Spolka Akcyjna Poland | RNCBROBU | RO39RNCB0002102195120001 | main account (SSI) | pkobp.pl ↗ |
| RON | SMBC Bank International PLC United Kingdom | RNCBROBU | RO18RNCB0002058398100001 | Corporate banking: FX, money market, loans, trade finance, commercial payments | smbcgroup.com ↗ |
| RON | Zuercher Kantonalbank Switzerland | RNCBROBU | — | — | zkb.ch ↗ dated 12 Jan 2026 |
Each row is an account the respondent bank lists as held with this bank, as published. Only banks that publish their correspondent accounts, and that Elucidate has researched, can appear, so the list is not complete. Confirm settlement instructions with either bank before relying on them.
Branch codes
| BIC | Branch | City | Address | LEI | Updated |
|---|---|---|---|---|---|
| RNCBROBUAR0 | ARAD BRANCH | Arad | ARAD ARAD ROMANIA | — | 2026-08-01 |
| RNCBROBUCS0 | CARAS SEVERIN BRANCH | Resita | RESITA RESITA ROMANIA | — | 2026-08-01 |
| RNCBROBUCV0 | COVASNA BRANCH | Sfantu Gheorghe | SFANTU GHEORGHE SFANTU GHEORGHE ROMANIA | — | 2026-08-01 |
| RNCBROBUIL0 | IALOMITA BRANCH | Slobozia | SLOBOZIA SLOBOZIA ROMANIA | — | 2026-08-01 |
Claim this profile
Work at Banca Comerciala Romana S.A Romanian Commercial Bank N.A?
Claim this page to have it marked as verified by the bank, and to send us corrections. We verify every claim before anything changes on the page.
- 01Submit Tell us who you are, using your work email.
- 02We verify We check the email domain and confirm your role with the bank. This usually takes up to five business days.
- 03Profile claimed The page is marked as claimed and verified. You can send us corrections at any time.
Claim received
Thank you. We will email your work address once the claim is verified. Until then, the page stays unclaimed.
The claim was not sent. Try again, or email contact@elucidate.co.
Sources & method
Every value comes from a public source, such as Swift’s ISO 9362 BIC directory, GLEIF or the OFAC and EU sanctions lists. Most sources are matched on a BIC or an LEI, not on a name.
Swift GPI membership is matched on names and is indicative. A missing sanctions match does not mean that no listing applies. Always screen against the official lists.
The sanctions facts on this page cover the BIC and its LEI only.
An institution is one entry in the directory: a BIC8 in Swift’s directory, or a firm on a tracked register that holds no BIC. Licences held by an institution with a BIC are shown on its page.
Read the methodology →Credits for this page
- Payment schemes and systems—Source: European Payments Council (EPC) Registers of Participants; matched to BICs by Elucidate. Source: Banca Națională a României, list of ReGIS participants.
- National bank codes—Romania (Source: Banca Națională a României).
- Ownership and group—GLEIF Level 2 relationship records (accounting consolidation), matched by LEI.
- Overview, leadership, regulators and events—researched per institution by an AI model with web search, from the institution's own website and reports, regulators, company registers and news. Figures, people and events link to their source, and each card shows the research date. AI research can be wrong or out of date, so check key facts at the source.
- European registers—Source: European Central Bank (ECB), list of monetary financial institutions and list of institutions subject to minimum reserves. Matched on LEI by Elucidate.
- Images—logos and photos from Wikimedia Commons (credited with their author and licence) or from the institution's own website, where Wikimedia has none. Elucidate keeps a copy of each; the links lead to the source and the original image. Logo: bcr.ro (official website) · original.
Assess the financial crime risk behind a BIC
A BIC identifies an institution; it does not assess it. The Elucidate FinCrime Index (EFI) is an independent score of the financial crime risk of banks, built for correspondent banking and counterparty due diligence.
Book a demo